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Upturn AI Summary - About
AGNC Investment Corp.(AGNC)
Advisory History & Simulated Performance *
*as per simulation (see disclosures)- ALL
- 1Y
- 1M
- 1W
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- PASS (Skip)
Stock price based on last close Advisory Performance History (Simulated)
Upturn Advisory & Investor View for AGNC
09/25/2026: AGNC (4-star) is currently NOT-A-BUY. Pass it for now.
AGNC Investment Corp. is an internally-managed mortgage REIT that primarily invests in residential mortgage-backed securities guaranteed by U.S. government agencies. The company's main strength lies in its specialized focus on agency MBS and its cost-efficient internal management structure, which aligns leadership with shareholders. Its investment story centers on providing high dividend income, though this comes with high sensitivity to interest rate fluctuations and market volatility. While the firm has historically delivered strong dividend yields, investors face risks from potential book value erosion and interest rate uncertainty. The stock is best suited for dividend-focused investors, provided they can monitor macroeconomic trends closely.
How to Read the Upturn Advisory
The Upturn Star Rating and the current BUY, SELL, or PASS advisory are generated by Upturn’s AI advisory engine based on proprietary signal analysis, price behavior, advisory history, and historical signal performance.
Company fundamentals, valuation, risks, and news provide supporting context about the business.
Investor Fit
| Investor style | Fit | Why |
|---|---|---|
| Growth investor | Weak fit | The company's primary focus is on income distribution rather than long-term capital appreciation. |
| Momentum investor | Mixed fit | Momentum investment depends on positive market trends in the MBS sector, which are conditional on interest rate stability. |
| Value investor | Mixed fit | Valuation is often tied to price-to-book value, which requires careful assessment of the underlying asset portfolio's health. |
| Dividend investor | Strong fit | AGNC is specifically designed to provide high current income through consistent dividend distributions. |
| Low-risk investor | Weak fit | The use of leverage and sensitivity to interest rates make the stock prone to significant price volatility. |
Risk Profile
| Risk factor | Level | Why it matters |
|---|---|---|
| Price volatility | High | The market price of AGNC can fluctuate significantly due to changes in interest rates and mortgage market spreads. |
| Valuation risk | Medium / high | Changes in book value are a primary driver of long-term share price performance. |
| Competition risk (mREIT sector) | Medium | Intense competition for assets can compress net interest margins. |
| Business quality | Medium | As an internally-managed REIT, the company maintains decent governance, though it remains a capital-intensive business model. |
| Dividend income | Medium / high | Dividends are sensitive to earnings volatility and the sustainability of net interest spreads. |
| Execution risk | Medium | The complexity of managing a large portfolio and hedging strategy requires precise execution. |
Price Behavior
Rolling Over
The price momentum is slowing down and beginning to turn downward.
Smooth
The stock has moved along a generally orderly path with only modest fluctuations.
Analysis of Past Performance
Type Stock | Historic Profit 44.55% | Avg. Invested days 83 | Today’s Advisory PASS |
Upturn Advisory Rating  | Upturn Advisory Performance  4.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 09/25/2026 |
Upturn Scorecard
Upturn Star Rating 
Company Fundamentals
Financial Health Rating
Growth Momentum Score
Ownership
Top 5 Institutional Investors
Unit Economics (Per $1K Revenue)
Economic Dimensions
Quantitative Style Profile
Style Classification
Quality Focused
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 11.40B USD | Price to earnings Ratio 4.79 | 1Y Target Price 11.06 |
Price to earnings Ratio 4.79 | 1Y Target Price 11.06 | ||
Volume (30-day avg) 28.1M shares | Beta 1.3 | 52 Weeks Range 8.53 - 11.20 | Updated Date 09/27/2026 |
52 Weeks Range 8.53 - 11.20 | Updated Date 09/27/2026 | ||
Dividends yield (FY) 14.97% | Basic EPS (TTM) 2.01 |
How Company Makes Money
| Business area | What it includes | Retail investor read |
|---|---|---|
| Agency MBS Portfolio | Interest earned on residential mortgage-backed securities guaranteed by the GSEs. | AGNC collects interest from home mortgages and pays out most of the profit to shareholders as dividends. |
| Hedging / Derivatives | Interest rate swaps and futures used to protect the portfolio from rate changes. | The company uses insurance-like financial tools to stabilize returns against fluctuating interest rates. |
Valuation
Trailing PE 4.79 | Forward PE 6.61 | Enterprise Value 84.17B | Price to Sales(TTM) 4.75 |
Enterprise Value 84.17B | Price to Sales(TTM) 4.75 | ||
Enterprise Value to Revenue 0.03 | Enterprise Value to EBITDA - | Shares Outstanding 1.19B | Shares Floating 1.18B |
Shares Outstanding 1.19B | Shares Floating 1.18B | ||
Percent Insiders 0.38 | Percent Institutions 42.79 |
Upturn AI Summary
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
Financial Metrics
🧭 Investment Snapshot
Total Revenue (Scale)
Total money earned from selling products or services before any costs. It is needed to understand the scale of the business and its ability to generate income.
Net Income (Profit)
Final profit after all expenses, interest, and taxes are deducted. It is needed to determine the overall profitability available to shareholders.
Free Cash Flow (Cash Strength)
Cash remaining after operating activities and capital expenditures, showing cash available for growth. It is needed to evaluate the company’s ability to invest, pay dividends, or reduce debt.
📈 Growth & Strength
Operating Income (Core Profit)
Profit from core operations after deducting all operating expenses. It is needed to measure how efficiently the company runs its primary business activities.
EBITDA (Cash Earnings)
Earnings before interest, taxes, depreciation, and amortization, indicating operating cash potential. It is needed to compare operating performance across companies without accounting or financing differences.
Gross Profit (Unit Profitability)
Revenue minus cost of revenue, showing profit after direct production costs. It is needed to evaluate core business profitability before overhead expenses.
🛡️ Financial Safety
Cash (Liquidity Buffer)
Total cash and cash equivalents on hand. It is needed to evaluate immediate liquidity and financial flexibility.
Total Debt (Leverage Risk)
Total debt including both short-term and long-term components. It is needed to assess the company’s leverage and financial risk.
Net Working Capital (Short-Term Health)
Current assets minus current liabilities, indicating short-term liquidity strength. It is needed to assess whether the company can meet its short-term obligations.
🧱 Balance Sheet Strength
Stockholder Equity (Net Worth)
Total equity value held by shareholders. It is needed to understand the net worth of the company from the owners’ perspective.
Total Assets (Asset Base)
The full value of everything the company owns, including cash, inventory, equipment, and investments. It is needed to understand the resource base used to generate revenue.
Income Before Tax (Pre-Tax Earnings)
Income before provision for income taxes. It is needed to analyze profitability independent of tax structures.
⚙️ Cost & Drag Factors
Cost of Revenue (Production Cost)
Direct costs required to produce and deliver the products or services sold. It is needed to assess efficiency in production and service delivery.
Total Operating Expenses (Operating Cost)
Indirect costs of running the business such as salaries, marketing, and administration. It is needed to understand how much it costs to sustain ongoing business operations.
Income Tax Expense (Tax Drag)
Amount of taxes paid or payable to the government. It is needed to evaluate the impact of taxation on overall profitability.
About AGNC Investment Corp.
Exchange NASDAQ | Headquarters Bethesda, MD, United States | ||
IPO Launch date 2008-05-13 | President, CEO & Director and Chief Investment Officer Mr. Peter J. Federico | ||
Sector Real Estate | Industry REIT - Mortgage | Full time employees 54 | Website https://agnc.com |
Full time employees 54 | Website https://agnc.com | ||
AGNC Investment Corp. provides private capital to housing market in the United States. It invests in residential mortgage pass-through securities and collateralized mortgage obligations for which the principal and interest payments are guaranteed by the United States government-sponsored enterprise or by the United States government agency. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal or state corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was formerly known as American Capital Agency Corp. and changed its name to AGNC Investment Corp. in September 2016. AGNC Investment Corp. was incorporated in 2008 and is headquartered in Bethesda, Maryland.
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