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Fidelity National Information Services Inc(FIS)
Advisory History & Simulated Performance *
*as per simulation (see disclosures)- ALL
- 1Y
- 1M
- 1W
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- PASS (Skip)
Advisory Performance History (Simulated)
Upturn Advisory & Investor View for FIS
09/18/2026: FIS (1-star) is currently NOT-A-BUY. Pass it for now.
Fidelity National Information Services (FIS) is a major global provider of core banking and capital markets technology. The stock functions as a mission-critical utility for financial institutions, providing stable, recurring revenue through long-term software contracts. The company’s recent strategic shift to divest its merchant solutions business is a key development, aimed at streamlining operations and enhancing margins. Primary risks include competition from cloud-native FinTech firms and the execution challenges of modernizing its legacy platforms. FIS is generally suited for value and dividend-focused investors, and market participants should monitor the company's ability to maintain high margins and effectively cross-sell software in a competitive environment.
How to Read the Upturn Advisory
The Upturn Star Rating and the current BUY, SELL, or PASS advisory are generated by Upturn’s AI advisory engine based on proprietary signal analysis, price behavior, advisory history, and historical signal performance.
Company fundamentals, valuation, risks, and news provide supporting context about the business.
Investor Fit
| Investor style | Fit | Why |
|---|---|---|
| Growth investor | Mixed fit | Growth is moderate as the company focuses on margin improvement over rapid expansion. |
| Momentum investor | Mixed fit | Momentum depends on successful execution of the post-divestiture strategy and market sentiment toward FinTech. |
| Value investor | Strong fit | The valuation may appear attractive to value-oriented investors seeking stable, established financial software businesses. |
| Dividend investor | Strong fit | FIS offers a stable and reliable dividend that appeals to income-focused investors. |
| Low-risk investor | Strong fit | The company's role as a mission-critical utility for banks provides a degree of revenue stability. |
Risk Profile
| Risk factor | Level | Why it matters |
|---|---|---|
| Price volatility | Medium | The stock can experience swings based on interest rate environments and broader technology sector sentiment. |
| Valuation risk | Medium | Market pricing of financial technology firms can fluctuate based on growth expectations. |
| Competition risk (Cloud-native platforms) | Medium / high | Emerging cloud-native competitors are challenging legacy core banking providers. |
| Business quality | Strong | The company holds a strong competitive moat due to high switching costs in banking infrastructure. |
| Dividend income | Low | While consistent, the dividend yield is not typically the primary driver for investors. |
| Execution risk | Medium / high | Integrating complex systems and successfully executing the post-divestiture strategy is critical to long-term success. |
Price Behavior

Steep Decline
The stock price has dropped sharply with strong downward pressure.

Moderately Choppy
The stock has experienced noticeable price swings while retaining some directional structure.
Analysis of Past Performance
Type Stock | Historic Profit 10.14% | Avg. Invested days 67 | Today’s Advisory PASS |
Upturn Advisory Rating ![]() | Upturn Advisory Performance | Stock Returns Performance |
Upturn Scorecard
Upturn Star Rating 
Company Fundamentals 
Financial Health Rating 
Growth Momentum Score 
Ownership 
Top 5 Institutional Investors
Unit Economics (Per $1K Revenue) 
Economic Dimensions
Quantitative Style Profile 
Style Classification
Quality Focused
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 18.83B USD | Price to earnings Ratio 5.66 | 1Y Target Price 50 |
Price to earnings Ratio 5.66 | 1Y Target Price 50 | ||
Volume (30-day avg) 5.6M shares | Beta 0.8 | 52 Weeks Range 35.53 - 66.59 | Updated Date 09/18/2026 |
52 Weeks Range 35.53 - 66.59 | Updated Date 09/18/2026 | ||
Dividends yield (FY) 4.56% | Basic EPS (TTM) 6.44 |
How Company Makes Money
| Business area | What it includes | Retail investor read |
|---|---|---|
| Banking Solutions | Core processing, digital banking tools, and payment software for regional and global banks. | This is the company's steady utility-like business where banks pay ongoing fees for essential software. |
| Capital Markets | Trading software, risk management tools, and investment platforms for asset managers. | This segment provides software for sophisticated financial firms, tied to global market activity levels. |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Valuation
Trailing PE 5.66 | Forward PE 5.44 | Enterprise Value 39.52B | Price to Sales(TTM) 1.54 |
Enterprise Value 39.52B | Price to Sales(TTM) 1.54 | ||
Enterprise Value to Revenue 3.24 | Enterprise Value to EBITDA 9.41 | Shares Outstanding 516.88M | Shares Floating 514.52M |
Shares Outstanding 516.88M | Shares Floating 514.52M | ||
Percent Insiders 0.13 | Percent Institutions 101.5 |
Upturn AI Summary
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
Financial Metrics
🧭 Investment Snapshot
Total Revenue (Scale)
Total money earned from selling products or services before any costs. It is needed to understand the scale of the business and its ability to generate income.
Net Income (Profit)
Final profit after all expenses, interest, and taxes are deducted. It is needed to determine the overall profitability available to shareholders.
Free Cash Flow (Cash Strength)
Cash remaining after operating activities and capital expenditures, showing cash available for growth. It is needed to evaluate the company’s ability to invest, pay dividends, or reduce debt.
📈 Growth & Strength
Operating Income (Core Profit)
Profit from core operations after deducting all operating expenses. It is needed to measure how efficiently the company runs its primary business activities.
EBITDA (Cash Earnings)
Earnings before interest, taxes, depreciation, and amortization, indicating operating cash potential. It is needed to compare operating performance across companies without accounting or financing differences.
Gross Profit (Unit Profitability)
Revenue minus cost of revenue, showing profit after direct production costs. It is needed to evaluate core business profitability before overhead expenses.
🛡️ Financial Safety
Cash (Liquidity Buffer)
Total cash and cash equivalents on hand. It is needed to evaluate immediate liquidity and financial flexibility.
Total Debt (Leverage Risk)
Total debt including both short-term and long-term components. It is needed to assess the company’s leverage and financial risk.
Net Working Capital (Short-Term Health)
Current assets minus current liabilities, indicating short-term liquidity strength. It is needed to assess whether the company can meet its short-term obligations.
🧱 Balance Sheet Strength
Stockholder Equity (Net Worth)
Total equity value held by shareholders. It is needed to understand the net worth of the company from the owners’ perspective.
Total Assets (Asset Base)
The full value of everything the company owns, including cash, inventory, equipment, and investments. It is needed to understand the resource base used to generate revenue.
Income Before Tax (Pre-Tax Earnings)
Income before provision for income taxes. It is needed to analyze profitability independent of tax structures.
⚙️ Cost & Drag Factors
Cost of Revenue (Production Cost)
Direct costs required to produce and deliver the products or services sold. It is needed to assess efficiency in production and service delivery.
Total Operating Expenses (Operating Cost)
Indirect costs of running the business such as salaries, marketing, and administration. It is needed to understand how much it costs to sustain ongoing business operations.
Income Tax Expense (Tax Drag)
Amount of taxes paid or payable to the government. It is needed to evaluate the impact of taxation on overall profitability.
About Fidelity National Information Services Inc
Exchange NYSE | Headquarters Jacksonville, FL, United States | ||
IPO Launch date 2001-06-20 | CEO, President & Director Ms. Stephanie L. Ferris | ||
Sector Technology | Industry Information Technology Services | Full time employees 44000 | Website https://www.fisglobal.com |
Full time employees 44000 | Website https://www.fisglobal.com | ||
Fidelity National Information Services, Inc. provides solutions to financial institutions, businesses, and developers worldwide. The company operates through Banking Solutions, Capital Market Solutions, and Corporate and Other segments. It provides core processing and ancillary applications; mobile and online banking; fraud, risk management, and compliance; card and retail payment; electronic funds transfer and network; wealth and retirement; and item processing and output solutions. The company also offers trading and assets, lending, leveraged and syndicated loan markets, and treasury and risk solutions. Fidelity National Information Services, Inc. was founded in 1968 and is headquartered in Jacksonville, Florida.

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