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Renaissancere Holdings Ltd (RNR)


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Upturn Advisory Summary
10/15/2025: RNR (1-star) has a low Upturn Star Rating. Not recommended to BUY.
1 Year Target Price $282.86
1 Year Target Price $282.86
2 | Strong Buy |
4 | Buy |
4 | Hold |
1 | Sell |
1 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -5.32% | Avg. Invested days 35 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating ![]() | Upturn Advisory Performance ![]() | Stock Returns Performance ![]() |
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Key Highlights
Company Size Large-Cap Stock | Market Capitalization 12.24B USD | Price to earnings Ratio 6.64 | 1Y Target Price 282.86 |
Price to earnings Ratio 6.64 | 1Y Target Price 282.86 | ||
Volume (30-day avg) 12 | Beta 0.27 | 52 Weeks Range 218.29 - 298.09 | Updated Date 10/15/2025 |
52 Weeks Range 218.29 - 298.09 | Updated Date 10/15/2025 | ||
Dividends yield (FY) 0.60% | Basic EPS (TTM) 39.16 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 15.4% | Operating Margin (TTM) 42.71% |
Management Effectiveness
Return on Assets (TTM) 3.56% | Return on Equity (TTM) 16.02% |
Valuation
Trailing PE 6.64 | Forward PE 8.09 | Enterprise Value 13621882230 | Price to Sales(TTM) 0.94 |
Enterprise Value 13621882230 | Price to Sales(TTM) 0.94 | ||
Enterprise Value to Revenue 1.06 | Enterprise Value to EBITDA - | Shares Outstanding 47066214 | Shares Floating 45966747 |
Shares Outstanding 47066214 | Shares Floating 45966747 | ||
Percent Insiders 1.99 | Percent Institutions 101.38 |
Upturn AI SWOT
Renaissancere Holdings Ltd

Company Overview
History and Background
RenaissanceRe Holdings Ltd. (RNR) was founded in 1993. It is a global provider of reinsurance and insurance that focuses on matching well-structured risks with efficient sources of capital.
Core Business Areas
- Property Reinsurance: Provides reinsurance protection against property risks, including natural catastrophes like hurricanes, earthquakes, and floods. This is their biggest business.
- Casualty and Specialty Reinsurance: Offers reinsurance solutions for casualty and specialty lines of business, such as professional liability, workers' compensation, and credit reinsurance.
- Insurance: Provides insurance products directly to customers, including property and casualty insurance.
Leadership and Structure
RenaissanceRe is led by Kevin O'Donnell, President and CEO. The company has a hierarchical organizational structure with various business units and functional departments reporting to the executive team.
Top Products and Market Share
Key Offerings
- Catastrophe Reinsurance: Offers reinsurance against catastrophic events. RenaissanceRe is a leader in this space. Market share is around 15-20%. Competitors include Swiss Re, Munich Re, and Berkshire Hathaway Specialty Insurance. It contributes a substantial portion of RNR's revenue.
- Specialty Reinsurance: Provides reinsurance for specialty lines like aviation, marine, and energy. Market share is smaller, around 5-10%. Competitors include Hannover Re and SCOR. This segment is growing for RNR.
Market Dynamics
Industry Overview
The reinsurance industry is characterized by cyclicality, influenced by large loss events and capital market dynamics. Demand for reinsurance is driven by insurers seeking to manage their risk exposure.
Positioning
RenaissanceRe is a leading player in the reinsurance market, particularly in catastrophe reinsurance. Its competitive advantage lies in its sophisticated risk modeling capabilities, strong relationships with clients, and efficient capital management.
Total Addressable Market (TAM)
The global reinsurance market is estimated to be worth hundreds of billions of dollars. RenaissanceRe is positioned to capture a significant portion of this TAM, particularly in the catastrophe and specialty segments. Catastrophic reinsurance market is estimated around $60 billion, of which RNR has 15-20%.
Upturn SWOT Analysis
Strengths
- Strong capital base
- Sophisticated risk modeling
- Experienced management team
- Established client relationships
- Leading position in catastrophe reinsurance
Weaknesses
- Vulnerability to large catastrophic events
- Dependence on reinsurance market cycles
- Exposure to interest rate fluctuations
- Potential for increased competition
Opportunities
- Growing demand for reinsurance in emerging markets
- Increasing complexity of risks
- Technological advancements in risk modeling
- Expansion into new lines of business
- Increasing M&A activity
Threats
- Increased competition from alternative capital providers
- Deterioration of reinsurance pricing
- Global economic downturn
- Regulatory changes
- Climate change increasing frequency of catastrophes
Competitors and Market Share
Key Competitors
- VR
- MKL
- BRK.A
Competitive Landscape
RenaissanceRe faces competition from other large reinsurers, as well as from alternative capital providers. The company's competitive advantage lies in its expertise in catastrophe reinsurance and its strong client relationships.
Major Acquisitions
Validus Re
- Year: 2023
- Acquisition Price (USD millions): 3000
- Strategic Rationale: Expanded scale, breadth, and leadership in the global reinsurance marketplace
Growth Trajectory and Initiatives
Historical Growth: RenaissanceRe's historical growth has been driven by its expertise in catastrophe reinsurance and its ability to capitalize on market opportunities.
Future Projections: Analyst projections suggest continued growth for RenaissanceRe, driven by increasing demand for reinsurance and the company's expansion into new markets and lines of business.
Recent Initiatives: Recent strategic initiatives include expanding into new lines of business, investing in technology, and pursuing strategic acquisitions.
Summary
RenaissanceRe is a strong player in the catastrophe reinsurance market, with sophisticated risk modeling capabilities and strong client relationships. Its performance is vulnerable to major catastrophic events, and competition is increasing. The company is expanding into new markets, investing in technology, and pursuing strategic acquisitions to drive future growth. Success hinges on effectively managing risk, adapting to market cycles, and capitalizing on emerging opportunities.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Filings (10-K, 10-Q)
- Analyst Reports
- Industry Publications
- Company Website
Disclaimers:
The information provided is for informational purposes only and does not constitute financial advice. Investment decisions should be based on thorough research and consultation with a qualified financial advisor. Market share percentages are estimates based on available data and may not be precise.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Renaissancere Holdings Ltd
Exchange NYSE | Headquaters - | ||
IPO Launch date 1995-07-26 | President, CEO & Director Mr. Kevin Joseph O'Donnell | ||
Sector Financial Services | Industry Insurance - Reinsurance | Full time employees 945 | Website https://www.renre.com |
Full time employees 945 | Website https://www.renre.com |
RenaissanceRe Holdings Ltd., together with its subsidiaries, provides reinsurance and insurance products in the United States and internationally. The company operates through Property, and Casualty and Specialty segments. The Property segment writes property catastrophe excess of loss reinsurance contracts to insure insurance and reinsurance companies against natural and man-made catastrophes, including hurricanes, earthquakes, typhoons, and tsunamis, as well as winter storms, freezes, floods, fires, windstorms, tornadoes, explosions, and acts of terrorism; and other property class of products, such as proportional reinsurance, property per risk, property reinsurance, binding facilities, and regional U.S. multi-line reinsurance. The Casualty and Specialty segment writes various classes of products, such as directors and officers, medical malpractice, transactional liability, and professional indemnity; automobile and employer's liability, casualty clash, umbrella or excess casualty, workers' compensation, and general liability; financial and mortgage guaranty, political risk, surety, and trade credit; and accident and health, agriculture, aviation, construction, cyber, energy, marine, satellite, and terrorism. It distributes products and services primarily through intermediaries. The company invests in and manages funds. RenaissanceRe Holdings Ltd. was incorporated in 1993 and is headquartered in Pembroke, Bermuda.

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