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Upturn AI SWOT - About
NCR Atleos Corporation (NATL)
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Upturn Advisory Summary
08/29/2025: NATL (2-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Below Average Performance
These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.
Number of Analysts
5 Analysts rated it
Limited analyst coverage, niche firm, research info may be scarce.
1 Year Target Price $44.67
1 Year Target Price $44.67
| 3 | Strong Buy |
| 0 | Buy |
| 2 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 36.65% | Avg. Invested days 41 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  4.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 08/29/2025 |
Key Highlights
Company Size Mid-Cap Stock | Market Capitalization 2.93B USD | Price to earnings Ratio 23.03 | 1Y Target Price 44.67 |
Price to earnings Ratio 23.03 | 1Y Target Price 44.67 | ||
Volume (30-day avg) 5 | Beta - | 52 Weeks Range 22.30 - 40.78 | Updated Date 08/30/2025 |
52 Weeks Range 22.30 - 40.78 | Updated Date 08/30/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) 1.72 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date 2025-08-06 | When - | Estimate 0.84 | Actual 0.93 |
Profitability
Profit Margin 3% | Operating Margin (TTM) 11.14% |
Management Effectiveness
Return on Assets (TTM) 6.2% | Return on Equity (TTM) 42.45% |
Valuation
Trailing PE 23.03 | Forward PE 9.9 | Enterprise Value 5575477003 | Price to Sales(TTM) 0.69 |
Enterprise Value 5575477003 | Price to Sales(TTM) 0.69 | ||
Enterprise Value to Revenue 1.31 | Enterprise Value to EBITDA 7.27 | Shares Outstanding 73586000 | Shares Floating 73190099 |
Shares Outstanding 73586000 | Shares Floating 73190099 | ||
Percent Insiders 0.85 | Percent Institutions 100.31 |
Upturn AI SWOT
NCR Atleos Corporation
Company Overview
History and Background
NCR Atleos Corporation (NATL), formerly part of NCR Corporation, specializes in ATM and self-service solutions. NCR, founded in 1884, spun off NCR Atleos in October 2023, to focus on digital commerce. The spin-off aimed to enhance strategic flexibility and growth opportunities for both entities.
Core Business Areas
- ATM Hardware: Provision of ATM hardware, including advanced functionality ATMs, traditional cash dispensers, and drive-up ATMs. Includes installation and maintenance services.
- ATM Software: Development and licensing of ATM operating systems, security software, and transaction processing applications.
- Managed Services: Offering comprehensive managed services for ATM networks, including remote monitoring, cash management, and first-line maintenance.
- Self-Service Solutions: Providing a range of self-service kiosks and software for various industries, including retail, hospitality, and government.
Leadership and Structure
Tim O'Loughlin serves as the CEO of NCR Atleos. The company operates with a functional organizational structure, including dedicated teams for sales, engineering, and customer support.
Top Products and Market Share
Key Offerings
- SelfServ ATMs: A range of ATMs designed for reliability and security, providing cash dispensing, deposit automation, and payment capabilities. Competitors include Diebold Nixdorf and Hyosung. Market share data is hard to acquire due to being recently spun-off, but estimates placed NCR's ATM market share at around 25% prior to the spin-off.
- APTRA Software: ATM application software that enables functionality such as remote monitoring, transaction processing, and security features. Competitors include KAL ATM Software and Wincor Nixdorf (now Diebold Nixdorf). Market share data is difficult to obtain due to being recently spun-off, but market share is significant given NCR's position in ATM market.
- Aloha Software: Leading enterprise-level software platform that is a comprehensive software suite for the hospitality industry that allows for greater control and visibility of operations. NCR Aloha is now a part of Revel systems with competition from other major software providers like Toast (TOST) and Block (SQ).
Market Dynamics
Industry Overview
The ATM market is undergoing transformation with increasing adoption of advanced functionality ATMs, integration of digital payment technologies, and growing demand for managed services. Fintech innovation and new digital payment methods are posing challenges.
Positioning
NCR Atleos is a key player in the ATM market, leveraging its extensive hardware and software portfolio, global service network, and established customer relationships. Its competitive advantages include a comprehensive solutions offering and expertise in managing large ATM networks.
Total Addressable Market (TAM)
The global ATM market is projected to reach over $20 billion. NCR Atleos is positioned to capture a significant portion of this TAM through its hardware, software, and managed services offerings.
Upturn SWOT Analysis
Strengths
- Established market presence
- Comprehensive product portfolio
- Global service network
- Strong customer relationships
- ATM Software expertise
Weaknesses
- Dependence on ATM hardware sales
- Competition from fintech companies
- Potential disruption from digital payments
- Need for innovation in software solutions
- Newly spun-off entity with less established financials.
Opportunities
- Expansion into emerging markets
- Adoption of advanced functionality ATMs
- Integration of digital payment technologies
- Growth in managed services demand
- Development of new software solutions
Threats
- Competition from established players
- Disruption from fintech companies
- Adoption of cashless payment methods
- Economic downturns
- Geopolitical risks
Competitors and Market Share
Key Competitors
- DIEB
- HYOS
Competitive Landscape
NCR Atleos has a strong position in the market due to its long history and comprehensive product portfolio. It faces competition from established players like Diebold Nixdorf and Hyosung, as well as emerging fintech companies.
Growth Trajectory and Initiatives
Historical Growth: Historical growth data unavailable due to the recent spin-off.
Future Projections: Future growth will depend on the adoption of advanced ATM technologies and services, and expansion into growing markets.
Recent Initiatives: Recent initiatives involve streamlining operations post-spin-off and focusing on product innovation in ATM software and managed services.
Summary
NCR Atleos, a recent spin-off from NCR Corporation, enters the market with a strong foundation in ATM hardware and software. The company's expertise and global service network are considerable strengths. However, they face increasing competition from fintech companies, as well as the challenges of establishing itself as an independent entity. Focusing on innovation and managed services will be crucial to ensuring future success.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company filings, Industry reports, Analyst estimates, News articles
Disclaimers:
Data is based on available information and may be subject to change. Market share data is approximate and based on pre-spin-off estimates for NCR. Future performance is subject to market conditions and other factors.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About NCR Atleos Corporation
Exchange NASDAQ | Headquaters Atlanta, GA, United States | ||
IPO Launch date 2005-01-27 | CEO, President & Director Mr. Timothy C. Oliver | ||
Sector Technology | Industry Software - Application | Full time employees 20000 | Website https://www.ncratleos.com |
Full time employees 20000 | Website https://www.ncratleos.com | ||
NCR Atleos Corporation, a financial technology company, provides self-directed banking solutions to financial institutions, merchants, manufacturers, retailers, and consumers in the United States, rest of the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through three segments: Self-Service Banking; Network; and Telecommunications & Technology (T&T). The company offers solutions, including a line of automated teller machine (ATM) hardware and software, as well as elated installation, maintenance, and managed and professional services; and ATM as a service to manage and run for financial institutions that include back office, cash management, software management, and ATM deployment. It also provides network of ATMs and multi-functioning financial services kiosks for financial institutions, financial technology companies, neobanks, and retailers; Allpoint network which provides cash withdrawal and deposit access to credit unions, banks, digital banks, fintechs, stored-value debit card issuers, and other consumer financial services providers; and ATM branding solutions to financial institutions, ATM management and services to retailers and other businesses, and LibertyX solution which gives consumers the ability to buy and sell Bitcoin. In addition, the company offers managed network and infrastructure services to enterprise clients across various industries through communications service providers and technology manufacturers; and professional, field, and remote services for modern network technologies, including software-defined wide area networking, network functions virtualization, wireless local area networks, optical networking, and edge networks. NCR Atleos Corporation was founded in 1884 and is headquartered in Atlanta, Georgia.
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