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Upturn AI SWOT - About
MRCC 
Monroe Capital Corp (MRCC)
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Upturn Advisory Summary
10/15/2025: MRCC (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
4 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $8.25
1 Year Target Price $8.25
| 1 | Strong Buy |
| 0 | Buy |
| 3 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 12.74% | Avg. Invested days 59 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  4.0 | Stock Returns Performance  2.0 |
| Profits based on simulation | Last Close 10/15/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 151.66M USD | Price to earnings Ratio 75.33 | 1Y Target Price 8.25 |
Price to earnings Ratio 75.33 | 1Y Target Price 8.25 | ||
Volume (30-day avg) 4 | Beta 0.95 | 52 Weeks Range 5.69 - 7.99 | Updated Date 10/17/2025 |
52 Weeks Range 5.69 - 7.99 | Updated Date 10/17/2025 | ||
Dividends yield (FY) 14.29% | Basic EPS (TTM) 0.09 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 3.74% | Operating Margin (TTM) 72.81% |
Management Effectiveness
Return on Assets (TTM) 5.45% | Return on Equity (TTM) 1.01% |
Valuation
Trailing PE 75.33 | Forward PE 13.07 | Enterprise Value 353050784 | Price to Sales(TTM) 2.96 |
Enterprise Value 353050784 | Price to Sales(TTM) 2.96 | ||
Enterprise Value to Revenue 50.66 | Enterprise Value to EBITDA 24.25 | Shares Outstanding 21666340 | Shares Floating - |
Shares Outstanding 21666340 | Shares Floating - | ||
Percent Insiders 0.87 | Percent Institutions 16.73 |
Upturn AI SWOT
Monroe Capital Corp
Company Overview
History and Background
Monroe Capital Corporation was founded in 2004 by Theodore L. Koenig. The company is a specialty finance company providing senior and junior secured debt and equity co-investments to middle-market companies, primarily in the United States and Canada.
Core Business Areas
- Direct Lending: Monroe Capital Corp originates, structures, and invests in senior, unitranche and junior secured debt and equity co-investments. Focuses on providing financing solutions to middle-market companies.
- Asset-Based Lending: Provides asset-based loans and factoring services, collateralized by accounts receivable, inventory, and equipment.
- Real Estate Lending: Offers financing for commercial real estate projects, including bridge loans, construction loans, and mezzanine debt.
Leadership and Structure
Theodore L. Koenig is the Chairman and CEO. The company operates with a team of investment professionals specializing in different sectors and financing solutions. Organizational structure involves deal origination, underwriting, portfolio management, and operations teams.
Top Products and Market Share
Key Offerings
- Senior Secured Debt: Provides first lien loans to middle-market companies. These loans offer higher security and generally lower yields. Competition includes Ares Capital (ARCC), Golub Capital BDC (GBDC).
- Unitranche Debt: Offers a blend of senior and subordinated debt in a single loan facility. Competitors include Ares Capital (ARCC), Golub Capital BDC (GBDC).
- Junior Secured Debt: Provides second lien and subordinated debt financing, carrying higher risk but also higher potential returns. Competition includes Ares Capital (ARCC), Golub Capital BDC (GBDC).
Market Dynamics
Industry Overview
The specialty finance industry is driven by the demand for alternative financing sources for middle-market companies, especially those underserved by traditional banks. The industry is sensitive to interest rate changes and economic cycles.
Positioning
Monroe Capital Corp positions itself as a provider of flexible financing solutions, targeting middle-market companies seeking tailored debt and equity capital. Its competitive advantage lies in its experience and focus on this niche market.
Total Addressable Market (TAM)
The middle market lending TAM is estimated to be in the hundreds of billions of dollars. Monroe Capital Corp is well-positioned to capitalize on this given its established presence.
Upturn SWOT Analysis
Strengths
- Experienced management team
- Strong origination platform
- Diversified investment portfolio
- Established track record in middle-market lending
Weaknesses
- Sensitivity to interest rate fluctuations
- Dependence on external financing
- Potential for credit losses in economic downturns
- Relatively small size compared to larger BDCs
Opportunities
- Increasing demand for alternative financing
- Expansion into new geographic markets
- Growth through strategic acquisitions
- Development of new financing products
Threats
- Increased competition from other lenders
- Economic recession leading to higher default rates
- Regulatory changes impacting the BDC industry
- Rising interest rates increasing borrowing costs
Competitors and Market Share
Key Competitors
- ARCC
- GBDC
- BXSL
- OAK
Competitive Landscape
Monroe Capital Corp faces competition from larger BDCs and other private credit funds. Its advantages include its expertise in middle-market lending and its flexible financing solutions. It needs to continually innovate and adapt to stay competitive.
Growth Trajectory and Initiatives
Historical Growth: Growth has been driven by increased assets under management and strategic investments.
Future Projections: Future growth depends on the ability to originate new loans, manage credit risk, and navigate changing market conditions.
Recent Initiatives: Focus on expanding the direct lending platform and diversifying investment strategies.
Summary
Monroe Capital Corp is a specialty finance company focused on middle-market lending. Its strengths include an experienced management team and a diversified portfolio. However, the company is susceptible to interest rate volatility and economic downturns. To maintain growth, MRCC must manage credit risk, capitalize on strategic opportunities, and adapt to the changing market landscape.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company SEC filings
- Company website
- Analyst reports
- Industry publications
Disclaimers:
This analysis is for informational purposes only and should not be considered investment advice. Financial data is subject to change and may not be fully accurate.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Monroe Capital Corp
Exchange NASDAQ | Headquaters Chicago, IL, United States | ||
IPO Launch date 2012-10-25 | CEO - | ||
Sector Financial Services | Industry Asset Management | Full time employees - | Website https://www.monroebdc.com |
Full time employees - | Website https://www.monroebdc.com | ||
Monroe Capital Corporation is a business development company specializing in customized financing solutions in senior, unitranche and junior secured debt, subordinated debt financing and to a lesser extent, unsecured debt and equity, including equity co-investments in preferred and common stock and warrants. It also provides financing primarily to leveraged buyouts in lower middle-market companies. It focuses to invest in the United States and Canada. The fund prefers to invest in companies with EBITDA between $3 and $35 million. Its makes minority equity investments.
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