Home 
Today's Top Picks 
Top Performers 
Watchlist 
My Robo Portfolios 
ETF Zone 
Help & Tutorial 
Cancel anytime
- Chart
- Upturn Summary
- Highlights
- Revenue
- Valuation
Upturn AI SWOT - About
HWC 
Hancock Whitney Corp (HWC)
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- Pass (Skip investing)
Stock price based on last close (see disclosures)
- ALL
- YEAR
- MONTH
- WEEK
Upturn Advisory Summary
08/14/2025: HWC (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
8 Analysts rated it
Limited analyst coverage, niche firm, research info may be scarce.
1 Year Target Price $69.12
1 Year Target Price $69.12
| 5 | Strong Buy |
| 2 | Buy |
| 1 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 0.65% | Avg. Invested days 34 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 08/14/2025 |
Key Highlights
Company Size Mid-Cap Stock | Market Capitalization 5.19B USD | Price to earnings Ratio 11.3 | 1Y Target Price 69.12 |
Price to earnings Ratio 11.3 | 1Y Target Price 69.12 | ||
Volume (30-day avg) 8 | Beta 1.12 | 52 Weeks Range 43.53 - 62.90 | Updated Date 08/14/2025 |
52 Weeks Range 43.53 - 62.90 | Updated Date 08/14/2025 | ||
Dividends yield (FY) 2.78% | Basic EPS (TTM) 5.42 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 33.35% | Operating Margin (TTM) 42.59% |
Management Effectiveness
Return on Assets (TTM) 1.33% | Return on Equity (TTM) 11.36% |
Valuation
Trailing PE 11.3 | Forward PE 10.09 | Enterprise Value 5503173120 | Price to Sales(TTM) 3.68 |
Enterprise Value 5503173120 | Price to Sales(TTM) 3.68 | ||
Enterprise Value to Revenue 4.12 | Enterprise Value to EBITDA - | Shares Outstanding 84755000 | Shares Floating 83765040 |
Shares Outstanding 84755000 | Shares Floating 83765040 | ||
Percent Insiders 1.11 | Percent Institutions 90.4 |
Upturn AI SWOT
Hancock Whitney Corp
Company Overview
History and Background
Hancock Whitney Corp was formed from the merger of Hancock Holding Company and Whitney National Bank in 2011. Hancock Holding Company traces its roots back to 1899. Over the years, it expanded through acquisitions and organic growth to become a leading regional bank in the Gulf South.
Core Business Areas
- Commercial Banking: Offers a wide range of banking products and services to businesses, including loans, deposits, treasury management, and international services.
- Retail Banking: Provides banking services to individuals and families, including checking and savings accounts, mortgages, personal loans, and credit cards.
- Wealth Management: Offers wealth management services to high-net-worth individuals and families, including investment management, financial planning, and trust services.
Leadership and Structure
John M. Hairston is the President and CEO. The company has a board of directors responsible for oversight and governance. The organizational structure is typical of a regional bank, with various departments reporting to senior management.
Top Products and Market Share
Key Offerings
- Commercial Loans: Loans to businesses for various purposes, generating a significant portion of revenue. Market share data is available through regulatory filings for regional banks. Competitors include Regions Financial, Cadence Bank, and Iberiabank (now First Horizon).
- Mortgages: Residential mortgage loans offered to individuals. Market share varies by region. Competitors include national mortgage lenders and other regional banks.
- Treasury Management Services: Services that help businesses manage their cash flow and payments. Revenue data is not publicly broken out. Competitors include larger national banks and fintech companies.
Market Dynamics
Industry Overview
The banking industry is highly competitive and subject to regulatory changes and economic conditions. Digital transformation and fintech competition are also key trends.
Positioning
Hancock Whitney Corp is a regional bank focused on the Gulf South. Its competitive advantages include a strong local presence, established customer relationships, and a diversified range of products and services.
Total Addressable Market (TAM)
The TAM for banking services in the Gulf South is estimated in the billions of dollars annually. Hancock Whitney Corp is positioned to capture a portion of this market through its established presence and diversified offerings.
Upturn SWOT Analysis
Strengths
- Strong regional presence in the Gulf South
- Diversified revenue streams
- Established customer relationships
- Experienced management team
Weaknesses
- Limited geographic footprint compared to national banks
- Vulnerability to regional economic downturns
- Dependence on traditional banking services
- Smaller marketing budget than national players
Opportunities
- Expansion into new markets within the Gulf South
- Adoption of new technologies to improve efficiency and customer experience
- Growth in wealth management services
- Strategic acquisitions of smaller banks or fintech companies
Threats
- Increased competition from national banks and fintech companies
- Regulatory changes that could increase compliance costs
- Economic downturns that could reduce loan demand
- Cybersecurity risks
Competitors and Market Share
Key Competitors
- RF
- CADE
- FHN
Competitive Landscape
Hancock Whitney competes with larger national banks, other regional banks, and non-bank financial institutions. Its advantages include a strong local presence and established customer relationships. Disadvantages include a smaller geographic footprint and limited resources compared to national banks.
Major Acquisitions
MidSouth Bancorp
- Year: 2019
- Acquisition Price (USD millions): 213
- Strategic Rationale: Expanded market presence in Louisiana.
Growth Trajectory and Initiatives
Historical Growth: Hancock Whitney Corp's growth trends over the past years should be discussed, considering factors such as organic growth, acquisitions, and economic conditions.
Future Projections: Projections for Hancock Whitney Corp's future growth should be obtained from analyst estimates and company guidance.
Recent Initiatives: Recent strategic initiatives undertaken by Hancock Whitney Corp, such as digital transformation efforts and expansion into new markets, should be highlighted.
Summary
Hancock Whitney Corp demonstrates steady performance as a regional bank, capitalizing on its deep roots and strong presence in the Gulf South. While its diversified service offerings and local expertise are strengths, it faces significant challenges from larger national banks and evolving digital landscapes. Strategic adaptation and continued regional focus will be crucial for sustaining growth and competitiveness. The company must also be wary of regional economic fluctuations.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Website
- SEC Filings
- Analyst Reports
- Industry Associations
Disclaimers:
This analysis is for informational purposes only and should not be considered financial advice. Market conditions and company performance can change rapidly. Conduct thorough research before making investment decisions.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Hancock Whitney Corp
Exchange NASDAQ | Headquaters Gulfport, MS, United States | ||
IPO Launch date 2001-01-02 | President, CEO & Director Mr. John M. Hairston | ||
Sector Financial Services | Industry Banks - Regional | Full time employees 3580 | Website https://www.hancockwhitney.com |
Full time employees 3580 | Website https://www.hancockwhitney.com | ||
Hancock Whitney Corporation operates as the financial holding company for Hancock Whitney Bank that provides traditional and online banking services to commercial, small business, and retail customers in the United States. It offers various transaction and savings deposit products, such as brokered deposits, time deposits, and money market accounts; treasury management services; secured and unsecured loan products; letters of credit and similar financial guarantees; trust and investment management services to retirement plans, corporations, and individuals; and investment advisory and brokerage products. The company also provides commercial and industrial loans, including real and non-real estate loans; commercial real estate loans; construction and land development loans; and residential mortgages, as well as consumer loans. In addition, it offers commercial finance products to middle market and corporate clients comprising leases and related structures; invests in new market tax credit activities and holds certain foreclosed assets; provides customers access to fixed annuity and life insurance products, investment management and advisory, and other services; and underwrites transactions primarily for banking clients, as well as debt and mortgage-related securities. The company was founded in 1899 and is headquartered in Gulfport, Mississippi.
Note: This website is maintained by Upturn Corporation, which is an investment adviser registered with the U.S. Securities and Exchange Commission. Such registration does not imply a certain level of skill or training. Investing in securities has risks. Past performance is no guarantee of future returns. No assurance is provided as to any particular investment return, and you may lose money using our services. You are strongly advised to consult appropriate counsel before making any investments in companies you learn about through our services. You should obtain appropriate legal, tax, investment, accounting, and other advice that takes into account your investment portfolio and overall financial situation. You are solely responsible for conducting due diligence on a potential investment. We do not affect trades for you. You will select your own broker through which to transact. Investments are not FDIC insured, they are not guaranteed, and they may lose value. Please see the Privacy Policy, Terms of Use, and Disclosure for more information.