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Upturn AI SWOT - About
Rithm Capital Corp. (RITM)
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Upturn Advisory Summary
08/14/2025: RITM (2-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Below Average Performance
These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.
Number of Analysts
11 Analysts rated it
Moderately tracked stock, growing coverage, gaining market and investor attention.
1 Year Target Price $14.2
1 Year Target Price $14.2
| 7 | Strong Buy |
| 4 | Buy |
| 0 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 23.63% | Avg. Invested days 57 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  4.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 08/14/2025 |
Key Highlights
Company Size Mid-Cap Stock | Market Capitalization 6.56B USD | Price to earnings Ratio 9.52 | 1Y Target Price 14.2 |
Price to earnings Ratio 9.52 | 1Y Target Price 14.2 | ||
Volume (30-day avg) 11 | Beta 1.26 | 52 Weeks Range 8.93 - 12.59 | Updated Date 08/15/2025 |
52 Weeks Range 8.93 - 12.59 | Updated Date 08/15/2025 | ||
Dividends yield (FY) 8.10% | Basic EPS (TTM) 1.3 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date 2025-07-29 | When Before Market | Estimate 0.5202 | Actual 0.54 |
Profitability
Profit Margin 21.9% | Operating Margin (TTM) 30.72% |
Management Effectiveness
Return on Assets (TTM) 1.89% | Return on Equity (TTM) 10.35% |
Valuation
Trailing PE 9.52 | Forward PE 5.98 | Enterprise Value 38299222016 | Price to Sales(TTM) 1.79 |
Enterprise Value 38299222016 | Price to Sales(TTM) 1.79 | ||
Enterprise Value to Revenue 14.15 | Enterprise Value to EBITDA - | Shares Outstanding 530292000 | Shares Floating 527693739 |
Shares Outstanding 530292000 | Shares Floating 527693739 | ||
Percent Insiders 0.46 | Percent Institutions 52.42 |
Upturn AI SWOT
Rithm Capital Corp.
Company Overview
History and Background
Rithm Capital Corp., formerly known as New Residential Investment Corp., was founded in 2011. It initially focused on investing in residential mortgage-related assets and has since diversified its portfolio to include operating companies in the real estate and financial services sectors.
Core Business Areas
- Residential Mortgage Investments: Investments in residential mortgages, including mortgage servicing rights (MSRs), servicer advances, and non-agency residential mortgage-backed securities (RMBS).
- Operating Companies: Ownership and operation of businesses such as Genesis Capital (business purpose lending), Newrez (mortgage origination and servicing), and other related entities.
- Consumer Lending: Origination and acquisition of consumer loans.
Leadership and Structure
Michael Nierenberg serves as the Chairman, Chief Executive Officer, and President. The company has a typical corporate structure with a board of directors and various executive management positions overseeing different business units.
Top Products and Market Share
Key Offerings
- Mortgage Servicing Rights (MSRs): Rithm is a significant player in the MSR market. Market share data is difficult to pinpoint precisely due to the private nature of many MSR transactions. Competitors include PennyMac Financial Services (PFSI) and Mr. Cooper Group (COOP).
- Mortgage Origination (Newrez): Newrez originates and services mortgages. While specific market share data is not readily available, Newrez competes with large mortgage lenders such as Rocket Companies (RKT) and United Wholesale Mortgage (UWMC).
- Business Purpose Lending (Genesis Capital): Genesis Capital provides financing for residential real estate developers. Competitors include CoreVest Finance and Lima One Capital. Market share data for this segment is not publicly available.
Market Dynamics
Industry Overview
The mortgage and real estate finance industries are influenced by interest rates, economic conditions, and regulatory changes. Increasing interest rates typically dampen mortgage origination volume but can increase the value of MSRs.
Positioning
Rithm Capital Corp. is positioned as a diversified financial services company with a focus on real estate and mortgage-related assets. Its competitive advantage lies in its diversified business model and its ability to generate income from both interest rate-sensitive assets and operating companies.
Total Addressable Market (TAM)
The TAM for mortgage origination and servicing is in the trillions of dollars. Rithm Capital, through Newrez, captures a small percentage of the market, giving them substantial room to grow. The business purpose lending TAM is smaller but still substantial, estimated in the tens of billions.
Upturn SWOT Analysis
Strengths
- Diversified business model
- Strong management team
- Significant scale in mortgage servicing
- Ability to generate cash flow from multiple sources
Weaknesses
- Exposure to interest rate volatility
- Complex financial structure
- Reliance on leverage
- Sensitivity to housing market conditions
Opportunities
- Expansion into new business lines
- Acquisition of undervalued assets
- Growth in business purpose lending
- Increased demand for mortgage servicing
Threats
- Rising interest rates
- Economic recession
- Increased regulation
- Competition from other financial institutions
Competitors and Market Share
Key Competitors
- PFSI
- COOP
- RKT
- UWMC
Competitive Landscape
Rithm's diversified model sets it apart, but it faces competition from larger, more established mortgage lenders and servicers. Its ability to manage risk and leverage its operating companies is key to its success.
Major Acquisitions
Genesis Capital
- Year: 2018
- Acquisition Price (USD millions): 500
- Strategic Rationale: Expanded into business purpose lending, diversifying revenue streams.
MCA Financial Group
- Year: 2023
- Acquisition Price (USD millions): 720
- Strategic Rationale: Increased stake to boost mortgage origination capabilities.
Growth Trajectory and Initiatives
Historical Growth: Historical growth depends on actual financial data. Rithm has grown through acquisitions and organic expansion.
Future Projections: Future projections rely on analyst estimates.
Recent Initiatives: Recent initiatives include strategic acquisitions and investments in technology to improve operational efficiency.
Summary
Rithm Capital Corp. is a diversified financial services firm with a strong focus on mortgage-related assets and operating companies. While its diversified model provides some stability, it faces challenges from interest rate volatility and economic uncertainty. The company's strengths lie in its management team and ability to generate cash flow, but it needs to manage its leverage and navigate the complex regulatory environment to continue its growth trajectory. Acquisitions and strategic initiatives are key to future success, but they also introduce integration risks.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Filings (SEC)
- Analyst Reports
- Industry Publications
Disclaimers:
This analysis is for informational purposes only and does not constitute financial advice. Market share data is estimated and may not be precise. Financial data should be independently verified.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Rithm Capital Corp.
Exchange NYSE | Headquaters New York, NY, United States | ||
IPO Launch date 2013-05-02 | Chairman, President & CEO Mr. Michael Nierenberg | ||
Sector Real Estate | Industry REIT - Mortgage | Full time employees 6045 | Website https://www.rithmcap.com |
Full time employees 6045 | Website https://www.rithmcap.com | ||
Rithm Capital Corp. operates as an asset manager focused on real estate, credit, and financial services in the United States. It operates through Origination and Servicing, Investment Portfolio, Residential Transitional Lending, and Asset Management segments. The company's investment portfolio primarily comprises of single-family rental properties, title, appraisal and property preservation and maintenance businesses; real estate securities, call rights, SFR properties, and residential mortgage loans; consumer and business purpose loans; and asset management related investments. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was formerly known as New Residential Investment Corp. and changed its name to Rithm Capital Corp. in August 2022. Rithm Capital Corp. was incorporated in 2011 and is based in New York, New York.
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