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Upturn AI SWOT - About
NewtekOne, Inc. 8.625% Fixed Rate Senior Notes due 2029 (NEWTH)
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Stock price based on last close (see disclosures)
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Upturn Advisory Summary
08/14/2025: NEWTH (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
0 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
Analysis of Past Performance
Type Stock | Historic Profit 3.24% | Avg. Invested days 60 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 08/14/2025 |
Key Highlights
Company Size ETF | Market Capitalization 0 USD | Price to earnings Ratio - | 1Y Target Price - |
Price to earnings Ratio - | 1Y Target Price - | ||
Volume (30-day avg) - | Beta - | 52 Weeks Range 22.49 - 25.04 | Updated Date 09/24/2024 |
52 Weeks Range 22.49 - 25.04 | Updated Date 09/24/2024 | ||
Dividends yield (FY) - | Basic EPS (TTM) - |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin - | Operating Margin (TTM) - |
Management Effectiveness
Return on Assets (TTM) - | Return on Equity (TTM) - |
Valuation
Trailing PE - | Forward PE - | Enterprise Value - | Price to Sales(TTM) - |
Enterprise Value - | Price to Sales(TTM) - | ||
Enterprise Value to Revenue - | Enterprise Value to EBITDA - | Shares Outstanding - | Shares Floating - |
Shares Outstanding - | Shares Floating - | ||
Percent Insiders - | Percent Institutions - |
Upturn AI SWOT
NewtekOne, Inc. 8.625% Fixed Rate Senior Notes due 2029
Company Overview
History and Background
NewtekOne, Inc., formerly known as Newtek Business Services Corp., has evolved from providing business services to becoming a BDC and now a bank holding company. The 8.625% Fixed Rate Senior Notes due 2029 were issued to raise capital for general corporate purposes.
Core Business Areas
- Business and Financial Solutions: Offers financial products, including SBA loans, commercial loans, and electronic payment processing. This segment likely supports small and medium-sized businesses (SMBs).
- Insurance Solutions: Provides commercial insurance products.
- Technology Solutions: Offers technology-related services to businesses.
Leadership and Structure
Information not available, requires public SEC filings, board info and Executive Info. Please update with researched data.
Top Products and Market Share
Key Offerings
- SBA Loans: Small Business Administration (SBA) loans for SMBs. Market share data unavailable without further research. Competitors include traditional banks and other fintech lenders.
- Commercial Loans: Loans tailored to the specific needs of businesses, often used for expansion or working capital. Market share data unavailable. Competitors include regional and national banks.
- Payment Processing: Electronic payment processing services. Market share data unavailable. Competitors include FIS, Global Payments, and Fiserv.
Market Dynamics
Industry Overview
The financial services industry is highly competitive and subject to significant regulatory oversight. Demand for capital and financial services from SMBs is consistent.
Positioning
NewtekOne aims to serve SMBs that may be underserved by traditional banks. They likely leverage technology to improve efficiency and customer experience.
Total Addressable Market (TAM)
TAM is estimated to be in the billions of dollars (for SMB financial services in US). NewtekOne likely aims to capture a larger share by offering niche solutions.
Upturn SWOT Analysis
Strengths
- Focus on SMB market
- Diversified service offerings
- Established platform
Weaknesses
- Relatively small size compared to competitors
- Dependence on macroeconomic conditions
- High interest rate sensitivity.
Opportunities
- Expansion into new markets
- Increased adoption of digital banking services
- Strategic partnerships.
Threats
- Increased competition
- Economic downturn
- Changes in regulation
Competitors and Market Share
Key Competitors
- Kabbage (acquired by American Express)
- BlueVine
- Fundbox
Competitive Landscape
NewtekOne faces competition from traditional banks, fintech lenders, and other financial services providers. Success depends on competitive pricing, service quality, and product differentiation.
Growth Trajectory and Initiatives
Historical Growth: Requires access to NewtekOne's financial statements (10-K, 10-Q filings).
Future Projections: Requires access to analyst estimates and company guidance.
Recent Initiatives: Monitoring of press releases, company presentations, and SEC filings is needed.
Summary
NewtekOne is a financial services company focused on the SMB market. Its strengths lie in its diversified offerings and established platform, but it faces competition and is susceptible to economic conditions. Its growth will depend on expanding market share and adapting to changing regulations. More info on the 8.625% fixed rate should be researched with broker or financial source.
Peer Comparison
Sources and Disclaimers
Data Sources:
- SEC filings (10-K, 10-Q), company website, press releases, analyst reports
Disclaimers:
The information provided is for informational purposes only and should not be considered financial advice. Market share data is estimated and may not be precise. The AI rating is based on limited available information and should be used with caution.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About NewtekOne, Inc. 8.625% Fixed Rate Senior Notes due 2029
Exchange NASDAQ | Headquaters Boca Raton, FL, United States | ||
IPO Launch date 2024-09-17 | President, Chairman & CEO Mr. Barry Scott Sloane | ||
Sector - | Industry - | Full time employees 567 | Website https://www.newtekone.com |
Full time employees 567 | Website https://www.newtekone.com | ||
NewtekOne, Inc. operates as the bank holding company for Newtek Bank, National Association that engages in the provision of various business and financial solutions under the Newtek brand name to the small- and medium-sized business market. The company accepts demand, savings, NOW, money market, and time deposits; and provides loans including SBA loans, commercial and industrial loans, and commercial real estate loans. It is also involved in the provision of electronic payment processing services comprising credit and debit card processing services, check approval services, processing equipment, and software, as well as cloud-based Point of Sale systems for a various restaurant, retail, assisted living, taxi cabs, parks, and golf course businesses. In addition, it offers wholesale brokerage insurance agency services; and payroll management, and related payment and tax reporting services to independent business owners. Further, the company provides website hosting, dedicated server hosting, cloud hosting, web design and development, internet marketing, ecommerce, data storage, backup and disaster recovery, and other related services, including consulting and implementing technology solutions for enterprise and commercial clients as well as SMBs. The company was formerly known as Newtek Business Services Corp. and changed its name to NewtekOne, Inc. in January 2023. NewtekOne, Inc. was founded in 1998 and is headquartered in Boca Raton, Florida.
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