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Upturn AI SWOT - About
NCPL 
Netcapital Inc (NCPL)
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Upturn Advisory Summary
07/10/2025: NCPL (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
1 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $2.25
1 Year Target Price $2.25
| 1 | Strong Buy |
| 0 | Buy |
| 0 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 182.01% | Avg. Invested days 32 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  5.0 |
| Profits based on simulation | Last Close 07/10/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 16.63M USD | Price to earnings Ratio - | 1Y Target Price 2.25 |
Price to earnings Ratio - | 1Y Target Price 2.25 | ||
Volume (30-day avg) 1 | Beta 0.23 | 52 Weeks Range 1.41 - 8.75 | Updated Date 07/11/2025 |
52 Weeks Range 1.41 - 8.75 | Updated Date 07/11/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -18.02 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin - | Operating Margin (TTM) -1111.17% |
Management Effectiveness
Return on Assets (TTM) -11.86% | Return on Equity (TTM) -27.53% |
Valuation
Trailing PE - | Forward PE - | Enterprise Value 16745223 | Price to Sales(TTM) 20.46 |
Enterprise Value 16745223 | Price to Sales(TTM) 20.46 | ||
Enterprise Value to Revenue 20.61 | Enterprise Value to EBITDA 3.65 | Shares Outstanding 2280820 | Shares Floating 1396421 |
Shares Outstanding 2280820 | Shares Floating 1396421 | ||
Percent Insiders 2.7 | Percent Institutions 3.68 |
Upturn AI SWOT
Netcapital Inc
Company Overview
History and Background
Netcapital Inc. was founded in 2015 and is a fintech company focusing on providing a funding portal for private companies to raise capital online. The platform allows both accredited and non-accredited investors to participate in early-stage investing.
Core Business Areas
- Funding Portal Operations: Operates an SEC-registered funding portal that connects startups and growing businesses with investors.
- Venture Capital Investments: Participates in venture capital investments through the funding portal, investing in companies listed on the platform.
- Capital Raising Advisory Services: Offers advisory services to companies looking to raise capital through the funding portal.
Leadership and Structure
Netcapital Inc. is led by its executive management team and governed by its board of directors. The organizational structure is designed to support its funding portal operations and investment activities.
Top Products and Market Share
Key Offerings
- Netcapital Funding Portal: The core offering is the funding portal platform, which allows companies to raise capital from investors online. Market share data is difficult to pinpoint precisely as it is a relatively fragmented market, but Netcapital aims to be a significant player in the Reg CF and Reg A+ fundraising space. Competitors include StartEngine, Republic, and WeFunder. Revenue from this is primarily generated through fees associated with successful fundraises.
- Venture Capital Investments: Netcapital also makes direct venture capital investments in companies listed on its platform, providing them with additional funding. Market share is hard to determine and dependent on total deal volume. Competitors include traditional VC firms, angel investors, and other online investing platforms.
Market Dynamics
Industry Overview
The crowdfunding and online investment industry is experiencing significant growth due to regulatory changes and increased accessibility for both companies seeking capital and investors. This is a high-growth segment in the financial services industry.
Positioning
Netcapital Inc. positions itself as a provider of innovative funding solutions for early-stage companies, leveraging its online platform to connect them with a wide range of investors. Their competitive advantage lies in providing a full-service platform combining portal operations and VC investments.
Total Addressable Market (TAM)
The estimated TAM for the global crowdfunding market is projected to reach hundreds of billions of dollars in the coming years. Netcapital is positioned to capture a portion of this TAM by providing access to capital for startups and SMEs.
Upturn SWOT Analysis
Strengths
- SEC-registered funding portal
- Direct investment capabilities
- Advisory services for capital raising
- Experienced management team
- Access to both accredited and non-accredited investors
Weaknesses
- Limited brand recognition compared to competitors
- Reliance on regulatory environment
- Potential for high customer acquisition costs
- Relatively small funding sizes
Opportunities
- Increasing adoption of online investment platforms
- Expanding into new markets
- Developing new financial products and services
- Partnerships with other financial institutions
- Growing number of startups and SMEs seeking funding
Threats
- Increased competition from established players
- Changes in regulations
- Economic downturns
- Cybersecurity risks
- Fraudulent activities on the platform
Competitors and Market Share
Key Competitors
- StartEngine (Private)
- Republic (Private)
- Wefunder (Private)
Competitive Landscape
Netcapital Inc. faces competition from other online investment platforms, venture capital firms, and angel investors. Its advantages include a full service platform and access to non-accredited investors. Disadvantages include lower brand recognition.
Growth Trajectory and Initiatives
Historical Growth: Historical growth has been driven by the increasing adoption of online investment platforms and the regulatory changes enabling crowdfunding.
Future Projections: Future growth projections are based on the continued expansion of the crowdfunding market and Netcapital's ability to attract new companies and investors to its platform. Analyst estimates are hard to determine for this micro-cap company.
Recent Initiatives: Recent initiatives may include platform enhancements, marketing campaigns to attract new users, and partnerships with other companies.
Summary
Netcapital is a small fintech company operating in the growing crowdfunding industry. The platform provides a valuable service connecting startups with investors, but faces strong competition from established players. Success depends on attracting users, managing risks, and adapting to the evolving regulatory environment. Recent SEC investigations and delisting warnings are headwinds to overcome.
Peer Comparison
Sources and Disclaimers
Data Sources:
- SEC Filings
- Company Website
- Industry Reports
- Crowdfunding Industry Research
Disclaimers:
The information provided is for informational purposes only and should not be construed as financial advice. Market share data and competitive analysis are estimates based on available information. Investment decisions should be made based on individual circumstances and consultation with a financial professional.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Netcapital Inc
Exchange NASDAQ | Headquaters Boston, MA, United States | ||
IPO Launch date 2017-09-22 | President, CEO & Director Mr. Martin Kay | ||
Sector Financial Services | Industry Capital Markets | Full time employees 21 | Website https://www.netcapitalinc.com |
Full time employees 21 | Website https://www.netcapitalinc.com | ||
Netcapital Inc. operates as a fintech company with a technology platform that allows private companies to raise capital online and provides private equity investment opportunities to investors. The company's Netcapital Advisors provides marketing and strategic advice and takes equity positions in select companies. Netcapital.com is an SEC-registered funding portal that enables private companies to raise capital online and allows investors to invest from anywhere in the world. It also provides various services, including an automated onboarding process, filing of required regulatory documents, compliance review, a custom-built offering page on its portal website, email marketing, third-party transfer agent and custodial services, and rolling closes, which provide access to liquidity before the final close date of offerings, as well as assistance with annual filings and direct access to the team for ongoing support. In addition, the company offers advisory services, which include incubation of technology start-ups, investor introductions, online marketing, website design and software development, message crafting including pitch decks, offering pages, and ad creation, strategic advice, and technology consulting services. Netcapital Inc. is based in Boston, Massachusetts.
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