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Upturn AI SWOT - About
Lument Finance Trust Inc (LFT)
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Upturn Advisory Summary
07/03/2025: LFT (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
3 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $3.25
1 Year Target Price $3.25
| 0 | Strong Buy |
| 1 | Buy |
| 2 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -18% | Avg. Invested days 36 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 07/03/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 114.59M USD | Price to earnings Ratio 10.95 | 1Y Target Price 3.25 |
Price to earnings Ratio 10.95 | 1Y Target Price 3.25 | ||
Volume (30-day avg) 3 | Beta 0.84 | 52 Weeks Range 1.97 - 2.68 | Updated Date 07/5/2025 |
52 Weeks Range 1.97 - 2.68 | Updated Date 07/5/2025 | ||
Dividends yield (FY) 13.57% | Basic EPS (TTM) 0.2 |
Earnings Date
Report Date 2025-06-13 | When Before Market | Estimate 0.11 | Actual 0.08 |
Profitability
Profit Margin 55.96% | Operating Margin (TTM) -24.46% |
Management Effectiveness
Return on Assets (TTM) 1.24% | Return on Equity (TTM) 6.38% |
Valuation
Trailing PE 10.95 | Forward PE - | Enterprise Value 929287744 | Price to Sales(TTM) 4.23 |
Enterprise Value 929287744 | Price to Sales(TTM) 4.23 | ||
Enterprise Value to Revenue 31.9 | Enterprise Value to EBITDA - | Shares Outstanding 52324500 | Shares Floating 27337444 |
Shares Outstanding 52324500 | Shares Floating 27337444 | ||
Percent Insiders 14 | Percent Institutions 45.65 |
Upturn AI SWOT
Lument Finance Trust Inc
Company Overview
History and Background
Lument Finance Trust, Inc. (LFT) was formed in 2015 and is focused on originating, acquiring, and managing a portfolio of commercial real estate debt investments.
Core Business Areas
- Commercial Real Estate Debt Investments: Primarily focuses on originating, acquiring, and managing a portfolio of commercial real estate (CRE) debt investments.
Leadership and Structure
Robert Wronski serves as the Chief Executive Officer. The company operates as a real estate investment trust (REIT).
Top Products and Market Share
Key Offerings
- Commercial Mortgage Loans: Focuses on providing financing solutions via commercial mortgage loans. Market share information is not readily available. Key competitors are other REITs that focus on commercial real estate, such as Starwood Property Trust (STWD) and Blackstone Mortgage Trust (BXMT).
Market Dynamics
Industry Overview
The commercial real estate finance industry is affected by interest rates, economic growth, and property values. REITs play a vital role in CRE lending.
Positioning
Lument Finance Trust operates within the commercial real estate debt market, aiming to provide financing solutions and generate returns through its portfolio of investments.
Total Addressable Market (TAM)
The total addressable market (TAM) is substantial, encompassing the entire commercial real estate lending market. Given the opaque nature of private CRE lending, accurate TAM values are hard to find. Lument Finance Trust is a smaller player with respect to the entire market.
Upturn SWOT Analysis
Strengths
- Experienced management team
- Focus on commercial real estate debt
- REIT structure provides tax advantages
Weaknesses
- Smaller market capitalization compared to larger REITs
- Sensitivity to interest rate fluctuations
- Dependence on the health of the commercial real estate market
Opportunities
- Increased demand for CRE financing
- Expansion into new geographic markets
- Diversification of investment portfolio
Threats
- Economic downturn impacting CRE values
- Rising interest rates increasing borrowing costs
- Increased competition from other REITs and lenders
Competitors and Market Share
Key Competitors
- STWD
- BXMT
- ARE
- AGNC
- SLR
Competitive Landscape
LFT has a smaller capitalization compared to STWD and BXMT. These larger competitors have broader portfolios and access to capital.
Growth Trajectory and Initiatives
Historical Growth: Historical growth can be determined by examining past revenue and earnings trends in the company's financial statements.
Future Projections: Analyst estimates for Lument Finance Trust's future growth are available from financial news sources and investment analysis platforms. Analysts generally expect modest growth.
Recent Initiatives: Monitor Lument Finance Trust's press releases and investor relations materials for information on strategic initiatives.
Summary
Lument Finance Trust is a smaller player in the commercial real estate lending market with strengths like an experienced management team and a focused portfolio. Its size and sensitivity to interest rates represent weaknesses. The health of the commercial real estate market poses both opportunities and threats, demanding that Lument carefully manages their portfolio to reduce the effects of possible downturns.
Peer Comparison
Sources and Disclaimers
Data Sources:
- SEC Filings
- Company Investor Relations
- Financial News Sources (e.g., Yahoo Finance, Bloomberg)
Disclaimers:
Financial data is based on publicly available information and may not be exhaustive or completely accurate. Market share data is estimated. Consult with a qualified financial advisor before making any investment decisions.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Lument Finance Trust Inc
Exchange NYSE | Headquaters New York, NY, United States | ||
IPO Launch date 2013-03-22 | CEO & Chairman of the Board Mr. James Peter Flynn J.D. | ||
Sector Real Estate | Industry REIT - Mortgage | Full time employees - | Website https://lumentfinancetrust.com |
Full time employees - | Website https://lumentfinancetrust.com | ||
Lument Finance Trust, Inc., a real estate investment trust, focuses on investing in, financing, and managing a portfolio of commercial real estate (CRE) debt investments in the United States. It invests in transitional floating rate CRE mortgage loans on middle market multi-family assets; and other CRE -related investments, including mezzanine loans, preferred equity, commercial mortgage-backed securities, fixed rate loans, construction loans, and other CRE debt instruments. The company is qualified as a real estate investment trust under the Internal Revenue Code of 1986. As a REIT, it would not be subject to federal income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was formerly known as Hunt Companies Finance Trust, Inc. and changed its name to Lument Finance Trust, Inc. in December 2020. Lument Finance Trust, Inc. was incorporated in 2012 and is headquartered in New York, New York.
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