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W. R. Berkley Corp (WRB)



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Upturn Advisory Summary
08/14/2025: WRB (2-star) is currently NOT-A-BUY. Pass it for now.
1 Year Target Price $72.73
1 Year Target Price $72.73
5 | Strong Buy |
1 | Buy |
8 | Hold |
2 | Sell |
0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 33.17% | Avg. Invested days 45 | Today’s Advisory PASS |
Upturn Star Rating ![]() ![]() | Upturn Advisory Performance ![]() | Stock Returns Performance ![]() |
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Key Highlights
Company Size Large-Cap Stock | Market Capitalization 26.85B USD | Price to earnings Ratio 16.09 | 1Y Target Price 72.73 |
Price to earnings Ratio 16.09 | 1Y Target Price 72.73 | ||
Volume (30-day avg) 16 | Beta 0.4 | 52 Weeks Range 54.76 - 75.77 | Updated Date 08/15/2025 |
52 Weeks Range 54.76 - 75.77 | Updated Date 08/15/2025 | ||
Dividends yield (FY) 0.46% | Basic EPS (TTM) 4.4 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date 2025-07-21 | When Before Market | Estimate 1.05 | Actual 1.05 |
Profitability
Profit Margin 12.32% | Operating Margin (TTM) 16.59% |
Management Effectiveness
Return on Assets (TTM) 3.73% | Return on Equity (TTM) 20.58% |
Valuation
Trailing PE 16.09 | Forward PE 16.42 | Enterprise Value 28030376835 | Price to Sales(TTM) 1.88 |
Enterprise Value 28030376835 | Price to Sales(TTM) 1.88 | ||
Enterprise Value to Revenue 1.97 | Enterprise Value to EBITDA - | Shares Outstanding 379292992 | Shares Floating 296686600 |
Shares Outstanding 379292992 | Shares Floating 296686600 | ||
Percent Insiders 24.75 | Percent Institutions 69.09 |
Upturn AI SWOT
W. R. Berkley Corp

Company Overview
History and Background
W. R. Berkley Corp was founded in 1967 by William R. Berkley. Initially focused on specialty insurance, it has grown through acquisitions and organic expansion into a diversified commercial lines insurer.
Core Business Areas
- Commercial Lines: Provides commercial property and casualty insurance products and services to a wide range of businesses.
- Specialty Lines: Offers specialized insurance coverages for niche markets and industries, catering to unique risks.
- Reinsurance: Engages in reinsurance activities, providing coverage to other insurance companies to manage their risk exposure.
- Alternative Investment: Actively involved in investments as an alternative strategy for long term sustainability.
Leadership and Structure
W. Robert Berkley, Jr. serves as the President and Chief Executive Officer. The company operates with a decentralized structure, empowering individual operating units to manage their respective businesses.
Top Products and Market Share
Key Offerings
- Commercial Auto: Commercial auto insurance for businesses. Market share data is not publicly available on a per-product basis. Competitors include The Hartford, Travelers, and Liberty Mutual.
- General Liability: General liability coverage for businesses. Market share data is not publicly available on a per-product basis. Competitors include Chubb, AIG, and Zurich.
- Workers' Compensation: Workers' compensation insurance for businesses. Market share data is not publicly available on a per-product basis. Competitors include Hartford Financial Services and Travelers.
- Professional Liability: Professional liability coverage. Market share data is not publicly available on a per-product basis. Competitors include Chubb and AIG.
Market Dynamics
Industry Overview
The property and casualty (P&C) insurance industry is experiencing evolving risk landscapes, including cyber threats and climate change, creating demand for specialized insurance products.
Positioning
W. R. Berkley Corp is positioned as a specialty insurer with a decentralized model, allowing it to adapt quickly to changing market conditions and provide tailored solutions. Its strong financial position also contributes to its competitive advantage.
Total Addressable Market (TAM)
The global property and casualty insurance market is valued at approximately $2.2 trillion and expected to grow. W.R. Berkley, with its niche product focus, targets portions of this TAM, adapting to emerging markets.
Upturn SWOT Analysis
Strengths
- Decentralized operating model
- Strong financial position
- Focus on specialty lines
- Experienced management team
Weaknesses
- Smaller market share compared to larger competitors
- Dependence on economic conditions
- Potential for increased competition in specialty markets
Opportunities
- Expansion into new specialty lines
- Leveraging technology for improved efficiency
- Capitalizing on increasing demand for cyber insurance
- Growth in emerging markets
Threats
- Economic downturns
- Increasing regulatory scrutiny
- Catastrophic events
- Rising reinsurance costs
Competitors and Market Share
Key Competitors
- Travelers Companies (TRV)
- Chubb (CB)
- The Hartford Financial Services Group (HIG)
Competitive Landscape
W. R. Berkley's decentralized structure allows it to be nimble, but it lacks the scale of larger competitors. The company's specialty focus differentiates it, but this exposes it to niche market risks.
Major Acquisitions
Nautilus Insurance Group
- Year: 1997
- Acquisition Price (USD millions):
- Strategic Rationale: Expanded Berkley's presence in the small commercial market.
Growth Trajectory and Initiatives
Historical Growth: W. R. Berkley Corp has demonstrated growth through strategic acquisitions and organic expansion, focusing on specialty lines.
Future Projections: Future projections are not available without analyst data.
Recent Initiatives: Focus on technology and digitization to improve operational efficiency and underwriting capabilities; expansion into new specialty areas.
Summary
W. R. Berkley is a financially stable company with a strong focus on specialty insurance lines. Its decentralized operating model provides agility but it remains smaller than its main competitors. The company should continue to innovate and expand its technology offerings and watch out for risks associated with economic downturns.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Website
- SEC Filings
- Industry Reports
- Analyst Reports (limited access)
Disclaimers:
This analysis is based on publicly available information and does not constitute financial advice. Market share estimates are approximate. Financial data may be outdated.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About W. R. Berkley Corp
Exchange NYSE | Headquaters Greenwich, CT, United States | ||
IPO Launch date 1984-09-07 | President, CEO & Director Mr. William Robert Berkley Jr. | ||
Sector Financial Services | Industry Insurance - Property & Casualty | Full time employees 8606 | Website https://www.berkley.com |
Full time employees 8606 | Website https://www.berkley.com |
W. R. Berkley Corporation, an insurance holding company, operates as a commercial line writer worldwide. The company operates in two segments, Insurance, and Reinsurance & Monoline Excess. The Insurance segment underwrites commercial insurance business, including excess and surplus lines, admitted lines, and specialty personal lines. This segment also provides accident and health insurance and reinsurance products; insurance for commercial risks; casualty and specialty environmental products; insurance coverages for fine arts and jewelry exposures; excess liability and inland marine coverage for small to medium-sized insureds; and commercial general liability, umbrella, professional liability, directors and officers, commercial property, and surety products, as well as products for technology, and life sciences and travel industries. In addition, it offers cyber risk solutions; crime and fidelity insurance products; medical professional coverages; workers' compensation insurance products; management liability and general insurance products; personal lines insurance solutions, including home, condo/co-op, auto, fine arts and collectibles, liability, collector vehicle, and recreational marine; law enforcement, public officials and educator's legal, and employment practices liability, as well as incidental medical, property, and crime insurance products; at-risk and alternative risk insurance program management services; professional liability; energy and marine risks; and insurance products to the Lloyd's marketplace. The Reinsurance & Monoline Excess segment provides treaty and facultative reinsurance solutions; property and casualty reinsurance products; facultative reinsurance products include automatic, semi-automatic, and individual risk assumed reinsurance; and turnkey products, such as cyber, employment practices liability insurance, liquor liability insurance and violent events. The company was founded in 1967 and is headquartered in Greenwich, Connecticut.

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