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Upturn AI SWOT - About
IIIV 
i3 Verticals Inc (IIIV)
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Upturn Advisory Summary
07/10/2025: IIIV (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
7 Analysts rated it
Limited analyst coverage, niche firm, research info may be scarce.
1 Year Target Price $31
1 Year Target Price $31
| 5 | Strong Buy |
| 0 | Buy |
| 2 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -24.6% | Avg. Invested days 25 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 07/10/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 956.64M USD | Price to earnings Ratio - | 1Y Target Price 31 |
Price to earnings Ratio - | 1Y Target Price 31 | ||
Volume (30-day avg) 7 | Beta 1.22 | 52 Weeks Range 20.42 - 30.10 | Updated Date 07/9/2025 |
52 Weeks Range 20.42 - 30.10 | Updated Date 07/9/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -0.09 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 46.46% | Operating Margin (TTM) 6.89% |
Management Effectiveness
Return on Assets (TTM) 1.18% | Return on Equity (TTM) -0.56% |
Valuation
Trailing PE - | Forward PE - | Enterprise Value 734344299 | Price to Sales(TTM) 3.96 |
Enterprise Value 734344299 | Price to Sales(TTM) 3.96 | ||
Enterprise Value to Revenue 3.04 | Enterprise Value to EBITDA 15.82 | Shares Outstanding 24384700 | Shares Floating 21406880 |
Shares Outstanding 24384700 | Shares Floating 21406880 | ||
Percent Insiders 2.15 | Percent Institutions 107.91 |
Upturn AI SWOT
i3 Verticals Inc
Company Overview
History and Background
i3 Verticals, Inc. was founded in 2012. It provides integrated payment and software solutions to small- and medium-sized businesses and organizations in strategic vertical markets.
Core Business Areas
- Education: Provides software and payment solutions for K-12 schools and higher education institutions, including online portals, payment processing, and student information systems.
- Public Sector: Offers software and payment solutions for government entities, including municipalities, counties, and state agencies, focusing on areas such as tax collection, permitting, and utility billing.
- Healthcare: Provides software and payment solutions for healthcare providers, including practice management systems, patient portals, and revenue cycle management tools.
- Other Verticals: Includes a diverse set of verticals such as retail, non-profits, and other business services, offering tailored software and payment solutions for their unique needs.
Leadership and Structure
The leadership team includes Greg Daily (Chairman and CEO). The organizational structure is based on vertical market focus, with dedicated teams for each key industry.
Top Products and Market Share
Key Offerings
- Software Solutions for Education: Provides comprehensive software solutions tailored for education institutions, including student management, payment processing for tuition, fees and meals. Competitors include Blackbaud, PowerSchool, and FACTS Management. Market share information is fragmented, requiring deeper research.
- Government Technology Solutions: Offers specialized software solutions for government entities, facilitating online payments, permitting, licensing, and other critical services. Competitors include Tyler Technologies, GovPayNet, and Granicus. Market share data is fragmented and requires specific regional analysis.
- Integrated Payment Processing: Offers secure and efficient payment processing solutions integrated with its software platforms, facilitating online payments, point-of-sale transactions, and mobile payments. Competitors include Fiserv, Global Payments, and Block (formerly Square). Market share analysis depends on the specific vertical.
Market Dynamics
Industry Overview
The industry is characterized by increasing demand for integrated payment and software solutions across various vertical markets. Key trends include digital transformation, cloud adoption, and enhanced security measures.
Positioning
i3 Verticals Inc. positions itself as a vertical-specific software and payment solutions provider, focusing on niche markets and offering tailored solutions that address specific industry needs. Their advantage lies in their deep understanding of specific verticals.
Total Addressable Market (TAM)
The total addressable market (TAM) for vertically-focused payment and software solutions is estimated to be in the billions of dollars, expanding with the ongoing digitization of various sectors. i3 Verticals Inc. is well-positioned to capture a significant share due to its vertical-specific expertise and tailored solutions.
Upturn SWOT Analysis
Strengths
- Vertical market expertise
- Integrated software and payment solutions
- Recurring revenue model
- Strong customer relationships
- Agile and adaptable solutions
Weaknesses
- Smaller scale compared to larger competitors
- Dependence on acquisitions for growth
- Concentration in specific verticals which creates market volatility risks
- Limited brand recognition outside of specific verticals
Opportunities
- Expansion into new vertical markets
- Increased adoption of cloud-based solutions
- Strategic acquisitions of complementary businesses
- Partnerships with other technology providers
- Increasing demand for integrated solutions
Threats
- Competition from larger, more established players
- Economic downturn impacting customer spending
- Changing regulatory landscape
- Cybersecurity threats
- Rapid technological advancements requiring constant adaptation
Competitors and Market Share
Key Competitors
- FISV
- GPN
- SQ
- TYL
Competitive Landscape
i3 Verticals Inc. competes with larger, more established players, but differentiates itself through its vertical-specific expertise and integrated solutions. Its smaller size allows for agility but also poses challenges in competing for large-scale deals.
Major Acquisitions
Acknowledge
- Year: 2021
- Acquisition Price (USD millions): 30
- Strategic Rationale: Enhanced its presence in the government sector.
Growth Trajectory and Initiatives
Historical Growth: i3 Verticals Inc.'s historical growth has been driven by a combination of organic growth and strategic acquisitions.
Future Projections: Analyst estimates suggest continued growth, driven by expanding market opportunities and ongoing digital transformation.
Recent Initiatives: Recent initiatives include strategic acquisitions to expand into new verticals and enhance product offerings. Also, investment in SaaS offerings.
Summary
i3 Verticals Inc. is a niche player with a focus on vertical-specific markets, primarily growing through acquisitions and organic sales efforts. The company's integrated payment and software solutions offer a competitive advantage, but it faces challenges from larger, more established competitors. Its growth is tied to its ability to successfully integrate acquisitions and expand its presence in key vertical markets. They need to watch out for larger players, cybersecurity threats and economic downturns.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Website
- SEC Filings (10-K, 10-Q)
- Analyst Reports
- Press Releases
- Market Research Reports
Disclaimers:
The information provided is for informational purposes only and should not be considered financial advice. Market conditions and company performance can change rapidly. Conduct thorough due diligence before making any investment decisions. The AI Rating is based on an aggregation of data, and should not be treated as definitive financial advice.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About i3 Verticals Inc
Exchange NASDAQ | Headquaters Nashville, TN, United States | ||
IPO Launch date 2018-06-21 | Chairman & CEO Mr. Gregory S. Daily | ||
Sector Technology | Industry Software - Infrastructure | Full time employees 1480 | Website https://www.i3verticals.com |
Full time employees 1480 | Website https://www.i3verticals.com | ||
i3 Verticals, Inc. builds, acquires, and grows software solutions in the public sector and healthcare vertical markets in the United States and Canada. It operates through Public Sector, Healthcare, and Other segments. The company offers digital solutions for dynamic processes to plan, coordinate, evaluate, record, and provide up to date information within court systems; E-Filing and revenue cycle management solutions for courts; solutions for computer aided dispatch, law records management, evidence management, jail management, mobile solutions, and livescan; and solutions for driver license, vehicle title, and registration and motor carrier compliance for transportation. It also provides digital customer engagement platform, including web, mobile, chat, and voice options for customers to manage their data and accounts; billing and back-office management software solutions and services; solutions for school lunch programs, including meal account management, point of sale, menu planning, nutritional analysis, food inventory, and free and reduced meal applications; and school event solutions, including ticketing and concessions. In addition, the company offers enterprise resource planning products including solutions that connect the organization and its data to create a flow of information for insights across various departments; digital land records solutions; licensing and permitting solutions to automate application, renewal, and payment process; and digital solutions for appraisal information, tax collection management, revenue collection, and computer assisted mass appraisal. Further, it provides EHR, practice management tools, patient engagement, and patient payment solutions; and payer software solutions for managing compliance requirements, including appeals and grievances, as well as network management platform to assists payers in contracting, credentialing, and outreach. i3 Verticals, Inc. was founded in 2012 and is based in Nashville, Tennessee.
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