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Upturn AI SWOT - About
SYBT 
Stock Yards Bancorp Inc (SYBT)
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Stock price based on last close (see disclosures)
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Upturn Advisory Summary
08/28/2025: SYBT (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
6 Analysts rated it
Limited analyst coverage, niche firm, research info may be scarce.
1 Year Target Price $84.2
1 Year Target Price $84.2
| 0 | Strong Buy |
| 0 | Buy |
| 6 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 15.01% | Avg. Invested days 36 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  2.0 |
| Profits based on simulation | Last Close 08/28/2025 |
Key Highlights
Company Size Mid-Cap Stock | Market Capitalization 2.40B USD | Price to earnings Ratio 18.55 | 1Y Target Price 84.2 |
Price to earnings Ratio 18.55 | 1Y Target Price 84.2 | ||
Volume (30-day avg) 6 | Beta 0.75 | 52 Weeks Range 55.35 - 83.83 | Updated Date 08/29/2025 |
52 Weeks Range 55.35 - 83.83 | Updated Date 08/29/2025 | ||
Dividends yield (FY) 1.52% | Basic EPS (TTM) 4.35 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 35.21% | Operating Margin (TTM) 47.18% |
Management Effectiveness
Return on Assets (TTM) 1.47% | Return on Equity (TTM) 13.51% |
Valuation
Trailing PE 18.55 | Forward PE 17.67 | Enterprise Value 2419658752 | Price to Sales(TTM) 6.6 |
Enterprise Value 2419658752 | Price to Sales(TTM) 6.6 | ||
Enterprise Value to Revenue 7.44 | Enterprise Value to EBITDA - | Shares Outstanding 29473300 | Shares Floating 26104235 |
Shares Outstanding 29473300 | Shares Floating 26104235 | ||
Percent Insiders 8.07 | Percent Institutions 64.84 |
Upturn AI SWOT
Stock Yards Bancorp Inc
Company Overview
History and Background
Stock Yards Bancorp, Inc. was founded in 1904 in Louisville, Kentucky. It started as a bank catering to the livestock industry and has grown into a diversified financial services company through organic growth and strategic acquisitions.
Core Business Areas
- Commercial Banking: Provides a range of lending and deposit products to businesses of all sizes, including commercial real estate financing, equipment loans, and working capital lines of credit.
- Private Banking: Offers customized financial solutions to high-net-worth individuals, including wealth management, trust services, and private lending.
- Brokerage Services: Provides investment and brokerage services to individuals and institutions.
- Mortgage Banking: Originates and services residential mortgage loans.
Leadership and Structure
The leadership team consists of James A. Hillebrand (Chairman & CEO), Phil Poindexter (President), and key executives overseeing various business lines. The organizational structure is a traditional bank holding company structure with various subsidiaries.
Top Products and Market Share
Key Offerings
- Commercial Loans: Commercial loans contribute significantly to revenue. Market share data is not publicly disclosed but competes with regional and national banks like PNC, Fifth Third, and Chase.
- Wealth Management Services: Offers a range of services including financial planning, investment management and trust services. Competes with larger national wealth management firms such as Merrill Lynch, UBS, and regional players.
- Mortgage Loans: Provides mortgage loans for home purchase and refinancing. Competes with national mortgage lenders like Rocket Mortgage and local credit unions.
Market Dynamics
Industry Overview
The banking industry is currently characterized by rising interest rates, increased regulatory scrutiny, and rapid technological advancements. Competition is intense with large national banks, regional banks, and fintech companies.
Positioning
Stock Yards Bancorp Inc positions itself as a relationship-focused bank providing personalized service to its customers. Its competitive advantages include its strong local presence, deep understanding of its markets, and experienced management team.
Total Addressable Market (TAM)
The total addressable market includes all potential commercial banking, wealth management, and mortgage services clients within its geographic footprint. It's difficult to quantify the exact TAM. Stock Yards Bancorp Inc aims to capture a greater share through organic growth and acquisitions.
Upturn SWOT Analysis
Strengths
- Strong brand reputation
- Experienced management team
- Solid financial performance
- Relationship-focused approach
- Established presence in attractive markets
Weaknesses
- Limited geographic footprint
- Reliance on traditional banking model
- Vulnerability to interest rate fluctuations
- Higher overhead costs than tech-focused competitors.
Opportunities
- Expansion into new markets
- Adoption of new technologies
- Strategic acquisitions
- Growth in wealth management business
- Increasing demand for personalized banking services
Threats
- Increased competition from national banks and fintech companies
- Economic downturn
- Rising interest rates
- Increased regulatory scrutiny
- Cybersecurity threats
Competitors and Market Share
Key Competitors
- PNC
- FITB
- JPM
Competitive Landscape
Stock Yards Bancorp Inc. competes with larger national banks, regional banks, and credit unions. Its advantages lie in its local presence and relationship-focused approach. Disadvantages include its limited geographic footprint compared to larger competitors.
Major Acquisitions
First Security Corporation
- Year: 2020
- Acquisition Price (USD millions): 178
- Strategic Rationale: Expanded presence in Tennessee and strengthened wealth management capabilities.
Growth Trajectory and Initiatives
Historical Growth: Stock Yards Bancorp Inc's growth has been driven by organic expansion and acquisitions.
Future Projections: Future growth projections are based on analyst estimates and company guidance. These would be derived from financial research services.
Recent Initiatives: Recent initiatives include investments in technology, expansion into new markets, and strategic acquisitions.
Summary
Stock Yards Bancorp is a stable regional bank with a strong presence in its key markets. It leverages its relationship-based approach and experienced management to drive growth. The company should be mindful of increasing competition from larger national banks and Fintech companies, as well as navigating the volatile interest rate environment.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Filings
- Analyst Reports
- Market Research Reports
Disclaimers:
This analysis is for informational purposes only and does not constitute financial advice. Investment decisions should be based on individual circumstances and consultation with a qualified financial advisor. Market share data is estimated based on available industry reports and may not be precise.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Stock Yards Bancorp Inc
Exchange NASDAQ | Headquaters Louisville, KY, United States | ||
IPO Launch date 1993-03-26 | CEO & Chairman of the Board Mr. James A. Hillebrand | ||
Sector Financial Services | Industry Banks - Regional | Full time employees 1118 | Website https://www.syb.com |
Full time employees 1118 | Website https://www.syb.com | ||
Stock Yards Bancorp, Inc. operates as a holding company for Stock Yards Bank & Trust Company that provides various financial services for individuals, corporations, and others in the United States. It operates in two segments, Commercial Banking, and WM&T. The Commercial Banking segment offers a range of loan and deposit products to individual consumers and businesses in all its markets through retail lending, mortgage banking, deposit services, online banking, mobile banking, private banking, commercial lending, commercial real estate lending, leasing, treasury management services, merchant services, international banking, correspondent banking, credit card services, and other banking services. This segment also provides securities brokerage services through an arrangement with a third party broker-dealer. The WM&T segment provides investment management, financial and retirement planning, and trust and estate services, as well as retirement plan management for businesses and corporations. It provides services in Louisville, central, eastern, and northern Kentucky, as well as Indianapolis, Indiana and Cincinnati, Ohio metropolitan markets. The company was founded in 1904 and is headquartered in Louisville, Kentucky.
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