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Upturn AI SWOT - About
AIG 
American International Group Inc (AIG)
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Stock price based on last close (see disclosures)
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Upturn Advisory Summary
07/16/2025: AIG (2-star) is a SELL. SELL since 3 days. Profits (-2.40%). Updated daily EoD!
Upturn Star Rating
Below Average Performance
These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.
Number of Analysts
17 Analysts rated it
Moderately tracked stock, growing coverage, gaining market and investor attention.
1 Year Target Price $89.25
1 Year Target Price $89.25
| 5 | Strong Buy |
| 3 | Buy |
| 9 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 12.82% | Avg. Invested days 53 | Today’s Advisory SELL |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  2.0 |
| Profits based on simulation | Last Close 07/16/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 47.13B USD | Price to earnings Ratio 19.95 | 1Y Target Price 89.25 |
Price to earnings Ratio 19.95 | 1Y Target Price 89.25 | ||
Volume (30-day avg) 17 | Beta 0.66 | 52 Weeks Range 67.56 - 87.61 | Updated Date 07/14/2025 |
52 Weeks Range 67.56 - 87.61 | Updated Date 07/14/2025 | ||
Dividends yield (FY) 2.10% | Basic EPS (TTM) 4.1 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin -7.11% | Operating Margin (TTM) 15.47% |
Management Effectiveness
Return on Assets (TTM) 0.73% | Return on Equity (TTM) 5.74% |
Valuation
Trailing PE 19.95 | Forward PE 12.67 | Enterprise Value 54492288662 | Price to Sales(TTM) 1.74 |
Enterprise Value 54492288662 | Price to Sales(TTM) 1.74 | ||
Enterprise Value to Revenue 2 | Enterprise Value to EBITDA - | Shares Outstanding 576329984 | Shares Floating 573892383 |
Shares Outstanding 576329984 | Shares Floating 573892383 | ||
Percent Insiders 0.29 | Percent Institutions 95.79 |
Upturn AI SWOT
American International Group Inc
Company Overview
History and Background
American International Group (AIG) was founded in 1919 by Cornelius Vander Starr in Shanghai, China. It expanded globally, becoming a major insurance and financial services provider. The 2008 financial crisis led to a government bailout. AIG has since restructured and refocused on its core insurance operations.
Core Business Areas
- General Insurance: Provides commercial and personal property and casualty insurance.
- Life & Retirement: Offers life insurance, retirement solutions, and investment products.
Leadership and Structure
Peter Zaffino is the Chairman & CEO. The organizational structure is divisional, with separate business units for General Insurance and Life & Retirement. AIG operates globally with regional and functional management structures.
Top Products and Market Share
Key Offerings
- Commercial Property Insurance: Protects businesses from property damage or loss. Market share data is variable, but AIG is a significant player in this market. Competitors include Chubb (CB), Travelers (TRV) and AXA.
- Cyber Insurance: Protects business from online crimes and attacks, AIG is a significant player in this market. Competitors include Chubb (CB), Travelers (TRV) and AXA.
- Life Insurance: Provides financial protection to beneficiaries upon the death of the insured. Competitors include Prudential Financial (PRU), MetLife (MET) and New York Life.
- Travel Insurance: AIG sells travel insurance through multiple distributors.
Market Dynamics
Industry Overview
The insurance industry is highly competitive and regulated. It is impacted by economic cycles, interest rates, and global events. Trends include increasing digitalization and the use of data analytics.
Positioning
AIG is a global insurance provider with a strong brand. It differentiates itself through its expertise in complex risks and its global network. Competitors include other large multi-line insurers, as well as specialized players.
Total Addressable Market (TAM)
The global insurance market is estimated to be trillions of dollars. AIG is positioned to capture a portion of this TAM through its diverse product offerings and global presence.
Upturn SWOT Analysis
Strengths
- Global presence and network
- Strong brand recognition
- Expertise in complex risks
- Diverse product offerings
Weaknesses
- Past financial crisis and bailout
- Complex organizational structure
- Sensitivity to economic downturns
Opportunities
- Growing demand for insurance in emerging markets
- Increasing digitalization of insurance services
- New product development in areas like cyber insurance
Threats
- Intense competition
- Regulatory changes
- Economic downturns
- Natural disasters and other catastrophic events
Competitors and Market Share
Key Competitors
- CB
- TRV
- PRU
- MET
- AXA
Competitive Landscape
AIG competes with a wide range of global and regional insurance companies. Its competitive advantages include its global presence, strong brand, and expertise in complex risks. Disadvantages include its past financial crisis and complex organizational structure.
Growth Trajectory and Initiatives
Historical Growth: AIG's growth has been uneven due to the financial crisis and subsequent restructuring. Recent growth has been driven by improvements in its core insurance businesses.
Future Projections: Analysts expect AIG to continue to grow its earnings in the coming years. Growth is expected to be driven by improvements in underwriting, expense management, and investment performance.
Recent Initiatives: AIG has been focused on simplifying its organizational structure, improving its risk management practices, and investing in technology.
Summary
AIG has recovered from the 2008 financial crisis and is now focused on its core insurance businesses. Its global presence and expertise in complex risks are key strengths. However, it faces intense competition and the risk of economic downturns. Successfully executing its strategic initiatives is crucial for future growth.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company SEC Filings
- Financial News Articles
- Industry Reports
Disclaimers:
This analysis is for informational purposes only and should not be considered financial advice. Investment decisions should be made based on your own research and consultation with a qualified financial advisor.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About American International Group Inc
Exchange NYSE | Headquaters New York, NY, United States | ||
IPO Launch date 1984-09-07 | CEO & Chairman Mr. Peter Salvatore Zaffino | ||
Sector Financial Services | Industry Insurance - Diversified | Full time employees 22200 | Website https://www.aig.com |
Full time employees 22200 | Website https://www.aig.com | ||
American International Group, Inc. offers insurance products for commercial, institutional, and individual customers in North America and internationally. It operates through three segments: North America Commercial; International Commercial; and Global Personal. The company provides commercial and industrial property insurance, including business interruption and package insurance that cover exposure to made and natural disasters; general liability, environmental, commercial automobile liability, workers' compensation, excess casualty, and crisis management insurance products; and professional liability insurance. It also offers marine, energy-related property insurance, aviation, political risk, trade credit, trade finance, and portfolio solutions; voluntary and sponsor-paid personal accident, and supplemental health products; and personal auto and homeowners, extended warranty, device protection insurance, home warranty and related services, and insurance for high net-worth individuals. Further, the company provides mortgage and other loans receivable includes commercial mortgages, life insurance policy loans, and commercial loans, The company was founded in 1919 and is headquartered in New York, New York.
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