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Upturn AI SWOT - About
NCPL 
Netcapital Inc (NCPL)
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Upturn Advisory Summary
10/17/2025: NCPL (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
1 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $2.25
1 Year Target Price $2.25
| 1 | Strong Buy |
| 0 | Buy |
| 0 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 21.21% | Avg. Invested days 33 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 10/17/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 11.02M USD | Price to earnings Ratio - | 1Y Target Price 2.25 |
Price to earnings Ratio - | 1Y Target Price 2.25 | ||
Volume (30-day avg) 1 | Beta 0.77 | 52 Weeks Range 1.41 - 8.75 | Updated Date 10/19/2025 |
52 Weeks Range 1.41 - 8.75 | Updated Date 10/19/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -16.56 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin - | Operating Margin (TTM) -1733.43% |
Management Effectiveness
Return on Assets (TTM) -16.34% | Return on Equity (TTM) -97.03% |
Valuation
Trailing PE - | Forward PE - | Enterprise Value 10604818 | Price to Sales(TTM) 12.01 |
Enterprise Value 10604818 | Price to Sales(TTM) 12.01 | ||
Enterprise Value to Revenue 11.56 | Enterprise Value to EBITDA 3.65 | Shares Outstanding 4917889 | Shares Floating 4358725 |
Shares Outstanding 4917889 | Shares Floating 4358725 | ||
Percent Insiders 11.37 | Percent Institutions 1.72 |
Upturn AI SWOT
Netcapital Inc
Company Overview
History and Background
Netcapital Inc. was founded in 2015. It operates a private placement platform that allows entrepreneurs to raise capital through online offerings. It has focused on building a Reg CF and Reg A+ funding ecosystem.
Core Business Areas
- Online Private Placements: Operates an SEC-registered funding portal that facilitates Regulation Crowdfunding (Reg CF) and Regulation A+ offerings for startups and small businesses.
- Secondary Market Trading: Provides a secondary market for trading securities initially offered through its platform. This enhances liquidity for investors and provides an exit opportunity.
- Netcapital.com: A website operated by Netcapital Inc. that allows users to buy stocks in start-ups, as well as raise capital
Leadership and Structure
The leadership team includes Cecilia Lenk, CEO. The company operates as a technology platform provider with dedicated teams for technology, compliance, marketing, and investor relations.
Top Products and Market Share
Key Offerings
- Reg CF Offerings: Facilitates capital raising for startups through Regulation Crowdfunding, allowing them to raise up to $5 million from accredited and non-accredited investors. The market share of companies using RegCF has grown significantly but is still less than venture capital. Competitors include StartEngine, Republic, and Wefunder.
- Reg A+ Offerings: Enables larger capital raises for startups and small businesses (up to $75 million) from a broader range of investors. Competitors include SeedInvest, and various investment banks.
- Secondary Trading Platform: Offers a venue for investors to trade shares of companies that have previously raised capital on the Netcapital platform. Market share is small but growing, competing with other private trading platforms like CartaX.
Market Dynamics
Industry Overview
The private capital markets are undergoing digital transformation, driven by regulatory changes (like Reg CF and Reg A+) that allow broader participation. The industry is characterized by increasing competition among online funding platforms.
Positioning
Netcapital Inc. positions itself as a platform focused on providing access to capital for early-stage companies and offering liquidity options through its secondary market.
Total Addressable Market (TAM)
The TAM for private capital formation is estimated to be in the hundreds of billions of dollars annually. Netcapital is positioned to capture a portion of this market by providing an accessible and regulated funding platform. TAM expected to grow as regulation is relaxed.
Upturn SWOT Analysis
Strengths
- SEC-registered funding portal
- Integrated primary and secondary market platform
- Focus on Reg CF and Reg A+ offerings
- First mover advantage in the secondary market for Reg CF offerings
Weaknesses
- Relatively small market share compared to larger competitors
- Limited brand recognition
- Dependence on regulatory environment
- Liquidity of secondary market can be limited
Opportunities
- Expansion of Reg CF and Reg A+ limits
- Increased adoption of online private placements
- Partnerships with venture capital firms
- Geographic expansion
Threats
- Increased competition from other funding platforms
- Changes in regulations that could negatively impact crowdfunding
- Economic downturn impacting startup funding
- Security breaches or platform failures
Competitors and Market Share
Key Competitors
- START
- WEFUNDER INC
- Republic(website)
Competitive Landscape
Netcapital Inc. faces competition from other crowdfunding platforms, investment banks, and venture capital firms. Its competitive advantage lies in its integrated primary and secondary market platform and focus on Reg CF and Reg A+ offerings. Disadvantages include lower capital markets and less brand recognition.
Growth Trajectory and Initiatives
Historical Growth: Historical growth has been focused on building the platform, attracting issuers, and expanding investor base. It has seen growth in companies using it as a funding portal.
Future Projections: Future growth is dependent on the continued adoption of online private placements, the success of its secondary market, and its ability to compete with other platforms. Analyst projections unavailable.
Recent Initiatives: Recent initiatives likely focus on enhancing platform functionality, attracting new issuers and investors, and marketing its services.
Summary
Netcapital Inc. is an emerging player in the online private placement market. Its strengths include its regulated platform and integrated primary/secondary market. Weaknesses include limited market share and reliance on regulations. While opportunities exist in the expanding market, threats include competition and regulatory changes.
Peer Comparison
Sources and Disclaimers
Data Sources:
- SEC Filings
- Netcapital Inc. Website
- Industry Reports
Disclaimers:
This analysis is based on publicly available information and is not financial advice. Market share data is estimated and may not be precise. Financial data is based on available information and may be incomplete.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Netcapital Inc
Exchange NASDAQ | Headquaters Boston, MA, United States | ||
IPO Launch date 2017-09-22 | President, CEO & Director Mr. Martin Kay | ||
Sector Financial Services | Industry Capital Markets | Full time employees 23 | Website https://www.netcapitalinc.com |
Full time employees 23 | Website https://www.netcapitalinc.com | ||
Netcapital Inc. operates as a fintech company with a technology platform that allows private companies to raise capital online and provides private equity investment opportunities to investors in the United States. The company's Netcapital Advisors offers marketing and strategic advice and takes equity positions in select companies. It also provides various services, including an automated onboarding process, filing of required regulatory documents, compliance review, a custom-built offering page on its portal website, email marketing, third-party transfer agent and custodial services, and rolling closes, which provide access to liquidity before the final close date of offerings, as well as assistance with annual filings and direct access to the team for ongoing support. In addition, the company offers advisory services, which include incubation of technology start-ups, investor introductions, online marketing, website design and software development, message crafting including pitch decks, offering pages, and ad creation, strategic advice, and technology consulting services. Netcapital Inc. is based in Boston, Massachusetts.
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