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Upturn AI SWOT - About
LPLA 
LPL Financial Holdings Inc (LPLA)
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Upturn Advisory Summary
08/28/2025: LPLA (4-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Above Average Performance
These Stocks/ETFs, based on Upturn Advisory, frequently surpass the market, reflecting reliable and trustworthy advice.
Number of Analysts
15 Analysts rated it
Moderately tracked stock, growing coverage, gaining market and investor attention.
1 Year Target Price $441.5
1 Year Target Price $441.5
| 7 | Strong Buy |
| 5 | Buy |
| 2 | Hold |
| 1 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 62.82% | Avg. Invested days 59 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  4.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 08/28/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 29.19B USD | Price to earnings Ratio 25.01 | 1Y Target Price 441.5 |
Price to earnings Ratio 25.01 | 1Y Target Price 441.5 | ||
Volume (30-day avg) 15 | Beta 0.66 | 52 Weeks Range 203.69 - 403.23 | Updated Date 08/29/2025 |
52 Weeks Range 203.69 - 403.23 | Updated Date 08/29/2025 | ||
Dividends yield (FY) 0.33% | Basic EPS (TTM) 14.59 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 8.13% | Operating Margin (TTM) 11.81% |
Management Effectiveness
Return on Assets (TTM) 7.72% | Return on Equity (TTM) 29.46% |
Valuation
Trailing PE 25.01 | Forward PE 21.19 | Enterprise Value 32309922698 | Price to Sales(TTM) 2.12 |
Enterprise Value 32309922698 | Price to Sales(TTM) 2.12 | ||
Enterprise Value to Revenue 2.29 | Enterprise Value to EBITDA 13.81 | Shares Outstanding 80004096 | Shares Floating 79454079 |
Shares Outstanding 80004096 | Shares Floating 79454079 | ||
Percent Insiders 0.53 | Percent Institutions 100.51 |
Upturn AI SWOT
LPL Financial Holdings Inc
Company Overview
History and Background
LPL Financial was founded in 1968 as Linsco/Private Ledger (LPL). It has grown through acquisitions and organic growth to become one of the largest independent broker-dealers in the US. It went public in 2010 and has continued to expand its services and advisor base.
Core Business Areas
- Independent Broker-Dealer: LPL provides a platform of brokerage, investment advisory, and technology solutions to independent financial advisors. These advisors operate as independent contractors affiliated with LPL.
- Custody and Clearing Services: LPL provides custody and clearing services for its advisors' clients' assets. This includes trade execution, clearing, and settlement services.
- RIA Custody: LPL provides custody services to Registered Investment Advisors (RIAs) who custody assets with LPL but are not part of the broker dealer.
Leadership and Structure
The CEO of LPL Financial is Aaron Ball. The company operates with a structure focused on supporting its network of independent financial advisors. It has executive leadership overseeing various business segments, including advisor solutions, technology, and finance.
Top Products and Market Share
Key Offerings
- Brokerage Services: Execution of trades in stocks, bonds, mutual funds, and other securities. LPL provides access to various investment products and facilitates trading for clients of its affiliated advisors. The market share is included in the company's overall market share as a broker-dealer. Competitors include Schwab (SCHW), Fidelity, and Raymond James (RJF).
- Investment Advisory Services: Provides investment advice, financial planning, and portfolio management services. Advisors affiliated with LPL offer personalized investment strategies to their clients. LPL's advisory and brokerage assets were approximately $1.4 trillion as of Q1 2024. Competitors include Schwab (SCHW), Fidelity, and Cetera Financial Group.
- Technology Platform: Provides technology solutions to advisors to help them manage their practices, serve clients, and comply with regulations. This includes CRM systems, financial planning software, and compliance tools. Competitors include Envestnet (ENV) and Orion Advisor Services.
Market Dynamics
Industry Overview
The financial advisory industry is characterized by increasing regulatory complexity, technological advancements, and evolving client expectations. There is a trend towards independent advisory models and fee-based compensation.
Positioning
LPL Financial is positioned as a leading independent broker-dealer and RIA custodian, providing a comprehensive platform for advisors to run their practices. Its competitive advantage lies in its scale, technology offerings, and open architecture platform.
Total Addressable Market (TAM)
The TAM for wealth management and financial advisory services is estimated to be in the trillions of dollars. LPL Financial is well-positioned to capture a significant portion of this market through its advisor network and platform offerings.
Upturn SWOT Analysis
Strengths
- Large advisor network
- Scalable technology platform
- Strong brand recognition
- Comprehensive suite of services
- Open architecture platform
Weaknesses
- Reliance on independent advisors
- Exposure to regulatory changes
- Potential conflicts of interest
- Dependence on market performance
Opportunities
- Increasing demand for financial advice
- Growth in the RIA market
- Expansion into new markets
- Adoption of new technologies
- Acquisition opportunities
Threats
- Competition from other broker-dealers and RIAs
- Regulatory scrutiny
- Economic downturns
- Cybersecurity risks
- Changing client demographics
Competitors and Market Share
Key Competitors
- SCHW
- RJF
- MODK
Competitive Landscape
LPL Financial competes with other independent broker-dealers, wirehouses, and RIAs. Its advantages include its scale, technology platform, and open architecture. Its disadvantages include its reliance on independent advisors and exposure to regulatory changes.
Major Acquisitions
Atria Wealth Solutions
- Year: 2024
- Acquisition Price (USD millions): 805
- Strategic Rationale: Expanding advisor base and assets under custody, increasing scale and market share in independent advisor space.
Growth Trajectory and Initiatives
Historical Growth: LPL Financial has experienced significant growth in its advisor network, advisory assets, and revenue over the past decade. This growth has been fueled by organic expansion and strategic acquisitions.
Future Projections: Analysts project continued growth for LPL Financial, driven by the secular trend towards independent advice and the company's strong competitive position. Revenue is expected to grow around 10-15% annually.
Recent Initiatives: Recent strategic initiatives include investments in technology, expansion of advisory solutions, and acquisitions of smaller firms to add advisors and assets.
Summary
LPL Financial is a leading independent broker-dealer with a strong technology platform and a large advisor network. The company has a history of growth through organic expansion and strategic acquisitions. LPL benefits from the increasing demand for independent financial advice. However, LPL is exposed to regulatory changes and economic downturns and relies heavily on market performance.
Peer Comparison
Sources and Disclaimers
Data Sources:
- LPL Financial Investor Relations
- SEC Filings
- Analyst Reports
- Company Presentations
- Market Research Reports
Disclaimers:
The data provided is for informational purposes only and should not be considered investment advice. Market data is subject to change. Financial information may be rounded or estimated. Investment decisions should be based on your own research and due diligence.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About LPL Financial Holdings Inc
Exchange NASDAQ | Headquaters San Diego, CA, United States | ||
IPO Launch date 2010-11-18 | CEO & Director Mr. Richard Steinmeier | ||
Sector Financial Services | Industry Capital Markets | Full time employees 9389 | Website https://www.lpl.com |
Full time employees 9389 | Website https://www.lpl.com | ||
LPL Financial Holdings Inc., together with its subsidiaries, provides an integrated platform of brokerage and investment advisory services to independent financial advisors and financial advisors at institutions in the United States. The company's brokerage offerings include variable and fixed annuities, mutual funds, equities, fixed income, alternative investments, retirement and 529 education savings plans, and insurance; and client cash programs consist of Federal Deposit Insurance Corporation (FDIC) insured bank sweep vehicles, and a client cash and money market account. It also provides fee-based platforms that provide access to mutual funds, exchange traded funds, stocks, bonds, certain options strategies, unit investment trusts, institutional money managers, and no-load multi-manager variable annuities. In addition, the company offers retirement solutions for commission and fee-based services that allow advisors to provide brokerage services, consultation, and advice to retirement plan sponsors. Further, it provides other services comprising tools and services that enable advisors to maintain and grow their practices; trust, investment management oversight, and custodial services for estates and families; an advisor-facing trading and portfolio rebalancing platform; insurance brokerage general agency services; and technology products, such as proposal generation, investment analytics, and portfolio modeling. The company was formerly known as LPL Investment Holdings Inc. and changed its name to LPL Financial Holdings Inc. in June 2012. LPL Financial Holdings Inc. was founded in 1989 and is based in San Diego, California.
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