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Upturn AI Summary - About
Renaissancere Holdings Ltd(RNR)
Advisory History & Simulated Performance *
*as per simulation (see disclosures)- ALL
- 1Y
- 1M
- 1W
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- PASS (Skip)
Advisory Performance History (Simulated)
Upturn Advisory & Investor View for RNR
09/25/2026: RNR (2-star) has a low Upturn Star Rating. Not recommended to BUY.
RenaissanceRe Holdings Ltd is a global provider of reinsurance and insurance, known for its strong expertise in property catastrophe and specialty risk underwriting. The company stands out for its integrated model, which combines balance sheet underwriting with the management of third-party capital. Its primary growth story revolves around scaling its specialty insurance lines and leveraging the operational synergies from recent acquisitions like Validus. However, investors must consider risks related to catastrophe-linked earnings volatility and intensifying global competition. The stock may suit dividend-focused or value-oriented investors who can tolerate cyclical industry risks, though stakeholders should monitor climate change trends and long-term integration success.
How to Read the Upturn Advisory
The Upturn Star Rating and the current BUY, SELL, or PASS advisory are generated by Upturn’s AI advisory engine based on proprietary signal analysis, price behavior, advisory history, and historical signal performance.
Company fundamentals, valuation, risks, and news provide supporting context about the business.
Investor Fit
| Investor style | Fit | Why |
|---|---|---|
| Growth investor | Mixed fit | The company offers moderate growth through market cycles, but is often constrained by the inherent volatility of the insurance industry. |
| Momentum investor | Strong fit while signal remains positive | Momentum investors may favor the stock when reinsurance pricing trends are positive and the industry cycle is hardening. |
| Value investor | Strong fit | The stock is often valued based on its book value, making it potentially attractive to value-oriented investors when trading at reasonable multiples. |
| Dividend investor | Strong fit | The company has a history of reliable dividends, making it a suitable option for income-focused portfolios. |
| Low-risk investor | Weak fit | The insurance industry is prone to sudden, large losses from catastrophe events, which can lead to significant share price volatility. |
Risk Profile
| Risk factor | Level | Why it matters |
|---|---|---|
| Price volatility | Medium / high | Catastrophe events can cause rapid price drops, requiring investors to have a high tolerance for short-term fluctuations. |
| Valuation risk | Medium | Valuations are often tied to book value, which can be affected by accounting changes or severe loss periods. |
| Competition risk (traditional and alternative capital) | High | Intense competition from global peers and ILS (Insurance Linked Securities) funds can pressure underwriting margins. |
| Business quality | Strong | The company is recognized for its underwriting discipline and sophisticated risk management, which support long-term franchise value. |
| Dividend income | Low | The dividend is generally stable, but reinsurance earnings are cyclical and not always strictly linear. |
| Execution risk | Medium | Integrating large acquisitions like Validus requires operational excellence to realize anticipated synergies. |
Price Behavior

Strong Uptrend
The stock has maintained a strong upward price trend across the last three quarters.

Smooth
The stock has moved along a generally orderly path with only modest fluctuations.
Analysis of Past Performance
Type Stock | Historic Profit 14.76% | Avg. Invested days 54 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Advisory Rating ![]() | Upturn Advisory Performance | Stock Returns Performance |
Upturn Scorecard
Upturn Star Rating 
Company Fundamentals 
Financial Health Rating 
Growth Momentum Score 
Ownership 
Top 5 Institutional Investors
Unit Economics (Per $1K Revenue) 
Economic Dimensions
Quantitative Style Profile 
Style Classification
Quality Focused
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 13.53B USD | Price to earnings Ratio 5.65 | 1Y Target Price 347.56 |
Price to earnings Ratio 5.65 | 1Y Target Price 347.56 | ||
Volume (30-day avg) 281.2K shares | Beta 0.17 | 52 Weeks Range 229.91 - 339.82 | Updated Date 09/25/2026 |
52 Weeks Range 229.91 - 339.82 | Updated Date 09/25/2026 | ||
Dividends yield (FY) 0.49% | Basic EPS (TTM) 57.66 |
How Company Makes Money
| Business area | What it includes | Retail investor read |
|---|---|---|
| Property Reinsurance | Catastrophe and property risk underwriting. | The company collects premiums for insuring against natural disasters. |
| Casualty & Specialty | Liability, credit, and specialized risk insurance. | This segment provides steady income from underwriting diverse, non-catastrophe risks. |
| Fee Income | Managing third-party capital funds. | The company earns management fees by investing other people's money alongside its own. |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Valuation
Trailing PE 5.65 | Forward PE 8.09 | Enterprise Value 15.32B | Price to Sales(TTM) 1.21 |
Enterprise Value 15.32B | Price to Sales(TTM) 1.21 | ||
Enterprise Value to Revenue 1.38 | Enterprise Value to EBITDA - | Shares Outstanding 41.55M | Shares Floating 40.49M |
Shares Outstanding 41.55M | Shares Floating 40.49M | ||
Percent Insiders 2.26 | Percent Institutions 99.92 |
Upturn AI Summary
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
Financial Metrics
🧭 Investment Snapshot
Total Revenue (Scale)
Total money earned from selling products or services before any costs. It is needed to understand the scale of the business and its ability to generate income.
Net Income (Profit)
Final profit after all expenses, interest, and taxes are deducted. It is needed to determine the overall profitability available to shareholders.
Free Cash Flow (Cash Strength)
Cash remaining after operating activities and capital expenditures, showing cash available for growth. It is needed to evaluate the company’s ability to invest, pay dividends, or reduce debt.
📈 Growth & Strength
Operating Income (Core Profit)
Profit from core operations after deducting all operating expenses. It is needed to measure how efficiently the company runs its primary business activities.
EBITDA (Cash Earnings)
Earnings before interest, taxes, depreciation, and amortization, indicating operating cash potential. It is needed to compare operating performance across companies without accounting or financing differences.
Gross Profit (Unit Profitability)
Revenue minus cost of revenue, showing profit after direct production costs. It is needed to evaluate core business profitability before overhead expenses.
🛡️ Financial Safety
Cash (Liquidity Buffer)
Total cash and cash equivalents on hand. It is needed to evaluate immediate liquidity and financial flexibility.
Total Debt (Leverage Risk)
Total debt including both short-term and long-term components. It is needed to assess the company’s leverage and financial risk.
Net Working Capital (Short-Term Health)
Current assets minus current liabilities, indicating short-term liquidity strength. It is needed to assess whether the company can meet its short-term obligations.
🧱 Balance Sheet Strength
Stockholder Equity (Net Worth)
Total equity value held by shareholders. It is needed to understand the net worth of the company from the owners’ perspective.
Total Assets (Asset Base)
The full value of everything the company owns, including cash, inventory, equipment, and investments. It is needed to understand the resource base used to generate revenue.
Income Before Tax (Pre-Tax Earnings)
Income before provision for income taxes. It is needed to analyze profitability independent of tax structures.
⚙️ Cost & Drag Factors
Cost of Revenue (Production Cost)
Direct costs required to produce and deliver the products or services sold. It is needed to assess efficiency in production and service delivery.
Total Operating Expenses (Operating Cost)
Indirect costs of running the business such as salaries, marketing, and administration. It is needed to understand how much it costs to sustain ongoing business operations.
Income Tax Expense (Tax Drag)
Amount of taxes paid or payable to the government. It is needed to evaluate the impact of taxation on overall profitability.
About Renaissancere Holdings Ltd
Exchange NYSE | Headquarters - | ||
IPO Launch date 1995-07-26 | President, CEO & Director Mr. Kevin Joseph O'Donnell | ||
Sector Financial Services | Industry Insurance - Reinsurance | Full time employees 1040 | Website https://www.renre.com |
Full time employees 1040 | Website https://www.renre.com | ||
RenaissanceRe Holdings Ltd., together with its subsidiaries, provides reinsurance and insurance products in the United States and internationally. The company operates through Property, and Casualty and Specialty segments. The Property segment writes property catastrophe excess of loss reinsurance contracts to insure insurance and reinsurance companies against natural and man-made catastrophes, including hurricanes, earthquakes, typhoons, and tsunamis, as well as winter storms, freezes, floods, fires, windstorms, tornadoes, explosions, and acts of terrorism; and other property class of products, such as proportional reinsurance, property per risk, property reinsurance, binding facilities, and regional U.S. multi-line reinsurance. The Casualty and Specialty segment writes various classes of products, such as directors and officers, medical malpractice, transactional liability, and professional indemnity; automobile and employer's liability, casualty clash, umbrella or excess casualty, workers' compensation, and general liability; financial and mortgage guaranty, political risk, surety, and trade credit; and accident and health, agriculture, aviation, construction, cyber, energy, marine, satellite, and terrorism. The company distributes products and services primarily through intermediaries. It invests in and manages funds. RenaissanceRe Holdings Ltd. was incorporated in 1993 and is headquartered in Pembroke, Bermuda.

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