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Upturn stock ratingUpturn stock rating
CADE logo

Cadence Bancorp (CADE)

Upturn stock ratingUpturn stock rating
$30.28
Last Close (24-hour delay)
Profit since last BUY-5.73%
upturn advisory
WEAK BUY
BUY since 28 days
  • BUY Advisory
  • SELL Advisory (Profit)​
  • SELL Advisory (Loss)​
  • Profit
  • Loss
  • Pass (Skip investing)
Upturn Stock infoUpturn Stock info Stock price based on last close
*as per simulation
(see disclosures)
Time period over
  • ALL
  • YEAR
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Upturn Advisory Summary

06/20/2025: CADE (1-star) has a low Upturn Star Rating. Not recommended to BUY.

Upturn Star Rating

ratingratingratingratingrating

Not Recommended Performance

These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.

Number of Analysts

rating

11 Analysts rated it

These Stocks/ETFs, based on Upturn Advisory, frequently surpass the market, reflecting reliable and trustworthy advice.

Year Target Price $35.27

Year Target Price $35.27

Analyst’s Price TargetsFor last 52 week
$35.27Target price
Low$25
Current$30.28
high$39.2

Analysis of Past Performance

Type Stock
Historic Profit -3.12%
Avg. Invested days 31
Today’s Advisory WEAK BUY
Upturn Star Rating Upturn stock ratingUpturn stock rating
Upturn Advisory Performance Upturn Advisory Performance 3.0
Stock Returns Performance Upturn Returns Performance 1.0
Upturn Profits based on simulationUpturn Profits based on simulation Profits based on simulation
Upturn Profits based on simulationUpturn Profits based on simulation Last Close 06/20/2025

Key Highlights

Company Size Mid-Cap Stock
Market Capitalization 5.90B USD
Price to earnings Ratio 11.61
1Y Target Price 35.27
Price to earnings Ratio 11.61
1Y Target Price 35.27
Volume (30-day avg) -
Beta 0.85
52 Weeks Range 25.00 - 39.20
Updated Date 06/29/2025
52 Weeks Range 25.00 - 39.20
Updated Date 06/29/2025
Dividends yield (FY) 3.42%
Basic EPS (TTM) 2.77

Earnings Date

Report Date -
When -
Estimate -
Actual -

Profitability

Profit Margin 31.12%
Operating Margin (TTM) 42.43%

Management Effectiveness

Return on Assets (TTM) 1.12%
Return on Equity (TTM) 9.9%

Valuation

Trailing PE 11.61
Forward PE 11.05
Enterprise Value 5416342528
Price to Sales(TTM) 3.4
Enterprise Value 5416342528
Price to Sales(TTM) 3.4
Enterprise Value to Revenue 3.39
Enterprise Value to EBITDA -
Shares Outstanding 183524992
Shares Floating 184113507
Shares Outstanding 183524992
Shares Floating 184113507
Percent Insiders 0.96
Percent Institutions 85.45

Analyst Ratings

Rating 3.82
Target Price 35.27
Buy 3
Strong Buy 3
Buy 3
Strong Buy 3
Hold 5
Sell -
Strong Sell -
Strong Sell -

ai summary icon Upturn AI SWOT

Cadence Bancorp

stock logo

Company Overview

overview logo History and Background

Cadence Bancorp was founded in 2009, born out of the financial crisis, and has grown through acquisitions and organic growth to become a significant regional bank.

business area logo Core Business Areas

  • Commercial Banking: Provides a wide array of lending and deposit products to businesses of all sizes.
  • Retail Banking: Offers a full range of banking services to individuals, including checking, savings, mortgage loans, and wealth management.
  • Wealth Management: Provides financial planning, investment management, and trust services to high-net-worth individuals and families.

leadership logo Leadership and Structure

The leadership team consists of experienced banking executives. The organizational structure is typical of a regional bank, with distinct divisions for commercial, retail, and wealth management.

Top Products and Market Share

overview logo Key Offerings

  • Commercial Loans: Loans to businesses for various purposes, including working capital, equipment financing, and real estate. Market share information is not publicly disclosed by Cadence specifically for this product. Competitors include Truist (TFC), Regions Financial (RF), and Fifth Third Bancorp (FITB).
  • Mortgage Loans: Residential mortgage loans for home purchase or refinance. Market share information is not publicly disclosed by Cadence specifically for this product. Competitors include Wells Fargo (WFC), JPMorgan Chase (JPM), and Bank of America (BAC).
  • Deposit Accounts: Checking, savings, and money market accounts for individuals and businesses. Market share information is not publicly disclosed by Cadence specifically for this product. Competitors include all major national and regional banks.

Market Dynamics

industry overview logo Industry Overview

The banking industry is currently facing increasing regulatory scrutiny, rising interest rates, and competition from fintech companies. Consolidation is also a key trend.

Positioning

Cadence Bancorp positioned itself as a regional bank focused on providing personalized service and tailored financial solutions. They emphasize relationship banking.

Total Addressable Market (TAM)

The US banking market is estimated to be several trillion dollars in assets. Cadence Bancorp, as a regional player, captures a small percentage of this TAM, focusing on specific geographic markets and customer segments.

Upturn SWOT Analysis

Strengths

  • Strong regional presence
  • Experienced management team
  • Diverse product and service offerings
  • Relationship-focused banking model

Weaknesses

  • Smaller scale compared to national banks
  • Limited brand recognition outside of its core markets
  • Dependence on regional economic conditions
  • Higher operational costs compared to fintech competitors

Opportunities

  • Expansion into new geographic markets
  • Increased adoption of digital banking technologies
  • Strategic acquisitions to grow market share
  • Cross-selling opportunities across different business lines

Threats

  • Increased competition from national banks and fintech companies
  • Rising interest rates and economic downturn
  • Cybersecurity risks and data breaches
  • Changes in banking regulations

Competitors and Market Share

competitor logo Key Competitors

  • RF
  • FITB
  • HBAN
  • KEY

Competitive Landscape

Cadence had been competing with larger national and regional banks for market share and customer relationships. Its focus on relationship banking provided a differentiator, but it faced challenges related to scale and brand recognition.

Major Acquisitions

State Bank and Trust Company

  • Year: 2019
  • Acquisition Price (USD millions): 1400
  • Strategic Rationale: Expanded Cadence's presence in Georgia and increased its commercial banking capabilities.

Growth Trajectory and Initiatives

Historical Growth: Cadence Bancorp experienced growth through organic expansion and strategic acquisitions prior to its merger.

Future Projections: No future projections available as Cadence Bancorp is no longer a standalone entity.

Recent Initiatives: Prior to the acquisition, recent initiatives would have included efforts to enhance digital banking capabilities and expand into new markets.

Summary

Cadence Bancorp was a regional bank that experienced growth through strategic acquisitions and organic expansion. Focused on relationship banking, they faced competition from larger national banks. However, regulatory risks, cybersecurity threats, and changes in banking regulations were persistent threats. Cadence was acquired, ending its time as an independent company.

Peer Comparison

Sources and Disclaimers

Data Sources:

  • Company Filings (historical)
  • Market Analysis Reports (historical)
  • News Articles (historical)
  • Publicly Available Information

Disclaimers:

This analysis is based on publicly available information and historical data. Cadence Bancorp is no longer an independent publicly traded company, so the information may not be entirely current. Market share data is estimated.

Upturn AI SummarizationUpturn AI Summarization AI Summarization is directionally correct and might not be accurate.

Upturn AI SummarizationUpturn AI Summarization Summarized information shown could be a few years old and not current.

Upturn AI SummarizationUpturn AI Summarization Fundamental Rating based on AI could be based on old data.

Upturn AI SummarizationUpturn AI Summarization AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.

About Cadence Bancorp

Exchange NYSE
Headquaters Tupelo, MS, United States
IPO Launch date 2017-04-13
Chairman & CEO Mr. James D. Rollins III
Sector Financial Services
Industry Banks - Regional
Full time employees 5356
Full time employees 5356

Cadence Bank provides commercial banking and financial services in the United States. It operates through Corporate Banking, Community Banking, Mortgage, and Banking Services segments. The company offers deposit products, including checking accounts, savings accounts, money market accounts, time deposits, and other deposit accounts through multiple channels It also provides commercial, consumer, industrial, and residential and commercial real estate loans. In addition, the company offers term loans, lines of credit, equipment and receivable financing, energy, restaurant, healthcare, technology, small business administration, agricultural loans, construction loans, second mortgage loans, and home equity lines of credit, as well as automobiles, recreation vehicles, boats, secured and unsecured personal, and deposit account secured loans. Further, it provides wealth management, and other fiduciary and private banking services. Additionally, the company offers trust and investment management, asset management, and retirement and savings solutions, as well as estate planning, annuity, and credit-related products. It serves individuals, businesses, governmental institutions, and non-profit entities. The company was founded in 1876 and is headquartered in Tupelo, Mississippi.