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Upturn AI SWOT - About
UNH 
UnitedHealth Group Incorporated (UNH)
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Upturn Advisory Summary
10/10/2025: UNH (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
27 Analysts rated it
Well-followed company, solid analyst reports, reliable data for confident investing.
1 Year Target Price $362.42
1 Year Target Price $362.42
| 14 | Strong Buy |
| 6 | Buy |
| 5 | Hold |
| 1 | Sell |
| 1 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -22.11% | Avg. Invested days 34 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 10/10/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 321.06B USD | Price to earnings Ratio 15.34 | 1Y Target Price 362.42 |
Price to earnings Ratio 15.34 | 1Y Target Price 362.42 | ||
Volume (30-day avg) 27 | Beta 0.48 | 52 Weeks Range 233.13 - 617.34 | Updated Date 10/12/2025 |
52 Weeks Range 233.13 - 617.34 | Updated Date 10/12/2025 | ||
Dividends yield (FY) 2.31% | Basic EPS (TTM) 23.11 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 5.04% | Operating Margin (TTM) 4.61% |
Management Effectiveness
Return on Assets (TTM) 6.46% | Return on Equity (TTM) 21.65% |
Valuation
Trailing PE 15.34 | Forward PE 20.08 | Enterprise Value 367527874635 | Price to Sales(TTM) 0.76 |
Enterprise Value 367527874635 | Price to Sales(TTM) 0.76 | ||
Enterprise Value to Revenue 0.87 | Enterprise Value to EBITDA 10.52 | Shares Outstanding 905673625 | Shares Floating 897812378 |
Shares Outstanding 905673625 | Shares Floating 897812378 | ||
Percent Insiders 0.82 | Percent Institutions 86.6 |
Upturn AI SWOT
UnitedHealth Group Incorporated
Company Overview
History and Background
UnitedHealth Group Incorporated was founded in 1977 and has grown to become a diversified healthcare company. Initially focused on managed care, it expanded through strategic acquisitions and organic growth to include health benefits, technology-enabled services, and pharmacy benefit management.
Core Business Areas
- UnitedHealthcare: Provides health benefits plans and services to individuals, employers, and Medicare and Medicaid beneficiaries.
- Optum: Offers technology-enabled health services, including pharmacy care services (Optum Rx), health information and technology services (OptumInsight), and care delivery and management services (Optum Health).
Leadership and Structure
Andrew Witty serves as the Chief Executive Officer. The company has a board of directors and operates through decentralized business units, each with its own leadership team.
Top Products and Market Share
Key Offerings
- Medicare Advantage Plans: Offers Medicare Advantage plans, with a significant market share within the Medicare market. Competitors include Humana (HUM) and CVS Health (CVS) (Aetna).
- Pharmacy Benefit Management (Optum Rx): Provides pharmacy benefit management services, including prescription fulfillment, clinical programs, and formulary management. Competitors include CVS Health (CVS) (Caremark) and Cigna (CI) (Express Scripts).
- Employer-Sponsored Health Plans: Offers health insurance plans to employers of all sizes. Competitors include Cigna (CI), Anthem (ELV) (Elevance Health), and Aetna (CVS).
Market Dynamics
Industry Overview
The healthcare industry is undergoing significant changes due to increasing costs, regulatory reforms, and technological advancements. The shift towards value-based care and the growing demand for personalized healthcare solutions are shaping the market.
Positioning
UnitedHealth Group is a market leader in the healthcare industry, with a strong presence across various segments, including health insurance, pharmacy benefit management, and healthcare technology. Its competitive advantages include its scale, diversified business model, and focus on innovation.
Total Addressable Market (TAM)
The U.S. healthcare market is estimated at over $4 trillion annually. UnitedHealth Group is well-positioned to capture a significant portion of this TAM through its diverse offerings and market leadership.
Upturn SWOT Analysis
Strengths
- Diversified business model
- Large scale and market share
- Strong brand reputation
- Technological innovation
- Extensive data analytics capabilities
Weaknesses
- Regulatory scrutiny
- Complexity of operations
- Exposure to healthcare cost inflation
- Dependence on government programs
- Public perception of managed care
Opportunities
- Expansion into new markets
- Growth in value-based care
- Increased adoption of telehealth
- Leveraging data analytics for personalized healthcare
- Strategic acquisitions and partnerships
Threats
- Changes in healthcare regulations
- Increased competition
- Economic downturn
- Cybersecurity threats
- Negative public perception of the healthcare industry
Competitors and Market Share
Key Competitors
- CVS
- CI
- HUM
- ELV
Competitive Landscape
UnitedHealth Group benefits from its scale, scope, and diversification. Competitors are focused on specific segments of the market, such as pharmacy benefit management or government-sponsored healthcare.
Major Acquisitions
Change Healthcare
- Year: 2022
- Acquisition Price (USD millions): 13000
- Strategic Rationale: Enhance technology capabilities and data analytics to improve healthcare delivery and efficiency.
Growth Trajectory and Initiatives
Historical Growth: UnitedHealth Group has experienced significant growth over the past decade, driven by organic expansion and strategic acquisitions.
Future Projections: Analysts project continued growth in revenue and earnings, driven by the aging population, increasing demand for healthcare services, and the company's strategic initiatives.
Recent Initiatives: Recent initiatives include expanding its telehealth offerings, investing in data analytics, and forming strategic partnerships to enhance its capabilities.
Summary
UnitedHealth Group is a strong company with a leading position in the healthcare industry. Its diversified business model, large scale, and focus on innovation are working well. However, the company faces regulatory scrutiny and healthcare cost inflation which it needs to look out for.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Filings (10-K, 10-Q), Investor Presentations, Market Research Reports, Analyst Estimates
Disclaimers:
The information provided is for informational purposes only and should not be considered financial advice. Investment decisions should be based on individual research and consultation with a qualified financial advisor. Market share estimates are approximate and may vary depending on the source.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About UnitedHealth Group Incorporated
Exchange NYSE | Headquaters Eden Prairie, MN, United States | ||
IPO Launch date 1984-10-26 | CEO & Non-Independent Non-Executive Chairman Mr. Stephen J. Hemsley | ||
Sector Healthcare | Industry Healthcare Plans | Full time employees 400000 | |
Full time employees 400000 | |||
UnitedHealth Group Incorporated operates as a health care company in the United States and internationally. The company operates through four segments: UnitedHealthcare, Optum Health, Optum Insight, and Optum Rx. The UnitedHealthcare segment offers consumer-oriented health benefit plans and services for national employers, public sector employers, mid-sized employers, small businesses, and individuals; health care coverage, and health and well-being services to individuals age 50 and older; Medicaid plans, children's health insurance and health care programs; and health care benefits products and services to state programs caring for the economically disadvantaged, medically underserved, and those without the benefit of employer-funded health care coverage. The Optum Health segment provides care delivery, care management, wellness and consumer engagement, and health financial services patients, consumers, care delivery systems, providers, employers, payers, and public-sector entities. The Optum Insight segment offers software and information products, advisory consulting arrangements, and managed services outsourcing contracts to hospital systems, physicians, health plans, governments, life sciences companies, and other organizations. The Optum Rx segment provides pharmacy care services and programs, including retail network contracting, home delivery, specialty and community health pharmacy services, infusion, and purchasing and clinical capabilities, as well as develops programs in the areas of step therapy, formulary management, drug adherence, and disease and drug therapy management. UnitedHealth Group Incorporated was founded in 1974 and is based in Eden Prairie, Minnesota.
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