NATL
NATL 2-star rating from Upturn Advisory

NCR Atleos Corporation (NATL)

NCR Atleos Corporation (NATL) 2-star rating from Upturn Advisory
$36.45
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Upturn Advisory Summary

12/02/2025: NATL (2-star) is currently NOT-A-BUY. Pass it for now.

Upturn Star Rating

Upturn 2 star rating for performance

Below Average Performance

These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.

Number of Analysts

2 star rating from financial analysts

5 Analysts rated it

Limited analyst coverage, niche firm, research info may be scarce.

1 Year Target Price $45.17

1 Year Target Price $45.17

Analysts Price Target For last 52 week
$45.17 Target price
52w Low $22.3
Current$36.45
52w High $42.23

Analysis of Past Performance

Type Stock
Historic Profit 27.71%
Avg. Invested days 48
Today’s Advisory PASS
Upturn Star Rating upturn star rating icon
Upturn Advisory Performance Upturn Advisory Performance icon 4.0
Stock Returns Performance Upturn Returns Performance icon 3.0
Upturn Profits based on simulation icon Profits based on simulation
Upturn last close icon Last Close 12/02/2025

Key Highlights

Company Size Mid-Cap Stock
Market Capitalization 2.73B USD
Price to earnings Ratio 21.11
1Y Target Price 45.17
Price to earnings Ratio 21.11
1Y Target Price 45.17
Volume (30-day avg) 5
Beta 0.98
52 Weeks Range 22.30 - 42.23
Updated Date 12/2/2025
52 Weeks Range 22.30 - 42.23
Updated Date 12/2/2025
Dividends yield (FY) -
Basic EPS (TTM) 1.75

Analyzing Revenue: Products, Geography and Growth

Revenue by Products

Product revenue - Year on Year

Revenue by Geography

Geography revenue - Year on Year

Earnings Date

Report Date 2025-11-05
When -
Estimate 1.07
Actual 1.09

Profitability

Profit Margin 3.03%
Operating Margin (TTM) 10.17%

Management Effectiveness

Return on Assets (TTM) 6.28%
Return on Equity (TTM) 44.52%

Valuation

Trailing PE 21.11
Forward PE 7.27
Enterprise Value 5323626321
Price to Sales(TTM) 0.63
Enterprise Value 5323626321
Price to Sales(TTM) 0.63
Enterprise Value to Revenue 1.23
Enterprise Value to EBITDA 7.08
Shares Outstanding 73904136
Shares Floating 73544962
Shares Outstanding 73904136
Shares Floating 73544962
Percent Insiders 0.83
Percent Institutions 99.21

Icon representing Upturn AI-generated SWOT analysis summary Upturn AI SWOT

NCR Atleos Corporation

NCR Atleos Corporation(NATL) company logo displayed in Upturn AI summary

Company Overview

Company history and background logo History and Background

NCR Atleos Corporation was formed in October 2023 as a spin-off from NCR Corporation, focusing on ATM and self-service banking solutions. NCR itself was founded in 1884 and has a long history in retail and financial technology. The spin-off allowed Atleos to concentrate on its core competencies.

Company business area logo Core Business Areas

  • ATM as a Service: Offers managed ATM services, including hardware, software, maintenance, and cash management.
  • Self-Service Banking: Provides software and hardware solutions for self-service banking, including digital banking platforms and branch transformation.
  • Payments Processing: Facilitates secure payment transactions through ATM networks and other self-service channels.

leadership logo Leadership and Structure

The leadership team is composed of executives with experience from NCR Corporation and other relevant industries. The organizational structure is designed to support its focus on self-service banking and ATM solutions.

Top Products and Market Share

Product Key Offerings logo Key Offerings

  • ATM Hardware: Provides a wide range of ATM models for different deployment scenarios. Competitors include Diebold Nixdorf and Hyosung TNS. Revenue data is not publicly available since recent spin-off.
  • ATM Software: Offers software solutions for managing ATM networks, including transaction processing, security, and remote monitoring. Competitors include KAL ATM Software and Wincor Nixdorf (now Diebold Nixdorf). Revenue data is not publicly available since recent spin-off.
  • Managed Services: Provides comprehensive ATM management services, including cash management, maintenance, and software updates. Competitors include Brinks and Loomis. Revenue data is not publicly available since recent spin-off.

Market Dynamics

industry overview logo Industry Overview

The ATM and self-service banking industry is evolving due to the rise of digital payments and changing consumer preferences. There is a continuing need for secure and accessible cash access, especially in certain demographics and regions.

Positioning

NCR Atleos Corporation is a major player in the ATM and self-service banking market, leveraging its established relationships with financial institutions and its technology portfolio. Its competitive advantage lies in its end-to-end solutions and global reach.

Total Addressable Market (TAM)

The global ATM market is estimated to be in the tens of billions of dollars. NCR Atleos Corporation, with its strong market presence, is well-positioned to capture a significant share of this TAM.

Upturn SWOT Analysis

Strengths

  • Established customer base
  • Comprehensive product portfolio
  • Global presence
  • Strong technology platform

Weaknesses

  • Reliance on traditional ATM market
  • Exposure to economic cycles
  • Integration challenges post-spin-off
  • Limited financial history since the spin-off

Opportunities

  • Expansion into emerging markets
  • Development of new self-service solutions
  • Partnerships with fintech companies
  • Growth in ATM-as-a-Service models

Threats

  • Increased competition from digital payment methods
  • Cybersecurity threats
  • Regulatory changes
  • Economic downturns affecting financial institutions

Competitors and Market Share

Key competitor logo Key Competitors

  • DIEB
  • HYOS

Competitive Landscape

NCR Atleos has an advantage due to its brand recognition and established customer base. However, it faces competition from companies with specialized expertise in certain segments of the market.

Growth Trajectory and Initiatives

Historical Growth: No historical growth data available yet.

Future Projections: Analyst estimates will need to be monitored once available. Key growth drivers will include expansion into new markets and the adoption of ATM-as-a-Service models.

Recent Initiatives: NCR Atleos is focusing on streamlining operations post-spin-off and investing in technology development.

Summary

NCR Atleos Corporation is a new company, but has a long history through its parent company NCR. It is well-positioned in the ATM and self-service banking market with strong ties to many Financial Institutions. Its future will depend on how well it can navigate the changing landscape of digital payments and the increasing need for cash access. Opportunities include expanding in emerging markets, which need to be investigated further.

Similar Stocks

Sources and Disclaimers

Data Sources:

  • NCR Atleos Corporation press releases, industry reports, analyst reports
  • Public Information

Disclaimers:

The information provided is based on available data and is subject to change. It is not financial advice.

Information icon for Upturn AI Summarization accuracy disclaimer AI Summarization is directionally correct and might not be accurate.

Information icon for Upturn AI Summarization data freshness disclaimer Summarized information shown could be a few years old and not current.

Information icon warning about Upturn AI Fundamental Rating based on potentially old data Fundamental Rating based on AI could be based on old data.

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About NCR Atleos Corporation

Exchange NASDAQ
Headquaters Atlanta, GA, United States
IPO Launch date 2005-01-27
CEO, President & Director Mr. Timothy C. Oliver
Sector Technology
Industry Software - Application
Full time employees 20000
Full time employees 20000

NCR Atleos Corporation, a financial technology company, provides self-directed banking solutions to financial institutions, merchants, manufacturers, retailers, and consumers in the United States, rest of the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through three segments: Self-Service Banking; Network; and Telecommunications & Technology (T&T). The company offers solutions, including a line of automated teller machine (ATM) hardware and software, as well as elated installation, maintenance, and managed and professional services; and ATM as a service to manage and run for financial institutions that include back office, cash management, software management, and ATM deployment. It also provides network of ATMs and multi-functioning financial services kiosks for financial institutions, financial technology companies, neobanks, and retailers; Allpoint network which provides cash withdrawal and deposit access to credit unions, banks, digital banks, fintechs, stored-value debit card issuers, and other consumer financial services providers; and ATM branding solutions to financial institutions, ATM management and services to retailers and other businesses, and LibertyX solution which gives consumers the ability to buy and sell Bitcoin. In addition, the company offers managed network and infrastructure services to enterprise clients across various industries through communications service providers and technology manufacturers; and professional, field, and remote services for modern network technologies, including software-defined wide area networking, network functions virtualization, wireless local area networks, optical networking, and edge networks. NCR Atleos Corporation was founded in 1884 and is headquartered in Atlanta, Georgia.