Home 
Today's Top Picks 
Top Performers 
Watchlist 
My Robo Portfolios 
ETF Zone 
Help & Tutorial 
Cancel anytime
- Chart
- Upturn Summary
- Highlights
- Revenue
- Valuation
- Analyst Ratings
Upturn AI SWOT - About
V 
Visa Inc. Class A (V)
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- Pass (Skip investing)
Stock price based on last close (see disclosures)
- ALL
- YEAR
- MONTH
- WEEK
Upturn Advisory Summary
06/18/2025: V (4-star) is a REGULAR-BUY. BUY since 30 days. Profits (-2.55%). Updated daily EoD!
Upturn Star Rating
Above Average Performance
These Stocks/ETFs, based on Upturn Advisory, frequently surpass the market, reflecting reliable and trustworthy advice.
Upturn Analyst’s Rating
41 Analysts rated it
These Stocks/ETFs, based on Upturn Advisory, have historically outperformed the market, making them a top-tier choice for investors.
Year Target Price $340.38
| 23 | Strong Buy |
| 10 | Buy |
| 7 | Hold |
| 0 | Under performing |
| 1 | Sell |
Analysis of Past Performance
Type Stock | Historic Profit 29.97% | Avg. Invested days 71 | Today’s Advisory WEAK BUY |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 06/18/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 671.52B USD | Price to earnings Ratio 34.62 | 1Y Target Price 382.4 |
Price to earnings Ratio 34.62 | 1Y Target Price 382.4 | ||
Volume (30-day avg) 6011813 | Beta 0.94 | 52 Weeks Range 250.87 - 375.51 | Updated Date 06/23/2025 |
52 Weeks Range 250.87 - 375.51 | Updated Date 06/23/2025 | ||
Dividends yield (FY) 0.69% | Basic EPS (TTM) 9.93 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 52.86% | Operating Margin (TTM) 67.07% |
Management Effectiveness
Return on Assets (TTM) 16.94% | Return on Equity (TTM) 50.66% |
Valuation
Trailing PE 34.62 | Forward PE 26.53 | Enterprise Value 651446648832 | Price to Sales(TTM) 17.58 |
Enterprise Value 651446648832 | Price to Sales(TTM) 17.58 | ||
Enterprise Value to Revenue 17.79 | Enterprise Value to EBITDA 25.91 | Shares Outstanding 1710989952 | Shares Floating 1708329069 |
Shares Outstanding 1710989952 | Shares Floating 1708329069 | ||
Percent Insiders 0.56 | Percent Institutions 90.73 |
Analyst Ratings
Rating 4.34 | Target Price 382.44 | Buy 10 | Strong Buy 23 |
Buy 10 | Strong Buy 23 | ||
Hold 7 | Sell 1 | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
Visa Inc. Class A
Company Overview
History and Background
Visa Inc. Class A was founded in 1958 as BankAmericard by Bank of America, evolving into Visa in 1976. It separated from Bank of America in 2007 and went public in 2008, becoming a global leader in digital payments.
Core Business Areas
- Payments Technology: Provides payment processing services and technology solutions to financial institutions, merchants, and consumers.
- Transaction Processing: Operates VisaNet, a global transaction processing network that enables secure and reliable electronic payments.
- Value-Added Services: Offers services like fraud prevention, data analytics, and consulting to enhance payment experiences.
Leadership and Structure
The leadership team includes the CEO and executive management, with a board of directors overseeing strategic direction. The organizational structure is segmented by function (technology, sales, marketing) and geography.
Top Products and Market Share
Key Offerings
- Visa Credit Cards: Credit cards accepted worldwide, generating substantial revenue. Market share is approximately 50% of global card payments volume. Competitors include Mastercard and American Express. Number of Visa cards in circulation: over 4 billion.
- Visa Debit Cards: Debit cards linked to bank accounts, providing convenient spending options. Competitors include Mastercard and local debit networks.
- Visa Direct: A real-time push payments platform for sending and receiving funds globally. Competitors include Mastercard Send, PayPal, and wire transfer services.
Market Dynamics
Industry Overview
The payments industry is experiencing rapid growth driven by increasing digitalization, e-commerce expansion, and the adoption of contactless payments. Fintech innovation and regulatory changes are also shaping the industry.
Positioning
Visa holds a leading position in the payments industry due to its global network, brand recognition, and technology infrastructure. Its competitive advantages include scale, security, and interoperability.
Total Addressable Market (TAM)
The global payments market is estimated to be in the trillions of dollars. Visa is well-positioned to capture a significant share of this TAM through its existing infrastructure and continued innovation.
Upturn SWOT Analysis
Strengths
- Global brand recognition
- Extensive network and infrastructure
- Strong relationships with financial institutions
- Advanced technology and security capabilities
- Large transaction volume
Weaknesses
- Dependence on financial institutions
- Exposure to regulatory risks
- Potential for cybersecurity breaches
- High interchange fees can deter some merchants
- Subject to market fluctuations
Opportunities
- Expanding into emerging markets
- Developing new payment solutions for e-commerce and mobile payments
- Leveraging data analytics for personalized services
- Acquiring or partnering with fintech companies
- Adopting blockchain technologies
Threats
- Increasing competition from fintech companies and alternative payment systems
- Regulatory scrutiny and potential changes in interchange fees
- Cybersecurity threats and data breaches
- Economic downturns affecting consumer spending
- Geopolitical instability
Competitors and Market Share
Key Competitors
- MA
- PYPL
- SQ
Competitive Landscape
Visa benefits from its global scale and network but faces competition from Mastercard and emerging fintech companies. Visau2019s advantages include its established brand and technology infrastructure, while its disadvantages include potential regulatory risks and dependence on financial institutions.
Major Acquisitions
Currencycloud
- Year: 2021
- Acquisition Price (USD millions): 963
- Strategic Rationale: Expanded Visa's cross-border payments capabilities and reach in the fintech space.
Growth Trajectory and Initiatives
Historical Growth: Visa has demonstrated consistent revenue and earnings growth over the past decade, driven by increasing digital payments and global expansion.
Future Projections: Analysts project continued growth for Visa, driven by the expansion of digital payments, the growth of e-commerce, and the adoption of new payment technologies. Growth rates can vary based on economic conditions.
Recent Initiatives: Recent strategic initiatives include investments in fintech companies, partnerships with e-commerce platforms, and the development of new payment solutions for emerging markets.
Summary
Visa is a strong company with a dominant position in the global payments industry, benefiting from its extensive network and brand recognition. The company is expanding its reach through strategic acquisitions and partnerships, but it faces increasing competition from fintech innovators. Regulatory scrutiny and cybersecurity threats remain key risks. Visa's consistent financial performance and growth prospects make it a solid investment for the long term.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Visa Inc. Investor Relations
- SEC Filings
- Market Research Reports
- Financial News Outlets
Disclaimers:
The information provided is for informational purposes only and does not constitute financial advice. Investment decisions should be based on independent research and consultation with a financial advisor. Market conditions can change rapidly, and past performance is not indicative of future results.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Visa Inc. Class A
Exchange NYSE | Headquaters San Francisco, CA, United States | ||
IPO Launch date 2008-03-19 | President, CEO & Director Mr. Ryan M. McInerney | ||
Sector Financial Services | Industry Credit Services | Full time employees - | Website https://www.visa.com |
Full time employees - | Website https://www.visa.com | ||
Visa Inc. operates as a payment technology company in the United States and internationally. The company operates VisaNet, a transaction processing network that enables authorization, clearing, and settlement of payment transactions. It also offers credit, debit, and prepaid card products; tap to pay, tokenization, and click to pay services; Visa Direct, a solution that facilitates the delivery of funds to eligible cards, bank accounts, and digital wallets; Visa B2B Connect, a multilateral business-to-business cross-border payments network; Visa Cross-Border Solution, a cross-border consumer payments solution; and Visa DPS that provides a range of value-added services, including fraud mitigation, dispute management, data analytics, campaign management, a suite of digital solutions, and contact center services. The company also provides acceptance solutions, which include Cybersource and Authorize.net that provides new and enhanced payment integrations with ecommerce platforms, enabling sellers and acquirers to offer tailored commerce experiences; risk and identity solutions, such as Visa Advanced Authorization, Visa Secure, Visa Consumer Authentication Service, Visa Protect Authentication Intelligence, and Visa Provisioning Intelligence; and Visa Consulting and Analytics, a payment consulting advisory services. It provides its services under the Visa, Visa Electron, Interlink, V PAY, and PLUS brands. The company serves merchants, financial institutions, and government entities. Visa Inc. was founded in 1958 and is headquartered in San Francisco, California.
Note: This website is maintained by Upturn Corporation, which is an investment adviser registered with the U.S. Securities and Exchange Commission. Such registration does not imply a certain level of skill or training. Investing in securities has risks. Past performance is no guarantee of future returns. No assurance is provided as to any particular investment return, and you may lose money using our services. You are strongly advised to consult appropriate counsel before making any investments in companies you learn about through our services. You should obtain appropriate legal, tax, investment, accounting, and other advice that takes into account your investment portfolio and overall financial situation. You are solely responsible for conducting due diligence on a potential investment. We do not affect trades for you. You will select your own broker through which to transact. Investments are not FDIC insured, they are not guaranteed, and they may lose value. Please see the Privacy Policy, Terms of Use, and Disclosure for more information.