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Upturn AI SWOT - About
NCR Atleos Corporation (NATL)
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Upturn Advisory Summary
07/10/2025: NATL (2-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Below Average Performance
These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.
Number of Analysts
5 Analysts rated it
Limited analyst coverage, niche firm, research info may be scarce.
1 Year Target Price $39.83
1 Year Target Price $39.83
| 3 | Strong Buy |
| 0 | Buy |
| 2 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 26.62% | Avg. Invested days 46 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  4.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 07/10/2025 |
Key Highlights
Company Size Mid-Cap Stock | Market Capitalization 2.27B USD | Price to earnings Ratio 19.32 | 1Y Target Price 39.83 |
Price to earnings Ratio 19.32 | 1Y Target Price 39.83 | ||
Volume (30-day avg) 5 | Beta - | 52 Weeks Range 22.30 - 35.50 | Updated Date 07/11/2025 |
52 Weeks Range 22.30 - 35.50 | Updated Date 07/11/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) 1.57 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 2.73% | Operating Margin (TTM) 10.1% |
Management Effectiveness
Return on Assets (TTM) 6.16% | Return on Equity (TTM) 41.06% |
Valuation
Trailing PE 19.32 | Forward PE 7.52 | Enterprise Value 4893870314 | Price to Sales(TTM) 0.53 |
Enterprise Value 4893870314 | Price to Sales(TTM) 0.53 | ||
Enterprise Value to Revenue 1.15 | Enterprise Value to EBITDA 6.53 | Shares Outstanding 73454304 | Shares Floating 73068711 |
Shares Outstanding 73454304 | Shares Floating 73068711 | ||
Percent Insiders 0.85 | Percent Institutions 96.55 |
Upturn AI SWOT
NCR Atleos Corporation
Company Overview
History and Background
NCR Atleos Corporation (NATL), formerly a part of NCR Corporation, became an independent company in October 2023. NCR Corporation was founded in 1884. The spin-off of NCR Atleos focused on its ATM and self-service banking solutions, allowing both entities to pursue independent growth strategies.
Core Business Areas
- ATM as a Service: Offers comprehensive ATM management, including hardware, software, maintenance, and cash management, reducing operational burdens for financial institutions.
- Self-Service Banking Solutions: Provides a range of self-service kiosks and software solutions for banking transactions, enabling 24/7 customer access.
- Financial Services Technology: Develops and integrates software and hardware solutions that enable financial institutions to transform their branch networks and enhance customer experiences.
Leadership and Structure
Tim O'Loughlin is the CEO of NCR Atleos Corporation. The company operates with a functional organizational structure, including departments for sales, marketing, engineering, and operations. After the split, the company implemented a new structure focused on ATM-as-a-Service and Self-Service banking
Top Products and Market Share
Key Offerings
- Next Generation ATMs: These ATMs provide advanced functionalities like contactless payments, cardless transactions, and enhanced security features. While exact market share data is difficult to pinpoint, NCR Atleos is a leading player in the ATM hardware and software market. Competitors include Diebold Nixdorf and Hyosung TNS.
- Software Solutions: Software platforms that manage ATM networks, facilitate transactions, and offer data analytics for optimizing ATM performance. This includes applications for deposit automation, digital signage, and remote monitoring. Competitors include Fiserv, Fidelity National Information Services (FIS) and Diebold Nixdorf.
- ATM as a Service (ATMaaS): A managed service offering where NCR Atleos handles all aspects of ATM operation, including cash management, maintenance, and security. This service simplifies ATM management for financial institutions, which is critical, since financial institutions want to focus on attracting business, not fixing ATM machines. Competitors include Diebold Nixdorf and third-party service providers.
Market Dynamics
Industry Overview
The ATM and self-service banking solutions industry is undergoing a transformation, driven by evolving customer expectations, technological advancements, and the need for operational efficiency. There is a shift towards more intelligent ATMs with advanced functionalities and a growing demand for ATM-as-a-Service models.
Positioning
NCR Atleos Corporation is positioned as a leading provider of ATM and self-service banking solutions. Its competitive advantages include its extensive installed base, technological expertise, and comprehensive service offerings.
Total Addressable Market (TAM)
The global ATM market is projected to reach approximately $25 billion by 2028. NCR Atleos is positioned to capture a significant share of this market through its innovative products and service offerings.
Upturn SWOT Analysis
Strengths
- Large installed base of ATMs globally
- Strong brand recognition in the financial services industry
- Comprehensive portfolio of hardware, software, and services
- Extensive service network
Weaknesses
- Dependence on traditional ATM hardware sales
- Exposure to fluctuating currency exchange rates
- Limited diversification beyond the financial services sector
- Transition risks associated with the spin-off.
Opportunities
- Growing demand for ATM-as-a-Service (ATMaaS)
- Expansion into emerging markets with increasing ATM adoption
- Development of new ATM functionalities, such as digital currency integration
- Partnerships with fintech companies to enhance service offerings
Threats
- Increasing competition from other ATM manufacturers and service providers
- Adoption of cashless payment methods
- Cybersecurity threats and ATM fraud
- Economic downturns impacting bank investments in ATM infrastructure
Competitors and Market Share
Key Competitors
- DBD
- GLRYY
Competitive Landscape
NCR Atleos faces competition from established ATM manufacturers like Diebold Nixdorf (DBD) and Hyosung TNS (GLRYY). NCR Atleos advantages are its strong brand reputation and a large existing ATM install base. Its disadvantage is the transition costs and focusing on the core ATM business.
Growth Trajectory and Initiatives
Historical Growth: Historical growth is interlinked with NCR Corporation.
Future Projections: Analyst estimates are developing as the company navigates its first year as an independent entity, projections look to the ATMaaS market
Recent Initiatives: The strategic spin-off from NCR Corporation is the most significant recent initiative. Focus is on growing ATMaaS and cost cutting.
Summary
NCR Atleos is a newly independent company focusing on ATM and self-service banking solutions. The company has a strong brand and established customer base, positioning it well to capitalize on the growing ATMaaS market. The spin-off allows for focused growth and streamlined operations. Key challenges include navigating the transition, managing competition, and adapting to the changing payments landscape.
Peer Comparison
Sources and Disclaimers
Data Sources:
- NCR Atleos Corporation Investor Relations, Industry Reports, Market Analysis.
Disclaimers:
The data and analysis provided are based on available information and are subject to change. Market share estimates are approximate. Financial data for the independent NCR Atleos Corporation is limited.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About NCR Atleos Corporation
Exchange NASDAQ | Headquaters Atlanta, GA, United States | ||
IPO Launch date 2005-01-27 | CEO, President & Director Mr. Timothy C. Oliver | ||
Sector Technology | Industry Software - Application | Full time employees 20000 | Website https://www.ncratleos.com |
Full time employees 20000 | Website https://www.ncratleos.com | ||
NCR Atleos Corporation, a financial technology company, provides self-directed banking solutions to financial institutions, merchants, manufacturers, retailers, and consumers in the United States, rest of the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through three segments: Self-Service Banking; Network; and Telecommunications & Technology (T&T). The company offers solutions, including a line of automated teller machine (ATM) hardware and software, as well as elated installation, maintenance, and managed and professional services; and ATM as a service to manage and run for financial institutions that include back office, cash management, software management, and ATM deployment. It also provides network of ATMs and multi-functioning financial services kiosks for financial institutions, financial technology companies, neobanks, and retailers; Allpoint network which provides cash withdrawal and deposit access to credit unions, banks, digital banks, fintechs, stored-value debit card issuers, and other consumer financial services providers; and ATM branding solutions to financial institutions, ATM management and services to retailers and other businesses, and LibertyX solution which gives consumers the ability to buy and sell Bitcoin. In addition, the company offers managed network and infrastructure services to enterprise clients across various industries through communications service providers and technology manufacturers; and professional, field, and remote services for modern network technologies, including software-defined wide area networking, network functions virtualization, wireless local area networks, optical networking, and edge networks. NCR Atleos Corporation was founded in 1884 and is headquartered in Atlanta, Georgia.
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