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Upturn AI SWOT - About
AFGE 
American Financial Group AFGE (AFGE)
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Upturn Advisory Summary
06/30/2025: AFGE (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $0
1 Year Target Price $0
| 0 | Strong Buy |
| 0 | Buy |
| 0 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 4.02% | Avg. Invested days 39 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 06/30/2025 |
Key Highlights
Company Size Mid-Cap Stock | Market Capitalization 9.87B USD | Price to earnings Ratio - | 1Y Target Price - |
Price to earnings Ratio - | 1Y Target Price - | ||
Volume (30-day avg) - | Beta - | 52 Weeks Range 15.96 - 19.99 | Updated Date 05/14/2025 |
52 Weeks Range 15.96 - 19.99 | Updated Date 05/14/2025 | ||
Dividends yield (FY) 6.71% | Basic EPS (TTM) - |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin - | Operating Margin (TTM) - |
Management Effectiveness
Return on Assets (TTM) - | Return on Equity (TTM) - |
Valuation
Trailing PE - | Forward PE - | Enterprise Value - | Price to Sales(TTM) - |
Enterprise Value - | Price to Sales(TTM) - | ||
Enterprise Value to Revenue - | Enterprise Value to EBITDA - | Shares Outstanding - | Shares Floating - |
Shares Outstanding - | Shares Floating - | ||
Percent Insiders - | Percent Institutions - |
Analyst Ratings
Rating - | Target Price - | Buy - | Strong Buy - |
Buy - | Strong Buy - | ||
Hold - | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
American Financial Group AFGE
Company Overview
History and Background
American Financial Group (AFG) was founded in 1959. It has grown through acquisitions and organic expansion, focusing on specialty property and casualty insurance.
Core Business Areas
- Specialty Property and Casualty Insurance: Provides commercial property and casualty insurance products, focusing on niche markets and underserved segments.
- Annuities: Offers traditional fixed, fixed-indexed, and variable annuities.
Leadership and Structure
Carl H. Lindner III and S. Craig Lindner are Co-Chief Executive Officers. The company operates with a decentralized management structure, allowing subsidiaries to operate independently.
Top Products and Market Share
Key Offerings
- Annuities: Offers various annuity products. Competitors include Athene, Global Atlantic, and Pacific Life.
- Specialty P&C Insurance: Covers a wide range of risks, including surety, transportation, and commercial property. Market share varies by specific niche, but AFG is a leading player in many of its chosen segments. Competitors include Travelers, Chubb, and W. R. Berkley.
Market Dynamics
Industry Overview
The specialty insurance market is characterized by higher margins and less price competition than standard lines. The annuity market is sensitive to interest rates and regulatory changes.
Positioning
AFG is a well-established player in specialty insurance, known for its underwriting expertise and disciplined approach. It has a strong track record of profitability.
Total Addressable Market (TAM)
The TAM for specialty P&C insurance and annuities is estimated to be hundreds of billions of dollars. AFG captures a portion of this TAM through its targeted underwriting and distribution strategies.
Upturn SWOT Analysis
Strengths
- Strong underwriting expertise
- Disciplined capital allocation
- Decentralized operating model
- Consistent profitability
Weaknesses
- Exposure to cyclical insurance market
- Dependence on key personnel
- Complexity of specialty lines business
- Variable Annuity business is sensitive to market risks.
Opportunities
- Acquisitions of complementary businesses
- Expansion into new specialty lines
- Growth in emerging markets
- Leveraging technology to improve efficiency
Threats
- Increased competition
- Economic downturn
- Regulatory changes
- Catastrophic events
Competitors and Market Share
Key Competitors
- Travelers (TRV)
- Chubb (CB)
- W. R. Berkley (WRB)
- Athene (ATH)
Competitive Landscape
AFG competes effectively in its chosen specialty lines. Its underwriting expertise and disciplined approach give it a competitive edge.
Major Acquisitions
Verikai, Inc.
- Year: 2023
- Acquisition Price (USD millions): 120
- Strategic Rationale: Strategic acquisition that enhances AFG's data and analytic capabilities.
Growth Trajectory and Initiatives
Historical Growth: AFG has grown through a combination of organic expansion and strategic acquisitions.
Future Projections: Analysts project continued growth for AFG, driven by its strong market position and favorable industry trends.
Recent Initiatives: Recent initiatives include expanding into new specialty lines and investing in technology to improve underwriting and claims processing.
Summary
American Financial Group demonstrates financial strength with consistent profitability and strategic acquisitions. Its specialized insurance niche helps it avoid direct competition, yet it remains subject to industry cycles and catastrophes. AFG's decentralized model fosters agility, but effective risk management is vital. The company's capacity to explore emerging markets and employ technology remains essential for its sustained expansion.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company SEC Filings
- Analyst Reports
- Industry Publications
Disclaimers:
The data and analysis provided are for informational purposes only and should not be considered investment advice. Market share data is approximate and based on available information.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About American Financial Group AFGE
Exchange NYSE | Headquaters - | ||
IPO Launch date 2014-09-24 | CEO - | ||
Sector Financials | Industry Insurance | Full time employees 7600 | Website |
Full time employees 7600 | Website | ||
American Financial Group, Inc., through its subsidiaries, provides property and casualty insurance products in the United States. The company operates through Property and Casualty Insurance, Annuity, Run-Off Long-Term Care and Life, and Other segments. It offers property and transportation insurance products, such as physical damage and liability coverage for buses, trucks and recreational vehicles, inland and ocean marine, agricultural-related products, and other property coverages; specialty casualty insurance, including primarily excess and surplus, general liability, executive liability, professional liability, umbrella and excess liability, and specialty coverage in targeted markets and customized programs for small to mid-sized businesses; and specialty financial insurance products comprising risk management insurance programs for leasing and financing institutions, surety and fidelity products, and trade credit insurance. The company sells its property and casualty insurance products through independent insurance agents and brokers, as well as through employee agents. It also provides traditional fixed and fixed-indexed annuities to the retail, financial institutions, and education markets; and engages in the commercial real estate operations in Cincinnati, Whitefield, New Hampshire, Chesapeake Bay, Charleston, and Palm Beach. American Financial Group, Inc. was founded in 1872 and is headquartered in Cincinnati, Ohio.
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