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Upturn AI SWOT - About
GBDC 
Golub Capital BDC Inc (GBDC)
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Upturn Advisory Summary
09/17/2025: GBDC (2-star) is a SELL. SELL since 3 days. Simulated Profits (-1.47%). Updated daily EoD!
Upturn Star Rating
Below Average Performance
These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.
Number of Analysts
5 Analysts rated it
Limited analyst coverage, niche firm, research info may be scarce.
1 Year Target Price $15.25
1 Year Target Price $15.25
| 2 | Strong Buy |
| 1 | Buy |
| 2 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 35.17% | Avg. Invested days 106 | Today’s Advisory SELL |
Upturn Star Rating | Upturn Advisory Performance  4.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 09/17/2025 |
Key Highlights
Company Size Mid-Cap Stock | Market Capitalization 3.75B USD | Price to earnings Ratio 9.92 | 1Y Target Price 15.25 |
Price to earnings Ratio 9.92 | 1Y Target Price 15.25 | ||
Volume (30-day avg) 5 | Beta 0.5 | 52 Weeks Range 12.03 - 15.22 | Updated Date 09/16/2025 |
52 Weeks Range 12.03 - 15.22 | Updated Date 09/16/2025 | ||
Dividends yield (FY) 11.10% | Basic EPS (TTM) 1.42 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 42.81% | Operating Margin (TTM) 78.76% |
Management Effectiveness
Return on Assets (TTM) 4.96% | Return on Equity (TTM) 9.33% |
Valuation
Trailing PE 9.92 | Forward PE 9.5 | Enterprise Value 8777971712 | Price to Sales(TTM) 4.27 |
Enterprise Value 8777971712 | Price to Sales(TTM) 4.27 | ||
Enterprise Value to Revenue 22.31 | Enterprise Value to EBITDA 18.93 | Shares Outstanding 266376000 | Shares Floating - |
Shares Outstanding 266376000 | Shares Floating - | ||
Percent Insiders 6.35 | Percent Institutions 42.73 |
Upturn AI SWOT
Golub Capital BDC Inc
Company Overview
History and Background
Golub Capital BDC Inc. was founded in 2009 and is a publicly traded, externally managed business development company (BDC). It focuses on providing financing solutions to middle-market companies in the U.S.
Core Business Areas
- Direct Lending: Provides senior secured loans, including first lien, unitranche, and second lien loans, as well as mezzanine debt and equity investments to U.S. middle-market companies.
- Investment Management: Manages and invests assets in a portfolio of debt and equity investments.
Leadership and Structure
The company is externally managed by Golub Capital LLC. David Golub serves as CEO. The structure involves a board of directors overseeing the externally managed operations.
Top Products and Market Share
Key Offerings
- Senior Secured Loans: Primarily originates and invests in senior secured loans. Competitors include Ares Capital, Main Street Capital. Market share information for specific loan types can be obtained from BDC industry reports.
- Unitranche Loans: Offers unitranche loan solutions. Competitors include direct lenders and other BDCs. Market share data requires specific industry research.
- Mezzanine Debt & Equity: Provides mezzanine debt and equity co-investments alongside loan investments. Competitors are private credit funds and BDCs.
Market Dynamics
Industry Overview
The BDC industry provides capital to small and medium sized businesses that have difficulty obtaining financing from traditional lenders. The industry's performance is linked to economic growth and credit market conditions.
Positioning
Golub Capital BDC Inc. is a major player in the BDC industry, known for its focus on senior secured lending and strong credit performance. It leverages its external manager's expertise.
Total Addressable Market (TAM)
The middle-market lending TAM is estimated to be in the hundreds of billions of dollars. Golub Capital BDC Inc is positioned to serve a significant portion of this market through its lending activities.
Upturn SWOT Analysis
Strengths
- Experienced management team (Golub Capital LLC)
- Strong credit performance historically
- Diversified portfolio across industries
- Focus on senior secured loans
- Established relationships with private equity sponsors
Weaknesses
- Externally managed structure creates potential conflicts of interest
- Dependence on Golub Capital LLC for origination and management
- Exposure to economic downturns impacting middle-market companies
- Fluctuations in interest rates impact borrowing costs
- Leverage increases risks
Opportunities
- Growing demand for private credit from middle-market companies
- Expansion into new lending verticals
- Increased deal flow through Golub Capital LLC's network
- Strategic acquisitions of other BDCs or asset managers
- Increased market share as traditional banks pull back from lending
Threats
- Increased competition from other BDCs and direct lenders
- Economic recession leading to higher default rates
- Changes in regulations impacting BDCs
- Rising interest rates increasing borrowing costs
- Credit market volatility
Competitors and Market Share
Key Competitors
- ARCC
- MAIN
- TCPC
- TSSL
- BXSL
Competitive Landscape
Golub Capital BDC Inc. competes with other BDCs based on investment expertise, credit performance, and access to deal flow. Its relationship with Golub Capital LLC gives it a competitive advantage in sourcing and managing investments.
Growth Trajectory and Initiatives
Historical Growth: Historically, Golub Capital BDC Inc. has grown its asset base and investment portfolio.
Future Projections: Future growth projections depend on economic conditions, deal flow, and the company's ability to raise capital and manage its portfolio effectively. Analyst estimates from financial news sources would provide such projections.
Recent Initiatives: Recent initiatives may include new investment strategies, portfolio diversification, or capital raising activities. Refer to press releases and investor presentations.
Summary
Golub Capital BDC Inc. is a relatively strong BDC with a focus on senior secured loans. It benefits from its experienced external manager, Golub Capital LLC, and has a history of solid credit performance and paying dividends. However, it faces risks associated with economic downturns, increased competition, and potential conflicts of interest arising from its external management structure. Management of leverage and economic risks are key to maintain performance.
Peer Comparison
Sources and Disclaimers
Data Sources:
- SEC Filings
- Company Investor Relations
- Financial News Articles
- BDC Industry Reports
Disclaimers:
The information provided is for informational purposes only and does not constitute financial advice. Market share data is estimated and may vary. Financial data requires review of current company filings. Data is as recent as possible but may not be perfectly up to date.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Golub Capital BDC Inc
Exchange NASDAQ | Headquaters New York, NY, United States | ||
IPO Launch date 2010-04-15 | CEO & Director Mr. David B. Golub Ph.D. | ||
Sector Financial Services | Industry Asset Management | Full time employees - | Website https://www.golubcapitalbdc.com |
Full time employees - | Website https://www.golubcapitalbdc.com | ||
Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.
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