Home 
Today's Top Picks 
Top Performers 
Watchlist 
My Robo Portfolios 
ETF Zone 
Help & Tutorial 
Cancel anytime
- Chart
- Upturn Summary
- Highlights
- Valuation
Upturn AI SWOT - About
MTG 
MGIC Investment Corp (MTG)
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- Pass (Skip investing)
Stock price based on last close (see disclosures)
- ALL
- YEAR
- MONTH
- WEEK
Upturn Advisory Summary
08/28/2025: MTG (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
6 Analysts rated it
Limited analyst coverage, niche firm, research info may be scarce.
1 Year Target Price $27.33
1 Year Target Price $27.33
| 0 | Strong Buy |
| 1 | Buy |
| 4 | Hold |
| 1 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 31.61% | Avg. Invested days 60 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 08/28/2025 |
Key Highlights
Company Size Mid-Cap Stock | Market Capitalization 6.45B USD | Price to earnings Ratio 9.2 | 1Y Target Price 27.33 |
Price to earnings Ratio 9.2 | 1Y Target Price 27.33 | ||
Volume (30-day avg) 6 | Beta 0.9 | 52 Weeks Range 21.71 - 28.51 | Updated Date 08/28/2025 |
52 Weeks Range 21.71 - 28.51 | Updated Date 08/28/2025 | ||
Dividends yield (FY) 1.86% | Basic EPS (TTM) 3.01 |
Earnings Date
Report Date 2025-07-30 | When - | Estimate 0.72 | Actual 0.82 |
Profitability
Profit Margin 62.58% | Operating Margin (TTM) 83.81% |
Management Effectiveness
Return on Assets (TTM) 9.62% | Return on Equity (TTM) 14.85% |
Valuation
Trailing PE 9.2 | Forward PE 9.51 | Enterprise Value 6731408055 | Price to Sales(TTM) 5.3 |
Enterprise Value 6731408055 | Price to Sales(TTM) 5.3 | ||
Enterprise Value to Revenue 5.52 | Enterprise Value to EBITDA - | Shares Outstanding 230523008 | Shares Floating 226624871 |
Shares Outstanding 230523008 | Shares Floating 226624871 | ||
Percent Insiders 1.76 | Percent Institutions 102.5 |
Upturn AI SWOT
MGIC Investment Corp
Company Overview
History and Background
MGIC Investment Corporation was founded in 1957 and pioneered private mortgage insurance in the United States. Initially focused on providing insurance for low-down-payment mortgages, MGIC has evolved to become a leading provider of mortgage insurance and other related products and services.
Core Business Areas
- Mortgage Insurance: Provides primary mortgage insurance coverage to lenders, protecting them against losses if a borrower defaults on their mortgage. This includes insurance on first mortgages for the purchase, refinance, or construction of residential properties.
- Contract Underwriting: Offers contract underwriting services to mortgage lenders, assisting them with loan origination and risk assessment.
- Other Services: Includes various other services related to mortgage risk management, such as bulk insurance and other credit risk transfer solutions.
Leadership and Structure
The leadership team is headed by Timothy Mattke (CEO) and Nathan S. Boor (CFO). The organizational structure comprises various departments, including underwriting, sales, finance, and legal, all reporting to the executive management team and overseen by a board of directors.
Top Products and Market Share
Key Offerings
- Primary Mortgage Insurance: The main product is primary mortgage insurance for single-family homes. MGIC has a significant market share in this segment, competing with other large mortgage insurers. Competitors include NMI Holdings, Radian Group, and Essent Group. Market share is approximately 25% (see below).
Market Dynamics
Industry Overview
The mortgage insurance industry is influenced by factors such as interest rates, housing prices, and economic conditions. The industry is relatively concentrated, with a few major players dominating the market. Risk management is crucial.
Positioning
MGIC is one of the largest and most established players in the private mortgage insurance market, known for its strong risk management practices and financial stability. They are positioned as a leader due to their long history and comprehensive product offerings.
Total Addressable Market (TAM)
The TAM is directly correlated to the overall US mortgage origination market, which fluctuates with interest rates and housing demand. The market can be estimated at hundreds of billions of dollars annually. MGIC is well positioned to capture a significant portion of this market given its market share.
Upturn SWOT Analysis
Strengths
- Strong brand recognition
- Extensive experience in the mortgage insurance market
- Robust risk management practices
- Financial stability
Weaknesses
- Dependence on the housing market
- Vulnerability to economic downturns
- Exposure to mortgage defaults
- Regulatory scrutiny
Opportunities
- Expansion into new geographic markets
- Development of new mortgage insurance products
- Leveraging technology to improve efficiency
- Growing demand for low-down-payment mortgages
Threats
- Increased competition from other mortgage insurers
- Changes in government regulations
- Economic recessions leading to higher default rates
- Fluctuations in interest rates
Competitors and Market Share
Key Competitors
- MTG
- RDN
- ESNT
Competitive Landscape
MGIC's competitive advantage lies in its long history, brand recognition, and strong risk management. However, it faces increasing competition from other mortgage insurers that are gaining market share.
Growth Trajectory and Initiatives
Historical Growth: Growth has been closely tied to the overall health of the US housing market.
Future Projections: Future growth is expected to be driven by increased mortgage originations and expansion of existing markets.
Recent Initiatives: Recent initiatives include efforts to enhance risk management practices and develop new products.
Summary
MGIC Investment Corp is a major player in the mortgage insurance industry with a long history and significant market share. Its strength lies in its established brand and risk management practices. However, it is vulnerable to economic downturns and increased competition. Future growth depends on the health of the housing market and MGIC's ability to innovate and adapt.
Peer Comparison
Sources and Disclaimers
Data Sources:
- SEC Filings
- Company Website
- Market Reports
- Analyst Estimates
Disclaimers:
The information provided is for informational purposes only and should not be considered financial advice. Investors should conduct their own research before making any investment decisions.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About MGIC Investment Corp
Exchange NYSE | Headquaters Milwaukee, WI, United States | ||
IPO Launch date 1991-08-06 | CEO & Director Mr. Timothy James Mattke CPA | ||
Sector Financial Services | Industry Insurance - Specialty | Full time employees 555 | Website https://www.mgic.com/ |
Full time employees 555 | Website https://www.mgic.com/ | ||
MGIC Investment Corporation, through its subsidiaries, provides private mortgage insurance, other mortgage credit risk management solutions, and ancillary services in the United States, the District of Columbia, Puerto Rico, and Guam. The company offers primary insurance that provides mortgage default protection on individual loans, as well as covers unpaid loan principal, delinquent interest, and various expenses associated with the default and subsequent foreclosure on the mortgage or sale of the underlying property. It also provides pool insurance for secondary market mortgage transactions; and contract underwriting services, as well as reinsurance services. The company serves originators of residential mortgage loans, including savings institutions, commercial banks, mortgage brokers, credit unions, mortgage bankers, and other lenders. MGIC Investment Corporation was founded in 1957 and is headquartered in Milwaukee, Wisconsin.
Note: This website is maintained by Upturn Corporation, which is an investment adviser registered with the U.S. Securities and Exchange Commission. Such registration does not imply a certain level of skill or training. Investing in securities has risks. Past performance is no guarantee of future returns. No assurance is provided as to any particular investment return, and you may lose money using our services. You are strongly advised to consult appropriate counsel before making any investments in companies you learn about through our services. You should obtain appropriate legal, tax, investment, accounting, and other advice that takes into account your investment portfolio and overall financial situation. You are solely responsible for conducting due diligence on a potential investment. We do not affect trades for you. You will select your own broker through which to transact. Investments are not FDIC insured, they are not guaranteed, and they may lose value. Please see the Privacy Policy, Terms of Use, and Disclosure for more information.