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Upturn AI SWOT - About
TD 
Toronto Dominion Bank (TD)
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Upturn Advisory Summary
10/28/2025: TD (3-star) is a STRONG-BUY. BUY since 45 days. Simulated Profits (11.00%). Updated daily EoD!
Upturn Star Rating
Moderate Performance
These Stocks/ETFs, based on Upturn Advisory, typically align with the market average, offering steady but unremarkable returns.
Number of Analysts
16 Analysts rated it
Moderately tracked stock, growing coverage, gaining market and investor attention.
1 Year Target Price $79
1 Year Target Price $79
| 7 | Strong Buy |
| 2 | Buy |
| 6 | Hold |
| 1 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 23.62% | Avg. Invested days 44 | Today’s Advisory Strong Buy |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 10/28/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 141.22B USD | Price to earnings Ratio 9.79 | 1Y Target Price 79 |
Price to earnings Ratio 9.79 | 1Y Target Price 79 | ||
Volume (30-day avg) 16 | Beta 1 | 52 Weeks Range 48.91 - 82.87 | Updated Date 10/28/2025 |
52 Weeks Range 48.91 - 82.87 | Updated Date 10/28/2025 | ||
Dividends yield (FY) 5.11% | Basic EPS (TTM) 8.45 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 32.94% | Operating Margin (TTM) 33.33% |
Management Effectiveness
Return on Assets (TTM) 1.04% | Return on Equity (TTM) 17.63% |
Valuation
Trailing PE 9.79 | Forward PE 12.58 | Enterprise Value 19666915328 | Price to Sales(TTM) 2.23 |
Enterprise Value 19666915328 | Price to Sales(TTM) 2.23 | ||
Enterprise Value to Revenue 6.54 | Enterprise Value to EBITDA - | Shares Outstanding 1707204000 | Shares Floating 1667579795 |
Shares Outstanding 1707204000 | Shares Floating 1667579795 | ||
Percent Insiders 0.17 | Percent Institutions 56.81 |
Upturn AI SWOT
Toronto Dominion Bank
Company Overview
History and Background
Toronto Dominion Bank (TD) was formed in 1955 through the merger of the Bank of Toronto (founded 1855) and The Dominion Bank (founded 1869). It has grown through acquisitions and organic expansion to become one of the largest banks in North America.
Core Business Areas
- Canadian Retail: Provides a range of financial products and services to personal and commercial customers in Canada, including banking, investment, and insurance.
- U.S. Retail: Offers banking, investment, and insurance products and services to personal and commercial customers in the U.S., primarily through TD Bank, America's Most Convenient Bank.
- Wholesale Banking: Provides a wide array of capital markets, investment banking, and corporate banking products and services to corporations, governments, and institutions.
Leadership and Structure
Bharat Masrani is the Group President and CEO. The bank operates with a divisional structure under the oversight of a board of directors.
Top Products and Market Share
Key Offerings
- Personal Banking Accounts: Checking, savings, and money market accounts. TD is a leading bank in Canada and the U.S., holding significant market share in deposit accounts. Competitors include BMO, RBC, CIBC and Bank of America.
- Mortgages: Residential mortgages. TD is a major mortgage lender in Canada. Competitors include Scotiabank, RBC, BMO, and various mortgage lenders in the US market.
- Credit Cards: TD offers a range of credit cards, including rewards and travel cards. Market share data not readily available, highly competitive market. Competitors include AMEX, Capital One, Visa, and Mastercard issuers.
- Wealth Management: Provides investment advice, financial planning, and asset management services to individuals and institutions. Market share information not easily accessible. Competitors include major banks and wealth management firms.
Market Dynamics
Industry Overview
The banking industry is highly regulated and competitive, facing challenges from fintech companies and economic fluctuations. Interest rate changes, regulatory changes, and technological advancements significantly impact banks.
Positioning
TD is positioned as a leading North American bank with a strong retail presence and diversified business lines. Its competitive advantage lies in its extensive branch network, customer service, and brand recognition.
Total Addressable Market (TAM)
The total addressable market for financial services is multi-trillion dollar. TD Bank holds a significant share of the financial market, especially within the North American region. TD is well positioned to capture a portion of the financial service's TAM with a strong retail presence.
Upturn SWOT Analysis
Strengths
- Strong Brand Recognition
- Extensive Branch Network
- Diversified Business Lines
- Strong Capital Position
- Established Retail Presence in Canada and US
Weaknesses
- Reliance on North American Market
- Exposure to Regulatory Changes
- Integration Challenges from Acquisitions
- Operational Risks
Opportunities
- Expansion into New Geographies
- Growth in Wealth Management
- Increased Digitalization
- Fintech Partnerships
Threats
- Economic Downturn
- Increased Competition from Fintech
- Cybersecurity Threats
- Regulatory Changes
- Interest Rate Fluctuations
Competitors and Market Share
Key Competitors
- BMO
- RY
- CM
- BAC
- WFC
Competitive Landscape
TD competes with other major banks and financial institutions. Its strengths include a strong retail presence and brand recognition. Weaknesses include potential reliance on specific markets. Competitors include US and Canadian banks and credit unions.
Major Acquisitions
Cowen Inc.
- Year: 2023
- Acquisition Price (USD millions): 1300
- Strategic Rationale: The acquisition of Cowen is intended to enhance TD Securitiesu2019 capabilities and accelerate its long-term growth strategy in the U.S.
Growth Trajectory and Initiatives
Historical Growth: TD has grown organically and through acquisitions, expanding its presence in both Canada and the U.S.
Future Projections: Analyst estimates suggest continued growth for TD, driven by its retail operations and wealth management business. Projections are subject to market conditions and economic factors.
Recent Initiatives: Recent initiatives include digital transformation efforts, expansion of wealth management services, and strategic acquisitions.
Summary
Toronto Dominion Bank is a strong and diversified North American bank with a solid retail presence. Its consistent dividend payouts and strategic acquisitions demonstrate financial stability and growth initiatives. However, regulatory scrutiny and economic uncertainties pose ongoing challenges. TD should focus on enhancing its digital capabilities and managing risks to maintain its competitive edge.
Similar Stocks
Sources and Disclaimers
Data Sources:
- Company Filings (Annual Reports, Investor Presentations)
- Financial News Outlets (Bloomberg, Reuters)
- Analyst Reports
- Company Website
Disclaimers:
This analysis is for informational purposes only and should not be considered financial advice. Market conditions and company performance are subject to change. Please consult with a qualified financial advisor before making any investment decisions. Financial data requires real-time retrieval from financial sources for accuracy.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Toronto Dominion Bank
Exchange NYSE | Headquaters Toronto, ON, Canada | ||
IPO Launch date 1996-08-30 | Group Head, U.S. Retail, TD Bank Group & President and CEO, TD Bank, America's Most Convenient Bank Mr. Leovigildo Salom Jr. | ||
Sector Financial Services | Industry Banks - Diversified | Full time employees 101577 | Website https://www.td.com |
Full time employees 101577 | Website https://www.td.com | ||
The Toronto-Dominion Bank, together with its subsidiaries, provides various financial products and services in Canada, the United States, and internationally. It operates through four segments: Canadian Personal and Commercial Banking, U.S. Retail, Wealth Management and Insurance, and Wholesale Banking. The company offers personal deposits, such as chequing, savings, and investment products; financing, investment, cash management, international trade, and day-to-day banking services to businesses; and financing options to customers at point of sale for automotive and recreational vehicle purchases. It also provides credit cards and payments; real estate secured lending, auto finance, and consumer lending services; point-of-sale payment solutions for large and small businesses; wealth and asset management products, and advice to retail and institutional clients through direct investing, advice-based, and asset management businesses; and property and casualty insurance, as well as life and health insurance products. The company also provides capital markets, and corporate and investment banking products and services, including underwriting and distribution of new debt and equity issues; advice on strategic acquisitions and divestitures; and trading, funding, and investment services to corporations, governments, and institutions. The Toronto-Dominion Bank was founded in 1855 and is headquartered in Toronto, Canada.
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