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Upturn AI SWOT - About
NCR Atleos Corporation (NATL)

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Upturn Advisory Summary
12/02/2025: NATL (2-star) is currently NOT-A-BUY. Pass it for now.
1 Year Target Price $45.17
1 Year Target Price $45.17
| 3 | Strong Buy |
| 0 | Buy |
| 2 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 27.71% | Avg. Invested days 48 | Today’s Advisory PASS |
Upturn Star Rating ![]() | Upturn Advisory Performance | Stock Returns Performance |
Key Highlights
Company Size Mid-Cap Stock | Market Capitalization 2.73B USD | Price to earnings Ratio 21.11 | 1Y Target Price 45.17 |
Price to earnings Ratio 21.11 | 1Y Target Price 45.17 | ||
Volume (30-day avg) 5 | Beta 0.98 | 52 Weeks Range 22.30 - 42.23 | Updated Date 12/2/2025 |
52 Weeks Range 22.30 - 42.23 | Updated Date 12/2/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) 1.75 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date 2025-11-05 | When - | Estimate 1.07 | Actual 1.09 |
Profitability
Profit Margin 3.03% | Operating Margin (TTM) 10.17% |
Management Effectiveness
Return on Assets (TTM) 6.28% | Return on Equity (TTM) 44.52% |
Valuation
Trailing PE 21.11 | Forward PE 7.27 | Enterprise Value 5323626321 | Price to Sales(TTM) 0.63 |
Enterprise Value 5323626321 | Price to Sales(TTM) 0.63 | ||
Enterprise Value to Revenue 1.23 | Enterprise Value to EBITDA 7.08 | Shares Outstanding 73904136 | Shares Floating 73544962 |
Shares Outstanding 73904136 | Shares Floating 73544962 | ||
Percent Insiders 0.83 | Percent Institutions 99.21 |
Upturn AI SWOT
NCR Atleos Corporation
Company Overview
History and Background
NCR Atleos Corporation was formed in October 2023 as a spin-off from NCR Corporation, focusing on ATM and self-service banking solutions. NCR itself was founded in 1884 and has a long history in retail and financial technology. The spin-off allowed Atleos to concentrate on its core competencies.
Core Business Areas
- ATM as a Service: Offers managed ATM services, including hardware, software, maintenance, and cash management.
- Self-Service Banking: Provides software and hardware solutions for self-service banking, including digital banking platforms and branch transformation.
- Payments Processing: Facilitates secure payment transactions through ATM networks and other self-service channels.
Leadership and Structure
The leadership team is composed of executives with experience from NCR Corporation and other relevant industries. The organizational structure is designed to support its focus on self-service banking and ATM solutions.
Top Products and Market Share
Key Offerings
- ATM Hardware: Provides a wide range of ATM models for different deployment scenarios. Competitors include Diebold Nixdorf and Hyosung TNS. Revenue data is not publicly available since recent spin-off.
- ATM Software: Offers software solutions for managing ATM networks, including transaction processing, security, and remote monitoring. Competitors include KAL ATM Software and Wincor Nixdorf (now Diebold Nixdorf). Revenue data is not publicly available since recent spin-off.
- Managed Services: Provides comprehensive ATM management services, including cash management, maintenance, and software updates. Competitors include Brinks and Loomis. Revenue data is not publicly available since recent spin-off.
Market Dynamics
Industry Overview
The ATM and self-service banking industry is evolving due to the rise of digital payments and changing consumer preferences. There is a continuing need for secure and accessible cash access, especially in certain demographics and regions.
Positioning
NCR Atleos Corporation is a major player in the ATM and self-service banking market, leveraging its established relationships with financial institutions and its technology portfolio. Its competitive advantage lies in its end-to-end solutions and global reach.
Total Addressable Market (TAM)
The global ATM market is estimated to be in the tens of billions of dollars. NCR Atleos Corporation, with its strong market presence, is well-positioned to capture a significant share of this TAM.
Upturn SWOT Analysis
Strengths
- Established customer base
- Comprehensive product portfolio
- Global presence
- Strong technology platform
Weaknesses
- Reliance on traditional ATM market
- Exposure to economic cycles
- Integration challenges post-spin-off
- Limited financial history since the spin-off
Opportunities
- Expansion into emerging markets
- Development of new self-service solutions
- Partnerships with fintech companies
- Growth in ATM-as-a-Service models
Threats
- Increased competition from digital payment methods
- Cybersecurity threats
- Regulatory changes
- Economic downturns affecting financial institutions
Competitors and Market Share
Key Competitors
- DIEB
- HYOS
Competitive Landscape
NCR Atleos has an advantage due to its brand recognition and established customer base. However, it faces competition from companies with specialized expertise in certain segments of the market.
Growth Trajectory and Initiatives
Historical Growth: No historical growth data available yet.
Future Projections: Analyst estimates will need to be monitored once available. Key growth drivers will include expansion into new markets and the adoption of ATM-as-a-Service models.
Recent Initiatives: NCR Atleos is focusing on streamlining operations post-spin-off and investing in technology development.
Summary
NCR Atleos Corporation is a new company, but has a long history through its parent company NCR. It is well-positioned in the ATM and self-service banking market with strong ties to many Financial Institutions. Its future will depend on how well it can navigate the changing landscape of digital payments and the increasing need for cash access. Opportunities include expanding in emerging markets, which need to be investigated further.
Similar Stocks
Sources and Disclaimers
Data Sources:
- NCR Atleos Corporation press releases, industry reports, analyst reports
- Public Information
Disclaimers:
The information provided is based on available data and is subject to change. It is not financial advice.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About NCR Atleos Corporation
Exchange NASDAQ | Headquaters Atlanta, GA, United States | ||
IPO Launch date 2005-01-27 | CEO, President & Director Mr. Timothy C. Oliver | ||
Sector Technology | Industry Software - Application | Full time employees 20000 | Website https://www.ncratleos.com |
Full time employees 20000 | Website https://www.ncratleos.com | ||
NCR Atleos Corporation, a financial technology company, provides self-directed banking solutions to financial institutions, merchants, manufacturers, retailers, and consumers in the United States, rest of the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through three segments: Self-Service Banking; Network; and Telecommunications & Technology (T&T). The company offers solutions, including a line of automated teller machine (ATM) hardware and software, as well as elated installation, maintenance, and managed and professional services; and ATM as a service to manage and run for financial institutions that include back office, cash management, software management, and ATM deployment. It also provides network of ATMs and multi-functioning financial services kiosks for financial institutions, financial technology companies, neobanks, and retailers; Allpoint network which provides cash withdrawal and deposit access to credit unions, banks, digital banks, fintechs, stored-value debit card issuers, and other consumer financial services providers; and ATM branding solutions to financial institutions, ATM management and services to retailers and other businesses, and LibertyX solution which gives consumers the ability to buy and sell Bitcoin. In addition, the company offers managed network and infrastructure services to enterprise clients across various industries through communications service providers and technology manufacturers; and professional, field, and remote services for modern network technologies, including software-defined wide area networking, network functions virtualization, wireless local area networks, optical networking, and edge networks. NCR Atleos Corporation was founded in 1884 and is headquartered in Atlanta, Georgia.

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