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First United Corporation (FUNC)

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Upturn Advisory Summary
12/15/2025: FUNC (1-star) has a low Upturn Star Rating. Not recommended to BUY.
1 Year Target Price $42
1 Year Target Price $42
| 0 | Strong Buy |
| 1 | Buy |
| 0 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 25.5% | Avg. Invested days 43 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating ![]() | Upturn Advisory Performance | Stock Returns Performance |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 263.19M USD | Price to earnings Ratio 10.55 | 1Y Target Price 42 |
Price to earnings Ratio 10.55 | 1Y Target Price 42 | ||
Volume (30-day avg) 1 | Beta 0.53 | 52 Weeks Range 24.12 - 41.58 | Updated Date 12/14/2025 |
52 Weeks Range 24.12 - 41.58 | Updated Date 12/14/2025 | ||
Dividends yield (FY) 2.28% | Basic EPS (TTM) 3.84 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 29.79% | Operating Margin (TTM) 43.09% |
Management Effectiveness
Return on Assets (TTM) 1.27% | Return on Equity (TTM) 13.36% |
Valuation
Trailing PE 10.55 | Forward PE - | Enterprise Value 285302752 | Price to Sales(TTM) 3.15 |
Enterprise Value 285302752 | Price to Sales(TTM) 3.15 | ||
Enterprise Value to Revenue 4.18 | Enterprise Value to EBITDA - | Shares Outstanding 6496908 | Shares Floating 5959809 |
Shares Outstanding 6496908 | Shares Floating 5959809 | ||
Percent Insiders 8.02 | Percent Institutions 48.84 |
About First United Corporation
Exchange NASDAQ | Headquaters Oakland, MD, United States | ||
IPO Launch date 1992-09-08 | Chairman, President & CEO Ms. Carissa L. Rodeheaver CPA, CFP | ||
Sector Financial Services | Industry Banks - Regional | Full time employees 291 | Website https://mybank.com |
Full time employees 291 | Website https://mybank.com | ||
First United Corporation operates as the bank holding company for First United Bank & Trust that provides various retail and commercial banking services to businesses and individuals in the United States. It operates through Community Banking and Wealth Management segments. The company offers various deposit products, such as checking, savings, money market, individual retirement (IRA), employee benefit, and health savings accounts; regular and IRA certificates of deposit; demand deposits; business and personal loans; lines of credit; commercial loans secured by real estate, commercial equipment, vehicles or other assets of the borrower; residential mortgages; real estate construction loans to builders and individuals for single family dwellings; and indirect and direct auto loans, student loans, and other secured and unsecured lines of credit and term loans. It also provides brokerage; treasury management, cash sweep, and various checking opportunities; trust services, including personal trust, investment agency accounts, charitable trusts, and estate administration and estate planning, as well as retirement accounts including IRA roll-overs, 401(k) accounts, and defined benefit plans; and safe deposit and night depository facilities, and insurance products. First United Corporation was founded in 1900 and is headquartered in Oakland, Maryland.

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