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Renaissancere Holdings Ltd (RNR)

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Upturn Advisory Summary
12/24/2025: RNR (1-star) has a low Upturn Star Rating. Not recommended to BUY.
1 Year Target Price $290.93
1 Year Target Price $290.93
| 2 | Strong Buy |
| 4 | Buy |
| 4 | Hold |
| 1 | Sell |
| 1 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -12.52% | Avg. Invested days 33 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating ![]() | Upturn Advisory Performance | Stock Returns Performance |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 13.10B USD | Price to earnings Ratio 7.77 | 1Y Target Price 290.93 |
Price to earnings Ratio 7.77 | 1Y Target Price 290.93 | ||
Volume (30-day avg) 12 | Beta 0.26 | 52 Weeks Range 217.97 - 284.26 | Updated Date 12/25/2025 |
52 Weeks Range 217.97 - 284.26 | Updated Date 12/25/2025 | ||
Dividends yield (FY) 0.57% | Basic EPS (TTM) 35.82 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 14.18% | Operating Margin (TTM) 47.24% |
Management Effectiveness
Return on Assets (TTM) 3.25% | Return on Equity (TTM) 13.22% |
Valuation
Trailing PE 7.77 | Forward PE 8.54 | Enterprise Value 14112612430 | Price to Sales(TTM) 1.07 |
Enterprise Value 14112612430 | Price to Sales(TTM) 1.07 | ||
Enterprise Value to Revenue 1.17 | Enterprise Value to EBITDA - | Shares Outstanding 46109518 | Shares Floating 45108019 |
Shares Outstanding 46109518 | Shares Floating 45108019 | ||
Percent Insiders 2.03 | Percent Institutions 98.51 |
Upturn AI SWOT
Renaissancere Holdings Ltd

Company Overview
History and Background
Renaissance Holdings Ltd. (RNR) was founded in 1993 as a reinsurer. It has since grown to become a leading global provider of specialty insurance and reinsurance products. The company has expanded its operations and product offerings through organic growth and strategic acquisitions, establishing a strong presence in various insurance markets.
Core Business Areas
- Property and Casualty Reinsurance: RenaissanceRe provides property catastrophe reinsurance, as well as casualty and other specialty reinsurance products. This segment is crucial for managing large and complex risks for insurance companies worldwide.
- Specialty Insurance: Through its insurance subsidiaries, RenaissanceRe underwrites specialty insurance coverages, including property, casualty, and professional liability. This segment offers tailored solutions for niche markets.
- Joint Ventures and Ventures: RenaissanceRe participates in various joint ventures and ventures, such as State Farm's catastrophe reinsurance program and the U.S. Inland Marine insurance venture with Mitsui Sumitomo. These initiatives expand market reach and risk diversification.
Leadership and Structure
RenaissanceRe Holdings Ltd. is led by a Board of Directors and an executive management team. Key figures typically include the Chief Executive Officer, Chief Financial Officer, and heads of major business segments. The company operates through various subsidiaries, which are structured to manage specific lines of business and geographic regions.
Top Products and Market Share
Key Offerings
- Property Catastrophe Reinsurance: This is a core offering, providing coverage for major natural disasters like hurricanes and earthquakes. The market is highly competitive, with major players including Swiss Re, Munich Re, and Bermuda-based reinsurers. Market share data is often proprietary and varies by specific risk class.
- Specialty Insurance Lines: Includes a diverse range of insurance products tailored to specific industries or risks, such as professional liability, construction, and marine. Competitors vary widely depending on the specific specialty line.
- Alternative Capital Solutions: RenaissanceRe is a leader in structuring and managing insurance-linked securities (ILS) and other alternative capital solutions, which provide reinsurance capacity from capital markets. Competitors in this space include other ILS managers and reinsurers with similar offerings.
Market Dynamics
Industry Overview
The global insurance and reinsurance industry is characterized by its cyclical nature, driven by factors such as natural catastrophe events, interest rates, and regulatory changes. The industry is highly competitive and capital-intensive. There's a growing trend towards alternative capital in reinsurance and a focus on sophisticated risk modeling and data analytics.
Positioning
RenaissanceRe is positioned as a leading global reinsurer and specialty insurer, known for its expertise in property catastrophe risks and its innovative approach to risk management. Its competitive advantages include a strong underwriting discipline, sophisticated modeling capabilities, established client relationships, and its ability to access alternative capital.
Total Addressable Market (TAM)
The global reinsurance market is estimated to be in the hundreds of billions of dollars annually. The specialty insurance market is also substantial. RenaissanceRe operates within these large and diverse TAMs, focusing on segments where it has a competitive advantage.
Upturn SWOT Analysis
Strengths
- Strong expertise in catastrophe risk modeling and underwriting.
- Access to a diversified pool of capital, including traditional and alternative sources.
- Global operational footprint and strong client relationships.
- Proven track record of profitability and resilience through challenging market cycles.
- Commitment to innovation and technological advancement.
Weaknesses
- Exposure to significant catastrophic events can lead to volatility in earnings.
- Reliance on global economic conditions and capital market performance.
- Intense competition in the reinsurance and specialty insurance markets.
- Potential for regulatory changes affecting business operations.
Opportunities
- Growing demand for reinsurance due to increasing global risks (climate change, cyber threats).
- Expansion into emerging markets and new specialty lines.
- Leveraging technology and data analytics to enhance underwriting and operational efficiency.
- Further development of alternative capital solutions and partnerships.
- Acquisition opportunities to expand product offerings or geographic reach.
Threats
- Increasing frequency and severity of natural catastrophes.
- Intensifying competition and potential for pricing pressure.
- Changes in interest rate environments impacting investment income.
- Cyber risk evolution and potential for large-scale losses.
- Geopolitical instability and its impact on global markets.
Competitors and Market Share
Key Competitors
- Everest Re Group Ltd. (RE)
- Arch Capital Group Ltd. (ACGL)
- PartnerRe Ltd. (a subsidiary of EXOR)
- Swiss Re AG (SWITZY)
- Munich Re (MRK.DE)
Competitive Landscape
RenaissanceRe competes with other large global reinsurers and specialty insurers. Its advantages lie in its specialized expertise, particularly in property catastrophe and its innovative approach to risk capital. However, it faces intense competition and pricing pressure from both traditional reinsurers and capital market participants.
Major Acquisitions
Validus Holdings, Ltd.
- Year: 2018
- Acquisition Price (USD millions): 5900
- Strategic Rationale: This acquisition significantly expanded RenaissanceRe's scale, diversified its product offerings (adding significant casualty reinsurance capabilities), and strengthened its global reach. It was a major step in transforming the company.
Platinum Underwriters Bermuda Ltd.
- Year: 2010
- Acquisition Price (USD millions): 1500
- Strategic Rationale: This acquisition bolstered RenaissanceRe's property catastrophe reinsurance portfolio and expanded its Bermuda-based operations, reinforcing its position in this key market.
Growth Trajectory and Initiatives
Historical Growth: RenaissanceRe has demonstrated consistent growth in its gross written premiums over the years, driven by both organic expansion and strategic acquisitions. The company has successfully navigated various market cycles, adapting its strategies to evolving risk landscapes.
Future Projections: Analyst projections for RenaissanceRe typically focus on its ability to grow its book of business, maintain underwriting profitability, and manage its capital effectively. Growth is expected to be driven by demand for reinsurance, particularly in catastrophe-exposed areas, and expansion in specialty insurance markets.
Recent Initiatives: Recent initiatives may include the formation of new joint ventures, investments in insurtech, and strategic acquisitions aimed at enhancing its capabilities or market presence. The company also focuses on optimizing its capital structure and engaging with alternative capital providers.
Summary
RenaissanceRe Holdings Ltd. is a strong player in the global reinsurance and specialty insurance market, leveraging its sophisticated risk modeling and capital management capabilities. Its core strength lies in property catastrophe reinsurance, complemented by growing specialty insurance lines. While susceptible to catastrophe losses, the company has a robust track record and is well-positioned to benefit from increasing demand for risk transfer solutions. Key areas to watch include competitive pricing pressures and the evolving landscape of climate-related risks.
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Sources and Disclaimers
Data Sources:
- RenaissanceRe Holdings Ltd. Investor Relations
- Financial news and analysis websites (e.g., Bloomberg, Reuters, S&P Capital IQ)
- Industry research reports
Disclaimers:
This JSON output is for informational purposes only and does not constitute financial advice. Market share data is an estimation and may vary. Financial figures and projections are subject to change and market fluctuations. Users should conduct their own due diligence before making investment decisions.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Renaissancere Holdings Ltd
Exchange NYSE | Headquaters - | ||
IPO Launch date 1995-07-26 | President, CEO & Director Mr. Kevin Joseph O'Donnell | ||
Sector Financial Services | Industry Insurance - Reinsurance | Full time employees 945 | Website https://www.renre.com |
Full time employees 945 | Website https://www.renre.com | ||
RenaissanceRe Holdings Ltd., together with its subsidiaries, provides reinsurance and insurance products in the United States and internationally. The company operates through Property, and Casualty and Specialty segments. The Property segment writes property catastrophe excess of loss reinsurance contracts to insure insurance and reinsurance companies against natural and man-made catastrophes, including hurricanes, earthquakes, typhoons, and tsunamis, as well as winter storms, freezes, floods, fires, windstorms, tornadoes, explosions, and acts of terrorism; and other property class of products, such as proportional reinsurance, property per risk, property reinsurance, binding facilities, and regional U.S. multi-line reinsurance. The Casualty and Specialty segment writes various classes of products, such as directors and officers, medical malpractice, transactional liability, and professional indemnity; automobile and employer's liability, casualty clash, umbrella or excess casualty, workers' compensation, and general liability; financial and mortgage guaranty, political risk, surety, and trade credit; and accident and health, agriculture, aviation, construction, cyber, energy, marine, satellite, and terrorism. It distributes products and services primarily through intermediaries. The company invests in and manages funds. RenaissanceRe Holdings Ltd. was incorporated in 1993 and is headquartered in Pembroke, Bermuda.

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