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Upturn AI SWOT - About
Atlantic American Corporation (AAME)
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Upturn Advisory Summary
01/21/2025: AAME (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $0
1 Year Target Price $0
| 0 | Strong Buy |
| 0 | Buy |
| 0 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -40.49% | Avg. Invested days 23 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 01/21/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 41.61M USD | Price to earnings Ratio - | 1Y Target Price - |
Price to earnings Ratio - | 1Y Target Price - | ||
Volume (30-day avg) - | Beta 0.71 | 52 Weeks Range 1.23 - 2.22 | Updated Date 06/30/2025 |
52 Weeks Range 1.23 - 2.22 | Updated Date 06/30/2025 | ||
Dividends yield (FY) 0.98% | Basic EPS (TTM) -0.1 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin -0.77% | Operating Margin (TTM) 3.61% |
Management Effectiveness
Return on Assets (TTM) 0.27% | Return on Equity (TTM) -1.43% |
Valuation
Trailing PE - | Forward PE - | Enterprise Value 43522345 | Price to Sales(TTM) 0.22 |
Enterprise Value 43522345 | Price to Sales(TTM) 0.22 | ||
Enterprise Value to Revenue 0.23 | Enterprise Value to EBITDA - | Shares Outstanding 20397200 | Shares Floating 4033552 |
Shares Outstanding 20397200 | Shares Floating 4033552 | ||
Percent Insiders 80.12 | Percent Institutions 5.37 |
Analyst Ratings
Rating - | Target Price - | Buy - | Strong Buy - |
Buy - | Strong Buy - | ||
Hold - | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
Atlantic American Corporation
Company Overview
History and Background
Atlantic American Corporation, founded in 1939, began as an insurance provider focusing on life and health products. It has evolved through acquisitions and organic growth, adapting to changing market conditions and expanding its product offerings.
Core Business Areas
- American Southern Insurance Company: Provides property and casualty insurance products, primarily in the Southeast US. This segment offers auto, homeowners, and commercial insurance.
- Atlantic American Life Insurance Company: Offers life insurance and annuity products. Focus is on individual and group life insurance policies, pre-need funeral insurance and fixed annuities.
Leadership and Structure
The leadership team consists of a Board of Directors and executive management, including a CEO, CFO, and other key officers. The organizational structure is hierarchical, with departments aligned by business segment and function.
Top Products and Market Share
Key Offerings
- Auto Insurance: Provides coverage for vehicle damage and liability. Market share is regional, concentrated in the Southeast US. Competitors include State Farm, GEICO, and Progressive. Specific market share data not publicly available. Revenue not publicly disclosed by product line.
- Homeowners Insurance: Protects homeowners against property damage and liability. Competitors include Allstate and Liberty Mutual. Market share is regional, concentrated in the Southeast US. Specific market share data not publicly available. Revenue not publicly disclosed by product line.
- Life Insurance: Offers term and whole life insurance policies to individuals and groups. Competitors include New York Life and Prudential. Market share is regional, concentrated in the Southeast US. Specific market share data not publicly available. Revenue not publicly disclosed by product line.
Market Dynamics
Industry Overview
The insurance industry is highly competitive and heavily regulated. Trends include increasing use of technology, evolving consumer preferences, and regulatory changes. Market factors include interest rates, economic growth, and demographic shifts.
Positioning
Atlantic American Corporation is a regional player focused on the Southeast US. Its competitive advantages include local market knowledge and established distribution channels.
Total Addressable Market (TAM)
The TAM for insurance products in the Southeast US is estimated to be in the billions of dollars annually. Atlantic American Corporation's positioning is regional with a smaller market capitalization compared to its national rivals, providing plenty of room for growth.
Upturn SWOT Analysis
Strengths
- Regional Focus
- Established Distribution Channels
- Strong local market knowledge
- Diversified product offerings
Weaknesses
- Limited geographic reach
- Smaller market capitalization compared to national players
- Lower brand recognition outside Southeast US
- Reliance on agency network
Opportunities
- Expansion into new geographic markets
- Development of new products and services
- Increased use of technology
- Strategic acquisitions
Threats
- Increased competition
- Regulatory changes
- Economic downturn
- Natural disasters
Competitors and Market Share
Key Competitors
- SF
- BRK.A
- PGR
- ALL
Competitive Landscape
Atlantic American Corporation faces strong competition from larger, national insurance companies. Its advantage lies in its regional focus and established relationships, but disadvantages include lower brand recognition and limited financial resources.
Growth Trajectory and Initiatives
Historical Growth: Historical growth has been steady, with expansion primarily in the Southeast US.
Future Projections: Future growth is expected to be driven by organic growth and strategic acquisitions. Analyst estimates not widely available due to the company's size.
Recent Initiatives: Recent initiatives include expanding its product offerings and investing in technology to improve customer service.
Summary
Atlantic American Corporation is a regional insurance provider with a focus on the Southeast US. Its strengths include local market knowledge and established distribution channels. Challenges include competition from larger players and limited geographic reach. Future growth will depend on strategic initiatives and adapting to changing market conditions.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Website
- SEC Filings (limited data available)
- Industry Reports
- Market Research
Disclaimers:
The data provided is based on publicly available information and may not be exhaustive. Market share data is estimated. Financial data is incomplete due to lack of granular publicly available information. This analysis is for informational purposes only and does not constitute investment advice.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Atlantic American Corporation
Exchange NASDAQ | Headquaters Atlanta, GA, United States | ||
IPO Launch date 1980-04-11 | Chairman of the Board, President & CEO Mr. Hilton Hatchett Howell Jr. | ||
Sector Financial Services | Industry Insurance - Life | Full time employees 153 | Website https://www.atlam.com |
Full time employees 153 | Website https://www.atlam.com | ||
Atlantic American Corporation, through its subsidiaries, provides life and health, and property and casualty insurance products in the United States. It operates through American Southern and Bankers Fidelity segments. The company offers property and casualty insurance products, including commercial automobile insurance coverage for state governments, local municipalities, and other motor pools and fleets; general liability insurance; and inland marine insurance products. It also provides surety bond coverage for subdivision construction; school bus contracts; and performance and payment bonds. In addition, the company offers individual and group whole life insurance products; Medicare supplement insurance products; other accident and health insurance products comprising various individual and group policies for the payment of standard benefits for the treatment of cancer and other critical illnesses; Vantage Flex Plus, a hospital indemnity plan; and Vantage Recovery short-term care product and a group whole life product. It markets its products through independent agents and brokers. The company was founded in 1937 and is based in Atlanta, Georgia. Atlantic American Corporation operates as a subsidiary of Atlantic American / Delta Group.
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