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Upturn AI Summary - About
NCR Voyix Corporation(VYX)
Advisory History & Simulated Performance *
*as per simulation (see disclosures)- ALL
- 1Y
- 1M
- 1W
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- PASS (Skip)
Stock price based on last close Advisory Performance History (Simulated)
Upturn Advisory & Investor View for VYX
10/23/2026: VYX (1-star) is currently NOT-A-BUY. Pass it for now.
NCR Voyix is a specialized software and technology company serving the retail and restaurant industries with its cloud-native commerce platforms. Following a strategic split and the recent divestiture of its digital banking unit, the firm is now a leaner player focused on high-margin, recurring software revenue. Its main strengths include a dominant installed base in POS and self-checkout, which provides a foundation for its shift toward an intelligent, unified commerce platform. Primary risks involve intense competition from cloud-native SMB rivals and the execution of its transition to a platform-led model. The stock suits investors seeking a long-term play on retail digitization despite current headline revenue volatility.
How to Read the Upturn Advisory
The Upturn Star Rating and the current BUY, SELL, or PASS advisory are generated by Upturn’s AI advisory engine based on proprietary signal analysis, price behavior, advisory history, and historical signal performance.
Company fundamentals, valuation, risks, and news provide supporting context about the business.
Investor Fit
| Investor style | Fit | Why |
|---|---|---|
| Growth investor | Strong fit while signal remains positive | The company's transition to a SaaS and cloud-first platform model offers significant long-term growth potential. |
| Momentum investor | Mixed fit | Momentum is currently muted due to headline revenue declines during the business model transition. |
| Value investor | Strong fit | The valuation may reflect the complexity of the ongoing transformation and recent divestitures. |
| Dividend investor | Weak fit | The company is prioritizing reinvestment and debt reduction over dividend payouts. |
| Low-risk investor | Weak fit | The volatility associated with business model restructuring creates risks unsuitable for conservative portfolios. |
Risk Profile
| Risk factor | Level | Why it matters |
|---|---|---|
| Price volatility | High | The stock has experienced significant volatility due to the spin-off and subsequent business restructuring. |
| Valuation risk | Medium | Valuation depends on the successful execution of the SaaS-led pivot and margin expansion. |
| Competition risk (Cloud-native software) | High | Aggressive, agile competitors like Toast and Square threaten share in the high-growth SMB sector. |
| Business quality | Medium | The company's franchise strength is notable, but the legacy hardware components continue to weigh on margins. |
| Dividend income | Low / none | The company currently focuses capital on growth and debt reduction rather than income distribution. |
| Execution risk | Medium / high | The complexity of transitioning to a pure-play, platform-led software provider poses significant operational execution risks. |
Price Behavior
Downtrend
The stock has experienced a sustained decline in price over recent periods.
Choppy
The stock has experienced frequent reversals and pronounced short-term price swings.
Analysis of Past Performance
Type Stock | Historic Profit -60.03% | Avg. Invested days 24 | Today’s Advisory PASS |
Upturn Advisory Rating  | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 10/23/2026 |
Upturn Scorecard
Upturn Star Rating 
Company Fundamentals
Financial Health Rating
Growth Momentum Score
Ownership
Top 5 Institutional Investors
Unit Economics (Per $1K Revenue)
Economic Dimensions
Quantitative Style Profile
Style Classification
Quality Focused
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 1.19B USD | Price to earnings Ratio 28.8 | 1Y Target Price 12.67 |
Price to earnings Ratio 28.8 | 1Y Target Price 12.67 | ||
Volume (30-day avg) 3.0M shares | Beta 1.53 | 52 Weeks Range 6.02 - 12.02 | Updated Date 10/22/2026 |
52 Weeks Range 6.02 - 12.02 | Updated Date 10/22/2026 | ||
Dividends yield (FY) - | Basic EPS (TTM) 0.3 |
How Company Makes Money
| Business area | What it includes | Retail investor read |
|---|---|---|
| Retail Solutions | POS software, self-checkout kiosks, and enterprise inventory management systems. | Revenue from selling the 'brains' and hardware for retail stores. |
| Restaurant Solutions | Aloha POS, order management, and operational software for hospitality. | Recurring revenue from software used by restaurants to manage orders and operations. |
| Professional Services | IT support, system installation, and managed services for enterprise customers. | Steady fee-based revenue for keeping client systems running. |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Valuation
Trailing PE 28.8 | Forward PE 6.98 | Enterprise Value 2.30B | Price to Sales(TTM) 0.47 |
Enterprise Value 2.30B | Price to Sales(TTM) 0.47 | ||
Enterprise Value to Revenue 0.89 | Enterprise Value to EBITDA 9.52 | Shares Outstanding 138.07M | Shares Floating 111.35M |
Shares Outstanding 138.07M | Shares Floating 111.35M | ||
Percent Insiders 0.94 | Percent Institutions 124.79 |
Financial Metrics
🧭 Investment Snapshot
Total Revenue (Scale)
Total money earned from selling products or services before any costs. It is needed to understand the scale of the business and its ability to generate income.
Net Income (Profit)
Final profit after all expenses, interest, and taxes are deducted. It is needed to determine the overall profitability available to shareholders.
Free Cash Flow (Cash Strength)
Cash remaining after operating activities and capital expenditures, showing cash available for growth. It is needed to evaluate the company’s ability to invest, pay dividends, or reduce debt.
📈 Growth & Strength
Operating Income (Core Profit)
Profit from core operations after deducting all operating expenses. It is needed to measure how efficiently the company runs its primary business activities.
EBITDA (Cash Earnings)
Earnings before interest, taxes, depreciation, and amortization, indicating operating cash potential. It is needed to compare operating performance across companies without accounting or financing differences.
Gross Profit (Unit Profitability)
Revenue minus cost of revenue, showing profit after direct production costs. It is needed to evaluate core business profitability before overhead expenses.
🛡️ Financial Safety
Cash (Liquidity Buffer)
Total cash and cash equivalents on hand. It is needed to evaluate immediate liquidity and financial flexibility.
Total Debt (Leverage Risk)
Total debt including both short-term and long-term components. It is needed to assess the company’s leverage and financial risk.
Net Working Capital (Short-Term Health)
Current assets minus current liabilities, indicating short-term liquidity strength. It is needed to assess whether the company can meet its short-term obligations.
🧱 Balance Sheet Strength
Stockholder Equity (Net Worth)
Total equity value held by shareholders. It is needed to understand the net worth of the company from the owners’ perspective.
Total Assets (Asset Base)
The full value of everything the company owns, including cash, inventory, equipment, and investments. It is needed to understand the resource base used to generate revenue.
Income Before Tax (Pre-Tax Earnings)
Income before provision for income taxes. It is needed to analyze profitability independent of tax structures.
⚙️ Cost & Drag Factors
Cost of Revenue (Production Cost)
Direct costs required to produce and deliver the products or services sold. It is needed to assess efficiency in production and service delivery.
Total Operating Expenses (Operating Cost)
Indirect costs of running the business such as salaries, marketing, and administration. It is needed to understand how much it costs to sustain ongoing business operations.
Income Tax Expense (Tax Drag)
Amount of taxes paid or payable to the government. It is needed to evaluate the impact of taxation on overall profitability.
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