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OFS Capital Corp (OFS)

Upturn stock ratingUpturn stock rating
$8.28
Last Close (24-hour delay)
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PASS
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Upturn Advisory Summary

08/14/2025: OFS (1-star) is currently NOT-A-BUY. Pass it for now.

Upturn Star Rating

rating

Not Recommended Performance

These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.

Number of Analysts

rating

1 Analysts rated it

Very few follow this stock; limited insights, higher-risk early investing.

1 Year Target Price $9

1 Year Target Price $9

Analysts Price Target For last 52 week
$9 Target price
52w Low $6.66
Current$8.28
52w High $9.14

Analysis of Past Performance

Type Stock
Historic Profit -4.56%
Avg. Invested days 56
Today’s Advisory PASS
Upturn Star Rating Upturn stock ratingUpturn stock rating
Upturn Advisory Performance Upturn Advisory Performance 2.0
Stock Returns Performance Upturn Returns Performance 1.0
Upturn Profits based on simulationUpturn Profits based on simulation Profits based on simulation
Upturn Profits based on simulationUpturn Profits based on simulation Last Close 08/14/2025

Key Highlights

Company Size Small-Cap Stock
Market Capitalization 111.20M USD
Price to earnings Ratio 10.92
1Y Target Price 9
Price to earnings Ratio 10.92
1Y Target Price 9
Volume (30-day avg) 1
Beta 1.4
52 Weeks Range 6.66 - 9.14
Updated Date 08/15/2025
52 Weeks Range 6.66 - 9.14
Updated Date 08/15/2025
Dividends yield (FY) 16.43%
Basic EPS (TTM) 0.76

Earnings Date

Report Date 2025-07-30
When Before Market
Estimate 0.23
Actual 0.25

Profitability

Profit Margin 23.64%
Operating Margin (TTM) 68.01%

Management Effectiveness

Return on Assets (TTM) 4.68%
Return on Equity (TTM) 6.82%

Valuation

Trailing PE 10.92
Forward PE 9.2
Enterprise Value 342899072
Price to Sales(TTM) 2.57
Enterprise Value 342899072
Price to Sales(TTM) 2.57
Enterprise Value to Revenue 24.51
Enterprise Value to EBITDA -
Shares Outstanding 13398100
Shares Floating -
Shares Outstanding 13398100
Shares Floating -
Percent Insiders 22.58
Percent Institutions 10.79

ai summary icon Upturn AI SWOT

OFS Capital Corp

stock logo

Company Overview

overview logo History and Background

OFS Capital Corp. was founded in 2001 and is a specialty finance company that provides capital solutions to lower middle-market companies. The company has evolved over time by adapting its investment strategies to changing market conditions and expanding its range of services.

business area logo Core Business Areas

  • Direct Lending: OFS Capital provides direct lending solutions, including senior secured loans, unitranche loans, and mezzanine debt, to support acquisitions, growth capital, and recapitalizations of lower middle-market companies.
  • Structured Credit: The firm also engages in structured credit investments, which may include collateralized loan obligations (CLOs) and other debt securities.
  • Equity Investments: OFS also takes equity positions in its portfolio companies in connection with its debt investments.

leadership logo Leadership and Structure

OFS Capital Corp. is led by its senior management team, which is headed by its Chief Executive Officer. The company's organizational structure includes investment teams focused on direct lending and structured credit, along with support functions such as finance, operations, and compliance.

Top Products and Market Share

overview logo Key Offerings

  • Senior Secured Loans: Senior secured loans are a primary offering. OFS lends to privately held companies. Competitors include other Business Development Companies (BDCs) and private credit funds. Market share data for specific loans is not readily available and varies significantly based on individual deals.
  • Unitranche Loans: Unitranche loans, a blend of senior and subordinated debt, are another key product. Competitors are similar to those for senior secured loans. Market share data is not readily available.
  • Mezzanine Debt: Mezzanine debt provides higher yield opportunities. Competitors are similar to those for senior secured loans and unitranche loans. Market share data is not readily available.

Market Dynamics

industry overview logo Industry Overview

The specialty finance industry is driven by the demand for capital from lower middle-market companies that may have limited access to traditional bank financing. The industry is competitive, with a wide range of participants, including BDCs, private credit funds, and other alternative lenders.

Positioning

OFS Capital Corp. positions itself as a provider of flexible capital solutions to lower middle-market companies. Its competitive advantages include its experienced investment team, its ability to provide customized financing solutions, and its established relationships with borrowers and intermediaries.

Total Addressable Market (TAM)

The TAM for private credit in the lower middle market is estimated to be in the hundreds of billions of dollars. OFS Capital Corp. is a smaller player in this market, positioned to capture a portion of this large market.

Upturn SWOT Analysis

Strengths

  • Experienced Management Team
  • Established Relationships with Borrowers
  • Flexible Capital Solutions
  • Disciplined Underwriting Process

Weaknesses

  • Smaller Size Compared to Larger BDCs
  • Sensitivity to Economic Downturns
  • Dependence on Key Personnel
  • Higher Cost of Capital than Larger BDCs

Opportunities

  • Increasing Demand for Private Credit
  • Expanding into New Verticals
  • Strategic Acquisitions
  • Increased Focus on ESG Investing

Threats

  • Increased Competition
  • Economic Recession
  • Rising Interest Rates
  • Regulatory Changes

Competitors and Market Share

competitor logo Key Competitors

  • Main Street Capital (MAIN)
  • Ares Capital Corporation (ARCC)
  • Prospect Capital Corporation (PSEC)

Competitive Landscape

OFS Capital Corp. faces competition from larger BDCs and private credit funds. Its advantages include its focus on the lower middle market and its flexible capital solutions. Its disadvantages include its smaller size and higher cost of capital.

Growth Trajectory and Initiatives

Historical Growth: Historical growth trends can be assessed by examining OFS Capital Corp.'s past financial performance. Check annual reports and investor presentations for detailed information.

Future Projections: Analyst estimates for future growth depend on various factors. Consult financial news and analyst reports for current projections.

Recent Initiatives: Recent initiatives may include new investment strategies, partnerships, or acquisitions. Refer to OFS Capital Corp.'s press releases and investor relations materials.

Summary

OFS Capital Corp. is a specialty finance company focused on providing capital to lower middle-market businesses. The firm has a well-rounded and experienced management team. The firm has a smaller market share and high sensitivity to economic downturns. The company should focus on the increasing demand for private credit and strategic acquisitions.

Peer Comparison

Sources and Disclaimers

Data Sources:

  • OFS Capital Corp. Investor Relations
  • SEC Filings (10-K, 10-Q)
  • Financial News Outlets
  • Market Research Reports
  • Competitor Public Filings

Disclaimers:

The information provided is for informational purposes only and should not be considered investment advice. Market data and analyst estimates are subject to change. Consult with a qualified financial advisor before making any investment decisions.

Upturn AI SummarizationUpturn AI Summarization AI Summarization is directionally correct and might not be accurate.

Upturn AI SummarizationUpturn AI Summarization Summarized information shown could be a few years old and not current.

Upturn AI SummarizationUpturn AI Summarization Fundamental Rating based on AI could be based on old data.

Upturn AI SummarizationUpturn AI Summarization AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.

About OFS Capital Corp

Exchange NASDAQ
Headquaters Chicago, IL, United States
IPO Launch date 2012-11-08
Chairman & CEO Mr. Bilal Rashid
Sector Financial Services
Industry Asset Management
Full time employees 53
Full time employees 53

OFS Capital Corporation is a business development company specializing in direct and fund investments as well as add-on acquisitions. It provides flexible capital solutions primarily through debt capital and to a lesser extent, minority equity investments serving the needs of U.S.-based middle-market companies across a broad array of industries. It does not invest in operational turnarounds or start-up businesses. For direct, it specializes in debt and structured equity investments, recapitalizations and refinancing, management and leveraged buyouts, acquisition financings, ownership transition, shareholder liquidity events, growth capital, independent sponsor transactions, ESOPs, and minority investments in the lower middle market companies. It invests in the aerospace and defense, business services, consumer products and services, construction & building, durable goods, capital equipment, automotive, food and beverage, healthcare & pharmaceutical, specialty chemicals, transportation cargo and logistics, value added distribution, franchising, and industrial and niche manufacturing sectors. The firm invests in companies based in United States. It seeks to invest between $3 million and $35 million, revenues between $15 million and $300 million, annual EBITDA between $5 million and $50 million, and Enterprise value between $10 million and $500 million. The firm seeks to invest in companies with debt investment values between $5 million and $25 million. The fund uses senior secured, unitranche loans, first-lien, second lien, subordinated/ mezzanine loans, warrants, and preferred equity securities and common equity securities. It prefers to take a minority as well as majority stake in the investments made. It also co-invests with its partners for additional capital.