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OCFT
Upturn stock ratingUpturn stock rating

Oneconnect Financial Technology Co (OCFT)

Upturn stock ratingUpturn stock rating
$7.47
Last Close (24-hour delay)
Profit since last BUY3.61%
upturn advisory
Strong Buy
BUY since 38 days
  • BUY Advisory
  • SELL Advisory (Profit)​
  • SELL Advisory (Loss)​
  • Profit
  • Loss
  • Pass (Skip investing)
Upturn Stock infoUpturn Stock info Stock price based on last close
*as per simulation
(see disclosures)
Time period over
  • ALL
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Upturn Advisory Summary

07/10/2025: OCFT (3-star) is a STRONG-BUY. BUY since 38 days. Profits (3.61%). Updated daily EoD!

Upturn Star Rating

rating

Moderate Performance

These Stocks/ETFs, based on Upturn Advisory, typically align with the market average, offering steady but unremarkable returns.

Number of Analysts

rating

1 Analysts rated it

Very few follow this stock; limited insights, higher-risk early investing.

1 Year Target Price $3.03

1 Year Target Price $3.03

Analysts Price Target For last 52 week
$3.03 Target price
52w Low $0.87
Current$7.47
52w High $7.55

Analysis of Past Performance

Type Stock
Historic Profit 79.26%
Avg. Invested days 52
Today’s Advisory Strong Buy
Upturn Star Rating Upturn stock ratingUpturn stock rating
Upturn Advisory Performance Upturn Advisory Performance 4.0
Stock Returns Performance Upturn Returns Performance 4.0
Upturn Profits based on simulationUpturn Profits based on simulation Profits based on simulation
Upturn Profits based on simulationUpturn Profits based on simulation Last Close 07/10/2025

Key Highlights

Company Size Small-Cap Stock
Market Capitalization 290.55M USD
Price to earnings Ratio -
1Y Target Price 3.03
Price to earnings Ratio -
1Y Target Price 3.03
Volume (30-day avg) 1
Beta 1.96
52 Weeks Range 0.87 - 7.55
Updated Date 07/10/2025
52 Weeks Range 0.87 - 7.55
Updated Date 07/10/2025
Dividends yield (FY) -
Basic EPS (TTM) -2.51

Analyzing Revenue: Products, Geography and Growth

Revenue by Products

Product revenue - Year on Year

Earnings Date

Report Date -
When -
Estimate -
Actual -

Profitability

Profit Margin -20.8%
Operating Margin (TTM) -15.3%

Management Effectiveness

Return on Assets (TTM) -1.8%
Return on Equity (TTM) -25.94%

Valuation

Trailing PE -
Forward PE 81.3
Enterprise Value 34815873
Price to Sales(TTM) 0.15
Enterprise Value 34815873
Price to Sales(TTM) 0.15
Enterprise Value to Revenue 0.13
Enterprise Value to EBITDA 0.17
Shares Outstanding 38999400
Shares Floating 256363732
Shares Outstanding 38999400
Shares Floating 256363732
Percent Insiders 1.94
Percent Institutions 4.04

ai summary icon Upturn AI SWOT

Oneconnect Financial Technology Co

stock logo

Company Overview

overview logo History and Background

Oneconnect Financial Technology Co., Ltd. was founded in 2015 as a technology-as-a-service platform for financial institutions. It was incubated by Ping An Group. Oneconnect initially served Ping An's ecosystem and later expanded to serve external customers.

business area logo Core Business Areas

  • Technology Solutions: Provides cloud-native technology solutions, including digital banking, digital lending, and digital insurance to financial institutions.
  • Business Consulting Services: Offers consulting services to help financial institutions implement and optimize their digital transformation strategies.
  • Platform Based Services: Provides a platform to connect financial institutions and enable them to share resources and collaborate.

leadership logo Leadership and Structure

The leadership team consists of key executives with experience in finance and technology. The organizational structure is designed to support the company's focus on innovation and customer service. The key members include Shen Chongfeng (Chairman and CEO).

Top Products and Market Share

overview logo Key Offerings

  • Digital Banking Solutions: Provides a suite of solutions that enable banks to offer online and mobile banking services. Competitors include Temenos, Finastra, and Infosys Finacle. Market share is difficult to determine precisely due to the fragmented market, but Oneconnect is a key player in the Asia-Pacific region.
  • Digital Lending Solutions: Offers solutions that automate the lending process, from application to approval. Competitors include Blend, Ellie Mae, and FIS. Revenue from this product is not publicly available. Oneconnect's digital lending solutions help financial institutions improve efficiency and reduce risk.
  • Digital Insurance Solutions: Provides a platform to streamline insurance processes. Competitors include Majesco, Guidewire Software, and Duck Creek Technologies. This product increases operational efficiency for insurance companies.

Market Dynamics

industry overview logo Industry Overview

The financial technology (FinTech) industry is rapidly growing, driven by the increasing demand for digital financial services. Banks and insurance companies are increasingly adopting digital technologies to improve customer experience, reduce costs, and enhance efficiency.

Positioning

Oneconnect positions itself as a leading technology-as-a-service provider for financial institutions, leveraging its expertise in artificial intelligence, blockchain, and cloud computing. It aims to help financial institutions accelerate their digital transformation.

Total Addressable Market (TAM)

The global FinTech market is expected to reach several trillion dollars. Oneconnect Financial Technology Co is positioned to capture a portion of this market through its specialized services for financial institutions. Specifically for its target markets TAM for Digital Financial Services is estimated to be around $100 billion and growing.

Upturn SWOT Analysis

Strengths

  • Strong backing from Ping An Group
  • Deep understanding of the financial services industry
  • Advanced technology capabilities
  • Experience in serving a large customer base

Weaknesses

  • Reliance on Ping An ecosystem
  • Limited geographic presence outside of Asia
  • Profitability concerns
  • Customer concentration

Opportunities

  • Expanding into new markets
  • Developing new products and services
  • Forming strategic partnerships
  • Adoption of cloud computing in financial services

Threats

  • Increasing competition
  • Regulatory changes
  • Cybersecurity risks
  • Economic slowdown

Competitors and Market Share

competitor logo Key Competitors

  • FIS (FIS)
  • Fiserv (FI)
  • Temenos (TEMN.SW)

Competitive Landscape

Oneconnect faces intense competition from established FinTech companies and traditional IT service providers. Its competitive advantage lies in its deep understanding of the financial services industry and its advanced technology capabilities. However, it needs to improve its profitability and expand its geographic presence.

Growth Trajectory and Initiatives

Historical Growth: Oneconnect has experienced rapid growth in its early years, driven by the increasing demand for digital financial services.

Future Projections: Future growth projections depend on the company's ability to expand into new markets, develop new products, and achieve profitability. Analyst estimates vary and will require digging through specific research and reports.

Recent Initiatives: Recent initiatives include expanding into new geographic markets, developing new AI-powered solutions, and strengthening partnerships with financial institutions.

Summary

Oneconnect Financial Technology Co is a technology-as-a-service platform with strong backing and technology. Its profitability and customer concentration are concerns. Expanding into new markets and developing new products are crucial for future growth. Intense competition and regulatory changes pose significant threats to Oneconnect.

Peer Comparison

Sources and Disclaimers

Data Sources:

  • Company Website
  • SEC Filings
  • Industry Reports
  • Analyst Reports

Disclaimers:

The data and analysis provided are for informational purposes only and should not be considered financial advice. Market conditions and company performance are subject to change.

Upturn AI SummarizationUpturn AI Summarization AI Summarization is directionally correct and might not be accurate.

Upturn AI SummarizationUpturn AI Summarization Summarized information shown could be a few years old and not current.

Upturn AI SummarizationUpturn AI Summarization Fundamental Rating based on AI could be based on old data.

Upturn AI SummarizationUpturn AI Summarization AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.

About Oneconnect Financial Technology Co

Exchange NYSE
Headquaters -
IPO Launch date 2019-12-13
Chairman & CEO Mr. Dangyang Chen
Sector Technology
Industry Software - Application
Full time employees 1937
Full time employees 1937

OneConnect Financial Technology Co., Ltd. provides cloud-platform-based Fintech solutions, and online information and operating support services for financial institutions in the People's Republic of China. The company offers Gamma Platform, which offers a toolbox of separate solution modules that provide technology infrastructure and underlying technologies; marketing management platform, developed from AI Banker App that provides banks relationship managers with technology that supports in managing their acquisition and relationships with retail customers; and wealth management platform that provides banks with tools to enhance the efficiency of their wealth management business. It also provides intelligent product development platform for banks, which allows to shorten product development cycle, enhance speed to market, and facilitate product portfolio management; Regtech, an end-to-end regulatory solution for financial regulatory authorities; asset-liability management solution that offers analytics to enhance financial institutions asset liquidity performance; and digital insurance solutions for digitalizing the insurance process, marketing, customer management, and claim processing under intelligent property and casualty insurance and life insurance solutions. In addition, the company offers AI Gamma Vision that enhances deepfake detection, risk mitigation, and fraud prevention capabilities; digitalized services; and security architecture, a secure and trusted environment throughout the data life-cycle. Further, it provides software and technology, information transmission, technology promotion and computer application, information technology advisory, E-commerce security certificate administration, insurance survey and loss adjustment, and asset management and consulting services. OneConnect Financial Technology Co., Ltd. was founded in 2015 and is headquartered in Shenzhen, the People's Republic of China.