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Upturn AI SWOT - About
OCFT 
Oneconnect Financial Technology Co (OCFT)
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Upturn Advisory Summary
10/17/2025: OCFT (3-star) is a STRONG-BUY. BUY since 15 days. Simulated Profits (0.13%). Updated daily EoD!
Upturn Star Rating
Moderate Performance
These Stocks/ETFs, based on Upturn Advisory, typically align with the market average, offering steady but unremarkable returns.
Number of Analysts
1 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $3.03
1 Year Target Price $3.03
| 1 | Strong Buy |
| 0 | Buy |
| 0 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 73.73% | Avg. Invested days 51 | Today’s Advisory Strong Buy |
Upturn Star Rating | Upturn Advisory Performance  4.0 | Stock Returns Performance  4.0 |
| Profits based on simulation | Last Close 10/17/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 294.45M USD | Price to earnings Ratio - | 1Y Target Price 3.03 |
Price to earnings Ratio - | 1Y Target Price 3.03 | ||
Volume (30-day avg) 1 | Beta 1.89 | 52 Weeks Range 2.08 - 7.75 | Updated Date 10/17/2025 |
52 Weeks Range 2.08 - 7.75 | Updated Date 10/17/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -2.61 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin -41.46% | Operating Margin (TTM) -14.28% |
Management Effectiveness
Return on Assets (TTM) -2.47% | Return on Equity (TTM) -25.68% |
Valuation
Trailing PE - | Forward PE 81.3 | Enterprise Value 89905623 | Price to Sales(TTM) 0.18 |
Enterprise Value 89905623 | Price to Sales(TTM) 0.18 | ||
Enterprise Value to Revenue 0.39 | Enterprise Value to EBITDA 0.17 | Shares Outstanding 38999355 | Shares Floating 279367980 |
Shares Outstanding 38999355 | Shares Floating 279367980 | ||
Percent Insiders 1.94 | Percent Institutions 5.13 |
Upturn AI SWOT
Oneconnect Financial Technology Co
Company Overview
History and Background
Oneconnect Financial Technology Co., Ltd. was founded in 2015 as part of Ping An Insurance Group. It focuses on providing technology solutions to financial institutions, aiming to improve efficiency and service quality. It went public on the NYSE in December 2019.
Core Business Areas
- Technology Solutions for Banking: Provides a suite of technology solutions to banks, including digital banking platforms, risk management systems, and AI-powered lending solutions.
- Technology Solutions for Insurance: Offers technology solutions to insurance companies, including digital insurance platforms, fraud detection systems, and customer service tools.
- Technology Solutions for Investment: Provides technology solutions to investment firms, including robo-advisors, portfolio management systems, and trading platforms.
Leadership and Structure
The leadership team includes executives with backgrounds in technology and finance, many from Ping An. The company is structured with various business units focusing on specific financial service sectors.
Top Products and Market Share
Key Offerings
- Gamma Platform: An AI-powered platform for risk management, anti-fraud and credit assessment. Market share is not publicly available but the platform is widely used in China. Competitors include data analytics and risk management companies.
- OneConnect Smart Lending Platform: Provides end-to-end lending solutions for banks and financial institutions. Revenue data isn't readily available, but the product is a core offering. Competitors include fintech companies offering similar lending solutions.
- Blockchain Solutions: Develops blockchain based platforms for supply chain finance. Competitors include IBM and various blockchain startups.
Market Dynamics
Industry Overview
The financial technology industry is experiencing rapid growth, driven by increasing demand for digital financial services and advancements in technology. Regulatory changes and increasing competition are also shaping the industry.
Positioning
Oneconnect Financial Technology Co is positioned as a technology solutions provider for financial institutions. Its competitive advantages include its strong backing from Ping An, its extensive experience in the Chinese financial market, and its focus on AI and blockchain technologies.
Total Addressable Market (TAM)
The TAM for fintech solutions is estimated to be worth billions of dollars globally. Oneconnect is positioned to capture a portion of this market with its diverse product offerings, particularly in emerging markets. Exact TAM numbers are hard to find.
Upturn SWOT Analysis
Strengths
- Strong backing from Ping An Insurance Group
- Extensive experience in the Chinese financial market
- Focus on AI and blockchain technologies
- Comprehensive suite of technology solutions
Weaknesses
- Reliance on the Chinese market
- Limited global presence compared to other competitors
- Profitability concerns
- Regulatory risks related to fintech
Opportunities
- Expansion into new markets, particularly in Southeast Asia
- Growing demand for digital financial services
- Partnerships with other financial institutions
- Development of new and innovative technology solutions
Threats
- Increasing competition from other fintech companies
- Regulatory changes that could impact the fintech industry
- Economic downturns that could reduce demand for financial services
- Data security and privacy risks
Competitors and Market Share
Key Competitors
- FIS (FIS)
- Jack Henry & Associates (JKHY)
- Fidelity National Information Services (FISV)
Competitive Landscape
Oneconnect faces intense competition from established players and emerging fintech companies. Its advantages include a strong parent company and focus on AI and blockchain. Disadvantages include its limited global presence and profitability concerns.
Growth Trajectory and Initiatives
Historical Growth: Historical growth has been volatile, affected by regulatory changes and shifts in the Chinese economy. Growth has slowed compared to initial projections.
Future Projections: Future growth projections are uncertain and depend on the company's ability to expand into new markets and innovate with new technologies. Analyst estimates vary widely.
Recent Initiatives: Recent initiatives include focusing on key products, streamlining operations, and exploring new markets.
Summary
Oneconnect Financial Technology Co. has a strong foundation due to its ties with Ping An, but its growth potential faces headwinds related to global expansion and profitability. It possesses notable strengths in AI and blockchain technologies. Its main watch outs are increasing competition from the fintech industry and regulations that affect the Fintech industry. The ability to capture opportunities in emerging markets is crucial for future success.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Website
- Financial News Outlets
- Industry Reports
- SEC Filings
Disclaimers:
The information provided is for informational purposes only and should not be considered investment advice. Market data is subject to change.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Oneconnect Financial Technology Co
Exchange NYSE | Headquaters - | ||
IPO Launch date 2019-12-13 | Chairman & CEO Mr. Dangyang Chen | ||
Sector Technology | Industry Software - Application | Full time employees 1981 | Website https://www.ocft.com |
Full time employees 1981 | Website https://www.ocft.com | ||
OneConnect Financial Technology Co., Ltd. provides cloud-platform-based Fintech solutions, and online information and operating support services for financial institutions in the People's Republic of China. The company offers Gamma Platform, which offers a toolbox of separate solution modules that provide technology infrastructure and underlying technologies; marketing management platform, developed from AI Banker App that provides banks relationship managers with technology that supports in managing their acquisition and relationships with retail customers; and wealth management platform that provides banks with tools to enhance the efficiency of their wealth management business. It also provides intelligent product development platform for banks, which allows to shorten product development cycle, enhance speed to market, and facilitate product portfolio management; Regtech, an end-to-end regulatory solution for financial regulatory authorities; asset-liability management solution that offers analytics to enhance financial institutions asset liquidity performance; and digital insurance solutions for digitalizing the insurance process, marketing, customer management, and claim processing under intelligent property and casualty insurance and life insurance solutions. In addition, the company offers AI Gamma Vision that enhances deepfake detection, risk mitigation, and fraud prevention capabilities; digitalized services; and security architecture, a secure and trusted environment throughout the data life-cycle. Further, it provides software and technology, information transmission, technology promotion and computer application, information technology advisory, E-commerce security certificate administration, insurance survey and loss adjustment, and asset management and consulting services. OneConnect Financial Technology Co., Ltd. was founded in 2015 and is headquartered in Shenzhen, the People's Republic of China.
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