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Upturn AI SWOT - About
FIHL 
Fidelis Insurance Holdings Limited (FIHL)
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Upturn Advisory Summary
08/28/2025: FIHL (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
9 Analysts rated it
Limited analyst coverage, niche firm, research info may be scarce.
1 Year Target Price $19.78
1 Year Target Price $19.78
| 1 | Strong Buy |
| 2 | Buy |
| 5 | Hold |
| 1 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 3.32% | Avg. Invested days 26 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 08/28/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 1.81B USD | Price to earnings Ratio - | 1Y Target Price 19.78 |
Price to earnings Ratio - | 1Y Target Price 19.78 | ||
Volume (30-day avg) 9 | Beta 0.24 | 52 Weeks Range 13.99 - 20.94 | Updated Date 08/29/2025 |
52 Weeks Range 13.99 - 20.94 | Updated Date 08/29/2025 | ||
Dividends yield (FY) 2.33% | Basic EPS (TTM) -0.38 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date 2025-08-13 | When - | Estimate 0.79 | Actual 0.18 |
Profitability
Profit Margin -1.7% | Operating Margin (TTM) 5.01% |
Management Effectiveness
Return on Assets (TTM) -0.08% | Return on Equity (TTM) -1.83% |
Valuation
Trailing PE - | Forward PE 14.39 | Enterprise Value 1736260988 | Price to Sales(TTM) 0.7 |
Enterprise Value 1736260988 | Price to Sales(TTM) 0.7 | ||
Enterprise Value to Revenue 0.67 | Enterprise Value to EBITDA - | Shares Outstanding 104862000 | Shares Floating 53794117 |
Shares Outstanding 104862000 | Shares Floating 53794117 | ||
Percent Insiders 14.01 | Percent Institutions 78.72 |
Upturn AI SWOT
Fidelis Insurance Holdings Limited
Company Overview
History and Background
Fidelis Insurance Holdings Limited was founded in 2015. It has grown through strategic underwriting and a focus on specialty insurance and reinsurance, expanding its global presence and building a reputation for innovation in risk management.
Core Business Areas
- Specialty Insurance: Provides customized insurance solutions for niche markets, including property, energy, marine, and aviation.
- Reinsurance: Offers reinsurance products, covering a range of risks and providing capital relief to insurance companies.
- Bespoke: Focuses on creating innovative and customized risk transfer solutions tailored to specific client needs.
Leadership and Structure
The leadership team consists of experienced insurance professionals. The organizational structure emphasizes decentralized underwriting authority with a strong focus on risk management and operational efficiency.
Top Products and Market Share
Key Offerings
- Property Insurance: Covers risks associated with physical assets; market share is dynamic and varies regionally. Competitors include Chubb (CB), AIG (AIG), and AXA (not US listed).
- Energy Insurance: Protects energy companies against operational and environmental risks; market share fluctuates based on deal size. Competitors include Allianz (ALIZY), Zurich Insurance (ZURVY), and AXIS Capital (AXS).
- Marine and Aviation Insurance: Provides coverage for marine and aviation-related risks. Market share varies by specific sub-segments. Competitors include Beazley (BEZ.L), Hiscox (HSX.L) and Liberty Mutual (Private).
Market Dynamics
Industry Overview
The specialty insurance and reinsurance industry is characterized by cyclical pricing, increasing regulatory scrutiny, and evolving risk landscapes due to climate change and geopolitical instability.
Positioning
Fidelis Insurance Holdings Limited is positioned as a specialty underwriter focused on complex and bespoke risks, differentiating itself through expertise and customized solutions.
Total Addressable Market (TAM)
The global specialty insurance market is estimated to be in the hundreds of billions of dollars. Fidelis is positioned to capture a share of this through specialized expertise and innovative products.
Upturn SWOT Analysis
Strengths
- Strong underwriting expertise
- Specialized product offerings
- Experienced management team
- Global reach
Weaknesses
- Relatively short operating history compared to peers
- Dependence on key personnel
- Susceptibility to large catastrophic losses
- Higher expense ratio than some peers
Opportunities
- Expansion into new geographic markets
- Development of innovative risk transfer solutions
- Capitalizing on market dislocations
- Leveraging technology to enhance underwriting and risk management
Threats
- Increased competition
- Adverse regulatory changes
- Catastrophic events
- Economic downturn impacting insured values
Competitors and Market Share
Key Competitors
- Arch Capital Group Ltd. (ACGL)
- Axis Capital Holdings Limited (AXS)
- RenaissanceRe Holdings Ltd. (RNR)
Competitive Landscape
Fidelis competes based on specialized expertise, customized solutions, and a focus on complex risks. They are more nimble than larger competitors but may lack the same level of capital resources.
Major Acquisitions
No acquisition details available.
- Year: 0
- Acquisition Price (USD millions): 0
- Strategic Rationale: No acquisition details available.
Growth Trajectory and Initiatives
Historical Growth: Historical growth is demonstrated through expansion of product offerings, geographic reach, and underwriting capacity.
Future Projections: Future growth is expected through continued innovation, strategic partnerships, and capitalizing on favorable market conditions.
Recent Initiatives: Recent initiatives include expansion into new lines of business and investment in technology to improve efficiency and risk management.
Summary
Fidelis Insurance Holdings Limited is a specialized insurer with a focus on complex and bespoke risks. Strengths include underwriting expertise and global reach, however limited operating history is a weakness. Opportunities exist in new markets and innovative solutions, while threats include competition and catastrophic events. Overall, Fidelis is a solid player in the specialty insurance market.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company website
- Industry reports
- Analyst estimates
Disclaimers:
The information provided is for informational purposes only and should not be considered financial advice. Market conditions can change quickly, and past performance is not indicative of future results.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Fidelis Insurance Holdings Limited
Exchange NYSE | Headquaters - | ||
IPO Launch date 2023-06-29 | Group CEO & Executive Director Mr. Daniel Burrows | ||
Sector Financial Services | Industry Insurance - Diversified | Full time employees 98 | Website https://www.fidelisinsurance.com |
Full time employees 98 | Website https://www.fidelisinsurance.com | ||
Fidelis Insurance Holdings Limited provides insurance and reinsurance solutions in Bermuda, the Republic of Ireland, and the United Kingdom. It operates in two segments: Insurance and Reinsurance. The Insurance segment offers property, marine, asset backed finance and portfolio credit, aviation and aerospace, political risk, violence and terror, energy, cyber, and other insurance products. The Reinsurance segment provides property, retrocession, and whole account reinsurance solutions. Fidelis Insurance Holdings Limited was incorporated in 2014 and is headquartered in Pembroke, Bermuda.
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