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Upturn AI SWOT - About
ARMOUR Residential REIT Inc (ARR)
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Upturn Advisory Summary
10/31/2025: ARR (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
7 Analysts rated it
Limited analyst coverage, niche firm, research info may be scarce.
1 Year Target Price $17
1 Year Target Price $17
| 1 | Strong Buy |
| 0 | Buy |
| 6 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -12.59% | Avg. Invested days 41 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 10/31/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 1.81B USD | Price to earnings Ratio 85.37 | 1Y Target Price 17 |
Price to earnings Ratio 85.37 | 1Y Target Price 17 | ||
Volume (30-day avg) 7 | Beta 1.4 | 52 Weeks Range 11.84 - 17.07 | Updated Date 10/31/2025 |
52 Weeks Range 11.84 - 17.07 | Updated Date 10/31/2025 | ||
Dividends yield (FY) 18.06% | Basic EPS (TTM) 0.19 |
Earnings Date
Report Date 2025-10-22 | When - | Estimate 0.7901 | Actual 0.72 |
Profitability
Profit Margin 55.26% | Operating Margin (TTM) 92.31% |
Management Effectiveness
Return on Assets (TTM) 0.39% | Return on Equity (TTM) 3.75% |
Valuation
Trailing PE 85.37 | Forward PE 5.91 | Enterprise Value 16982158336 | Price to Sales(TTM) 15.54 |
Enterprise Value 16982158336 | Price to Sales(TTM) 15.54 | ||
Enterprise Value to Revenue 331.57 | Enterprise Value to EBITDA 10.31 | Shares Outstanding 111898236 | Shares Floating 111570374 |
Shares Outstanding 111898236 | Shares Floating 111570374 | ||
Percent Insiders 0.26 | Percent Institutions 42.05 |
Upturn AI SWOT
ARMOUR Residential REIT Inc
Company Overview
History and Background
ARMOUR Residential REIT Inc. was founded in 2009 and focuses on investing in residential mortgage-backed securities (MBS) in the United States. It has grown through strategic asset acquisition and portfolio management, adapting to changing interest rate environments.
Core Business Areas
- Residential Mortgage-Backed Securities (RMBS): ARMOUR invests primarily in U.S. Agency-backed (i.e., Fannie Mae, Freddie Mac, and Ginnie Mae) RMBS. They focus on fixed-rate, hybrid adjustable-rate, and adjustable-rate RMBS.
Leadership and Structure
The company is led by Scott J. Ulm, CEO, and Robert M. Hays, CFO. Its organizational structure is typical of a REIT, with a management team overseeing investment and operational decisions.
Top Products and Market Share
Key Offerings
- Agency RMBS Portfolio: ARMOUR generates income through the net interest margin earned on its portfolio of agency RMBS. Market share data is not directly available, but they compete with other REITs and institutional investors in the RMBS market. Competitors include AGNC Investment Corp, Annaly Capital Management.
Market Dynamics
Industry Overview
The RMBS market is heavily influenced by interest rates, housing market conditions, and government policies. Rising interest rates can negatively impact REITs holding fixed-rate MBS as the value of holdings declines, and borrowing costs increase.
Positioning
ARMOUR is a smaller player compared to the larger mortgage REITs. Its competitive advantages depend on its investment strategy and risk management capabilities. They focus on high quality agency RMBS to reduce credit risk.
Total Addressable Market (TAM)
The TAM for the RMBS market is in the trillions of dollars. ARMOUR is a niche player that focuses on a small subset. Their positioning depends on the overall MBS market and macroeconomic conditions.
Upturn SWOT Analysis
Strengths
- Focus on Agency RMBS (low credit risk)
- Experienced Management Team
- High Dividend Yield (relative to other investments)
Weaknesses
- Sensitivity to Interest Rate Fluctuations
- Reliance on external financing
- Small size compared to larger competitors
Opportunities
- Expansion of portfolio during periods of market distress
- Diversification into other types of mortgage assets
- Capitalizing on government programs related to housing
Threats
- Rising Interest Rates
- Changes in Government Housing Policy
- Increased Competition from Other REITs
Competitors and Market Share
Key Competitors
- AGNC
- NLY
- IVR
Competitive Landscape
ARMOUR faces stiff competition from larger and more established mortgage REITs. To succeed, it needs to maintain a competitive cost of capital and manage its portfolio effectively.
Growth Trajectory and Initiatives
Historical Growth: ARMOUR's growth has been primarily driven by reinvesting profits and raising capital to expand its RMBS portfolio.
Future Projections: Future growth prospects depend on the company's ability to navigate the interest rate environment and effectively manage its portfolio. Analyst estimates vary, but generally anticipate moderate growth.
Recent Initiatives: Recent initiatives may include adjusting the composition of its RMBS portfolio and hedging against interest rate risk.
Summary
ARMOUR Residential REIT is a mortgage REIT focused on agency-backed RMBS. Its strength lies in its focus on low-credit-risk assets, but it is vulnerable to interest rate fluctuations. Effective risk management and portfolio optimization are critical. It faces significant competition and needs to maintain a competitive cost of capital to thrive.
Similar Stocks
Sources and Disclaimers
Data Sources:
- Company filings, Market data providers, Analyst reports
Disclaimers:
This analysis is for informational purposes only and should not be considered financial advice. Investment decisions should be made based on individual circumstances and consultation with a qualified financial advisor.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About ARMOUR Residential REIT Inc
Exchange NYSE | Headquaters Vero Beach, FL, United States | ||
IPO Launch date 2007-12-03 | CEO and Vice Chairman Mr. Scott Jeffrey Ulm J.D. | ||
Sector Real Estate | Industry REIT - Mortgage | Full time employees - | Website https://www.armourreit.com |
Full time employees - | Website https://www.armourreit.com | ||
ARMOUR Residential REIT, Inc. invests in residential mortgage-backed securities (MBS) in the United States. Its securities portfolio primarily consists of the United States Government-sponsored entity's (GSE) and the Government National Mortgage Administration's issued or guaranteed securities backed by fixed rate, hybrid adjustable rate, and adjustable-rate home loans; and unsecured notes and bonds issued by the GSE and the United States treasuries, as well as money market instruments. The company has elected to be taxed as a real estate investment trust. As a result, it would not be subject to corporate income tax on that portion of its net income that is distributed to shareholders. ARMOUR Residential REIT, Inc. was incorporated in 2008 and is based in Vero Beach, Florida.
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