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Upturn AI SWOT - About
John Marshall Bancorp Inc (JMSB)
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Upturn Advisory Summary
06/20/2025: JMSB (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $0
1 Year Target Price $0
| 0 | Strong Buy |
| 0 | Buy |
| 0 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -6.24% | Avg. Invested days 36 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 06/20/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 266.58M USD | Price to earnings Ratio 15.06 | 1Y Target Price - |
Price to earnings Ratio 15.06 | 1Y Target Price - | ||
Volume (30-day avg) - | Beta 0.43 | 52 Weeks Range 13.59 - 26.10 | Updated Date 06/29/2025 |
52 Weeks Range 13.59 - 26.10 | Updated Date 06/29/2025 | ||
Dividends yield (FY) 1.61% | Basic EPS (TTM) 1.24 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 32.36% | Operating Margin (TTM) 42.85% |
Management Effectiveness
Return on Assets (TTM) 0.78% | Return on Equity (TTM) 7.27% |
Valuation
Trailing PE 15.06 | Forward PE - | Enterprise Value 182488208 | Price to Sales(TTM) 4.87 |
Enterprise Value 182488208 | Price to Sales(TTM) 4.87 | ||
Enterprise Value to Revenue 6.37 | Enterprise Value to EBITDA - | Shares Outstanding 14278300 | Shares Floating 12384975 |
Shares Outstanding 14278300 | Shares Floating 12384975 | ||
Percent Insiders 12.6 | Percent Institutions 46.41 |
Analyst Ratings
Rating - | Target Price - | Buy - | Strong Buy - |
Buy - | Strong Buy - | ||
Hold - | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
John Marshall Bancorp Inc
Company Overview
History and Background
John Marshall Bancorp, Inc. was founded in 2006 and headquartered in Reston, Virginia. It operates as the bank holding company for John Marshall Bank, providing commercial banking services primarily in the Washington, D.C. metropolitan area. The bank focuses on serving small to medium-sized businesses, professionals, and individuals.
Core Business Areas
- Commercial Banking: Offers a range of commercial lending products including term loans, lines of credit, and commercial real estate financing. Provides deposit accounts, treasury management services, and other banking solutions for businesses.
- Retail Banking: Provides personal banking services such as checking and savings accounts, mortgages, and personal loans. Offers online and mobile banking services to individuals.
- Wealth Management: Offers wealth management and trust services.
Leadership and Structure
The company is led by a board of directors and an executive management team. The CEO is H. Kirk Wheeler. The structure is typical of a bank holding company, with John Marshall Bank operating as its primary subsidiary.
Top Products and Market Share
Key Offerings
- Commercial Real Estate Loans: Provides financing for commercial real estate projects. The market is highly competitive, with numerous national and regional banks participating. John Marshall Bank's market share is estimated to be small, focused in the DC Metro area. Competitors include Bank of America, Wells Fargo, and local players like EagleBank (EGBN).
- Business Loans: Offers loans to small and medium-sized businesses for various purposes. This market is very competitive. Competitors include PNC, M&T Bank, and other community banks.
- Deposit Accounts: Provides checking, savings, and money market accounts for businesses and individuals. Competitors include all banks and credit unions.
Market Dynamics
Industry Overview
The banking industry is currently facing challenges from rising interest rates, increased regulatory scrutiny, and competition from fintech companies. Community banks like John Marshall Bancorp are focused on serving local markets and building strong relationships with customers.
Positioning
John Marshall Bancorp positions itself as a community bank focused on providing personalized service and local expertise. Its competitive advantages include its strong presence in the DC Metro area and its focus on serving small to medium-sized businesses.
Total Addressable Market (TAM)
The TAM for banking services in the Washington D.C. metropolitan area is substantial, estimated in the billions of dollars annually. John Marshall Bancorp is positioned to capture a portion of this market by focusing on its niche of serving small to medium-sized businesses.
Upturn SWOT Analysis
Strengths
- Strong presence in the DC Metro area
- Focus on serving small to medium-sized businesses
- Experienced management team
- Strong relationships with customers
Weaknesses
- Smaller size compared to national banks
- Limited geographic diversification
- Reliance on commercial real estate lending
- Lower brand awareness compared to larger competitors
Opportunities
- Expanding into new markets within the DC Metro area
- Increasing market share by acquiring smaller banks
- Developing new products and services to meet customer needs
- Leveraging technology to improve efficiency and customer experience
Threats
- Rising interest rates
- Increased regulatory scrutiny
- Competition from fintech companies
- Economic downturn in the DC Metro area
Competitors and Market Share
Key Competitors
- Bank of America (BAC)
- Wells Fargo (WFC)
- PNC Financial Services Group (PNC)
- Eagle Bancorp (EGBN)
Competitive Landscape
John Marshall Bancorp faces intense competition from larger national banks and other regional and community banks. Its advantages lie in its local focus and personalized service, while its disadvantages include its smaller size and limited resources.
Growth Trajectory and Initiatives
Historical Growth: Historical growth data is not available.
Future Projections: Future projection data is not available.
Recent Initiatives: Recent initiatives data is not available.
Summary
John Marshall Bancorp is a community bank with a solid presence in the DC Metro area. It's well-positioned to serve small to medium-sized businesses but faces challenges from larger competitors and a changing banking landscape. Managing interest rate risk and adapting to technological advancements are crucial. While the company's local focus is a strength, expanding services is needed.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Website
- SEC Filings
- Industry Reports
Disclaimers:
This analysis is based on publicly available information and is not financial advice. Market share data is estimated.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About John Marshall Bancorp Inc
Exchange NASDAQ | Headquaters Reston, VA, United States | ||
IPO Launch date 2013-11-21 | President, CEO & Director Mr. Christopher W. Bergstrom | ||
Sector Financial Services | Industry Banks - Regional | Full time employees 136 | Website https://www.johnmarshallbank.com |
Full time employees 136 | Website https://www.johnmarshallbank.com | ||
John Marshall Bancorp, Inc. operates as the bank holding company for John Marshall Bank that provides banking products and financial services in the United States. The company accepts checking, NOW, money market accounts, and regular savings accounts; certificates of deposit; and time, reciprocal IntraFi Demand, IntraFi Money Market, and IntraFi CD deposits. It also offers commercial real estate loans, residential and commercial construction and development loans, commercial and industrial loans, and residential mortgage loans; commercial term loans and lines of credit; and other loans, such as financing of equipment, receivables, contract administration expenses, and automobile financing. In addition, the company provides debit and credit cards; treasury and cash management services; business and personal insurance; and online and mobile banking with bill pay, sweep accounts, wire transfer, and check imaging and remote deposit capture services. It serves small to medium-sized businesses, their owners and employees, professional corporations, non-profits, and individuals. John Marshall Bancorp, Inc. was founded in 2005 and is headquartered in Reston, Virginia.
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