Home 
Today's Top Picks 
Top Performers 
Watchlist 
My Robo Portfolios 
ETF Zone 
Help & Tutorial - Chart
- Upturn Summary
- Highlights
- Valuation
Upturn AI SWOT - About
CADE 
Cadence Bancorp (CADE)
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- Pass (Skip investing)
Stock price based on last close (see disclosures)
- ALL
- 1Y
- 1M
- 1W
Upturn Advisory Summary
11/04/2025: CADE (3-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Moderate Performance
These Stocks/ETFs, based on Upturn Advisory, typically align with the market average, offering steady but unremarkable returns.
Number of Analysts
11 Analysts rated it
Moderately tracked stock, growing coverage, gaining market and investor attention.
1 Year Target Price $42.7
1 Year Target Price $42.7
| 3 | Strong Buy |
| 3 | Buy |
| 5 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 13.96% | Avg. Invested days 41 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  4.0 | Stock Returns Performance  2.0 |
| Profits based on simulation | Last Close 11/04/2025 |
Key Highlights
Company Size Mid-Cap Stock | Market Capitalization 7.00B USD | Price to earnings Ratio 13.33 | 1Y Target Price 42.7 |
Price to earnings Ratio 13.33 | 1Y Target Price 42.7 | ||
Volume (30-day avg) 11 | Beta 0.98 | 52 Weeks Range 24.82 - 40.23 | Updated Date 11/4/2025 |
52 Weeks Range 24.82 - 40.23 | Updated Date 11/4/2025 | ||
Dividends yield (FY) 2.85% | Basic EPS (TTM) 2.82 |
Earnings Date
Report Date 2025-10-20 | When After Market | Estimate 0.77 | Actual 0.81 |
Profitability
Profit Margin 29.55% | Operating Margin (TTM) 41.7% |
Management Effectiveness
Return on Assets (TTM) 1.04% | Return on Equity (TTM) 9.1% |
Valuation
Trailing PE 13.33 | Forward PE 10.54 | Enterprise Value 7564426752 | Price to Sales(TTM) 3.9 |
Enterprise Value 7564426752 | Price to Sales(TTM) 3.9 | ||
Enterprise Value to Revenue 5.56 | Enterprise Value to EBITDA - | Shares Outstanding 186307016 | Shares Floating 184037797 |
Shares Outstanding 186307016 | Shares Floating 184037797 | ||
Percent Insiders 0.96 | Percent Institutions 88.62 |
Upturn AI SWOT
Cadence Bancorp
Company Overview
History and Background
Cadence Bancorp was founded in 2009 following the merger of several community banks. It has grown through acquisitions and organic expansion, focusing on serving businesses and individuals in the Southeast and Texas.
Core Business Areas
- Commercial Banking: Provides a wide array of lending and deposit services to small and mid-sized businesses, including commercial real estate, equipment financing, and working capital loans.
- Retail Banking: Offers checking and savings accounts, mortgages, and other personal banking products to individuals and families.
- Wealth Management: Provides investment management, trust services, and financial planning to high-net-worth individuals and families.
Leadership and Structure
The leadership team consists of experienced banking executives. The organizational structure is typical of a regional bank, with divisions for commercial banking, retail banking, and wealth management.
Top Products and Market Share
Key Offerings
- Commercial Loans: Loans to businesses for various purposes, including real estate, equipment, and working capital. Market share data unavailable but represents a significant portion of revenue. Competitors include Regions Financial, Truist Financial, and other regional banks.
- Commercial Deposits: Deposit accounts for businesses. Market share data unavailable but a core product. Competitors include Regions Financial, Truist Financial, and other regional banks.
- Residential Mortgages: Mortgage loans for consumers. Market share data not readily available. Competitors include national mortgage lenders like Rocket Mortgage and local banks.
Market Dynamics
Industry Overview
The banking industry is currently facing challenges from rising interest rates, increased competition from fintech companies, and regulatory changes. The sector is also consolidating with many mid-size banks being acquired.
Positioning
Cadence Bancorp is a regional bank with a strong presence in the Southeast and Texas. Its competitive advantages include its local market knowledge and customer relationships.
Total Addressable Market (TAM)
The total addressable market for banking services in the Southeast and Texas is estimated to be in the billions of dollars. Cadence Bancorp is positioned to capture a portion of this market through its local presence and customer relationships.
Upturn SWOT Analysis
Strengths
- Strong presence in the Southeast and Texas
- Experienced management team
- Diverse product offerings
- Solid customer relationships
Weaknesses
- Smaller size compared to national banks
- Limited brand recognition outside its core markets
- Dependence on regional economy
Opportunities
- Expand into new markets
- Acquire smaller banks
- Grow wealth management business
- Increase technology investments
Threats
- Rising interest rates
- Increased competition from fintech companies
- Economic slowdown
- Regulatory changes
Competitors and Market Share
Key Competitors
- RF
- TFC
- CMA
Competitive Landscape
Cadence had strengths in its regional focus and customer relationships, but faced disadvantages compared to larger national banks with greater resources.
Major Acquisitions
BancorpSouth Bank
- Year: 2021
- Acquisition Price (USD millions): 6000
- Strategic Rationale: The merger with BancorpSouth created a larger regional bank with increased scale and market presence.
Growth Trajectory and Initiatives
Historical Growth: Historical growth data unavailable since the company was acquired. The information is on the SEC.
Future Projections: Future projections not applicable as the company was acquired.
Recent Initiatives: Recent initiatives not applicable as the company was acquired.
Summary
Cadence Bancorp was a regional bank with a solid presence in the Southeast and Texas. Its merger with BancorpSouth created a larger, more competitive entity. Cadence had strong customer relationships, but was smaller than national players. Its future depends on how well the merged entity integrates and executes its strategy.
Similar Stocks
Sources and Disclaimers
Data Sources:
- SEC filings
- Company press releases
- Analyst reports
Disclaimers:
The data provided is based on available information and may not be comprehensive. Market share data is estimated. Cadence Bancorp was acquired; therefore, current data is limited.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Cadence Bancorp
Exchange NYSE | Headquaters Tupelo, MS, United States | ||
IPO Launch date 2017-04-13 | Chairman & CEO Mr. James D. Rollins III | ||
Sector Financial Services | Industry Banks - Regional | Full time employees 5825 | Website https://cadencebank.com |
Full time employees 5825 | Website https://cadencebank.com | ||
Cadence Bank provides commercial banking and financial services in the United States. It operates through Corporate Banking, Community Banking, Mortgage, and Banking Services segments. The company offers deposit products, including checking accounts, savings accounts, money market accounts, time deposits, and other deposit accounts through multiple channels It also provides commercial, consumer, industrial, and residential and commercial real estate loans. In addition, the company offers term loans, lines of credit, equipment and receivable financing, energy, restaurant, healthcare, technology, small business administration, agricultural loans, construction loans, second mortgage loans, and home equity lines of credit, as well as automobiles, recreation vehicles, boats, secured and unsecured personal, and deposit account secured loans. Further, it provides wealth management, and other fiduciary and private banking services. Additionally, the company offers trust and investment management, asset management, and retirement and savings solutions, as well as estate planning, annuity, and credit-related products. It serves individuals, businesses, governmental institutions, and non-profit entities. The company was founded in 1876 and is headquartered in Tupelo, Mississippi.
Note: This website is maintained by Upturn Corporation, which is an investment adviser registered with the U.S. Securities and Exchange Commission. Such registration does not imply a certain level of skill or training. Investing in securities has risks. Past performance is no guarantee of future returns. No assurance is provided as to any particular investment return, and you may lose money using our services. You are strongly advised to consult appropriate counsel before making any investments in companies you learn about through our services. You should obtain appropriate legal, tax, investment, accounting, and other advice that takes into account your investment portfolio and overall financial situation. You are solely responsible for conducting due diligence on a potential investment. We do not affect trades for you. You will select your own broker through which to transact. Investments are not FDIC insured, they are not guaranteed, and they may lose value. Please see the Privacy Policy, Terms of Use, and Disclosure for more information.