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Upturn AI SWOT - About
CB 
Chubb Ltd (CB)
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Upturn Advisory Summary
09/12/2025: CB (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
22 Analysts rated it
Well-followed company, solid analyst reports, reliable data for confident investing.
1 Year Target Price $300.9
1 Year Target Price $300.9
| 4 | Strong Buy |
| 5 | Buy |
| 10 | Hold |
| 3 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 8.77% | Avg. Invested days 48 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  2.0 |
| Profits based on simulation | Last Close 09/12/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 110.88B USD | Price to earnings Ratio 12.27 | 1Y Target Price 300.9 |
Price to earnings Ratio 12.27 | 1Y Target Price 300.9 | ||
Volume (30-day avg) 22 | Beta 0.57 | 52 Weeks Range 249.66 - 304.83 | Updated Date 09/12/2025 |
52 Weeks Range 249.66 - 304.83 | Updated Date 09/12/2025 | ||
Dividends yield (FY) 1.31% | Basic EPS (TTM) 22.66 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 16% | Operating Margin (TTM) 22.32% |
Management Effectiveness
Return on Assets (TTM) 2.78% | Return on Equity (TTM) 13.63% |
Valuation
Trailing PE 12.27 | Forward PE 10.73 | Enterprise Value 130572496986 | Price to Sales(TTM) 1.93 |
Enterprise Value 130572496986 | Price to Sales(TTM) 1.93 | ||
Enterprise Value to Revenue 2.26 | Enterprise Value to EBITDA - | Shares Outstanding 398689984 | Shares Floating 369514137 |
Shares Outstanding 398689984 | Shares Floating 369514137 | ||
Percent Insiders 7.36 | Percent Institutions 84.23 |
Upturn AI SWOT
Chubb Ltd
Company Overview
History and Background
Chubb Ltd was created in January 2016 from the acquisition of The Chubb Corporation by ACE Limited. The combined company adopted the Chubb name. The original Chubb Corporation was founded in 1882.
Core Business Areas
- North America Commercial P&C Insurance: Provides commercial property and casualty insurance products and services in the US, Canada, and Bermuda.
- Overseas General Insurance: Offers commercial and personal property and casualty insurance, accident and health insurance, and life insurance internationally.
- North America Personal P&C Insurance: Provides high-net-worth individuals and families with property and casualty insurance solutions.
- Global Reinsurance: Offers reinsurance solutions to insurance companies worldwide.
- Life Insurance: Provides life insurance, annuity, and supplemental health products in select markets.
Leadership and Structure
Evan G. Greenberg is the Chairman and CEO. Chubb has a global organizational structure with regional and business unit leaders reporting to the CEO.
Top Products and Market Share
Key Offerings
- Commercial Property Insurance: Covers property damage and loss for businesses. Competitors include Travelers, Hartford, and AIG. Market share data varies but Chubb is a significant player in this segment.
- Casualty Insurance: Provides liability coverage for businesses. Competitors include Travelers, Hartford, and AIG. Market share data varies but Chubb is a significant player in this segment.
- High-Net-Worth Personal Lines: Includes homeowners, auto, and other personal insurance for affluent individuals. Competitors include AIG Private Client Group and PURE Insurance. Chubb holds a significant market share within this niche.
- Financial Lines: Provides insurance coverage for directors and officers, professional liability, and cyber risk. Competitors include AIG, Beazley, and Tokio Marine HCC. Chubb has a substantial presence in this market.
- Accident and Health Insurance: Offers coverage for accidents, illness, and other health-related expenses. Competitors include MetLife, Cigna, and Aetna. Chubb has a growing presence in this market.
Market Dynamics
Industry Overview
The property and casualty insurance industry is highly competitive and influenced by factors such as economic conditions, regulatory changes, and catastrophic events. The industry is experiencing a shift towards digital transformation and increased focus on data analytics.
Positioning
Chubb is positioned as a leading global insurer with a focus on high-value and complex risks. Its competitive advantages include its strong brand reputation, underwriting expertise, and global network.
Total Addressable Market (TAM)
The global property and casualty insurance market is estimated to be worth trillions of dollars. Chubb is well-positioned to capture a significant portion of this market due to its global presence and diverse product offerings.
Upturn SWOT Analysis
Strengths
- Strong brand reputation
- Global presence
- Underwriting expertise
- Diversified product portfolio
- Strong financial position
Weaknesses
- Exposure to catastrophic events
- Sensitivity to economic downturns
- Complex organizational structure
- Dependence on brokerage channels
- Integration challenges from acquisitions
Opportunities
- Expanding into emerging markets
- Leveraging technology to improve efficiency
- Developing new products and services to meet evolving customer needs
- Acquiring smaller competitors
- Growing demand for cyber insurance
Threats
- Increased competition
- Regulatory changes
- Climate change and increased frequency of catastrophic events
- Cybersecurity risks
- Economic recession
Competitors and Market Share
Key Competitors
- TRV
- AIG
- WRB
Competitive Landscape
Chubb has a competitive advantage in its global reach and expertise in high-value risks. However, it faces competition from larger and more specialized insurers.
Major Acquisitions
ACE Limited acquired The Chubb Corporation
- Year: 2016
- Acquisition Price (USD millions): 29500
- Strategic Rationale: Created a global leader in insurance with enhanced scale, diversification, and capabilities.
Growth Trajectory and Initiatives
Historical Growth: Chubb has grown organically and through acquisitions.
Future Projections: Analysts expect Chubb to continue to grow its revenue and earnings in the coming years.
Recent Initiatives: Recent initiatives include investments in technology and expansion into new markets.
Summary
Chubb is a strong global insurer with a diversified product portfolio and a solid financial position. Its focus on high-value risks and underwriting expertise provides a competitive advantage. However, it is exposed to catastrophic events and faces increasing competition. Strategic initiatives and diligent focus on technology improvements help combat these weaknesses.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company filings
- Analyst reports
- Industry publications
Disclaimers:
This analysis is for informational purposes only and should not be considered investment advice. Market share data is based on estimates and may not be precise.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Chubb Ltd
Exchange NYSE | Headquaters - | ||
IPO Launch date 1993-03-24 | Chairman & CEO Mr. Evan G. Greenberg | ||
Sector Financial Services | Industry Insurance - Property & Casualty | Full time employees 43000 | Website https://www.chubb.com/us-en |
Full time employees 43000 | Website https://www.chubb.com/us-en | ||
Chubb Limited provides insurance and reinsurance products worldwide. The company operates through six segments: North America Commercial P&C Insurance, North America Personal P&C Insurance, North America Agricultural Insurance, Overseas General Insurance, Global Reinsurance, and Life Insurance. The company provides package policies, property and general liability, workers' compensation, automobile, umbrella, financial lines, professional and management liability, environmental, international coverages, property and casualty, commercial marine, and risk management products and services. It also offers homeowners, automobile and collector cars, valuable articles, personal and excess liability, travel insurance, cyber, and recreational marine insurance and services. In addition, the company provides multiple peril crop insurance and crop-hail insurance for farm, ranch, and specialty property and casualty, and commercial agriculture products; and property insurance products, including traditional commercial fire coverage, as well as energy industry-related, construction, and other technical coverages; personal accident and supplemental medical coverages, such as accidental death, business/holiday travel, specified disease, disability, medical and hospital indemnity, and income protection; and professional indemnity, cyber, surety, aviation, political risk, and specialty personal lines products. Further, the company offers property catastrophe reinsurance, traditional and specialty P&C reinsurance; and protection and savings products, which includes whole life, universal life, unit linked contracts, endowment plans, individual and group term life, dental, critical illness, dementia, hospital cash, personal accident, credit life, and group employee benefits. The company was formerly known as ACE Limited and changed its name to Chubb Limited in January 2016. Chubb Limited was incorporated in 1985 and is headquartered in Zurich, Switzerland.
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