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Upturn AI SWOT - About
LPLA 
LPL Financial Holdings Inc (LPLA)
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Upturn Advisory Summary
09/12/2025: LPLA (4-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Above Average Performance
These Stocks/ETFs, based on Upturn Advisory, frequently surpass the market, reflecting reliable and trustworthy advice.
Number of Analysts
15 Analysts rated it
Moderately tracked stock, growing coverage, gaining market and investor attention.
1 Year Target Price $449.69
1 Year Target Price $449.69
| 7 | Strong Buy |
| 5 | Buy |
| 2 | Hold |
| 1 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 62.82% | Avg. Invested days 59 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  4.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 09/12/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 28.05B USD | Price to earnings Ratio 24.03 | 1Y Target Price 449.69 |
Price to earnings Ratio 24.03 | 1Y Target Price 449.69 | ||
Volume (30-day avg) 15 | Beta 0.66 | 52 Weeks Range 205.34 - 403.23 | Updated Date 09/14/2025 |
52 Weeks Range 205.34 - 403.23 | Updated Date 09/14/2025 | ||
Dividends yield (FY) 0.35% | Basic EPS (TTM) 14.59 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 8.13% | Operating Margin (TTM) 11.81% |
Management Effectiveness
Return on Assets (TTM) 7.72% | Return on Equity (TTM) 29.46% |
Valuation
Trailing PE 24.03 | Forward PE 24.45 | Enterprise Value 31081059675 | Price to Sales(TTM) 2.04 |
Enterprise Value 31081059675 | Price to Sales(TTM) 2.04 | ||
Enterprise Value to Revenue 2.2 | Enterprise Value to EBITDA 13.28 | Shares Outstanding 80004096 | Shares Floating 79455679 |
Shares Outstanding 80004096 | Shares Floating 79455679 | ||
Percent Insiders 0.53 | Percent Institutions 100.47 |
Upturn AI SWOT
LPL Financial Holdings Inc
Company Overview
History and Background
LPL Financial was founded in 1968 as Linsco/Private Ledger, combining Linsco (founded 1968) and Private Ledger (founded 1969). It evolved into one of the largest independent broker-dealers in the U.S., offering technology and support to financial advisors.
Core Business Areas
- Independent Broker-Dealer: Provides a platform for independent financial advisors to offer brokerage and advisory services.
- Registered Investment Advisor (RIA) Custody: Offers custody services for advisors who operate as RIAs.
- Hybrid RIA: Supports advisors who operate both as broker-dealers and RIAs.
Leadership and Structure
The CEO is Dan Arnold. The organizational structure includes various divisions focused on advisor support, technology, compliance, and business development. They operate under a 'service company' model supporting the independent advisors.
Top Products and Market Share
Key Offerings
- Brokerage Services: Includes trading in stocks, bonds, and other securities. LPL serves as a broker dealer and processes trades on behalf of its advisors clients. Competitors include Charles Schwab, Fidelity, and Raymond James. Exact market share information for brokerage services attributed solely to LPL is hard to quantify.
- Advisory Platforms: Provides platforms for advisors to manage client portfolios, including fee-based advisory accounts. Major Competitors include Envestnet, AssetMark, and SEI. Market share depends on specific investment platform and service offerings.
- Retirement Plans: Offers retirement plan solutions for individuals and businesses, including 401(k) plans and IRAs. Competitors include Fidelity, Vanguard, and Principal Financial. LPL has a significant presence in this area, but specific retirement plan market share is fragmented.
Market Dynamics
Industry Overview
The financial advisory industry is experiencing growth driven by an aging population, increasing demand for financial planning, and technological advancements. The industry is also facing increased regulatory scrutiny and competition.
Positioning
LPL Financial is positioned as a leading independent broker-dealer and RIA custodian, providing advisors with the tools and resources they need to succeed. LPL's scale and technology platform are key competitive advantages.
Total Addressable Market (TAM)
The total addressable market for wealth management is substantial, estimated in the trillions of dollars globally. LPL is well-positioned to capture a significant portion of this market through its independent advisor model.
Upturn SWOT Analysis
Strengths
- Large network of independent financial advisors
- Strong technology platform
- Diverse revenue streams
- Scale and efficiency
- Established brand reputation
Weaknesses
- Reliance on independent advisors
- Potential compliance risks
- Exposure to market volatility
- Complexity of regulatory environment
Opportunities
- Growth in the independent advisor channel
- Expansion of advisory services
- Technological innovation
- Acquisitions and partnerships
- Increasing demand for financial advice
Threats
- Increased competition
- Regulatory changes
- Economic downturns
- Cybersecurity threats
- Shifting investor preferences
Competitors and Market Share
Key Competitors
- SCHW
- RJF
- AMTD
Competitive Landscape
LPL Financial competes with other independent broker-dealers, RIAs, and traditional wirehouses. LPL's strengths include its scale, technology, and advisor support. Disadvantages may include reliance on the advisor network and regulatory complexity.
Major Acquisitions
Atria Wealth Solutions
- Year: 2024
- Acquisition Price (USD millions): 805
- Strategic Rationale: Expands LPL's reach in the financial advisory space, adding scale and capabilities.
Allen & Company
- Year: 2024
- Acquisition Price (USD millions): 116
- Strategic Rationale: Adds a significant number of advisors and assets to LPL's platform
Growth Trajectory and Initiatives
Historical Growth: LPL Financial has experienced strong historical growth, driven by advisor recruitment and organic growth of advisor assets. This has been updated to reflect the most recent annual report.
Future Projections: Analysts project continued growth for LPL Financial, driven by the increasing demand for independent financial advice and the company's strong competitive position.
Recent Initiatives: Recent initiatives include investments in technology, advisor support programs, and strategic acquisitions.
Summary
LPL Financial is a strong player in the independent broker-dealer and RIA space, benefiting from its large advisor network and technological investments. Its strengths are offset by regulatory challenges and dependence on advisors. Recent acquisitions have enhanced its scale, but managing compliance and adapting to market volatility remain crucial factors for future success. LPL Financial is well positioned for continued growth in a demanding market.
Peer Comparison
Sources and Disclaimers
Data Sources:
- LPL Financial Investor Relations
- SEC Filings
- Industry Reports
- Company Press Releases
- Analyst Reports
Disclaimers:
The information provided is for informational purposes only and should not be considered investment advice. Market data and financial information are subject to change. Investment decisions should be based on individual circumstances and consultation with a qualified financial advisor.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About LPL Financial Holdings Inc
Exchange NASDAQ | Headquaters San Diego, CA, United States | ||
IPO Launch date 2010-11-18 | CEO & Director Mr. Richard Steinmeier | ||
Sector Financial Services | Industry Capital Markets | Full time employees 9389 | Website https://www.lpl.com |
Full time employees 9389 | Website https://www.lpl.com | ||
LPL Financial Holdings Inc., together with its subsidiaries, provides an integrated platform of brokerage and investment advisory services to independent financial advisors and financial advisors at institutions in the United States. The company's brokerage offerings include variable and fixed annuities, mutual funds, equities, fixed income, alternative investments, retirement and 529 education savings plans, and insurance; and client cash programs consist of Federal Deposit Insurance Corporation (FDIC) insured bank sweep vehicles, and a client cash and money market account. It also provides fee-based platforms that provide access to mutual funds, exchange traded funds, stocks, bonds, certain options strategies, unit investment trusts, institutional money managers, and no-load multi-manager variable annuities. In addition, the company offers retirement solutions for commission and fee-based services that allow advisors to provide brokerage services, consultation, and advice to retirement plan sponsors. Further, it provides other services comprising tools and services that enable advisors to maintain and grow their practices; trust, investment management oversight, and custodial services for estates and families; an advisor-facing trading and portfolio rebalancing platform; insurance brokerage general agency services; and technology products, such as proposal generation, investment analytics, and portfolio modeling. The company was formerly known as LPL Investment Holdings Inc. and changed its name to LPL Financial Holdings Inc. in June 2012. LPL Financial Holdings Inc. was founded in 1989 and is based in San Diego, California.
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