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Upturn AI SWOT - About
MKL 
Markel Corporation (MKL)
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Upturn Advisory Summary
10/10/2025: MKL (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
7 Analysts rated it
Limited analyst coverage, niche firm, research info may be scarce.
1 Year Target Price $2009.4
1 Year Target Price $2009.4
| 1 | Strong Buy |
| 0 | Buy |
| 6 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -1.84% | Avg. Invested days 44 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 10/10/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 24.25B USD | Price to earnings Ratio 11.49 | 1Y Target Price 2009.4 |
Price to earnings Ratio 11.49 | 1Y Target Price 2009.4 | ||
Volume (30-day avg) 7 | Beta 0.78 | 52 Weeks Range 1521.25 - 2075.92 | Updated Date 10/11/2025 |
52 Weeks Range 1521.25 - 2075.92 | Updated Date 10/11/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) 166.78 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 13.57% | Operating Margin (TTM) 24.06% |
Management Effectiveness
Return on Assets (TTM) 3.32% | Return on Equity (TTM) 13.5% |
Valuation
Trailing PE 11.49 | Forward PE 13.59 | Enterprise Value 24945360920 | Price to Sales(TTM) 1.47 |
Enterprise Value 24945360920 | Price to Sales(TTM) 1.47 | ||
Enterprise Value to Revenue 1.53 | Enterprise Value to EBITDA - | Shares Outstanding 12652001 | Shares Floating 12373910 |
Shares Outstanding 12652001 | Shares Floating 12373910 | ||
Percent Insiders 2.02 | Percent Institutions 82.33 |
Upturn AI SWOT
Markel Corporation
Company Overview
History and Background
Markel Corporation was founded in 1930 as a family-run business. It evolved from a regional transportation insurer to a diverse financial holding company through strategic acquisitions and organic growth.
Core Business Areas
- Insurance: Underwrites specialty insurance products, including property, casualty, and professional liability coverage for niche markets. This is the largest segment by revenue.
- Investments: Manages a significant investment portfolio, leveraging the float generated by its insurance operations. Employs a value-oriented investment strategy similar to Berkshire Hathaway.
- Markel Ventures: Owns and operates a diverse portfolio of businesses outside of insurance, spanning manufacturing, distribution, and other services. These companies are often acquired with a long-term investment horizon.
Leadership and Structure
Thomas S. Gayner is the CEO. The organizational structure is decentralized, with each business unit operating with significant autonomy, but guided by Markel's core values and investment philosophy.
Top Products and Market Share
Key Offerings
- Market Share: varies by sub-segment, but a leader in niche markets
- Specialty Insurance: Provides tailored insurance solutions for specific industries and risks, such as equine insurance, construction, and surety bonds. Market share varies significantly by sub-segment, but Markel is a leader in many niche areas. Competitors include WR Berkley (WRB), Alleghany (Y)
- Reinsurance: Offers reinsurance coverage to other insurance companies, providing protection against large losses. Competitors include Berkshire Hathaway (BRK.A), Swiss Re.
- Program Services: Facilitates specialized insurance programs for MGAs and program administrators. Competitors include State National Companies, Frontline Insurance.
Market Dynamics
Industry Overview
The insurance industry is highly competitive and subject to regulatory oversight. Growth is driven by economic activity, emerging risks, and pricing trends. Consolidation is a recurring theme.
Positioning
Markel is positioned as a specialty insurer with a focus on disciplined underwriting, value investing, and long-term growth. Its decentralized structure allows it to be agile and responsive to market opportunities. It is a growing leader in niche markets.
Total Addressable Market (TAM)
The total addressable market for specialty insurance is substantial, estimated in the hundreds of billions of dollars globally. Markel is well-positioned to capture further market share in its target segments.
Upturn SWOT Analysis
Strengths
- Strong underwriting discipline
- Value-oriented investment philosophy
- Decentralized operating structure
- Experienced management team
- Long-term focus
Weaknesses
- Reliance on investment income
- Exposure to catastrophic losses
- Acquisition integration risks
- Smaller scale compared to some competitors
Opportunities
- Expansion into new specialty insurance markets
- Strategic acquisitions of complementary businesses
- Growth in emerging markets
- Increased demand for specialty insurance products
Threats
- Increased competition
- Economic downturns
- Regulatory changes
- Catastrophic events
- Lower interest rates
Competitors and Market Share
Key Competitors
- BRK.A
- WRB
- HIG
- TRV
Competitive Landscape
Markel differentiates itself through its underwriting expertise, value investing philosophy, and decentralized operating structure. It competes with larger insurers on some lines of business, but excels in niche markets.
Major Acquisitions
Buckle
- Year: 2023
- Acquisition Price (USD millions): 0
- Strategic Rationale: Increased insurance capabilities.
Growth Trajectory and Initiatives
Historical Growth: Markel has achieved significant growth through organic expansion and acquisitions.
Future Projections: Analysts project continued growth in revenue and earnings, driven by specialty insurance and investment performance.
Recent Initiatives: Recent initiatives include strategic acquisitions, expansion into new markets, and investments in technology.
Summary
Markel Corporation exhibits financial strength through its unique business model, combining specialty insurance with value-oriented investing. Its decentralized structure fosters agility, but reliance on investment income and exposure to catastrophic losses present challenges. The company's focus on long-term growth and strategic acquisitions supports its upward trajectory, however, increased competition and economic downturns remain key threats to monitor.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Markel Corporation Annual Reports
- SEC Filings
- Industry Research Reports
- Analyst Estimates
Disclaimers:
This analysis is for informational purposes only and should not be considered financial advice. Market share data is estimated and may vary depending on the source and segment.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Markel Corporation
Exchange NYSE | Headquaters Glen Allen, VA, United States | ||
IPO Launch date 1986-12-12 | CEO & Director Mr. Thomas Sinnickson Gayner | ||
Sector Financial Services | Industry Insurance - Property & Casualty | Full time employees 22000 | Website https://www.mklgroup.com |
Full time employees 22000 | Website https://www.mklgroup.com | ||
Markel Group Inc., through its subsidiaries, engages in the insurance business in the United States and internationally. It offers general and professional liability, personal lines, marine and energy, specialty programs, and workers' compensation insurance products; and property coverages that include fire, windstorm, hail, water damage, and other property coverages comprising catastrophe-exposed property risks, such as earthquake and wind. The company also offers credit and surety products, and collateral protection insurance products. In addition, it offers transaction, directors and officers, and healthcare liability reinsurance; and specialty treaty reinsurance products, including credit and surety, workers' compensation, marine and energy, public entity, mortgage default, aviation and space, agriculture, and discrete political violence. Further, the company provides construction services, consumer and building products, transportation-related products, consulting services, and equipment manufacturing products, as well as leasing and other services. Additionally, the company offers a range of investment products, including insurance-linked securities comprising catastrophe bonds, insurance swaps, traditional reinsurance contracts, industry loss warranties, and other financial instruments; and program services. It also operates as an investment fund manager. The company was formerly known as Markel Corporation and changed its name to Markel Group Inc. in May 2023. Markel Group Inc. was founded in 1930 and is headquartered in Glen Allen, Virginia.
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