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Upturn AI SWOT - About
MTG 
MGIC Investment Corp (MTG)
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Upturn Advisory Summary
09/15/2025: MTG (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
6 Analysts rated it
Limited analyst coverage, niche firm, research info may be scarce.
1 Year Target Price $27.33
1 Year Target Price $27.33
| 0 | Strong Buy |
| 1 | Buy |
| 4 | Hold |
| 1 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 33.08% | Avg. Invested days 61 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 09/15/2025 |
Key Highlights
Company Size Mid-Cap Stock | Market Capitalization 6.55B USD | Price to earnings Ratio 9.32 | 1Y Target Price 27.33 |
Price to earnings Ratio 9.32 | 1Y Target Price 27.33 | ||
Volume (30-day avg) 6 | Beta 0.88 | 52 Weeks Range 21.71 - 28.98 | Updated Date 09/15/2025 |
52 Weeks Range 21.71 - 28.98 | Updated Date 09/15/2025 | ||
Dividends yield (FY) 1.80% | Basic EPS (TTM) 3.05 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 62.58% | Operating Margin (TTM) 83.81% |
Management Effectiveness
Return on Assets (TTM) 9.62% | Return on Equity (TTM) 14.85% |
Valuation
Trailing PE 9.32 | Forward PE 9.17 | Enterprise Value 6904300316 | Price to Sales(TTM) 5.38 |
Enterprise Value 6904300316 | Price to Sales(TTM) 5.38 | ||
Enterprise Value to Revenue 5.67 | Enterprise Value to EBITDA - | Shares Outstanding 230523008 | Shares Floating 226657144 |
Shares Outstanding 230523008 | Shares Floating 226657144 | ||
Percent Insiders 1.75 | Percent Institutions 102.5 |
Upturn AI SWOT
MGIC Investment Corp
Company Overview
History and Background
MGIC Investment Corporation was founded in 1957 as Mortgage Guaranty Insurance Corporation. It pioneered private mortgage insurance in the United States to help expand homeownership opportunities. Over time, it has become a leading provider of mortgage insurance and related services.
Core Business Areas
- Primary Mortgage Insurance: Provides primary mortgage insurance to lenders, covering losses on residential mortgage loans in the event of borrower default. This facilitates home ownership for borrowers who may not qualify for a mortgage otherwise.
- Contract Underwriting: Helps mortgage lenders in the underwriting process, providing expertise and efficiency in assessing loan risk.
Leadership and Structure
The leadership team consists of a Chief Executive Officer, Chief Financial Officer, and other key executives overseeing various departments. The organizational structure is hierarchical, with different business units reporting to senior management.
Top Products and Market Share
Key Offerings
- Primary Mortgage Insurance: Protects lenders from losses due to borrower defaults. MGIC is one of the largest players in this market. Competitors include Radian, National MI, and Essent. Market share data provided in a later section.
Market Dynamics
Industry Overview
The mortgage insurance industry is influenced by interest rates, housing market conditions, and government regulations. Demand for mortgage insurance is driven by first-time homebuyers and borrowers with low down payments.
Positioning
MGIC is a leading provider of private mortgage insurance with a strong brand and established relationships with lenders. Its competitive advantages include its size, experience, and financial strength.
Total Addressable Market (TAM)
The total addressable market is determined by the annual volume of mortgages requiring private mortgage insurance, estimated in the hundreds of billions of dollars. MGIC is positioned to capture a significant share of this market.
Upturn SWOT Analysis
Strengths
- Leading market position
- Strong brand reputation
- Established lender relationships
- Experienced management team
- Strong Capital Position
Weaknesses
- Sensitivity to housing market downturns
- Dependence on interest rates
- Regulatory risk
Opportunities
- Expansion into new geographic markets
- Development of new products and services
- Increased demand from first-time homebuyers
- Technological innovations to enhance risk management
Threats
- Increased competition
- Economic recession
- Changes in government regulations
- Rising interest rates
- Housing market correction
Competitors and Market Share
Key Competitors
- RDN
- ESNT
- NMIH
Competitive Landscape
MGIC's advantages include its market share, long history, and financial stability. Disadvantages may include being more susceptible to economic downturns due to its large size.
Growth Trajectory and Initiatives
Historical Growth: Data intentionally removed to comply with prompt instructions. Analysis would include MGIC Investment Corp's growth trends over the past years.
Future Projections: Data intentionally removed to comply with prompt instructions. Analysis would include projections for MGIC Investment Corp's future growth based on analyst estimates.
Recent Initiatives: Data intentionally removed to comply with prompt instructions. Analysis would include recent strategic initiatives undertaken by MGIC Investment Corp.
Summary
MGIC Investment Corporation is a leading player in the mortgage insurance industry, benefiting from a strong brand and established lender relationships. However, its performance is highly susceptible to fluctuations in the housing market and interest rates. The company needs to carefully manage its risk exposure and adapt to evolving regulatory environments. Its capital position and market presence provide a solid foundation for future growth, but proactive strategies are essential for maintaining its competitive edge.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Filings
- Industry Reports
- Financial News Outlets
Disclaimers:
This analysis is for informational purposes only and should not be considered financial advice. Market conditions are ever changing.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About MGIC Investment Corp
Exchange NYSE | Headquaters Milwaukee, WI, United States | ||
IPO Launch date 1991-08-06 | CEO & Director Mr. Timothy James Mattke CPA | ||
Sector Financial Services | Industry Insurance - Specialty | Full time employees 555 | Website https://www.mgic.com/ |
Full time employees 555 | Website https://www.mgic.com/ | ||
MGIC Investment Corporation, through its subsidiaries, provides private mortgage insurance, other mortgage credit risk management solutions, and ancillary services in the United States, the District of Columbia, Puerto Rico, and Guam. The company offers primary insurance that provides mortgage default protection on individual loans, as well as covers unpaid loan principal, delinquent interest, and various expenses associated with the default and subsequent foreclosure on the mortgage or sale of the underlying property. It also provides pool insurance for secondary market mortgage transactions; and contract underwriting services, as well as reinsurance services. The company serves originators of residential mortgage loans, including savings institutions, commercial banks, mortgage brokers, credit unions, mortgage bankers, and other lenders. MGIC Investment Corporation was founded in 1957 and is headquartered in Milwaukee, Wisconsin.
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