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Upturn AI Summary - About
IDT Corporation(IDT)
Advisory History & Simulated Performance *
*as per simulation (see disclosures)- ALL
- 1Y
- 1M
- 1W
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- PASS (Skip)
Advisory Performance History (Simulated)
Upturn Advisory & Investor View for IDT
11/13/2026: IDT (4-star) is a STRONG-BUY. BUY for 147 days. Simulated Profits (59.67%). Updated daily EoD!
IDT Corporation is a diversified company that has evolved from a traditional telecom carrier into a provider of digital fintech and cloud communication services. The company's strengths lie in its stable cash-generating legacy assets, which support its growing investments in remittances and retail point-of-sale systems. Its primary growth opportunity centers on scaling the NRS advertising network and expanding its mobile-first financial service offerings. However, the company faces significant risks, including intense competition in the fintech sector and the steady decline of its legacy retail business. The stock may suit value-oriented investors who recognize the potential in its evolving business segments, though execution risk remains a key development to monitor.
How to Read the Upturn Advisory
The Upturn Star Rating and the current BUY, SELL, or PASS advisory are generated by Upturn’s AI advisory engine based on proprietary signal analysis, price behavior, advisory history, and historical signal performance.
Company fundamentals, valuation, risks, and news provide supporting context about the business.
Investor Fit
| Investor style | Fit | Why |
|---|---|---|
| Growth investor | Mixed fit | IDT offers growth through its fintech and cloud units, but this is balanced by the decline of its legacy telecom business. |
| Momentum investor | Strong fit while signal remains positive | The stock can exhibit strong momentum when positive developments in the fintech segment outperform expectations. |
| Value investor | Strong fit | The company often trades at reasonable valuation multiples relative to its cash flow generation and underlying asset value. |
| Dividend investor | Weak fit | The company historically prioritizes share repurchases and reinvestment over the payment of regular cash dividends. |
| Low-risk investor | Weak fit | The stock's exposure to technological change and competitive fintech markets introduces volatility unsuitable for very low-risk portfolios. |
Risk Profile
| Risk factor | Level | Why it matters |
|---|---|---|
| Price volatility | Medium / high | The stock is susceptible to fluctuations based on fintech segment growth and small-cap liquidity dynamics. |
| Valuation risk | Medium | Valuation is sensitive to the perceived long-term growth rate of the fintech and NRS businesses. |
| Competition risk (Fintech and Payments) | High | Intense competition from well-capitalized fintech firms may pressure margins in the remittance and POS segments. |
| Business quality | Medium | The business relies on transitioning legacy assets into modern digital models, which carries inherent operational risk. |
| Dividend income | Low | Investors seeking immediate income will find the company's focus on capital reinvestment and buybacks insufficient. |
| Execution risk | Medium / high | Successfully scaling the NRS advertising platform and Boss Money app is critical for future valuation expansion. |
Key Highlights
Company Size Mid-Cap Stock | Market Capitalization 2.06B USD | Price to earnings Ratio 23.93 | 1Y Target Price 85 |
Price to earnings Ratio 23.93 | 1Y Target Price 85 | ||
Volume (30-day avg) 208.0K shares | Beta 0.56 | 52 Weeks Range 46.31 - 84.56 | Updated Date 11/13/2026 |
52 Weeks Range 46.31 - 84.56 | Updated Date 11/13/2026 | ||
Dividends yield (FY) 0.31% | Basic EPS (TTM) 3.46 |
Sector & Industry Intelligence
Sector
Communication Services
Constructive- Sentiment
- Strong Bullish
- Momentum
- BUY Breadth Improving
- BUY participation
- 52.4%
- Active BUY / eligible
- 11 / 21
- 30-Day BUY Count Change
- +2
- Market state
- Strong Bullish
More qualifying stocks are receiving or maintaining BUY advisories, indicating improving market participation.
Industry
Telecom Services
- BUY participation
- 40.0%
- Active BUY / eligible
- 2 / 5
- 30-Day BUY Count Change
- -1
Eligible universe: 5 stocks.
Sector signal summarizes BUY breadth conditions for the sector. It does not override this stock’s BUY, SELL, or PASS advisory.
Price Behavior

Strong Uptrend
The stock has maintained a strong upward price trend across the last three quarters.

Smooth
The stock has moved along a generally orderly path with only modest fluctuations.
Analysis of Past Performance
Type Stock | Historic Profit 83.25% | Avg. Invested days 52 | Today’s Advisory Strong Buy |
Upturn Advisory Rating ![]() | Upturn Advisory Performance | Stock Returns Performance |
Upturn Scorecard
Upturn Star Rating 
Company Fundamentals 
Financial Health Rating 
Growth Momentum Score 
Ownership 
Top 5 Institutional Investors
Unit Economics (Per $1K Revenue) 
Economic Dimensions
Quantitative Style Profile 
Style Classification
Quality Focused
How Company Makes Money
| Business area | What it includes | Retail investor read |
|---|---|---|
| Fintech & Payments | Remittance services, Boss Money app, and National Retail Solutions (NRS) POS systems. | This is the growth engine, focusing on digital money transfers and tools for small retail shops. |
| Cloud Communications | net2phone cloud-based voice, messaging, and video conferencing services. | This segment competes in the broader enterprise communication market. |
| Traditional Telecom | Retail mobile top-ups and legacy calling card services. | Provides stable, albeit slowly declining, cash flow used to fund other segments. |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Valuation
Trailing PE 23.93 | Forward PE 12.05 | Enterprise Value 1.79B | Price to Sales(TTM) 1.58 |
Enterprise Value 1.79B | Price to Sales(TTM) 1.58 | ||
Enterprise Value to Revenue 1.38 | Enterprise Value to EBITDA 12.43 | Shares Outstanding 23.26M | Shares Floating 20.46M |
Shares Outstanding 23.26M | Shares Floating 20.46M | ||
Percent Insiders 12.49 | Percent Institutions 64.21 |
Financial Metrics
🧭 Investment Snapshot
Total Revenue (Scale)
Total money earned from selling products or services before any costs. It is needed to understand the scale of the business and its ability to generate income.
Net Income (Profit)
Final profit after all expenses, interest, and taxes are deducted. It is needed to determine the overall profitability available to shareholders.
Free Cash Flow (Cash Strength)
Cash remaining after operating activities and capital expenditures, showing cash available for growth. It is needed to evaluate the company’s ability to invest, pay dividends, or reduce debt.
📈 Growth & Strength
Operating Income (Core Profit)
Profit from core operations after deducting all operating expenses. It is needed to measure how efficiently the company runs its primary business activities.
EBITDA (Cash Earnings)
Earnings before interest, taxes, depreciation, and amortization, indicating operating cash potential. It is needed to compare operating performance across companies without accounting or financing differences.
Gross Profit (Unit Profitability)
Revenue minus cost of revenue, showing profit after direct production costs. It is needed to evaluate core business profitability before overhead expenses.
🛡️ Financial Safety
Cash (Liquidity Buffer)
Total cash and cash equivalents on hand. It is needed to evaluate immediate liquidity and financial flexibility.
Total Debt (Leverage Risk)
Total debt including both short-term and long-term components. It is needed to assess the company’s leverage and financial risk.
Net Working Capital (Short-Term Health)
Current assets minus current liabilities, indicating short-term liquidity strength. It is needed to assess whether the company can meet its short-term obligations.
🧱 Balance Sheet Strength
Stockholder Equity (Net Worth)
Total equity value held by shareholders. It is needed to understand the net worth of the company from the owners’ perspective.
Total Assets (Asset Base)
The full value of everything the company owns, including cash, inventory, equipment, and investments. It is needed to understand the resource base used to generate revenue.
Income Before Tax (Pre-Tax Earnings)
Income before provision for income taxes. It is needed to analyze profitability independent of tax structures.
⚙️ Cost & Drag Factors
Cost of Revenue (Production Cost)
Direct costs required to produce and deliver the products or services sold. It is needed to assess efficiency in production and service delivery.
Total Operating Expenses (Operating Cost)
Indirect costs of running the business such as salaries, marketing, and administration. It is needed to understand how much it costs to sustain ongoing business operations.
Income Tax Expense (Tax Drag)
Amount of taxes paid or payable to the government. It is needed to evaluate the impact of taxation on overall profitability.

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