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Pintec Technology Holdings Ltd (PT)

Upturn stock ratingUpturn stock rating
$0.94
Last Close (24-hour delay)
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PASS
  • BUY Advisory
  • SELL Advisory (Profit)​
  • SELL Advisory (Loss)​
  • Profit
  • Loss
  • Pass (Skip investing)
Upturn Stock infoUpturn Stock info Stock price based on last close
*as per simulation
(see disclosures)
Time period over
  • ALL
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Upturn Advisory Summary

06/27/2025: PT (1-star) is currently NOT-A-BUY. Pass it for now.

Upturn Star Rating

rating

Not Recommended Performance

These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.

Number of Analysts

rating

Analysts rated it

Very few follow this stock; limited insights, higher-risk early investing.

1 Year Target Price $0

1 Year Target Price $0

Analysts Price Target For last 52 week
$0Target price
Low$
Current$0.94
high$

Analysis of Past Performance

Type Stock
Historic Profit -39.86%
Avg. Invested days 23
Today’s Advisory PASS
Upturn Star Rating Upturn stock ratingUpturn stock rating
Upturn Advisory Performance Upturn Advisory Performance 1.0
Stock Returns Performance Upturn Returns Performance 1.0
Upturn Profits based on simulationUpturn Profits based on simulation Profits based on simulation
Upturn Profits based on simulationUpturn Profits based on simulation Last Close 06/27/2025

Key Highlights

Company Size Small-Cap Stock
Market Capitalization 15.05M USD
Price to earnings Ratio -
1Y Target Price -
Price to earnings Ratio -
1Y Target Price -
Volume (30-day avg) -
Beta 0.88
52 Weeks Range 0.76 - 1.15
Updated Date 06/29/2025
52 Weeks Range 0.76 - 1.15
Updated Date 06/29/2025
Dividends yield (FY) -
Basic EPS (TTM) -0.15

Earnings Date

Report Date -
When -
Estimate -
Actual -

Profitability

Profit Margin -43.98%
Operating Margin (TTM) -25.04%

Management Effectiveness

Return on Assets (TTM) -7.31%
Return on Equity (TTM) -170.16%

Valuation

Trailing PE -
Forward PE -
Enterprise Value 11942380
Price to Sales(TTM) 0.43
Enterprise Value 11942380
Price to Sales(TTM) 0.43
Enterprise Value to Revenue 2.44
Enterprise Value to EBITDA -0.06
Shares Outstanding 14492500
Shares Floating 217209634
Shares Outstanding 14492500
Shares Floating 217209634
Percent Insiders 3.37
Percent Institutions 4.31

Analyst Ratings

Rating -
Target Price -
Buy -
Strong Buy -
Buy -
Strong Buy -
Hold -
Sell -
Strong Sell -
Strong Sell -

ai summary icon Upturn AI SWOT

Pintec Technology Holdings Ltd

stock logo

Company Overview

overview logo History and Background

Pintec Technology Holdings Ltd (PTC) was founded in 2012 in China. It initially focused on providing online lending solutions and expanded into other fintech services, including wealth management and insurance. The company has undergone strategic shifts in response to changing regulatory landscapes in China.

business area logo Core Business Areas

  • Technology Solutions: Pintec provides technology solutions to financial institutions, enabling them to offer services like online lending, wealth management, and insurance. These solutions often involve data analytics, risk management, and platform integration.
  • Business Consulting: Pintec also offers business consulting services to financial institutions, helping them optimize their operations and strategies in the digital finance space.

leadership logo Leadership and Structure

Details on Pintec's leadership team and organizational structure are difficult to obtain as the company is no longer listed on the NASDAQ. Historically the leaders included the CEO and CFO, with the organization structured around its core business segments, such as technology solutions and business consulting.

Top Products and Market Share

overview logo Key Offerings

  • Online Lending Solutions: Pintec's online lending solutions provide a platform for financial institutions to connect with borrowers. Market share data is unavailable post delisting. Competitors included companies like LendingClub and SoFi, though focused on the Chinese market.
  • Wealth Management Solutions: Pintec offered wealth management solutions to help financial institutions offer investment products and services to their customers. Market share data unavailable. Competitors included other fintech companies offering similar platforms.

Market Dynamics

industry overview logo Industry Overview

The fintech industry has undergone significant changes in recent years, with increased regulation and evolving consumer preferences. There is a large market for business consulting in this area, especially if it involved AI integration.

Positioning

Due to the company no longer being publicly traded and changes in business direction it is not possible to gauge the exact market positioning, however it was initially well-positioned to capture a portion of the growth of the Chinese fintech market.

Total Addressable Market (TAM)

The global fintech market is valued in the trillions and it is positioned to capture a small percentage of this TAM.

Upturn SWOT Analysis

Strengths

  • Technology Expertise
  • Partnerships with Financial Institutions

Weaknesses

  • Regulatory Risks in China
  • Dependence on Partnerships
  • Limited Geographic Diversification

Opportunities

  • Expansion into New Fintech Services
  • Leveraging AI Technologies
  • Strategic Partnerships

Threats

  • Increased Regulatory Scrutiny
  • Intense Competition
  • Economic Slowdown

Competitors and Market Share

competitor logo Key Competitors

Competitive Landscape

Due to the company's current status, a detailed competitive landscape analysis is not possible.

Growth Trajectory and Initiatives

Historical Growth: Historical growth trends unavailable as the company is no longer listed.

Future Projections: Future projections are unavailable as the company is no longer listed.

Recent Initiatives: Information on recent initiatives is not publicly available.

Summary

Pintec Technology Holdings Ltd. faced challenges due to regulatory changes and is no longer publicly listed. The company initially showed promise in the fintech space, leveraging partnerships to offer technology solutions to financial institutions. However, regulatory hurdles and increased competition likely impacted its growth trajectory. Without access to updated financials, it's difficult to assess its current standing but the company's historical partnerships and technology expertise could be key assets for its future development. Continuous navigating regulatory landscapes will be crucial.

Peer Comparison

Sources and Disclaimers

Data Sources:

  • SEC Filings (historical)
  • Company Press Releases (historical)
  • Industry Reports (historical)

Disclaimers:

The information provided is based on historical data and publicly available information. Due to the company's delisting, current information is limited. This analysis is not financial advice.

Upturn AI SummarizationUpturn AI Summarization AI Summarization is directionally correct and might not be accurate.

Upturn AI SummarizationUpturn AI Summarization Summarized information shown could be a few years old and not current.

Upturn AI SummarizationUpturn AI Summarization Fundamental Rating based on AI could be based on old data.

Upturn AI SummarizationUpturn AI Summarization AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.

About Pintec Technology Holdings Ltd

Exchange NASDAQ
Headquaters -
IPO Launch date 2018-10-25
CEO & Director Mr. Zexiong Huang
Sector Financial Services
Industry Credit Services
Full time employees 78
Full time employees 78

Pintec Technology Holdings Limited, together with its subsidiaries, engages in the provision of technology-enabled financial and digital services to the ecosystem of MSMEs and SMEs in the People's Republic of China and internationally. The company connects business partners and financial partners on its open platform and enables them to provide financial services to end users. It also provides point-of-sale financing solutions to its business partners on their platforms or on its own platform under the Dumiao brand; and business installment loan solutions to its business partners on their platforms or on its own platform. In addition, the company offers wealth management solutions, including a fund distribution solution that enables partners to offer and distribute mutual fund products to their customers, either under its Hongdian brand or as a white label solution; and a robo-advisory solution under the Polaris brand which enables its financial and business partners to provide robo-advisory services to their customers. Further, the company provides international installment loan solutions; Myfin, an insurance solution, that enables its partners to offer and distribute insurance products to its users; value added tools to business and financial partners for deploying its solutions, monitor and evaluate performance, and scale their business; digital marketing tools to target users, implement intelligent digital marketing activities, and increase marketing efficiencies and effectiveness; and real time monitoring tools that offer comprehensive and visualized performance monitoring interface. Pintec Technology Holdings Limited was founded in 2012 and is headquartered in Beijing, the People's Republic of China.