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W. R. Berkley Corp (WRB)

Upturn stock ratingUpturn stock rating
$71.56
Last Close (24-hour delay)
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PASS
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Upturn Stock infoUpturn Stock info Stock price based on last close
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Upturn Advisory Summary

08/14/2025: WRB (2-star) is currently NOT-A-BUY. Pass it for now.

Upturn Star Rating

rating

Below Average Performance

These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.

Number of Analysts

rating

16 Analysts rated it

Moderately tracked stock, growing coverage, gaining market and investor attention.

1 Year Target Price $72.73

1 Year Target Price $72.73

Analysts Price Target For last 52 week
$72.73 Target price
52w Low $54.76
Current$71.56
52w High $75.77

Analysis of Past Performance

Type Stock
Historic Profit 33.17%
Avg. Invested days 45
Today’s Advisory PASS
Upturn Star Rating Upturn stock ratingUpturn stock rating
Upturn Advisory Performance Upturn Advisory Performance 3.0
Stock Returns Performance Upturn Returns Performance 3.0
Upturn Profits based on simulationUpturn Profits based on simulation Profits based on simulation
Upturn Profits based on simulationUpturn Profits based on simulation Last Close 08/14/2025

Key Highlights

Company Size Large-Cap Stock
Market Capitalization 26.85B USD
Price to earnings Ratio 16.09
1Y Target Price 72.73
Price to earnings Ratio 16.09
1Y Target Price 72.73
Volume (30-day avg) 16
Beta 0.4
52 Weeks Range 54.76 - 75.77
Updated Date 08/15/2025
52 Weeks Range 54.76 - 75.77
Updated Date 08/15/2025
Dividends yield (FY) 0.46%
Basic EPS (TTM) 4.4

Analyzing Revenue: Products, Geography and Growth

Revenue by Products

Product revenue - Year on Year

Earnings Date

Report Date 2025-07-21
When Before Market
Estimate 1.05
Actual 1.05

Profitability

Profit Margin 12.32%
Operating Margin (TTM) 16.59%

Management Effectiveness

Return on Assets (TTM) 3.73%
Return on Equity (TTM) 20.58%

Valuation

Trailing PE 16.09
Forward PE 16.42
Enterprise Value 28030376835
Price to Sales(TTM) 1.88
Enterprise Value 28030376835
Price to Sales(TTM) 1.88
Enterprise Value to Revenue 1.97
Enterprise Value to EBITDA -
Shares Outstanding 379292992
Shares Floating 296686600
Shares Outstanding 379292992
Shares Floating 296686600
Percent Insiders 24.75
Percent Institutions 69.09

ai summary icon Upturn AI SWOT

W. R. Berkley Corp

stock logo

Company Overview

overview logo History and Background

W. R. Berkley Corp was founded in 1967 by William R. Berkley. Initially focused on specialty insurance, it has grown through acquisitions and organic expansion into a diversified commercial lines insurer.

business area logo Core Business Areas

  • Commercial Lines: Provides commercial property and casualty insurance products and services to a wide range of businesses.
  • Specialty Lines: Offers specialized insurance coverages for niche markets and industries, catering to unique risks.
  • Reinsurance: Engages in reinsurance activities, providing coverage to other insurance companies to manage their risk exposure.
  • Alternative Investment: Actively involved in investments as an alternative strategy for long term sustainability.

leadership logo Leadership and Structure

W. Robert Berkley, Jr. serves as the President and Chief Executive Officer. The company operates with a decentralized structure, empowering individual operating units to manage their respective businesses.

Top Products and Market Share

overview logo Key Offerings

  • Commercial Auto: Commercial auto insurance for businesses. Market share data is not publicly available on a per-product basis. Competitors include The Hartford, Travelers, and Liberty Mutual.
  • General Liability: General liability coverage for businesses. Market share data is not publicly available on a per-product basis. Competitors include Chubb, AIG, and Zurich.
  • Workers' Compensation: Workers' compensation insurance for businesses. Market share data is not publicly available on a per-product basis. Competitors include Hartford Financial Services and Travelers.
  • Professional Liability: Professional liability coverage. Market share data is not publicly available on a per-product basis. Competitors include Chubb and AIG.

Market Dynamics

industry overview logo Industry Overview

The property and casualty (P&C) insurance industry is experiencing evolving risk landscapes, including cyber threats and climate change, creating demand for specialized insurance products.

Positioning

W. R. Berkley Corp is positioned as a specialty insurer with a decentralized model, allowing it to adapt quickly to changing market conditions and provide tailored solutions. Its strong financial position also contributes to its competitive advantage.

Total Addressable Market (TAM)

The global property and casualty insurance market is valued at approximately $2.2 trillion and expected to grow. W.R. Berkley, with its niche product focus, targets portions of this TAM, adapting to emerging markets.

Upturn SWOT Analysis

Strengths

  • Decentralized operating model
  • Strong financial position
  • Focus on specialty lines
  • Experienced management team

Weaknesses

  • Smaller market share compared to larger competitors
  • Dependence on economic conditions
  • Potential for increased competition in specialty markets

Opportunities

  • Expansion into new specialty lines
  • Leveraging technology for improved efficiency
  • Capitalizing on increasing demand for cyber insurance
  • Growth in emerging markets

Threats

  • Economic downturns
  • Increasing regulatory scrutiny
  • Catastrophic events
  • Rising reinsurance costs

Competitors and Market Share

competitor logo Key Competitors

  • Travelers Companies (TRV)
  • Chubb (CB)
  • The Hartford Financial Services Group (HIG)

Competitive Landscape

W. R. Berkley's decentralized structure allows it to be nimble, but it lacks the scale of larger competitors. The company's specialty focus differentiates it, but this exposes it to niche market risks.

Major Acquisitions

Nautilus Insurance Group

  • Year: 1997
  • Acquisition Price (USD millions):
  • Strategic Rationale: Expanded Berkley's presence in the small commercial market.

Growth Trajectory and Initiatives

Historical Growth: W. R. Berkley Corp has demonstrated growth through strategic acquisitions and organic expansion, focusing on specialty lines.

Future Projections: Future projections are not available without analyst data.

Recent Initiatives: Focus on technology and digitization to improve operational efficiency and underwriting capabilities; expansion into new specialty areas.

Summary

W. R. Berkley is a financially stable company with a strong focus on specialty insurance lines. Its decentralized operating model provides agility but it remains smaller than its main competitors. The company should continue to innovate and expand its technology offerings and watch out for risks associated with economic downturns.

Peer Comparison

Sources and Disclaimers

Data Sources:

  • Company Website
  • SEC Filings
  • Industry Reports
  • Analyst Reports (limited access)

Disclaimers:

This analysis is based on publicly available information and does not constitute financial advice. Market share estimates are approximate. Financial data may be outdated.

Upturn AI SummarizationUpturn AI Summarization AI Summarization is directionally correct and might not be accurate.

Upturn AI SummarizationUpturn AI Summarization Summarized information shown could be a few years old and not current.

Upturn AI SummarizationUpturn AI Summarization Fundamental Rating based on AI could be based on old data.

Upturn AI SummarizationUpturn AI Summarization AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.

About W. R. Berkley Corp

Exchange NYSE
Headquaters Greenwich, CT, United States
IPO Launch date 1984-09-07
President, CEO & Director Mr. William Robert Berkley Jr.
Sector Financial Services
Industry Insurance - Property & Casualty
Full time employees 8606
Full time employees 8606

W. R. Berkley Corporation, an insurance holding company, operates as a commercial line writer worldwide. The company operates in two segments, Insurance, and Reinsurance & Monoline Excess. The Insurance segment underwrites commercial insurance business, including excess and surplus lines, admitted lines, and specialty personal lines. This segment also provides accident and health insurance and reinsurance products; insurance for commercial risks; casualty and specialty environmental products; insurance coverages for fine arts and jewelry exposures; excess liability and inland marine coverage for small to medium-sized insureds; and commercial general liability, umbrella, professional liability, directors and officers, commercial property, and surety products, as well as products for technology, and life sciences and travel industries. In addition, it offers cyber risk solutions; crime and fidelity insurance products; medical professional coverages; workers' compensation insurance products; management liability and general insurance products; personal lines insurance solutions, including home, condo/co-op, auto, fine arts and collectibles, liability, collector vehicle, and recreational marine; law enforcement, public officials and educator's legal, and employment practices liability, as well as incidental medical, property, and crime insurance products; at-risk and alternative risk insurance program management services; professional liability; energy and marine risks; and insurance products to the Lloyd's marketplace. The Reinsurance & Monoline Excess segment provides treaty and facultative reinsurance solutions; property and casualty reinsurance products; facultative reinsurance products include automatic, semi-automatic, and individual risk assumed reinsurance; and turnkey products, such as cyber, employment practices liability insurance, liquor liability insurance and violent events. The company was founded in 1967 and is headquartered in Greenwich, Connecticut.