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SYF 
Synchrony Financial (SYF)
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Upturn Advisory Summary
12/12/2025: SYF (5-star) is a STRONG-BUY. BUY since 22 days. Simulated Profits (11.56%). Updated daily EoD!
Upturn Star Rating
Outstanding Performance
These Stocks/ETFs, based on Upturn Advisory, have historically outperformed the market, making them a top-tier choice for investors.
Number of Analysts
22 Analysts rated it
Well-followed company, solid analyst reports, reliable data for confident investing.
1 Year Target Price $83.74
1 Year Target Price $83.74
| 9 | Strong Buy |
| 5 | Buy |
| 8 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 86.28% | Avg. Invested days 55 | Today’s Advisory Strong Buy |
Upturn Star Rating | Upturn Advisory Performance  4.0 | Stock Returns Performance  4.0 |
| Profits based on simulation | Last Close 12/12/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 31.33B USD | Price to earnings Ratio 9.23 | 1Y Target Price 83.74 |
Price to earnings Ratio 9.23 | 1Y Target Price 83.74 | ||
Volume (30-day avg) 22 | Beta 1.45 | 52 Weeks Range 39.98 - 86.22 | Updated Date 12/14/2025 |
52 Weeks Range 39.98 - 86.22 | Updated Date 12/14/2025 | ||
Dividends yield (FY) 1.28% | Basic EPS (TTM) 9.12 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 37.07% | Operating Margin (TTM) 53.38% |
Management Effectiveness
Return on Assets (TTM) 3.03% | Return on Equity (TTM) 21.64% |
Valuation
Trailing PE 9.23 | Forward PE 9.29 | Enterprise Value 29741608960 | Price to Sales(TTM) 3.25 |
Enterprise Value 29741608960 | Price to Sales(TTM) 3.25 | ||
Enterprise Value to Revenue 3.07 | Enterprise Value to EBITDA - | Shares Outstanding 360171098 | Shares Floating 357966851 |
Shares Outstanding 360171098 | Shares Floating 357966851 | ||
Percent Insiders 0.29 | Percent Institutions 106.19 |
About Synchrony Financial
Exchange NYSE | Headquaters Stamford, CT, United States | ||
IPO Launch date 2014-07-31 | President, CEO & Director Mr. Brian D. Doubles | ||
Sector Financial Services | Industry Credit Services | Full time employees 20000 | Website https://www.synchrony.com |
Full time employees 20000 | Website https://www.synchrony.com | ||
Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual and general purpose co-branded cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party securities brokerage firms. In addition, it provides debt cancellation products to its credit card customers through online and mobile channels; and healthcare payments and financing solutions under the CareCredit and Walgreens brands; payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries, such as American Eagle, Dick's Sporting Goods, Guitar Center, Kawasaki, Pandora, Polaris, Suzuki, and Sweetwater. The company offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print. It serves digital, health and wellness, retail, home, auto, telecommunications, pet, outdoor, and other industries. The company was founded in 1932 and is headquartered in Stamford, Connecticut.
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