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RRBI logo RRBI
Upturn stock ratingUpturn stock rating
RRBI logo

Red River Bancshares Inc (RRBI)

Upturn stock ratingUpturn stock rating
$58.7
Last Close (24-hour delay)
Profit since last BUY5.77%
upturn advisory
Consider higher Upturn Star rating
BUY since 38 days
  • BUY Advisory
  • SELL Advisory (Profit)​
  • SELL Advisory (Loss)​
  • Profit
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Upturn Stock infoUpturn Stock info Stock price based on last close
*as per simulation
(see disclosures)
Time period over
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Upturn Advisory Summary

06/30/2025: RRBI (1-star) has a low Upturn Star Rating. Not recommended to BUY.

Upturn Star Rating

rating

Not Recommended Performance

These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.

Number of Analysts

rating

3 Analysts rated it

Limited analyst coverage, niche firm, research info may be scarce.

1 Year Target Price $67.08

1 Year Target Price $67.08

Analysts Price Target For last 52 week
$67.08Target price
Low$45.53
Current$58.7
high$61.77

Analysis of Past Performance

Type Stock
Historic Profit -5.17%
Avg. Invested days 33
Today’s Advisory Consider higher Upturn Star rating
Upturn Star Rating Upturn stock ratingUpturn stock rating
Upturn Advisory Performance Upturn Advisory Performance 3.0
Stock Returns Performance Upturn Returns Performance 1.0
Upturn Profits based on simulationUpturn Profits based on simulation Profits based on simulation
Upturn Profits based on simulationUpturn Profits based on simulation Last Close 06/30/2025

Key Highlights

Company Size Small-Cap Stock
Market Capitalization 390.97M USD
Price to earnings Ratio 11.02
1Y Target Price 67.08
Price to earnings Ratio 11.02
1Y Target Price 67.08
Volume (30-day avg) 3
Beta 0.5
52 Weeks Range 45.53 - 61.77
Updated Date 06/30/2025
52 Weeks Range 45.53 - 61.77
Updated Date 06/30/2025
Dividends yield (FY) 0.82%
Basic EPS (TTM) 5.31

Earnings Date

Report Date -
When -
Estimate -
Actual -

Profitability

Profit Margin 32.42%
Operating Margin (TTM) 45.02%

Management Effectiveness

Return on Assets (TTM) 1.16%
Return on Equity (TTM) 11.51%

Valuation

Trailing PE 11.02
Forward PE 11.3
Enterprise Value 147702880
Price to Sales(TTM) 3.48
Enterprise Value 147702880
Price to Sales(TTM) 3.48
Enterprise Value to Revenue 3.52
Enterprise Value to EBITDA -
Shares Outstanding 6683280
Shares Floating 4777374
Shares Outstanding 6683280
Shares Floating 4777374
Percent Insiders 29.14
Percent Institutions 25.58

Analyst Ratings

Rating 2
Target Price 67.08
Buy 1
Strong Buy 2
Buy 1
Strong Buy 2
Hold -
Sell -
Strong Sell -
Strong Sell -

ai summary icon Upturn AI SWOT

Red River Bancshares Inc

stock logo

Company Overview

overview logo History and Background

Red River Bancshares, Inc. was founded in 1998. It operates as the holding company for Red River Bank, providing commercial and retail banking services primarily in Louisiana.

business area logo Core Business Areas

  • Commercial Banking: Offers lending, deposit, and treasury management services to businesses.
  • Retail Banking: Provides checking and savings accounts, personal loans, and mortgages to individuals.
  • Wealth Management: Offers investment advisory and trust services.

leadership logo Leadership and Structure

Blake Chatelain is the President and CEO. The organizational structure includes various departments such as lending, operations, and finance, overseen by a board of directors.

Top Products and Market Share

overview logo Key Offerings

  • Commercial Loans: Provides loans for business expansion, equipment, and working capital. Market share data not readily available. Competitors include other regional and national banks.
  • Mortgages: Offers residential mortgage loans. Market share data not readily available. Competitors include other regional and national banks and mortgage companies.
  • Deposit Accounts: Provides checking, savings, and money market accounts. Market share data not readily available. Competitors include other regional and national banks and credit unions.

Market Dynamics

industry overview logo Industry Overview

The banking industry is currently facing challenges related to rising interest rates, increased competition from fintech companies, and regulatory changes.

Positioning

Red River Bancshares focuses on community banking in Louisiana, emphasizing customer service and local relationships. Its competitive advantage lies in its local market knowledge and customer relationships.

Total Addressable Market (TAM)

TAM is the entire banking market in Louisiana. RRGB is positioned to compete for a share of this market through its community banking approach.

Upturn SWOT Analysis

Strengths

  • Strong local market presence in Louisiana
  • Emphasis on customer service and relationship banking
  • Experienced management team
  • Solid asset quality

Weaknesses

  • Limited geographic diversification
  • Smaller size compared to national banks
  • Reliance on traditional banking services
  • Vulnerable to economic downturns in Louisiana

Opportunities

  • Expansion into new markets within Louisiana and neighboring states
  • Adoption of new technologies to improve efficiency and customer experience
  • Growth in wealth management services
  • Strategic acquisitions of smaller banks

Threats

  • Increased competition from larger banks and fintech companies
  • Rising interest rates and inflation
  • Regulatory changes and compliance costs
  • Economic downturns in Louisiana

Competitors and Market Share

competitor logo Key Competitors

  • BOKF (BOKF)
  • First Horizon (FHN)
  • Regions Financial (RF)

Competitive Landscape

Red River Bancshares has the benefit of providing service in a smaller community. Its main disadvantage is the presence of larger regional banks.

Growth Trajectory and Initiatives

Historical Growth: Historical growth trends require specific financial data to analyze revenue and profit growth over time.

Future Projections: Future growth projections require access to analyst estimates and company guidance.

Recent Initiatives: Recent initiatives include focusing on commercial and retail customer growth as well as enhancing digital banking capabilities

Summary

Red River Bancshares is a community-focused bank with a strong presence in Louisiana. Its emphasis on customer service and local relationships provides a competitive edge. However, its limited geographic diversification and smaller size compared to national banks pose challenges. Strategic initiatives to adopt new technologies and expand into new markets could drive future growth. RRBI faces threats from larger banks and the economic climate.

Peer Comparison

Sources and Disclaimers

Data Sources:

  • Company Website
  • SEC Filings
  • Third-Party Financial Data Providers (if accessible)

Disclaimers:

The information provided is for informational purposes only and should not be considered investment advice. Market share data are estimates based on available information and may not be precise. Financial metrics require accessing company financial reports to be accurately specified.

Upturn AI SummarizationUpturn AI Summarization AI Summarization is directionally correct and might not be accurate.

Upturn AI SummarizationUpturn AI Summarization Summarized information shown could be a few years old and not current.

Upturn AI SummarizationUpturn AI Summarization Fundamental Rating based on AI could be based on old data.

Upturn AI SummarizationUpturn AI Summarization AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.

About Red River Bancshares Inc

Exchange NASDAQ
Headquaters Alexandria, LA, United States
IPO Launch date 2019-05-03
President, CEO & Director Mr. Ronald Blake Chatelain
Sector Financial Services
Industry Banks - Regional
Full time employees 375
Full time employees 375

Red River Bancshares, Inc. operates as a bank holding company for Red River Bank that provides banking products and services to commercial and retail customers in the United States. The company offers various deposit products, including checking, saving, money market accounts, and time deposits. It also provides commercial real estate loans; one-to-four family mortgage loans and home equity lines of credit; construction and development loans; commercial and industrial loans; small business administration paycheck protection program loans; tax-exempt loans; consumer loans to individuals for personal, family, and household purposes, including secured and unsecured installment and term loans; home mortgage loans; and lines of credit and standby letters of credit. In addition, the company offers treasury management, private banking, and brokerage; investment advisory, financial planning, and a suite of retirement plans; debit and credit cards, direct deposits, cashier's checks, and wire transfer services; online banking services, including access to account balances, online transfers, online bill payment, and electronic delivery of customer statements; and banking services in person, through ATMs, drive-through facilities, night deposits, telephone, mail, mobile banking, and remote deposits. Red River Bancshares, Inc. was incorporated in 1998 and is headquartered in Alexandria, Louisiana.