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LFT 1-star rating from Upturn Advisory
Lument Finance Trust Inc (LFT) company logo

Lument Finance Trust Inc (LFT)

Lument Finance Trust Inc (LFT) 1-star rating from Upturn Advisory
$1.44
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Upturn Advisory Summary

12/10/2025: LFT (1-star) is currently NOT-A-BUY. Pass it for now.

Upturn Star Rating

Upturn 1 star rating for performance

Not Recommended Performance

These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.

Number of Analysts

1 star rating from financial analysts

3 Analysts rated it

Very few follow this stock; limited insights, higher-risk early investing.

1 Year Target Price $2.75

1 Year Target Price $2.75

Analysts Price Target For last 52 week
$2.75 Target price
52w Low $1.4
Current$1.44
52w High $2.63

Analysis of Past Performance

Type Stock
Historic Profit -27.4%
Avg. Invested days 33
Today’s Advisory PASS
Upturn Star Rating upturn star rating icon
Upturn Advisory Performance Upturn Advisory Performance icon 2.0
Stock Returns Performance Upturn Returns Performance icon 1.0
Upturn Profits based on simulation icon Profits based on simulation
Upturn last close icon Last Close 12/10/2025

Key Highlights

Company Size Small-Cap Stock
Market Capitalization 75.41M USD
Price to earnings Ratio 14.4
1Y Target Price 2.75
Price to earnings Ratio 14.4
1Y Target Price 2.75
Volume (30-day avg) 3
Beta 0.77
52 Weeks Range 1.41 - 2.63
Updated Date 12/11/2025
52 Weeks Range 1.41 - 2.63
Updated Date 12/11/2025
Dividends yield (FY) 18.44%
Basic EPS (TTM) 0.1

Earnings Date

Report Date 2025-11-12
When -
Estimate 0.08
Actual 0.02

Profitability

Profit Margin 45.15%
Operating Margin (TTM) 39.55%

Management Effectiveness

Return on Assets (TTM) 0.89%
Return on Equity (TTM) 4.14%

Valuation

Trailing PE 14.4
Forward PE -
Enterprise Value 794169344
Price to Sales(TTM) 3.47
Enterprise Value 794169344
Price to Sales(TTM) 3.47
Enterprise Value to Revenue 34.47
Enterprise Value to EBITDA -
Shares Outstanding 52364930
Shares Floating 27238666
Shares Outstanding 52364930
Shares Floating 27238666
Percent Insiders 14.26
Percent Institutions 51.04

Icon representing Upturn AI-generated SWOT analysis summary Upturn AI SWOT

Lument Finance Trust Inc

Lument Finance Trust Inc(LFT) company logo displayed in Upturn AI summary

Company Overview

Company history and background logo History and Background

Lument Finance Trust Inc. (NYSE: LMT), formerly StoneMor Inc., rebranded in May 2023 following its acquisition by Lument Real Estate. The company was founded in 1999 and has historically operated as a provider of cemetery and funeral home services. The acquisition by Lument Real Estate marks a significant shift in its business focus and strategic direction.

Company business area logo Core Business Areas

  • Real Estate Investment Trust (REIT) Operations: As a REIT, Lument Finance Trust Inc. focuses on acquiring, developing, and managing real estate assets, primarily in the healthcare and financial services sectors. This includes investments in senior housing, medical office buildings, and other specialized real estate. The company aims to generate rental income and capital appreciation from its portfolio.
  • Financial Services and Lending: The company is involved in providing financing solutions and investment management services, leveraging its real estate expertise. This can include loan origination, servicing, and investment in various debt and equity instruments related to real estate.

leadership logo Leadership and Structure

Information on the specific leadership team and organizational structure following the rebranding and acquisition by Lument Real Estate is subject to ongoing integration and public disclosures by the company. Key executives from Lument Real Estate are expected to play significant roles.

Top Products and Market Share

Product Key Offerings logo Key Offerings

  • Real Estate Investment Trust (REIT) Portfolio: Lument Finance Trust Inc. offers investors exposure to a diversified portfolio of real estate assets. Specific details on market share for individual property types are not publicly available at this granular level. Competitors in the broader REIT market include numerous publicly traded REITs across various sectors like healthcare, residential, industrial, and retail.
  • Financing and Investment Solutions: The company provides various financing solutions, including debt and equity investments in real estate. Market share data for these specific financial products is not readily available. Competitors include investment banks, private equity firms, and other real estate finance companies.

Market Dynamics

industry overview logo Industry Overview

Lument Finance Trust Inc. operates within the broader real estate investment and financial services industries. The real estate market is influenced by interest rates, economic growth, demographic trends, and regulatory policies. The financial services sector is highly competitive and subject to stringent regulations.

Positioning

Following its acquisition by Lument Real Estate, Lument Finance Trust Inc. is positioning itself as a diversified REIT with a focus on specialized real estate sectors and integrated financial services. Its competitive advantages are expected to stem from Lument Real Estate's existing expertise and network, particularly in healthcare and financial services.

Total Addressable Market (TAM)

The Total Addressable Market for real estate investment and financial services is vast, encompassing trillions of dollars globally. Lument Finance Trust Inc. targets specific segments within this market, such as healthcare real estate and real estate-related debt and equity. Its positioning within this TAM is dependent on its ability to acquire and manage attractive assets and deploy capital effectively.

Upturn SWOT Analysis

Strengths

  • Access to capital through Lument Real Estate.
  • Diversified real estate portfolio focus.
  • Potential synergies with Lument Real Estate's existing operations.

Weaknesses

  • Integration risks following the acquisition.
  • New market presence under the Lument Finance Trust Inc. brand.
  • Dependence on market conditions and economic cycles.

Opportunities

  • Expansion into new specialized real estate sectors.
  • Leveraging Lument Real Estate's established relationships.
  • Growth through strategic acquisitions.
  • Favorable demographic trends in healthcare and senior living.

Threats

  • Rising interest rates impacting borrowing costs and property valuations.
  • Increased competition in the real estate investment market.
  • Economic downturns affecting tenant demand and rental income.
  • Regulatory changes impacting the real estate and financial sectors.

Competitors and Market Share

Key competitor logo Key Competitors

  • Other publicly traded REITs (e.g., HCP Inc. (HCP), Welltower Inc. (WELL), Ventas Inc. (VTR) in healthcare real estate; Blackstone Real Estate Income Trust (BREIT) as a large private REIT)
  • Real estate finance companies (e.g., Apollo Global Management (APO) with its real estate debt strategies, Starwood Property Trust (STWD))

Competitive Landscape

Lument Finance Trust Inc.'s competitive landscape is broad, encompassing established healthcare REITs, diversified REITs, and real estate finance firms. Its success will depend on its ability to identify attractive investment opportunities, manage its portfolio efficiently, and secure favorable financing, leveraging the expertise of Lument Real Estate.

Major Acquisitions

Lument Real Estate acquisition of StoneMor Inc.

  • Year: 2023
  • Acquisition Price (USD millions):
  • Strategic Rationale: To transition StoneMor Inc.'s business into a diversified real estate investment trust (REIT) with a focus on specialized real estate sectors and integrated financial services, leveraging Lument Real Estate's expertise.

Growth Trajectory and Initiatives

Historical Growth: Historically, StoneMor Inc.'s growth was tied to its cemetery and funeral home operations, with growth driven by acquisitions and same-store sales. The new Lument Finance Trust Inc. will have a growth trajectory tied to real estate acquisitions, development, and investment performance.

Future Projections: Future projections will be based on the company's ability to execute its strategy in acquiring and managing real estate assets and deploying capital in financial services. Analyst estimates will focus on rental income growth, property appreciation, and investment returns.

Recent Initiatives: The primary recent initiative is the acquisition by Lument Real Estate and the rebranding to Lument Finance Trust Inc., signaling a strategic pivot towards a diversified REIT and financial services model.

Summary

Lument Finance Trust Inc. is undergoing a significant transformation following its acquisition by Lument Real Estate. The company is shifting from its historical funeral services business to a diversified REIT and financial services model. Key strengths lie in its access to Lument's expertise and capital, while integration risks and a highly competitive market are significant challenges. Successful execution of its new real estate investment and financial services strategy will be crucial for its future growth and shareholder returns.

Similar Stocks

Sources and Disclaimers

Data Sources:

  • Company press releases and investor relations.
  • Financial news outlets (e.g., Wall Street Journal, Bloomberg).
  • Financial data providers (e.g., Refinitiv, FactSet).

Disclaimers:

This analysis is based on publicly available information and is for informational purposes only. It does not constitute investment advice. Financial performance and market share data may be subject to change and re-evaluation as the company's new strategy unfolds.

Information icon for Upturn AI Summarization accuracy disclaimer AI Summarization is directionally correct and might not be accurate.

Information icon for Upturn AI Summarization data freshness disclaimer Summarized information shown could be a few years old and not current.

Information icon warning about Upturn AI Fundamental Rating based on potentially old data Fundamental Rating based on AI could be based on old data.

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About Lument Finance Trust Inc

Exchange NYSE
Headquaters New York, NY, United States
IPO Launch date 2013-03-22
CEO & Chairman of the Board Mr. James Peter Flynn J.D.
Sector Real Estate
Industry REIT - Mortgage
Full time employees -
Full time employees -

Lument Finance Trust, Inc., a real estate investment trust, focuses on investing in, financing, and managing a portfolio of commercial real estate (CRE) debt investments in the United States. It invests in transitional floating rate CRE mortgage loans on middle market multi-family assets; and other CRE -related investments, including mezzanine loans, preferred equity, commercial mortgage-backed securities, fixed rate loans, construction loans, and other CRE debt instruments. The company is qualified as a real estate investment trust under the Internal Revenue Code of 1986. As a REIT, it would not be subject to federal income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was formerly known as Hunt Companies Finance Trust, Inc. and changed its name to Lument Finance Trust, Inc. in December 2020. Lument Finance Trust, Inc. was incorporated in 2012 and is headquartered in New York, New York.