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Upturn AI SWOT - About
NSP 
Insperity Inc (NSP)
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Upturn Advisory Summary
10/22/2025: NSP (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
5 Analysts rated it
Limited analyst coverage, niche firm, research info may be scarce.
1 Year Target Price $57.75
1 Year Target Price $57.75
| 0 | Strong Buy |
| 1 | Buy |
| 3 | Hold |
| 1 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -20.37% | Avg. Invested days 27 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 10/22/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 1.80B USD | Price to earnings Ratio 44.35 | 1Y Target Price 57.75 |
Price to earnings Ratio 44.35 | 1Y Target Price 57.75 | ||
Volume (30-day avg) 5 | Beta 0.46 | 52 Weeks Range 43.66 - 93.40 | Updated Date 10/21/2025 |
52 Weeks Range 43.66 - 93.40 | Updated Date 10/21/2025 | ||
Dividends yield (FY) 5.05% | Basic EPS (TTM) 1.08 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date 2025-10-30 | When Before Market | Estimate 0.22 | Actual - |
Profitability
Profit Margin 0.6% | Operating Margin (TTM) -0.42% |
Management Effectiveness
Return on Assets (TTM) 1.43% | Return on Equity (TTM) 31.5% |
Valuation
Trailing PE 44.35 | Forward PE 14.24 | Enterprise Value 1825633632 | Price to Sales(TTM) 0.27 |
Enterprise Value 1825633632 | Price to Sales(TTM) 0.27 | ||
Enterprise Value to Revenue 0.27 | Enterprise Value to EBITDA 14.49 | Shares Outstanding 37673681 | Shares Floating 35771914 |
Shares Outstanding 37673681 | Shares Floating 35771914 | ||
Percent Insiders 5.31 | Percent Institutions 94.16 |
Upturn AI SWOT
Insperity Inc
Company Overview
History and Background
Insperity, Inc. was founded in 1986 as Administaff, Inc. Initially focused on professional employer organization (PEO) services. The company rebranded to Insperity in 2008 to better reflect its expanded service offerings. Key milestones include significant growth in client base and revenue, expansion of service offerings, and adaptation to changing regulations and market dynamics.
Core Business Areas
- Professional Employer Organization (PEO): Provides comprehensive HR solutions, including payroll, benefits administration, HR management, workers' compensation, and risk management services to small and medium-sized businesses (SMBs).
- Workforce Optimization: Offers technology platforms, consulting services, and other solutions designed to help businesses optimize their workforce management and improve operational efficiency.
Leadership and Structure
Paul J. Sarvadi is the Chairman and Chief Executive Officer. The company has a structured organizational hierarchy with various executive leadership positions overseeing specific functional areas such as sales, operations, finance, and technology.
Top Products and Market Share
Key Offerings
- Workforce Acceleration: Insperity's core PEO service offering. Includes comprehensive HR solutions, payroll processing, benefits administration, compliance, and risk management. Competitors include ADP, TriNet, and Paychex. Revenue figures fluctuate with client growth and retention.
- Workforce Optimization Solutions: Technology-based tools and consulting services designed to improve workforce performance, employee engagement, and operational efficiency. Competitors include Workday, SAP SuccessFactors, and Oracle HCM Cloud. Market share data is fragmented across specific application segments.
Market Dynamics
Industry Overview
The PEO industry is experiencing growth due to increasing complexity of HR regulations and the desire of SMBs to outsource HR functions. The market is competitive with several large players and numerous smaller regional providers.
Positioning
Insperity is a leading national PEO provider known for its comprehensive service offerings, technology platform, and focus on client satisfaction. Its competitive advantages include its scale, brand recognition, and expertise in HR and compliance.
Total Addressable Market (TAM)
The estimated TAM for the PEO industry is substantial, projected to reach hundreds of billions of dollars. Insperity is positioned to capture a significant portion of this market through its comprehensive solutions and national presence.
Upturn SWOT Analysis
Strengths
- Strong brand reputation
- Comprehensive service offerings
- Experienced management team
- Robust technology platform
- National presence
Weaknesses
- Reliance on SMB market segment
- Potential for client concentration risk
- Sensitivity to economic cycles
- High customer acquisition cost
Opportunities
- Expansion into new geographic markets
- Development of new service offerings
- Increased adoption of HR technology
- Strategic acquisitions
- Capitalize on favorable regulatory changes
Threats
- Increased competition from other PEOs
- Economic downturn impacting SMBs
- Changes in HR regulations
- Cybersecurity threats
- Rising healthcare costs
Competitors and Market Share
Key Competitors
- ADP
- PAYX
- TRI
Competitive Landscape
Insperity competes with other national PEO providers, as well as regional players and HR software vendors. The company's competitive advantages include its comprehensive service offerings, technology platform, and strong brand reputation.
Major Acquisitions
Pasadyn
- Year: 2019
- Acquisition Price (USD millions): 15
- Strategic Rationale: Enhanced Insperity's HR technology capabilities and expanded its service offerings.
Growth Trajectory and Initiatives
Historical Growth: Insperity has experienced consistent growth over the past decade, driven by its strong market position and effective sales and marketing strategies.
Future Projections: Analysts project continued growth for Insperity, driven by increased demand for PEO services and the company's ability to capitalize on market opportunities.
Recent Initiatives: Recent strategic initiatives include investments in technology, expansion of service offerings, and targeted marketing campaigns to attract new clients.
Summary
Insperity is a well-established PEO provider with a strong brand and comprehensive service offerings. The company's financial performance has been consistently strong, and it is well-positioned to capitalize on future growth opportunities. However, it faces increasing competition and economic uncertainty, which could impact its future results. Insperity's strong cash flow and balance sheet provides the resources to grow by acquisition in the fragmented PEO space.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company SEC Filings
- Analyst Reports
- Industry Research Reports
Disclaimers:
This analysis is for informational purposes only and should not be considered financial advice. Market share data is based on estimates and may not be precise. Financial data should be verified with official company filings.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Insperity Inc
Exchange NYSE | Headquaters Kingwood, TX, United States | ||
IPO Launch date 1997-01-28 | Co-Founder, Chairman & CEO Mr. Paul J. Sarvadi | ||
Sector Industrials | Industry Staffing & Employment Services | Full time employees 307569 | Website https://www.insperity.com |
Full time employees 307569 | Website https://www.insperity.com | ||
Insperity, Inc. engages in the provision of human resources (HR) and business solutions to improve business performance for small and medium-sized businesses primarily in the United States. It offers its HR services through its workforce optimization and workforce synchronization solutions that include a range of human resources functions, such as payroll and employment administration, employee benefits, workers' compensation, government compliance, performance management, and training and development services. The company also provides Insperity Premier, a cloud-based human capital management platform that offers professional employer organization HR outsourcing solutions to its clients; people management services; and employer liability management services, as well as solutions for middle market. In addition, it offers human capital management and payroll services solution; integrated payroll; benefits administration; HR administration and employee onboarding; time and attendance; performance management; reporting and analytics; recruiting; employment screening; retirement; and insurance services. The company was formerly known as Administaff, Inc. and changed its name to Insperity, Inc. in March 2011. Insperity, Inc. was founded in 1986 and is headquartered in Kingwood, Texas.
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