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Up Fintech Holding Ltd(TIGR)
Advisory History & Simulated Performance *
*as per simulation (see disclosures)- ALL
- 1Y
- 1M
- 1W
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- PASS (Skip)
Advisory Performance History (Simulated)
Upturn Advisory & Investor View for TIGR
09/18/2026: TIGR (1-star) is a SELL. SELL for 1 day. Simulated Profits (-9.04%). Updated daily EoD!
Up Fintech Holding Ltd is a digital brokerage firm that provides retail investors with access to global securities markets via its Tiger Trade platform. The company’s primary strengths lie in its technology-driven user experience and successful expansion into multiple international markets, which has helped diversify its revenue. While the platform faces significant competition and regulatory headwinds, its focus on scaling institutional services and wealth management offers a promising growth narrative. Investors should monitor evolving cross-border financial regulations and market volatility, as these are material risks to the business. The stock may appeal to growth-oriented investors, though it is currently not suited for those seeking dividend income.
How to Read the Upturn Advisory
The Upturn Star Rating and the current BUY, SELL, or PASS advisory are generated by Upturn’s AI advisory engine based on proprietary signal analysis, price behavior, advisory history, and historical signal performance.
Company fundamentals, valuation, risks, and news provide supporting context about the business.
Investor Fit
| Investor style | Fit | Why |
|---|---|---|
| Growth investor | Mixed fit | The company offers exposure to fintech growth but faces substantial regulatory and market-specific risks. |
| Momentum investor | Strong fit while signal remains positive | The stock can exhibit high volatility, which may attract momentum traders during periods of market optimism. |
| Value investor | Weak fit | The company is in a high-growth, high-regulation phase rather than being a mature value play. |
| Dividend investor | Weak fit | Up Fintech does not currently pay a dividend, making it unsuitable for income-focused strategies. |
| Low-risk investor | Weak fit | The high volatility and regulatory exposure make this stock ill-suited for conservative portfolios. |
Risk Profile
| Risk factor | Level | Why it matters |
|---|---|---|
| Price volatility | High | The stock is subject to significant price swings driven by market sentiment and regulatory news. |
| Valuation risk | Medium | Valuations are sensitive to growth assumptions that may be challenged by slowing market activity. |
| Competition risk (fintech brokerage) | High | Intense rivalry from incumbents and disruptors puts pressure on margins and market share. |
| Business quality | Medium | The business has built a solid platform but remains vulnerable to market-specific downturns. |
| Dividend income | Low / none | Shareholders cannot rely on dividend income for total returns. |
| Execution risk | Medium / high | Successful international expansion requires complex execution across different regulatory environments. |
Price Behavior

Steep Decline
The stock price has dropped sharply with strong downward pressure.

Choppy
The stock has experienced frequent reversals and pronounced short-term price swings.
Analysis of Past Performance
Type Stock | Historic Profit -54.56% | Avg. Invested days 22 | Today’s Advisory SELL |
Upturn Advisory Rating ![]() | Upturn Advisory Performance | Stock Returns Performance |
Upturn Scorecard
Upturn Star Rating 
Company Fundamentals 
Financial Health Rating 
Growth Momentum Score 
Ownership 
Top 5 Institutional Investors
Unit Economics (Per $1K Revenue) 
Economic Dimensions
Quantitative Style Profile 
Style Classification
Quality Focused
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 852.47M USD | Price to earnings Ratio 9.67 | 1Y Target Price 7.71 |
Price to earnings Ratio 9.67 | 1Y Target Price 7.71 | ||
Volume (30-day avg) 2.5M shares | Beta 0.5 | 52 Weeks Range 4.00 - 11.35 | Updated Date 09/18/2026 |
52 Weeks Range 4.00 - 11.35 | Updated Date 09/18/2026 | ||
Dividends yield (FY) - | Basic EPS (TTM) 0.49 |
How Company Makes Money
| Business area | What it includes | Retail investor read |
|---|---|---|
| Commission & Fee Income | Trading commissions and platform fees from brokerage services. | The company makes money when users trade frequently on their platform. |
| Interest Income | Interest earned on margin financing and cash held in client accounts. | Profitability is linked to interest rate environments and margin usage. |
| Institutional Services | Underwriting, placement, and advisory fees. | This segment diversifies income through services to corporate clients. |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date 2026-08-26 | When Before Market | Estimate 0.24 | Actual 0.21 |
Profitability
Profit Margin 18.37% | Operating Margin (TTM) 35.34% |
Management Effectiveness
Return on Assets (TTM) 1.22% | Return on Equity (TTM) 13.57% |
Valuation
Trailing PE 9.67 | Forward PE 14.99 | Enterprise Value 232.85M | Price to Sales(TTM) 1.4 |
Enterprise Value 232.85M | Price to Sales(TTM) 1.4 | ||
Enterprise Value to Revenue 0.34 | Enterprise Value to EBITDA 0.94 | Shares Outstanding 173.34M | Shares Floating 144.04M |
Shares Outstanding 173.34M | Shares Floating 144.04M | ||
Percent Insiders 19.39 | Percent Institutions 35.07 |
Upturn AI Summary
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
Financial Metrics
🧭 Investment Snapshot
Total Revenue (Scale)
Total money earned from selling products or services before any costs. It is needed to understand the scale of the business and its ability to generate income.
Net Income (Profit)
Final profit after all expenses, interest, and taxes are deducted. It is needed to determine the overall profitability available to shareholders.
Free Cash Flow (Cash Strength)
Cash remaining after operating activities and capital expenditures, showing cash available for growth. It is needed to evaluate the company’s ability to invest, pay dividends, or reduce debt.
📈 Growth & Strength
Operating Income (Core Profit)
Profit from core operations after deducting all operating expenses. It is needed to measure how efficiently the company runs its primary business activities.
EBITDA (Cash Earnings)
Earnings before interest, taxes, depreciation, and amortization, indicating operating cash potential. It is needed to compare operating performance across companies without accounting or financing differences.
Gross Profit (Unit Profitability)
Revenue minus cost of revenue, showing profit after direct production costs. It is needed to evaluate core business profitability before overhead expenses.
🛡️ Financial Safety
Cash (Liquidity Buffer)
Total cash and cash equivalents on hand. It is needed to evaluate immediate liquidity and financial flexibility.
Total Debt (Leverage Risk)
Total debt including both short-term and long-term components. It is needed to assess the company’s leverage and financial risk.
Net Working Capital (Short-Term Health)
Current assets minus current liabilities, indicating short-term liquidity strength. It is needed to assess whether the company can meet its short-term obligations.
🧱 Balance Sheet Strength
Stockholder Equity (Net Worth)
Total equity value held by shareholders. It is needed to understand the net worth of the company from the owners’ perspective.
Total Assets (Asset Base)
The full value of everything the company owns, including cash, inventory, equipment, and investments. It is needed to understand the resource base used to generate revenue.
Income Before Tax (Pre-Tax Earnings)
Income before provision for income taxes. It is needed to analyze profitability independent of tax structures.
⚙️ Cost & Drag Factors
Cost of Revenue (Production Cost)
Direct costs required to produce and deliver the products or services sold. It is needed to assess efficiency in production and service delivery.
Total Operating Expenses (Operating Cost)
Indirect costs of running the business such as salaries, marketing, and administration. It is needed to understand how much it costs to sustain ongoing business operations.
Income Tax Expense (Tax Drag)
Amount of taxes paid or payable to the government. It is needed to evaluate the impact of taxation on overall profitability.
About Up Fintech Holding Ltd
Exchange NASDAQ | Headquarters - | ||
IPO Launch date 1987-10-16 | Chairman & CEO Mr. Tianhua Wu | ||
Sector Financial Services | Industry Capital Markets | Full time employees 1346 | Website https://www.itigerup.com |
Full time employees 1346 | Website https://www.itigerup.com | ||
UP Fintech Holding Limited provides online brokerage services focusing on Chinese investors in New Zealand, the Cayman Island, Singapore, the United States, and internationally. The company has developed a brokerage platform, Tiger Trade which allows investor to trade stocks, options, warrants, and other financial instruments that can be accessed through its APP and website. It also provides value-added services, including investor education, community engagement, and IR/PR platform services. In addition, the company offers trade execution, margin financing, and securities lending services; asset management and wealth management; ESOP management; fund license application, product design, asset custody, transaction execution, and funding allocation; fund structuring and management; and IPO underwriting services. Further, the company provides market information and simulated trading services; and trade futures contracts. UP Fintech Holding Limited was founded in 2014 and is headquartered in Singapore.

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