- Chart
- Upturn Summary
- Highlights
- Revenue
- Valuation
Upturn AI Summary - About
NCR Voyix Corporation(VYX)
Advisory History & Simulated Performance *
*as per simulation (see disclosures)- ALL
- 1Y
- 1M
- 1W
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- PASS (Skip)
Advisory Performance History (Simulated)
Upturn Advisory & Investor View for VYX
10/09/2026: VYX (1-star) is currently NOT-A-BUY. Pass it for now.
NCR Voyix is a technology company focused on providing digital commerce, software, and payment solutions to the retail and restaurant sectors. The firm is currently in a transformational phase, transitioning from a legacy hardware provider to a cloud-native SaaS model to capture recurring revenue. Its primary strength lies in an extensive global customer base and deep industry expertise, providing a platform for growth in digital automation and payments. Key risks include significant debt levels and stiff competition from modern, cloud-first rivals like Toast. The stock may suit investors focused on a value-oriented turnaround play, provided the company executes successfully on its software migration and deleveraging goals.
How to Read the Upturn Advisory
The Upturn Star Rating and the current BUY, SELL, or PASS advisory are generated by Upturn’s AI advisory engine based on proprietary signal analysis, price behavior, advisory history, and historical signal performance.
Company fundamentals, valuation, risks, and news provide supporting context about the business.
Investor Fit
| Investor style | Fit | Why |
|---|---|---|
| Growth investor | Mixed fit | The company is transitioning toward software, but growth is tempered by legacy hardware business headwinds. |
| Momentum investor | Weak fit | Current stock performance has lacked a consistent uptrend to attract significant momentum capital. |
| Value investor | Strong fit | The stock may present value opportunities if the software transition successfully expands margins and reduces debt. |
| Dividend investor | Weak fit | The company does not pay a dividend, making it unsuitable for income-focused portfolios. |
| Low-risk investor | Weak fit | Execution risks regarding the transition and significant debt levels contribute to higher volatility. |
Risk Profile
| Risk factor | Level | Why it matters |
|---|---|---|
| Price volatility | Medium / high | The stock is susceptible to swings based on quarterly software subscription growth and deleveraging progress. |
| Valuation risk | Medium | Market pricing depends heavily on the successful execution of the SaaS business model shift. |
| Competition risk (Cloud-native software) | High | Agile competitors like Toast continue to challenge the company's dominance in restaurant and retail software. |
| Business quality | Medium | While the franchise is strong, it is in a transitional phase from legacy systems. |
| Dividend income | Low / none | There is no current yield for investors seeking steady income. |
| Execution risk | Medium / high | The successful migration of the massive, diverse customer base to the new platform is a major operational challenge. |
Price Behavior

Downtrend
The stock has experienced a sustained decline in price over recent periods.

Choppy
The stock has experienced frequent reversals and pronounced short-term price swings.
Analysis of Past Performance
Type Stock | Historic Profit -60.06% | Avg. Invested days 24 | Today’s Advisory PASS |
Upturn Advisory Rating ![]() | Upturn Advisory Performance | Stock Returns Performance |
Upturn Scorecard
Upturn Star Rating 
Company Fundamentals 
Financial Health Rating 
Growth Momentum Score 
Ownership 
Top 5 Institutional Investors
Unit Economics (Per $1K Revenue) 
Economic Dimensions
Quantitative Style Profile 
Style Classification
Quality Focused
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 952.68M USD | Price to earnings Ratio 24.64 | 1Y Target Price 12.96 |
Price to earnings Ratio 24.64 | 1Y Target Price 12.96 | ||
Volume (30-day avg) 3.2M shares | Beta 1.53 | 52 Weeks Range 6.02 - 12.07 | Updated Date 10/09/2026 |
52 Weeks Range 6.02 - 12.07 | Updated Date 10/09/2026 | ||
Dividends yield (FY) - | Basic EPS (TTM) 0.28 |
How Company Makes Money
| Business area | What it includes | Retail investor read |
|---|---|---|
| Software/SaaS | Subscription fees for cloud-based POS and management platforms. | This is the primary growth driver and most attractive segment for long-term margins. |
| Services and Maintenance | Support, installation, and repair services for retail/restaurant hardware. | Stable but lower-margin business supporting the existing hardware base. |
| Hardware | Point-of-sale terminals, kiosks, and scanners. | Lower margin, legacy part of the business that is increasingly being de-emphasized. |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Valuation
Trailing PE 24.64 | Forward PE 6.98 | Enterprise Value 2.30B | Price to Sales(TTM) 0.37 |
Enterprise Value 2.30B | Price to Sales(TTM) 0.37 | ||
Enterprise Value to Revenue 0.89 | Enterprise Value to EBITDA 9.52 | Shares Outstanding 138.07M | Shares Floating 111.35M |
Shares Outstanding 138.07M | Shares Floating 111.35M | ||
Percent Insiders 0.94 | Percent Institutions 124.73 |
Financial Metrics
🧭 Investment Snapshot
Total Revenue (Scale)
Total money earned from selling products or services before any costs. It is needed to understand the scale of the business and its ability to generate income.
Net Income (Profit)
Final profit after all expenses, interest, and taxes are deducted. It is needed to determine the overall profitability available to shareholders.
Free Cash Flow (Cash Strength)
Cash remaining after operating activities and capital expenditures, showing cash available for growth. It is needed to evaluate the company’s ability to invest, pay dividends, or reduce debt.
📈 Growth & Strength
Operating Income (Core Profit)
Profit from core operations after deducting all operating expenses. It is needed to measure how efficiently the company runs its primary business activities.
EBITDA (Cash Earnings)
Earnings before interest, taxes, depreciation, and amortization, indicating operating cash potential. It is needed to compare operating performance across companies without accounting or financing differences.
Gross Profit (Unit Profitability)
Revenue minus cost of revenue, showing profit after direct production costs. It is needed to evaluate core business profitability before overhead expenses.
🛡️ Financial Safety
Cash (Liquidity Buffer)
Total cash and cash equivalents on hand. It is needed to evaluate immediate liquidity and financial flexibility.
Total Debt (Leverage Risk)
Total debt including both short-term and long-term components. It is needed to assess the company’s leverage and financial risk.
Net Working Capital (Short-Term Health)
Current assets minus current liabilities, indicating short-term liquidity strength. It is needed to assess whether the company can meet its short-term obligations.
🧱 Balance Sheet Strength
Stockholder Equity (Net Worth)
Total equity value held by shareholders. It is needed to understand the net worth of the company from the owners’ perspective.
Total Assets (Asset Base)
The full value of everything the company owns, including cash, inventory, equipment, and investments. It is needed to understand the resource base used to generate revenue.
Income Before Tax (Pre-Tax Earnings)
Income before provision for income taxes. It is needed to analyze profitability independent of tax structures.
⚙️ Cost & Drag Factors
Cost of Revenue (Production Cost)
Direct costs required to produce and deliver the products or services sold. It is needed to assess efficiency in production and service delivery.
Total Operating Expenses (Operating Cost)
Indirect costs of running the business such as salaries, marketing, and administration. It is needed to understand how much it costs to sustain ongoing business operations.
Income Tax Expense (Tax Drag)
Amount of taxes paid or payable to the government. It is needed to evaluate the impact of taxation on overall profitability.

Note: This website is maintained by Upturn Corporation, which is an investment adviser registered with the U.S. Securities and Exchange Commission. Such registration does not imply a certain level of skill or training. Investing in securities has risks. Past performance is no guarantee of future returns. No assurance is provided as to any particular investment return, and you may lose money using our services. You are strongly advised to consult appropriate counsel before making any investments in companies you learn about through our services. You should obtain appropriate legal, tax, investment, accounting, and other advice that takes into account your investment portfolio and overall financial situation. You are solely responsible for conducting due diligence on a potential investment. We do not affect trades for you. You will select your own broker through which to transact. Investments are not FDIC insured, they are not guaranteed, and they may lose value. Please see the Privacy Policy, Terms of Use, and Disclosure for more information.
All company names, trademarks, logos, and brands are the property of their respective owners and are used for identification and informational purposes only. Use of these names, trademarks, and logos does not imply endorsement by their respective owners.

