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Upturn AI SWOT - About
CB 
Chubb Ltd (CB)
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Upturn Advisory Summary
10/13/2025: CB (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
22 Analysts rated it
Well-followed company, solid analyst reports, reliable data for confident investing.
1 Year Target Price $303.95
1 Year Target Price $303.95
| 4 | Strong Buy |
| 5 | Buy |
| 10 | Hold |
| 3 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 10.5% | Avg. Invested days 51 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  2.0 |
| Profits based on simulation | Last Close 10/13/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 112.83B USD | Price to earnings Ratio 12.5 | 1Y Target Price 303.95 |
Price to earnings Ratio 12.5 | 1Y Target Price 303.95 | ||
Volume (30-day avg) 22 | Beta 0.55 | 52 Weeks Range 249.66 - 304.83 | Updated Date 10/12/2025 |
52 Weeks Range 249.66 - 304.83 | Updated Date 10/12/2025 | ||
Dividends yield (FY) 1.30% | Basic EPS (TTM) 22.64 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 16% | Operating Margin (TTM) 22.32% |
Management Effectiveness
Return on Assets (TTM) 2.78% | Return on Equity (TTM) 13.63% |
Valuation
Trailing PE 12.5 | Forward PE 10.67 | Enterprise Value 129966487741 | Price to Sales(TTM) 1.96 |
Enterprise Value 129966487741 | Price to Sales(TTM) 1.96 | ||
Enterprise Value to Revenue 2.25 | Enterprise Value to EBITDA - | Shares Outstanding 398690293 | Shares Floating 369510150 |
Shares Outstanding 398690293 | Shares Floating 369510150 | ||
Percent Insiders 7.36 | Percent Institutions 84.17 |
Upturn AI SWOT
Chubb Ltd
Company Overview
History and Background
Chubb Ltd. was formed in January 2016 through the acquisition of Chubb Corporation by ACE Limited. ACE adopted the Chubb name because of its long-standing reputation. The original Chubb & Son was founded in 1882.
Core Business Areas
- North America Commercial P&C Insurance: Provides a wide range of commercial property and casualty insurance products and services to businesses of all sizes.
- Overseas General Insurance: Offers commercial and personal property and casualty insurance, accident and health insurance, and life insurance to businesses and individuals outside North America.
- Global Personal Lines Insurance: Includes high-net-worth individuals and families. Offers insurance products and services such as homeowners, automobile, and personal articles.
- Life Insurance: Provides life insurance products to individuals and groups.
- Agriculture Insurance: Specialized insurance for farms and ranches.
Leadership and Structure
Evan G. Greenberg serves as the Chairman and Chief Executive Officer. The company has a structured organizational framework with regional and product line leadership reporting to the CEO. Divisions exist for commercial, personal, and specialty lines.
Top Products and Market Share
Key Offerings
- Commercial Property Insurance: Covers physical damage to commercial properties from events like fire, storms, and theft. Chubb holds a significant share of the commercial property insurance market, competing with companies such as AIG and Travelers. Estimated market share is proprietary.
- Directors & Officers (D&O) Liability Insurance: Protects corporate directors and officers from liability claims. Chubb is a major player in the D&O market. Competitors include AIG and Allianz. Estimated market share is proprietary.
- High-Net-Worth Personal Lines Insurance: Targeted at affluent individuals and families, offering comprehensive coverage for homes, automobiles, and valuables. Chubb competes with AIG Private Client Group and PURE Insurance. Market share data for the specific segment is proprietary.
Market Dynamics
Industry Overview
The insurance industry is experiencing growth due to increased global risks, economic expansion, and technological advancements. The industry is highly competitive, regulated, and cyclical.
Positioning
Chubb Ltd. is positioned as a leading global insurer known for its underwriting expertise, strong financial strength, and extensive distribution network. Competitive advantages include a diverse product portfolio and a focus on high-net-worth clients.
Total Addressable Market (TAM)
The global property and casualty insurance market is estimated to be worth trillions of dollars. Chubb is positioned to capture a portion of this TAM by focusing on specialized segments and expanding its international presence.
Upturn SWOT Analysis
Strengths
- Strong brand reputation
- Global presence
- Underwriting expertise
- Financial strength
- Diverse product portfolio
Weaknesses
- Exposure to large catastrophic events
- Complex regulatory environment
- Dependence on economic conditions
- Integration risks from acquisitions
Opportunities
- Expansion in emerging markets
- Technological innovation (e.g., AI, data analytics)
- Increased demand for cyber insurance
- Growth in high-net-worth population
Threats
- Increased competition
- Economic downturns
- Rising claims costs
- Climate change and increased frequency of natural disasters
- Adverse regulatory changes
Competitors and Market Share
Key Competitors
- AXS
- TRV
- WRB
- ALL
- AIG
Competitive Landscape
Chubb possesses significant underwriting expertise and a global reach, allowing it to effectively manage complex risks. Its strong financial position enables it to undertake large-scale transactions, offering a competitive advantage over peers. The main disadvantage is the cost of their services due to a focus on a richer client base which means they have less access to broader consumers.
Major Acquisitions
Combined Specialty Insurance
- Year: 2024
- Acquisition Price (USD millions): 185
- Strategic Rationale: Enhanced niche market capabilities.
Growth Trajectory and Initiatives
Historical Growth: Discuss Chubb Ltd's growth trends over the past years. Replace with analysis.
Future Projections: Provide projections for Chubb Ltd's future growth based on analyst estimates. Replace with analysis.
Recent Initiatives: Highlight recent strategic initiatives undertaken by Chubb Ltd. Replace with examples.
Summary
Chubb is a strong global insurer with significant underwriting expertise and a robust financial position. Its diverse product portfolio and global presence allow it to capitalize on growth opportunities in emerging markets and specialized segments. However, Chubb faces challenges from increased competition, regulatory complexities, and exposure to catastrophic events. They need to watch out for adverse regulatory changes.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company filings
- Industry reports
- Financial news outlets
- Analyst estimates
Disclaimers:
The data and analysis provided are for informational purposes only and should not be considered financial advice. Market share figures are estimates and may vary. Financial data should be verified with official company filings.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Chubb Ltd
Exchange NYSE | Headquaters - | ||
IPO Launch date 1993-03-24 | Chairman & CEO Mr. Evan G. Greenberg | ||
Sector Financial Services | Industry Insurance - Property & Casualty | Full time employees 43000 | Website https://www.chubb.com/us-en |
Full time employees 43000 | Website https://www.chubb.com/us-en | ||
Chubb Limited provides insurance and reinsurance products worldwide. The company operates through six segments: North America Commercial P&C Insurance, North America Personal P&C Insurance, North America Agricultural Insurance, Overseas General Insurance, Global Reinsurance, and Life Insurance. The company provides package policies, property and general liability, workers' compensation, automobile, umbrella, financial lines, professional and management liability, environmental, international coverages, property and casualty, commercial marine, and risk management products and services. It also offers homeowners, automobile and collector cars, valuable articles, personal and excess liability, travel insurance, cyber, and recreational marine insurance and services. In addition, the company provides multiple peril crop insurance and crop-hail insurance for farm, ranch, and specialty property and casualty, and commercial agriculture products; and property insurance products, including traditional commercial fire coverage, as well as energy industry-related, construction, and other technical coverages; personal accident and supplemental medical coverages, such as accidental death, business/holiday travel, specified disease, disability, medical and hospital indemnity, and income protection; and professional indemnity, cyber, surety, aviation, political risk, and specialty personal lines products. Further, the company offers property catastrophe reinsurance, traditional and specialty P&C reinsurance; and protection and savings products, which includes whole life, universal life, unit linked contracts, endowment plans, individual and group term life, dental, critical illness, dementia, hospital cash, personal accident, credit life, and group employee benefits. The company was formerly known as ACE Limited and changed its name to Chubb Limited in January 2016. Chubb Limited was incorporated in 1985 and is headquartered in Zurich, Switzerland.
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