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FIHL
Upturn stock ratingUpturn stock rating

Fidelis Insurance Holdings Limited (FIHL)

Upturn stock ratingUpturn stock rating
$16.58
Last Close (24-hour delay)
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PASS
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  • SELL Advisory (Profit)​
  • SELL Advisory (Loss)​
  • Profit
  • Loss
  • Pass (Skip investing)
Upturn Stock infoUpturn Stock info Stock price based on last close
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Upturn Advisory Summary

06/30/2025: FIHL (1-star) is currently NOT-A-BUY. Pass it for now.

Upturn Star Rating

rating

Not Recommended Performance

These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.

Number of Analysts

rating

9 Analysts rated it

Moderately tracked stock, growing coverage, gaining market and investor attention.

1 Year Target Price $19.39

1 Year Target Price $19.39

Analysts Price Target For last 52 week
$19.39Target price
Low$13.99
Current$16.58
high$20.94

Analysis of Past Performance

Type Stock
Historic Profit 2.24%
Avg. Invested days 29
Today’s Advisory PASS
Upturn Star Rating Upturn stock ratingUpturn stock rating
Upturn Advisory Performance Upturn Advisory Performance 1.0
Stock Returns Performance Upturn Returns Performance 1.0
Upturn Profits based on simulationUpturn Profits based on simulation Profits based on simulation
Upturn Profits based on simulationUpturn Profits based on simulation Last Close 06/30/2025

Key Highlights

Company Size Small-Cap Stock
Market Capitalization 1.78B USD
Price to earnings Ratio -
1Y Target Price 19.39
Price to earnings Ratio -
1Y Target Price 19.39
Volume (30-day avg) 9
Beta 0.34
52 Weeks Range 13.99 - 20.94
Updated Date 06/30/2025
52 Weeks Range 13.99 - 20.94
Updated Date 06/30/2025
Dividends yield (FY) 2.46%
Basic EPS (TTM) -0.09

Analyzing Revenue: Products, Geography and Growth

Revenue by Products

Product revenue - Year on Year

Earnings Date

Report Date -
When -
Estimate -
Actual -

Profitability

Profit Margin -0.41%
Operating Margin (TTM) -5.94%

Management Effectiveness

Return on Assets (TTM) 0.15%
Return on Equity (TTM) -0.42%

Valuation

Trailing PE -
Forward PE 8.37
Enterprise Value 1491048493
Price to Sales(TTM) 0.69
Enterprise Value 1491048493
Price to Sales(TTM) 0.69
Enterprise Value to Revenue 0.58
Enterprise Value to EBITDA -
Shares Outstanding 109118000
Shares Floating 60721797
Shares Outstanding 109118000
Shares Floating 60721797
Percent Insiders 14.09
Percent Institutions 77.78

Analyst Ratings

Rating 3
Target Price 19.39
Buy 2
Strong Buy 1
Buy 2
Strong Buy 1
Hold 5
Sell 1
Strong Sell -
Strong Sell -

ai summary icon Upturn AI SWOT

Fidelis Insurance Holdings Limited

stock logo

Company Overview

overview logo History and Background

Fidelis Insurance Holdings Limited was founded in 2015 as a specialist insurer and reinsurer. It has grown through strategic underwriting and risk management. In 2023, Fidelis Insurance Group was restructured into Fidelis MGU and Fidelis Insurance Holdings Limited.

business area logo Core Business Areas

  • Specialty Insurance: Offers tailored insurance solutions in areas such as property, energy, aviation, and marine.
  • Specialty Reinsurance: Provides reinsurance coverage to other insurers, focusing on areas like property catastrophe and specialty lines.

leadership logo Leadership and Structure

Dan Burrows serves as CEO. The company operates with a focus on underwriting expertise and risk management, structured around the specialty insurance and reinsurance segments.

Top Products and Market Share

overview logo Key Offerings

  • Property Catastrophe Reinsurance: Reinsurance coverage for property losses arising from catastrophic events like hurricanes and earthquakes. Market share data is difficult to ascertain without specific reports. Competitors: RenaissanceRe, Everest Re, Axis Capital.
  • Specialty Insurance (Energy): Insurance for energy-related assets and operations. Market share data is difficult to ascertain without specific reports. Competitors: AIG, Chubb, AXA XL.

Market Dynamics

industry overview logo Industry Overview

The specialty insurance and reinsurance market is characterized by cyclical pricing, driven by factors such as catastrophe losses, interest rates, and regulatory changes. There's increasing demand for complex risk solutions.

Positioning

Fidelis is positioned as a specialist provider known for its underwriting expertise and customized solutions. Its competitive advantage lies in its ability to assess and price complex risks effectively.

Total Addressable Market (TAM)

The global specialty insurance market is estimated to be in the hundreds of billions of dollars. Fidelis is positioned to capture a share of this TAM by focusing on specific niches and maintaining underwriting discipline.

Upturn SWOT Analysis

Strengths

  • Underwriting Expertise
  • Strong Risk Management
  • Specialist Focus
  • Experienced Leadership Team

Weaknesses

  • Relatively Smaller Size Compared to Major Players
  • Dependence on Catastrophe Loss Experience
  • Limited Brand Recognition Compared to Larger Insurers

Opportunities

  • Expanding into New Geographies
  • Developing New Product Lines
  • Leveraging Technology for Efficiency
  • Capitalizing on Market Disruption

Threats

  • Increased Competition
  • Catastrophic Events
  • Regulatory Changes
  • Economic Downturn

Competitors and Market Share

competitor logo Key Competitors

  • RE
  • VRNT
  • AIG
  • CB

Competitive Landscape

Fidelis Insurance Holdings Limited faces competition from larger, more established insurers and reinsurers. Its advantages include its specialist focus, underwriting expertise, and ability to provide customized solutions. Disadvantages include its smaller size and limited brand recognition.

Growth Trajectory and Initiatives

Historical Growth: Historical growth trends are unavailable due to the company's recent structure.

Future Projections: Future growth projections would be based on analyst estimates, focusing on growth in premiums written and underwriting profitability.

Recent Initiatives: Recent initiatives may include expanding into new product lines, strengthening relationships with brokers, and improving operational efficiency.

Summary

Fidelis Insurance Holdings Limited is a specialist insurer and reinsurer with underwriting expertise. Its strengths are in specialty risks, but the company is smaller than key competitors. Key challenges include competition, catastrophe risk, and regulatory changes, while opportunities include expansion into new markets and products. Monitoring financial performance will be crucial in the coming years.

Peer Comparison

Sources and Disclaimers

Data Sources:

  • Company Website
  • SEC Filings
  • Industry Reports

Disclaimers:

The information provided is for informational purposes only and should not be considered financial advice. Market share data is based on estimates and may not be precise. Financial figures are not directly available due to recent IPO.

Upturn AI SummarizationUpturn AI Summarization AI Summarization is directionally correct and might not be accurate.

Upturn AI SummarizationUpturn AI Summarization Summarized information shown could be a few years old and not current.

Upturn AI SummarizationUpturn AI Summarization Fundamental Rating based on AI could be based on old data.

Upturn AI SummarizationUpturn AI Summarization AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.

About Fidelis Insurance Holdings Limited

Exchange NYSE
Headquaters -
IPO Launch date 2023-06-29
Group CEO & Executive Director Mr. Daniel Burrows
Sector Financial Services
Industry Insurance - Diversified
Full time employees 98
Full time employees 98

Fidelis Insurance Holdings Limited provides insurance and reinsurance solutions in Bermuda, the Republic of Ireland, and the United Kingdom. It operates in two segments: Insurance and Reinsurance. The Insurance segment offers property, marine, asset backed finance and portfolio credit, aviation and aerospace, political risk, violence and terror, energy, cyber, and other insurance products. The Reinsurance segment provides property, retrocession, and whole account reinsurance solutions. Fidelis Insurance Holdings Limited was incorporated in 2014 and is headquartered in Pembroke, Bermuda.