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Upturn AI SWOT - About
LFT 
Lument Finance Trust Inc (LFT)
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Upturn Advisory Summary
10/30/2025: LFT (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
3 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $2.75
1 Year Target Price $2.75
| 0 | Strong Buy |
| 1 | Buy |
| 2 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -27.4% | Avg. Invested days 33 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 10/30/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 82.18M USD | Price to earnings Ratio 8.72 | 1Y Target Price 2.75 |
Price to earnings Ratio 8.72 | 1Y Target Price 2.75 | ||
Volume (30-day avg) 3 | Beta 0.86 | 52 Weeks Range 1.50 - 2.63 | Updated Date 10/30/2025 |
52 Weeks Range 1.50 - 2.63 | Updated Date 10/30/2025 | ||
Dividends yield (FY) 18.75% | Basic EPS (TTM) 0.18 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 55.18% | Operating Margin (TTM) 53.59% |
Management Effectiveness
Return on Assets (TTM) 1.24% | Return on Equity (TTM) 6.01% |
Valuation
Trailing PE 8.72 | Forward PE - | Enterprise Value 837583040 | Price to Sales(TTM) 3.18 |
Enterprise Value 837583040 | Price to Sales(TTM) 3.18 | ||
Enterprise Value to Revenue 31.62 | Enterprise Value to EBITDA - | Shares Outstanding 52341046 | Shares Floating 27319932 |
Shares Outstanding 52341046 | Shares Floating 27319932 | ||
Percent Insiders 14.06 | Percent Institutions 50.72 |
Upturn AI SWOT
Lument Finance Trust Inc
Company Overview
History and Background
Lument Finance Trust, Inc., formerly Hunt Companies Finance Trust, Inc., was formed in 2015 and commenced operations in 2016. The company focuses on originating, acquiring, and managing a portfolio of commercial real estate (CRE) debt investments.
Core Business Areas
- Commercial Real Estate Debt Investments: Focuses on originating, acquiring, and managing commercial real estate debt investments. The portfolio includes first mortgage loans, mezzanine loans, preferred equity, and other CRE-related debt investments.
Leadership and Structure
James Flynn serves as the Chief Executive Officer. The company operates as a real estate investment trust (REIT) with a board of directors overseeing its operations and investment strategy.
Top Products and Market Share
Key Offerings
- First Mortgage Loans: Provide senior financing for commercial real estate properties. Market share data is difficult to obtain precisely. Competitors include other mortgage REITs and commercial banks.
- Mezzanine Loans: Offer subordinated debt financing, filling the gap between senior debt and equity. Market share data is difficult to obtain precisely. Competitors include other specialty finance companies.
- Bridge Loans: Short-term financing to allow borrowers to get to the next step. Market share data is difficult to obtain precisely. Competitors include other specialty finance companies.
Market Dynamics
Industry Overview
The commercial real estate debt market is influenced by interest rates, economic growth, and property valuations. Demand for CRE debt remains robust, especially from borrowers seeking alternative financing solutions.
Positioning
Lument Finance Trust focuses on middle-market CRE debt, seeking higher yields in a less competitive segment. Their competitive advantage lies in their origination capabilities and experience in structuring complex transactions.
Total Addressable Market (TAM)
The total addressable market for CRE debt is estimated in the trillions of dollars. Lument's focus is within a smaller middle market segment. Market position is dependent on capital deployment strategy.
Upturn SWOT Analysis
Strengths
- Experienced management team
- Focus on middle-market CRE debt
- Strong origination platform
- Flexible investment mandate
Weaknesses
- Small market capitalization
- External management structure can cause conflicts of interest
- High dependence on debt financing
- Sensitivity to interest rate fluctuations
Opportunities
- Growing demand for alternative CRE financing
- Expansion into new geographic markets
- Strategic partnerships with other lenders
- Increased investment in data and technology
Threats
- Economic downturn impacting CRE values
- Rising interest rates increasing borrowing costs
- Increased competition from other lenders
- Regulatory changes affecting REITs
Competitors and Market Share
Key Competitors
- Blackstone Mortgage Trust (BXMT)
- Starwood Property Trust (STWD)
- Arbor Realty Trust (ABR)
Competitive Landscape
Lument Finance Trust is smaller than its larger competitors like Blackstone Mortgage Trust and Starwood Property Trust. Their competitive advantage lies in their middle-market focus and specialized expertise. LFT needs to grow significantly in size and market cap to match peers.
Growth Trajectory and Initiatives
Historical Growth: Historical growth depends on loan deployment and property values. Requires specific data retrieval from financial sources.
Future Projections: Future projections require analyst estimates. Depends on prevailing market conditions.
Recent Initiatives: Recent initiatives require specific data retrieval from company announcements. This includes specific new loans and new strategies.
Summary
Lument Finance Trust is a smaller player in the commercial real estate debt market. Their focus on the middle market is a differentiator, but they are vulnerable to interest rate risks and economic downturns. The company's growth depends on its ability to originate and manage its loan portfolio effectively, all while scaling appropriately. LFT is not considered a top performer.
Similar Stocks
Sources and Disclaimers
Data Sources:
- Company filings
- Financial news sources
- Analyst reports
Disclaimers:
The data provided is for informational purposes only and should not be considered financial advice. Market share data is based on estimates and may not be precise. Actual results may vary.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Lument Finance Trust Inc
Exchange NYSE | Headquaters New York, NY, United States | ||
IPO Launch date 2013-03-22 | CEO & Chairman of the Board Mr. James Peter Flynn J.D. | ||
Sector Real Estate | Industry REIT - Mortgage | Full time employees - | Website https://lumentfinancetrust.com |
Full time employees - | Website https://lumentfinancetrust.com | ||
Lument Finance Trust, Inc., a real estate investment trust, focuses on investing in, financing, and managing a portfolio of commercial real estate (CRE) debt investments in the United States. It invests in transitional floating rate CRE mortgage loans on middle market multi-family assets; and other CRE -related investments, including mezzanine loans, preferred equity, commercial mortgage-backed securities, fixed rate loans, construction loans, and other CRE debt instruments. The company is qualified as a real estate investment trust under the Internal Revenue Code of 1986. As a REIT, it would not be subject to federal income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was formerly known as Hunt Companies Finance Trust, Inc. and changed its name to Lument Finance Trust, Inc. in December 2020. Lument Finance Trust, Inc. was incorporated in 2012 and is headquartered in New York, New York.
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