NCR Voyix Corporation logo

NCR Voyix Corporation(VYX)

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EXPLORE ADVISORIES AND THEIR HISTORY
QUALITY SIGNAL
1-STAR RATING
PASS
LAST CLOSE
$7.15
10/09/2026
(24-hour delay)

Advisory History & Simulated Performance *

*as per simulation (see disclosures)
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Upturn Stock price based on last close iconStock price based on last close
Simulated performance—not actual client returns. Results depend on calculation assumptions and do not guarantee future outcomes. See Disclosures for methodology, assumptions, and limitations.

Advisory Performance History (Simulated)Advisory Performance History info

Simulated performance—not actual client returns. Results depend on calculation assumptions and do not guarantee future outcomes. See Disclosures for methodology, assumptions, and limitations.

Upturn Advisory & Investor View for VYX

10/09/2026: VYX (1-star) is currently NOT-A-BUY. Pass it for now.

NCR Voyix is a technology company focused on providing digital commerce, software, and payment solutions to the retail and restaurant sectors. The firm is currently in a transformational phase, transitioning from a legacy hardware provider to a cloud-native SaaS model to capture recurring revenue. Its primary strength lies in an extensive global customer base and deep industry expertise, providing a platform for growth in digital automation and payments. Key risks include significant debt levels and stiff competition from modern, cloud-first rivals like Toast. The stock may suit investors focused on a value-oriented turnaround play, provided the company executes successfully on its software migration and deleveraging goals.

How to Read the Upturn Advisory

The Upturn Star Rating and the current BUY, SELL, or PASS advisory are generated by Upturn’s AI advisory engine based on proprietary signal analysis, price behavior, advisory history, and historical signal performance.

Company fundamentals, valuation, risks, and news provide supporting context about the business.

Investor Fit

Investor styleFitWhy
Growth investorMixed fitThe company is transitioning toward software, but growth is tempered by legacy hardware business headwinds.
Momentum investorWeak fitCurrent stock performance has lacked a consistent uptrend to attract significant momentum capital.
Value investorStrong fitThe stock may present value opportunities if the software transition successfully expands margins and reduces debt.
Dividend investorWeak fitThe company does not pay a dividend, making it unsuitable for income-focused portfolios.
Low-risk investorWeak fitExecution risks regarding the transition and significant debt levels contribute to higher volatility.

Risk Profile

Risk factorLevelWhy it matters
Price volatilityMedium / highThe stock is susceptible to swings based on quarterly software subscription growth and deleveraging progress.
Valuation riskMediumMarket pricing depends heavily on the successful execution of the SaaS business model shift.
Competition risk (Cloud-native software)HighAgile competitors like Toast continue to challenge the company's dominance in restaurant and retail software.
Business qualityMediumWhile the franchise is strong, it is in a transitional phase from legacy systems.
Dividend incomeLow / noneThere is no current yield for investors seeking steady income.
Execution riskMedium / highThe successful migration of the massive, diverse customer base to the new platform is a major operational challenge.

Price Behavior

Downtrend
PRICE PATH

Downtrend

The stock has experienced a sustained decline in price over recent periods.

Choppy
PRICE STABILITY

Choppy

The stock has experienced frequent reversals and pronounced short-term price swings.

Analysis of Past Performance

Type Stock
Historic Profit -60.06%
Avg. Invested days 24
Today’s Advisory PASS
Upturn Advisory Rating upturn star rating icon
Upturn Advisory Performance Upturn Advisory Performance icon 2.0
Stock Returns Performance Upturn Returns Performance icon 1.0
Upturn Profits based on simulation icon Profits based on simulation
Upturn last close icon Last Close 10/09/2026

Upturn Scorecard

Upturn Star Rating

★★★★★
VYX receives a 3-star rating, supported by solid analyst coverage. The rating is constrained by weak unit economics, and weak price momentum.

Company Fundamentals

★★★★★
VYX has moderate overall fundamentals (3 stars), with moderate financial health, soft growth momentum, and solid ownership. In FY2025 versus FY2024, growth and ownership metrics are mixed: negative earnings growth (-95.6%), weak cash generation (FCF margin -14.0%), slightly negative revenue growth (-4.9%).

Financial Health Rating

★★★★★
VYX's financial health is supported by moderate efficiency, including operating-expense and cost-of-revenue discipline (opex 22.6% of revenue). Profitability is soft (2 stars), which helps explain the 3-star overall score.

Growth Momentum Score

★★★★★
VYX's growth profile is soft, with the least-weak measure being revenue growth at -4.9% FY2025 versus FY2024. By comparison, while earnings growth (-95.6%, negative) and free-cash-flow growth (-7.4%, negative) hold the profile back, so recent growth is not broad-based across the business.

Ownership

★★★★★
Institutional ownership is 124.7% and approximately 80.6% of outstanding shares are publicly tradable, supporting liquidity and institutional participation. Insider ownership is only 0.94%, which materially reduces the ownership score.

Top 5 Institutional Investors

BlackRock Inc 16.34%
Greenhouse Funds LLLP 14.41%
Shapiro Capital Management Co Inc 7.85%
Vanguard Portfolio Management, LLC 7.83%
Neuberger Berman Group LLC 4.51%

Unit Economics (Per $1K Revenue)

★★★★★
VYX generates approximately $236 of gross profit, $10 of operating income, and $-140 of free cash flow for every $1,000 of revenue. Based on FY2025 results. Negative free cash flow explains the 1-star rating, with weak cash conversion and weak capital efficiency.

Economic Dimensions

★★★★★
Effective Tax Rate: 235.48%

Quantitative Style Profile

★★★★★
VYX has a liquid profile. Weak momentum is the primary drawback, while elevated volatility.

Style Classification

Quality Focused

Value-OrientedHigh VolatilitySmall / Mid Cap RiskShort Squeeze RiskHighly Liquid / Institution-Friendly

Key Highlights

Company Size Small-Cap Stock
Market Capitalization 952.68M USD
Price to earnings Ratio 24.64
1Y Target Price 12.96
Price to earnings Ratio 24.64
1Y Target Price 12.96
Volume (30-day avg) 3.2M shares
Beta 1.53
52 Weeks Range 6.02 - 12.07
Updated Date 10/09/2026
52 Weeks Range 6.02 - 12.07
Updated Date 10/09/2026
Dividends yield (FY) -
Basic EPS (TTM) 0.28

How Company Makes Money

Business areaWhat it includesRetail investor read
Software/SaaSSubscription fees for cloud-based POS and management platforms.This is the primary growth driver and most attractive segment for long-term margins.
Services and MaintenanceSupport, installation, and repair services for retail/restaurant hardware.Stable but lower-margin business supporting the existing hardware base.
HardwarePoint-of-sale terminals, kiosks, and scanners.Lower margin, legacy part of the business that is increasingly being de-emphasized.

Analyzing Revenue: Products, Geography and Growth

Revenue by Products

Product revenue - Year on Year

Revenue by Geography

Geography revenue - Year on Year

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Valuation

Trailing PE 24.64
Forward PE 6.98
Enterprise Value 2.30B
Price to Sales(TTM) 0.37
Enterprise Value 2.30B
Price to Sales(TTM) 0.37
Enterprise Value to Revenue 0.89
Enterprise Value to EBITDA 9.52
Shares Outstanding 138.07M
Shares Floating 111.35M
Shares Outstanding 138.07M
Shares Floating 111.35M
Percent Insiders 0.94
Percent Institutions 124.73

Financial Metrics

🧭 Investment Snapshot

Total Revenue (Scale)

Information icon Total money earned from selling products or services before any costs. It is needed to understand the scale of the business and its ability to generate income.

Net Income (Profit)

Information icon Final profit after all expenses, interest, and taxes are deducted. It is needed to determine the overall profitability available to shareholders.

Free Cash Flow (Cash Strength)

Information icon Cash remaining after operating activities and capital expenditures, showing cash available for growth. It is needed to evaluate the company’s ability to invest, pay dividends, or reduce debt.

📈 Growth & Strength

Operating Income (Core Profit)

Information icon Profit from core operations after deducting all operating expenses. It is needed to measure how efficiently the company runs its primary business activities.

EBITDA (Cash Earnings)

Information icon Earnings before interest, taxes, depreciation, and amortization, indicating operating cash potential. It is needed to compare operating performance across companies without accounting or financing differences.

Gross Profit (Unit Profitability)

Information icon Revenue minus cost of revenue, showing profit after direct production costs. It is needed to evaluate core business profitability before overhead expenses.

🛡️ Financial Safety

Cash (Liquidity Buffer)

Information icon Total cash and cash equivalents on hand. It is needed to evaluate immediate liquidity and financial flexibility.

Total Debt (Leverage Risk)

Information icon Total debt including both short-term and long-term components. It is needed to assess the company’s leverage and financial risk.

Net Working Capital (Short-Term Health)

Information icon Current assets minus current liabilities, indicating short-term liquidity strength. It is needed to assess whether the company can meet its short-term obligations.

🧱 Balance Sheet Strength

Stockholder Equity (Net Worth)

Information icon Total equity value held by shareholders. It is needed to understand the net worth of the company from the owners’ perspective.

Total Assets (Asset Base)

Information icon The full value of everything the company owns, including cash, inventory, equipment, and investments. It is needed to understand the resource base used to generate revenue.

Income Before Tax (Pre-Tax Earnings)

Information icon Income before provision for income taxes. It is needed to analyze profitability independent of tax structures.

⚙️ Cost & Drag Factors

Cost of Revenue (Production Cost)

Information icon Direct costs required to produce and deliver the products or services sold. It is needed to assess efficiency in production and service delivery.

Total Operating Expenses (Operating Cost)

Information icon Indirect costs of running the business such as salaries, marketing, and administration. It is needed to understand how much it costs to sustain ongoing business operations.

Income Tax Expense (Tax Drag)

Information icon Amount of taxes paid or payable to the government. It is needed to evaluate the impact of taxation on overall profitability.

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