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Upturn AI SWOT - About
GBDC 
Golub Capital BDC Inc (GBDC)
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Upturn Advisory Summary
07/03/2025: GBDC (3-star) is a REGULAR-BUY. BUY since 33 days. Profits (0.82%). Updated daily EoD!
Upturn Star Rating
Moderate Performance
These Stocks/ETFs, based on Upturn Advisory, typically align with the market average, offering steady but unremarkable returns.
Number of Analysts
5 Analysts rated it
Limited analyst coverage, niche firm, research info may be scarce.
1 Year Target Price $15.25
1 Year Target Price $15.25
| 2 | Strong Buy |
| 1 | Buy |
| 2 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 38.37% | Avg. Invested days 94 | Today’s Advisory WEAK BUY |
Upturn Star Rating | Upturn Advisory Performance  5.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 07/03/2025 |
Key Highlights
Company Size Mid-Cap Stock | Market Capitalization 3.93B USD | Price to earnings Ratio 13.68 | 1Y Target Price 15.25 |
Price to earnings Ratio 13.68 | 1Y Target Price 15.25 | ||
Volume (30-day avg) 5 | Beta 0.55 | 52 Weeks Range 12.35 - 15.21 | Updated Date 07/4/2025 |
52 Weeks Range 12.35 - 15.21 | Updated Date 07/4/2025 | ||
Dividends yield (FY) 10.65% | Basic EPS (TTM) 1.08 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 35.5% | Operating Margin (TTM) 78.81% |
Management Effectiveness
Return on Assets (TTM) 5.74% | Return on Equity (TTM) 8.88% |
Valuation
Trailing PE 13.68 | Forward PE 10.41 | Enterprise Value 8592569344 | Price to Sales(TTM) 4.74 |
Enterprise Value 8592569344 | Price to Sales(TTM) 4.74 | ||
Enterprise Value to Revenue 29.08 | Enterprise Value to EBITDA 18.93 | Shares Outstanding 266388000 | Shares Floating - |
Shares Outstanding 266388000 | Shares Floating - | ||
Percent Insiders 6.35 | Percent Institutions 44.15 |
Upturn AI SWOT
Golub Capital BDC Inc
Company Overview
History and Background
Golub Capital BDC Inc. (GBDC) was founded in 2009. It is a business development company that invests in middle-market companies, providing debt and equity financing. GBDC has grown through strategic investments and acquisitions.
Core Business Areas
- Direct Lending: Provides senior secured loans, unitranche loans, second lien loans and subordinated debt to middle-market companies.
- Equity Investments: Makes strategic equity investments, often in conjunction with debt financing, to support growth and acquisitions.
- Investment Management: Golub Capital LLC manages GBDCu2019s portfolio.
Leadership and Structure
David Golub is the CEO. The company operates with a board of directors and an investment team focused on specific industry sectors.
Top Products and Market Share
Key Offerings
- Senior Secured Loans: Provide first lien debt financing to middle-market companies. They account for a significant portion of GBDC's portfolio and are typically used for acquisitions, recapitalizations, and growth capital. Competitors include Ares Capital (ARCC), Main Street Capital (MAIN) and Prospect Capital (PSEC).
- Unitranche Loans: Combine features of senior and subordinated debt, offering higher yields but also higher risk. Competitors include Ares Capital (ARCC), Main Street Capital (MAIN) and Prospect Capital (PSEC).
- Subordinated Debt: Provide second lien debt financing with higher interest rates, used for higher risk investments. Competitors include Ares Capital (ARCC), Main Street Capital (MAIN) and Prospect Capital (PSEC).
- Equity Co-Investments: Offer equity and debt products for their clients. Competitors include Ares Capital (ARCC), Main Street Capital (MAIN) and Prospect Capital (PSEC).
Market Dynamics
Industry Overview
The BDC industry focuses on providing capital to middle-market companies, which are underserved by traditional banks. The industry is sensitive to interest rate changes and economic cycles.
Positioning
GBDC is a well-established BDC known for its disciplined underwriting and focus on senior secured loans. This conservative approach provides a competitive advantage.
Total Addressable Market (TAM)
The TAM for middle-market lending is estimated to be hundreds of billions of dollars. GBDC is positioned to capture a share of this market through its focus on senior secured loans and disciplined investment approach.
Upturn SWOT Analysis
Strengths
- Experienced management team
- Disciplined underwriting process
- Strong credit performance
- Diversified investment portfolio
- Focus on senior secured loans
Weaknesses
- Exposure to economic cycles
- Reliance on external financing
- Regulatory constraints
- Sensitivity to interest rate changes
Opportunities
- Growing demand for middle-market financing
- Expansion into new industries and geographies
- Increased deal flow due to bank retrenchment
- Strategic acquisitions
- Partnerships with other financial institutions
Threats
- Increased competition from other BDCs and private credit funds
- Economic downturn
- Rising interest rates
- Credit defaults in the portfolio
- Changes in regulations
Competitors and Market Share
Key Competitors
- ARCC
- MAIN
- PSEC
- TCAP
- CGBD
Competitive Landscape
GBDC differentiates itself through its focus on senior secured loans and disciplined underwriting. Competitors have varying strategies and risk profiles.
Growth Trajectory and Initiatives
Historical Growth: GBDC has historically grown its portfolio through new investments and acquisitions.
Future Projections: Future growth is expected to be driven by increased demand for middle-market financing and strategic acquisitions.
Recent Initiatives: Focus on maintaining credit quality, managing the portfolio through economic cycles, and optimizing capital structure.
Summary
Golub Capital BDC Inc. is a relatively strong company with a solid focus on senior secured loans and disciplined underwriting. It benefits from the growing demand for middle-market financing. Economic downturns and rising interest rates pose potential challenges. Managing credit quality and optimizing capital structure are crucial for future success. Competition within the BDC space remains intense.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company reports
- Financial news sources
- Industry analysis reports
Disclaimers:
This analysis is for informational purposes only and should not be considered investment advice. Financial data may be delayed.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Golub Capital BDC Inc
Exchange NASDAQ | Headquaters New York, NY, United States | ||
IPO Launch date 2010-04-15 | CEO & Director Mr. David B. Golub Ph.D. | ||
Sector Financial Services | Industry Asset Management | Full time employees - | Website https://www.golubcapitalbdc.com |
Full time employees - | Website https://www.golubcapitalbdc.com | ||
Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.
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