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Upturn AI SWOT - About
ARMOUR Residential REIT Inc (ARR)
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Stock price based on last close (see disclosures)
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Upturn Advisory Summary
06/30/2025: ARR (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
7 Analysts rated it
These Stocks/ETFs, based on Upturn Advisory, typically align with the market average, offering steady but unremarkable returns.
Year Target Price $16.67
Year Target Price $16.67
| 1 | Strong Buy |
| 0 | Buy |
| 6 | Hold |
| 0 | Under performing |
| 0 | Sell |
Analysis of Past Performance
Type Stock | Historic Profit -9.55% | Avg. Invested days 41 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 06/30/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 1.36B USD | Price to earnings Ratio - | 1Y Target Price 16.67 |
Price to earnings Ratio - | 1Y Target Price 16.67 | ||
Volume (30-day avg) 7 | Beta 1.35 | 52 Weeks Range 12.59 - 18.96 | Updated Date 06/29/2025 |
52 Weeks Range 12.59 - 18.96 | Updated Date 06/29/2025 | ||
Dividends yield (FY) 17.37% | Basic EPS (TTM) -0.43 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin -3.52% | Operating Margin (TTM) 67.53% |
Management Effectiveness
Return on Assets (TTM) -0.01% | Return on Equity (TTM) -0.11% |
Valuation
Trailing PE - | Forward PE 5.91 | Enterprise Value 12410511360 | Price to Sales(TTM) 30.27 |
Enterprise Value 12410511360 | Price to Sales(TTM) 30.27 | ||
Enterprise Value to Revenue 332.37 | Enterprise Value to EBITDA 10.31 | Shares Outstanding 81749504 | Shares Floating 81447850 |
Shares Outstanding 81749504 | Shares Floating 81447850 | ||
Percent Insiders 0.36 | Percent Institutions 53.41 |
Analyst Ratings
Rating 3 | Target Price 16.67 | Buy - | Strong Buy 1 |
Buy - | Strong Buy 1 | ||
Hold 6 | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
ARMOUR Residential REIT Inc
Company Overview
History and Background
ARMOUR Residential REIT Inc. was founded in 2009 and is a Maryland corporation that invests in residential mortgage-backed securities (MBS) on a leveraged basis.
Core Business Areas
- Residential Mortgage-Backed Securities (MBS): ARMOUR invests primarily in U.S. Agency MBS, which are issued or guaranteed by U.S. government agencies or government-sponsored enterprises, such as Fannie Mae, Freddie Mac, and Ginnie Mae.
Leadership and Structure
The leadership team consists of experienced professionals in finance and real estate. The company operates with a traditional corporate structure with a Board of Directors overseeing management.
Top Products and Market Share
Key Offerings
- Agency MBS: ARMOUR's primary investment is in Agency MBS, focusing on fixed-rate, hybrid adjustable-rate, and adjustable-rate MBS. Market share data is complex due to the broad MBS market; ARMOUR's share is relatively small compared to the overall market. Competitors include other REITs specializing in MBS, as well as institutional investors.
Market Dynamics
Industry Overview
The residential MBS market is influenced by interest rates, economic conditions, and government policies. REITs face challenges from interest rate volatility and changes in prepayment speeds.
Positioning
ARMOUR is a smaller player in the MBS REIT market. Its competitive advantage lies in its focus on agency MBS and its expertise in managing interest rate risk. The market is competitive and depends on interest rate movement and economic factors.
Total Addressable Market (TAM)
The total addressable market for MBS is in the trillions of dollars. ARMOUR is positioned to capture a small fraction of this market, heavily dependent on its ability to leverage capital and manage risk effectively.
Upturn SWOT Analysis
Strengths
- Focus on agency MBS reduces credit risk
- Experienced management team
- High dividend yield (though susceptible to fluctuations)
Weaknesses
- High sensitivity to interest rate changes
- Reliance on leverage
- External management structure could create conflicts of interest
Opportunities
- Expansion into other types of MBS
- Increased demand for housing finance
- Strategic partnerships with other financial institutions
Threats
- Rising interest rates
- Increased prepayment risk
- Changes in government regulations
- Economic recession
Competitors and Market Share
Key Competitors
- AGNC
- NLY
- TWO
Competitive Landscape
ARMOUR faces strong competition from larger, more established REITs. Its competitive advantage lies in its specialized knowledge of the agency MBS market. Competitors have larger capital bases and broader portfolios. ARMOUR has less negotiating leverage compared to larger peers. The market share comparison is based on total asset size compared to total market.
Growth Trajectory and Initiatives
Historical Growth: ARMOUR's growth has been largely dependent on its ability to raise capital and deploy it into MBS. Past growth has been erratic due to changes in interest rates and prepayment speeds.
Future Projections: Future growth projections are subject to uncertainty and depend on factors such as interest rate trends, the overall economic outlook, and the company's ability to manage risk.
Recent Initiatives: Recent strategic initiatives likely include adjustments to the portfolio to mitigate interest rate risk and improve returns. These must be dynamically updated
Summary
ARMOUR Residential REIT is a specialized investor in agency MBS. The company's success depends on its ability to manage interest rate risk and generate returns in a volatile market. The company should look to become better at managing interest rate risk and become more diversified in a turbulent market. The recent lack of dividend payment reflects financial instability.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company filings (10-K, 10-Q), Investor presentations, Analyst reports
Disclaimers:
This analysis is for informational purposes only and should not be considered investment advice. Market share data is an approximation.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About ARMOUR Residential REIT Inc
Exchange NYSE | Headquaters Vero Beach, FL, United States | ||
IPO Launch date 2007-12-03 | CEO and Vice Chairman Mr. Scott Jeffrey Ulm J.D. | ||
Sector Real Estate | Industry REIT - Mortgage | Full time employees - | Website https://www.armourreit.com |
Full time employees - | Website https://www.armourreit.com | ||
ARMOUR Residential REIT, Inc. invests in residential mortgage-backed securities (MBS) in the United States. Its securities portfolio primarily consists of the United States Government-sponsored entity's (GSE) and the Government National Mortgage Administration's issued or guaranteed securities backed by fixed rate, hybrid adjustable rate, and adjustable-rate home loans; and unsecured notes and bonds issued by the GSE and the United States treasuries, as well as money market instruments. The company has elected to be taxed as a real estate investment trust. As a result, it would not be subject to corporate income tax on that portion of its net income that is distributed to shareholders. ARMOUR Residential REIT, Inc. was incorporated in 2008 and is based in Vero Beach, Florida.
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