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Upturn AI SWOT - About
HUM 
Humana Inc (HUM)
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Upturn Advisory Summary
09/12/2025: HUM (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
26 Analysts rated it
Well-followed company, solid analyst reports, reliable data for confident investing.
1 Year Target Price $298.95
1 Year Target Price $298.95
| 6 | Strong Buy |
| 3 | Buy |
| 17 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -36.13% | Avg. Invested days 26 | Today’s Advisory WEAK BUY |
Upturn Star Rating | Upturn Advisory Performance  1.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 09/12/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 33.25B USD | Price to earnings Ratio 21.18 | 1Y Target Price 298.95 |
Price to earnings Ratio 21.18 | 1Y Target Price 298.95 | ||
Volume (30-day avg) 26 | Beta 0.45 | 52 Weeks Range 206.87 - 321.00 | Updated Date 09/14/2025 |
52 Weeks Range 206.87 - 321.00 | Updated Date 09/14/2025 | ||
Dividends yield (FY) 1.27% | Basic EPS (TTM) 13.05 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 1.28% | Operating Margin (TTM) 3.58% |
Management Effectiveness
Return on Assets (TTM) 4.69% | Return on Equity (TTM) 9.03% |
Valuation
Trailing PE 21.18 | Forward PE 19.96 | Enterprise Value 41793941644 | Price to Sales(TTM) 0.27 |
Enterprise Value 41793941644 | Price to Sales(TTM) 0.27 | ||
Enterprise Value to Revenue 0.34 | Enterprise Value to EBITDA - | Shares Outstanding 120272000 | Shares Floating 120045708 |
Shares Outstanding 120272000 | Shares Floating 120045708 | ||
Percent Insiders 0.21 | Percent Institutions 96.12 |
Upturn AI SWOT
Humana Inc
Company Overview
History and Background
Humana Inc. was founded in 1961 as a nursing home company. It evolved into a hospital company and subsequently transitioned to managed care in the 1980s. It is now one of the largest health insurance providers in the United States.
Core Business Areas
- Retail: Offers Medicare benefits, including Medicare Advantage and Medicare prescription drug plans, as well as commercial health insurance and individual specialty products.
- Healthcare Services: Provides integrated care delivery, home solutions, and pharmacy solutions.
Leadership and Structure
Bruce D. Broussard is the President and CEO. The company has a board of directors and operates with a functional organizational structure across its business segments.
Top Products and Market Share
Key Offerings
- Medicare Advantage Plans: Humana is a leading provider of Medicare Advantage plans, offering various options to seniors. Humana has about 5.8 million Medicare Advantage members (2024). Competitors include UnitedHealthcare, CVS Health (Aetna), and Cigna.
- Prescription Drug Plans (PDP): Humana offers standalone prescription drug plans to cover prescription medications. Competitors include UnitedHealthcare, CVS Health (Aetna), and Cigna.
- Healthcare Services: Humana also has a healthcare services segment, including home care. Competitors include Optum (UnitedHealthcare), CVS Health.
Market Dynamics
Industry Overview
The health insurance industry is highly competitive and regulated. It is characterized by consolidation, increasing costs, and evolving government regulations.
Positioning
Humana Inc. is a major player in the managed healthcare industry, particularly in the Medicare Advantage market. Its competitive advantages include a strong brand, a large membership base, and a focus on integrated care.
Total Addressable Market (TAM)
The US healthcare market is estimated to be several trillion dollars annually. Humana is well-positioned to capture a significant portion of this TAM, particularly in the Medicare Advantage segment, which continues to grow as the population ages.
Upturn SWOT Analysis
Strengths
- Strong brand recognition
- Large membership base
- Focus on Medicare Advantage
- Integrated care delivery capabilities
- Established distribution network
Weaknesses
- Exposure to regulatory changes
- High medical costs
- Reliance on government funding
- Geographic concentration in certain markets
Opportunities
- Growing Medicare Advantage market
- Expansion into new geographies
- Partnerships and acquisitions
- Development of innovative healthcare solutions
- Increase in telehealth usage
Threats
- Increased competition
- Changes in government regulations (e.g., Affordable Care Act)
- Rising medical costs
- Cybersecurity threats
- Economic downturn affecting enrollment
Competitors and Market Share
Key Competitors
- UNH
- CVS
- CI
Competitive Landscape
Humana faces intense competition from other large health insurers. Its advantages include its focus on Medicare Advantage and integrated care delivery. Disadvantages may include its exposure to regulatory changes and high medical costs.
Major Acquisitions
Kindred at Home
- Year: 2021
- Acquisition Price (USD millions): 5700
- Strategic Rationale: Expanded Humana's home health capabilities.
Growth Trajectory and Initiatives
Historical Growth: Humana has grown through organic expansion and acquisitions. The growth has been driven by the expansion of the Medicare Advantage market and the company's ability to attract and retain members.
Future Projections: Future projections depend on factors such as enrollment growth, medical cost trends, and regulatory changes. Analyst estimates are available from financial research firms.
Recent Initiatives: Recent initiatives may include expanding into new markets, launching new products, and investing in technology to improve care delivery.
Summary
Humana Inc. is a significant player in the health insurance industry, especially strong in Medicare Advantage. The company benefits from a strong brand, large membership, and integrated care. Humana needs to watch out for increasing competition, regulatory risks, and rising medical costs, while looking to capitalize on the growing senior population.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Humana Inc. Investor Relations
- SEC Filings
- Company Press Releases
- Financial News Articles
- Market Research Reports
Disclaimers:
The information provided is for informational purposes only and does not constitute financial advice. Market share data is approximate and may vary depending on the source. Financial data is based on publicly available information and is subject to change.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Humana Inc
Exchange NYSE | Headquaters Louisville, KY, United States | ||
IPO Launch date 1993-01-22 | President, CEO & Director Mr. James A. Rechtin M.B.A. | ||
Sector Healthcare | Industry Healthcare Plans | Full time employees 65680 | Website https://www.humana.com |
Full time employees 65680 | Website https://www.humana.com | ||
Humana Inc. provides medical and specialty insurance products in the United States. It operates in two segments, Insurance and CenterWell. It offers medical care and supplemental benefit plans to individuals. The company also has a contract with Centers for Medicare and Medicaid Services to administer the Limited Income Newly Eligible Transition prescription drug plan program; and contracts with various states to provide Medicaid, dual eligible, and long-term support services benefits. In addition, it provides commercial fully-insured medical and specialty health insurance benefits comprising dental, vision, and other supplemental health benefits, as well as administrative services only products to individuals and employer groups; and military services, such as TRICARE T2017 East Region contract. Further, the company engages in the operation of pharmacy benefit manager business; operates pharmacies and senior focused primary care centers; and offers home solutions services, such as home health, hospice, and other services to its health plan members, as well as to third parties. It sells its products through employers and employees, independent brokers and agents, sales representatives, and digital insurance agencies. The company was formerly known as Extendicare Inc. and changed its name to Humana Inc. in April 1974. Humana Inc. was founded in 1961 and is headquartered in Louisville, Kentucky.
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