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Upturn AI SWOT - About
WRB 
W. R. Berkley Corp (WRB)
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Upturn Advisory Summary
10/10/2025: WRB (2-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Below Average Performance
These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.
Number of Analysts
16 Analysts rated it
Moderately tracked stock, growing coverage, gaining market and investor attention.
1 Year Target Price $74.53
1 Year Target Price $74.53
| 5 | Strong Buy |
| 1 | Buy |
| 8 | Hold |
| 2 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 42.56% | Avg. Invested days 44 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  4.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 10/10/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 29.45B USD | Price to earnings Ratio 17.65 | 1Y Target Price 74.53 |
Price to earnings Ratio 17.65 | 1Y Target Price 74.53 | ||
Volume (30-day avg) 16 | Beta 0.42 | 52 Weeks Range 55.38 - 78.43 | Updated Date 10/12/2025 |
52 Weeks Range 55.38 - 78.43 | Updated Date 10/12/2025 | ||
Dividends yield (FY) 0.42% | Basic EPS (TTM) 4.4 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date 2025-10-20 | When After Market | Estimate 1.05 | Actual - |
Profitability
Profit Margin 12.32% | Operating Margin (TTM) 16.59% |
Management Effectiveness
Return on Assets (TTM) 3.73% | Return on Equity (TTM) 20.58% |
Valuation
Trailing PE 17.65 | Forward PE 15.75 | Enterprise Value 29782709447 | Price to Sales(TTM) 2.06 |
Enterprise Value 29782709447 | Price to Sales(TTM) 2.06 | ||
Enterprise Value to Revenue 2.09 | Enterprise Value to EBITDA - | Shares Outstanding 379292773 | Shares Floating 297979988 |
Shares Outstanding 379292773 | Shares Floating 297979988 | ||
Percent Insiders 24.81 | Percent Institutions 68.37 |
Upturn AI SWOT
W. R. Berkley Corp
Company Overview
History and Background
W. R. Berkley Corp was founded in 1967 by William R. Berkley. Initially focused on commercial lines insurance, it has grown through strategic acquisitions and organic expansion to become a diversified insurance holding company.
Core Business Areas
- Specialty Insurance: Provides commercial insurance products to niche markets with unique underwriting needs. Focuses on underwriting discipline and risk management.
- Regional Property Casualty Insurance: Offers standard commercial and personal lines insurance through regional offices. Emphasizes local market expertise and personalized service.
- Alternative Risk: Provides tailored insurance solutions for corporations looking to manage risk through captive insurance programs.
- Reinsurance: Provides reinsurance coverage to other insurance companies, helping them manage their risk exposure.
Leadership and Structure
W. Robert Berkley, Jr. serves as the President and Chief Executive Officer. The company operates under a decentralized structure, with individual operating units managed by experienced executives.
Top Products and Market Share
Key Offerings
- Commercial Lines Insurance: Includes a broad range of coverages for businesses, such as property, liability, workers' compensation, and auto. Competitors include Travelers Companies (TRV), Chubb (CB), and The Hartford (HIG). Market share data is proprietary and not publicly available.
- Specialty Lines Insurance: Focuses on niche markets like professional liability, environmental, and surety. Competitors vary by specialty line and may include companies like Markel (MKL) and Beazley. Market share data is proprietary and not publicly available.
- Reinsurance: Coverage for other insurance companies. Competitors include Munich Re and Swiss Re.
Market Dynamics
Industry Overview
The property and casualty (P&C) insurance industry is highly competitive and influenced by factors such as economic conditions, regulatory changes, catastrophic events, and interest rates. Growth is generally tied to GDP expansion, but can be impacted by global events.
Positioning
W. R. Berkley Corp differentiates itself through its decentralized operating model, which allows for specialization and local market expertise. The company also emphasizes underwriting discipline and risk management.
Total Addressable Market (TAM)
The global P&C insurance market is estimated to be over $1 trillion. W. R. Berkley Corp is well-positioned to capture a share of this market through its diversified product offerings and focus on niche markets.
Upturn SWOT Analysis
Strengths
- Decentralized operating model
- Strong underwriting discipline
- Diversified product offerings
- Experienced management team
- Strong balance sheet
Weaknesses
- Dependence on underwriting performance
- Exposure to catastrophic events
- Potential for adverse regulatory changes
- Decentralized structure may hinder cross-selling opportunities
Opportunities
- Expansion into new markets
- Acquisitions of complementary businesses
- Increased demand for specialty insurance
- Growth in emerging markets
- Technological innovation
Threats
- Increased competition
- Softening insurance rates
- Rising claims costs
- Economic downturn
- Cybersecurity risks
Competitors and Market Share
Key Competitors
- TRV
- CB
- HIG
- ALL
- AXS
- AIG
Competitive Landscape
W. R. Berkley Corp competes effectively through its decentralized model and focus on specialty lines. However, larger competitors like Travelers and Chubb have greater scale and brand recognition.
Major Acquisitions
Nautilus Insurance Group
- Year: 2000
- Acquisition Price (USD millions):
- Strategic Rationale: Expanded W. R. Berkley's presence in the small commercial market.
Growth Trajectory and Initiatives
Historical Growth: Historical growth analysis is pending. The company has grown steadily through organic expansion and strategic acquisitions.
Future Projections: Future projections are pending and based on analyst estimates, company guidance, and industry trends.
Recent Initiatives: Recent initiatives information is pending. W. R. Berkley frequently undertakes acquisitions and launches new insurance divisions.
Summary
W.R. Berkley Corporation exhibits a strong underwriting discipline and a decentralized operating model, enabling it to thrive in niche markets. Its diversified offerings and experienced management team contribute to its resilience. However, the company faces threats from increasing competition and the risk of catastrophic events. The company's exposure to volatile financial markets is another point of concern.
Peer Comparison
Sources and Disclaimers
Data Sources:
- W. R. Berkley Corp Investor Relations
- SEC Filings (10-K, 10-Q)
- Industry Reports
- Company Press Releases
- Yahoo Finance
- Bloomberg
Disclaimers:
The information provided is for informational purposes only and should not be considered financial advice. Market share data are estimates and may not be precise. Future performance is not guaranteed.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About W. R. Berkley Corp
Exchange NYSE | Headquaters Greenwich, CT, United States | ||
IPO Launch date 1984-09-07 | President, CEO & Director Mr. William Robert Berkley Jr. | ||
Sector Financial Services | Industry Insurance - Property & Casualty | Full time employees 8606 | Website https://www.berkley.com |
Full time employees 8606 | Website https://www.berkley.com | ||
W. R. Berkley Corporation, an insurance holding company, operates as a commercial line writer worldwide. The company operates in two segments, Insurance, and Reinsurance & Monoline Excess. The Insurance segment underwrites commercial insurance business, including excess and surplus lines, admitted lines, and specialty personal lines. This segment also provides accident and health insurance and reinsurance products; insurance for commercial risks; casualty and specialty environmental products; insurance coverages for fine arts and jewelry exposures; excess liability and inland marine coverage for small to medium-sized insureds; and commercial general liability, umbrella, professional liability, directors and officers, commercial property, and surety products, as well as products for technology, and life sciences and travel industries. In addition, it offers cyber risk solutions; crime and fidelity insurance products; medical professional coverages; workers' compensation insurance products; management liability and general insurance products; personal lines insurance solutions, including home, condo/co-op, auto, fine arts and collectibles, liability, collector vehicle, and recreational marine; law enforcement, public officials and educator's legal, and employment practices liability, as well as incidental medical, property, and crime insurance products; at-risk and alternative risk insurance program management services; professional liability; energy and marine risks; and insurance products to the Lloyd's marketplace. The Reinsurance & Monoline Excess segment provides treaty and facultative reinsurance solutions; property and casualty reinsurance products; facultative reinsurance products include automatic, semi-automatic, and individual risk assumed reinsurance; and turnkey products, such as cyber, employment practices liability insurance, liquor liability insurance and violent events. The company was founded in 1967 and is headquartered in Greenwich, Connecticut.
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