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GBDC logo GBDC
Upturn stock ratingUpturn stock rating
GBDC logo

Golub Capital BDC Inc (GBDC)

Upturn stock ratingUpturn stock rating
$14.44
Last Close (24-hour delay)
Profit since last BUY-1.43%
upturn advisory
WEAK BUY
BUY since 29 days
  • BUY Advisory
  • SELL Advisory (Profit)​
  • SELL Advisory (Loss)​
  • Profit
  • Loss
  • Pass (Skip investing)
Upturn Stock infoUpturn Stock info Stock price based on last close
*as per simulation
(see disclosures)
Time period over
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Upturn Advisory Summary

06/27/2025: GBDC (3-star) is a WEAK-BUY. BUY since 29 days. Profits (-1.43%). Updated daily EoD!

Upturn Star Rating

ratingratingratingratingrating

Moderate Performance

These Stocks/ETFs, based on Upturn Advisory, typically align with the market average, offering steady but unremarkable returns.

Number of Analysts

rating

5 Analysts rated it

These Stocks/ETFs, based on Upturn Advisory, frequently surpass the market, reflecting reliable and trustworthy advice.

Year Target Price $15.25

Year Target Price $15.25

Analyst’s Price TargetsFor last 52 week
$15.25Target price
Low$12.35
Current$14.44
high$15.21

Analysis of Past Performance

Type Stock
Historic Profit 35.28%
Avg. Invested days 93
Today’s Advisory WEAK BUY
Upturn Star Rating Upturn stock ratingUpturn stock rating
Upturn Advisory Performance Upturn Advisory Performance 4.0
Stock Returns Performance Upturn Returns Performance 3.0
Upturn Profits based on simulationUpturn Profits based on simulation Profits based on simulation
Upturn Profits based on simulationUpturn Profits based on simulation Last Close 06/27/2025

Key Highlights

Company Size Mid-Cap Stock
Market Capitalization 3.85B USD
Price to earnings Ratio 13.37
1Y Target Price 15.25
Price to earnings Ratio 13.37
1Y Target Price 15.25
Volume (30-day avg) -
Beta 0.55
52 Weeks Range 12.35 - 15.21
Updated Date 06/29/2025
52 Weeks Range 12.35 - 15.21
Updated Date 06/29/2025
Dividends yield (FY) 10.80%
Basic EPS (TTM) 1.08

Earnings Date

Report Date -
When -
Estimate -
Actual -

Profitability

Profit Margin 35.5%
Operating Margin (TTM) 78.81%

Management Effectiveness

Return on Assets (TTM) 5.74%
Return on Equity (TTM) 8.88%

Valuation

Trailing PE 13.37
Forward PE 10.17
Enterprise Value 8536628224
Price to Sales(TTM) 4.63
Enterprise Value 8536628224
Price to Sales(TTM) 4.63
Enterprise Value to Revenue 28.78
Enterprise Value to EBITDA 18.93
Shares Outstanding 266388000
Shares Floating -
Shares Outstanding 266388000
Shares Floating -
Percent Insiders 6.35
Percent Institutions 44.15

Analyst Ratings

Rating 4
Target Price 15.25
Buy 1
Strong Buy 2
Buy 1
Strong Buy 2
Hold 2
Sell -
Strong Sell -
Strong Sell -

ai summary icon Upturn AI SWOT

Golub Capital BDC Inc

stock logo

Company Overview

overview logo History and Background

Golub Capital BDC Inc. (GBDC) was founded in 2009. It is a business development company that invests in middle-market companies, providing debt and equity financing. GBDC has grown through strategic investments and acquisitions.

business area logo Core Business Areas

  • Direct Lending: Provides senior secured loans, unitranche loans, second lien loans and subordinated debt to middle-market companies.
  • Equity Investments: Makes strategic equity investments, often in conjunction with debt financing, to support growth and acquisitions.
  • Investment Management: Golub Capital LLC manages GBDCu2019s portfolio.

leadership logo Leadership and Structure

David Golub is the CEO. The company operates with a board of directors and an investment team focused on specific industry sectors.

Top Products and Market Share

overview logo Key Offerings

  • Senior Secured Loans: Provide first lien debt financing to middle-market companies. They account for a significant portion of GBDC's portfolio and are typically used for acquisitions, recapitalizations, and growth capital. Competitors include Ares Capital (ARCC), Main Street Capital (MAIN) and Prospect Capital (PSEC).
  • Unitranche Loans: Combine features of senior and subordinated debt, offering higher yields but also higher risk. Competitors include Ares Capital (ARCC), Main Street Capital (MAIN) and Prospect Capital (PSEC).
  • Subordinated Debt: Provide second lien debt financing with higher interest rates, used for higher risk investments. Competitors include Ares Capital (ARCC), Main Street Capital (MAIN) and Prospect Capital (PSEC).
  • Equity Co-Investments: Offer equity and debt products for their clients. Competitors include Ares Capital (ARCC), Main Street Capital (MAIN) and Prospect Capital (PSEC).

Market Dynamics

industry overview logo Industry Overview

The BDC industry focuses on providing capital to middle-market companies, which are underserved by traditional banks. The industry is sensitive to interest rate changes and economic cycles.

Positioning

GBDC is a well-established BDC known for its disciplined underwriting and focus on senior secured loans. This conservative approach provides a competitive advantage.

Total Addressable Market (TAM)

The TAM for middle-market lending is estimated to be hundreds of billions of dollars. GBDC is positioned to capture a share of this market through its focus on senior secured loans and disciplined investment approach.

Upturn SWOT Analysis

Strengths

  • Experienced management team
  • Disciplined underwriting process
  • Strong credit performance
  • Diversified investment portfolio
  • Focus on senior secured loans

Weaknesses

  • Exposure to economic cycles
  • Reliance on external financing
  • Regulatory constraints
  • Sensitivity to interest rate changes

Opportunities

  • Growing demand for middle-market financing
  • Expansion into new industries and geographies
  • Increased deal flow due to bank retrenchment
  • Strategic acquisitions
  • Partnerships with other financial institutions

Threats

  • Increased competition from other BDCs and private credit funds
  • Economic downturn
  • Rising interest rates
  • Credit defaults in the portfolio
  • Changes in regulations

Competitors and Market Share

competitor logo Key Competitors

  • ARCC
  • MAIN
  • PSEC
  • TCAP
  • CGBD

Competitive Landscape

GBDC differentiates itself through its focus on senior secured loans and disciplined underwriting. Competitors have varying strategies and risk profiles.

Growth Trajectory and Initiatives

Historical Growth: GBDC has historically grown its portfolio through new investments and acquisitions.

Future Projections: Future growth is expected to be driven by increased demand for middle-market financing and strategic acquisitions.

Recent Initiatives: Focus on maintaining credit quality, managing the portfolio through economic cycles, and optimizing capital structure.

Summary

Golub Capital BDC Inc. is a relatively strong company with a solid focus on senior secured loans and disciplined underwriting. It benefits from the growing demand for middle-market financing. Economic downturns and rising interest rates pose potential challenges. Managing credit quality and optimizing capital structure are crucial for future success. Competition within the BDC space remains intense.

Peer Comparison

Sources and Disclaimers

Data Sources:

  • Company reports
  • Financial news sources
  • Industry analysis reports

Disclaimers:

This analysis is for informational purposes only and should not be considered investment advice. Financial data may be delayed.

Upturn AI SummarizationUpturn AI Summarization AI Summarization is directionally correct and might not be accurate.

Upturn AI SummarizationUpturn AI Summarization Summarized information shown could be a few years old and not current.

Upturn AI SummarizationUpturn AI Summarization Fundamental Rating based on AI could be based on old data.

Upturn AI SummarizationUpturn AI Summarization AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.

About Golub Capital BDC Inc

Exchange NASDAQ
Headquaters New York, NY, United States
IPO Launch date 2010-04-15
CEO & Director Mr. David B. Golub Ph.D.
Sector Financial Services
Industry Asset Management
Full time employees -
Full time employees -

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.