Home 
Today's Top Picks 
Top Performers 
Watchlist 
My Robo Portfolios 
ETF Zone 
Help & Tutorial 
Cancel anytime
- Chart
- Upturn Summary
- Highlights
- Revenue
- Valuation
Upturn AI SWOT - About
AIZ 
Assurant Inc (AIZ)
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- Pass (Skip investing)
Stock price based on last close (see disclosures)
- ALL
- YEAR
- MONTH
- WEEK
Upturn Advisory Summary
07/17/2025: AIZ (2-star) is a SELL. SELL since 3 days. Profits (-8.78%). Updated daily EoD!
Upturn Star Rating
Below Average Performance
These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.
Number of Analysts
6 Analysts rated it
Limited analyst coverage, niche firm, research info may be scarce.
1 Year Target Price $233
1 Year Target Price $233
| 3 | Strong Buy |
| 2 | Buy |
| 1 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 25.23% | Avg. Invested days 71 | Today’s Advisory SELL |
Upturn Star Rating | Upturn Advisory Performance  4.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 07/17/2025 |
Key Highlights
Company Size Mid-Cap Stock | Market Capitalization 9.54B USD | Price to earnings Ratio 14.67 | 1Y Target Price 233 |
Price to earnings Ratio 14.67 | 1Y Target Price 233 | ||
Volume (30-day avg) 6 | Beta 0.6 | 52 Weeks Range 162.19 - 227.97 | Updated Date 07/17/2025 |
52 Weeks Range 162.19 - 227.97 | Updated Date 07/17/2025 | ||
Dividends yield (FY) 1.62% | Basic EPS (TTM) 12.82 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 5.55% | Operating Margin (TTM) 6.85% |
Management Effectiveness
Return on Assets (TTM) 1.71% | Return on Equity (TTM) 13.2% |
Valuation
Trailing PE 14.67 | Forward PE 12.99 | Enterprise Value 10417627335 | Price to Sales(TTM) 0.79 |
Enterprise Value 10417627335 | Price to Sales(TTM) 0.79 | ||
Enterprise Value to Revenue 0.9 | Enterprise Value to EBITDA - | Shares Outstanding 50702300 | Shares Floating 50356027 |
Shares Outstanding 50702300 | Shares Floating 50356027 | ||
Percent Insiders 0.61 | Percent Institutions 98.91 |
Upturn AI SWOT
Assurant Inc
Company Overview
History and Background
Assurant Inc. was founded in 1892 as the Western Protective Association. It evolved through mergers and acquisitions, becoming Fortis Insurance in 1998. In 2004, it rebranded as Assurant Inc.
Core Business Areas
- Global Housing: Provides lender-placed insurance, renters insurance, and manufactured housing insurance.
- Global Lifestyle: Offers mobile device solutions, extended service contracts, and credit protection.
Leadership and Structure
Keith Demmings is the President and CEO. Assurant operates with a divisional structure under the leadership of executive vice presidents managing each business segment.
Top Products and Market Share
Key Offerings
- Lender-Placed Insurance: Protects lenders' interests in uninsured properties. Assurant is a leading provider in this market. Competitors include National General Insurance, QBE Insurance.
- Mobile Device Solutions: Provides protection plans and support services for mobile devices. Market share is significant but varies by region. Competitors include Asurion, Brightstar.
- Extended Service Contracts: Offers extended warranties for appliances, electronics, and other consumer goods. Competitors include AmTrust Financial, AIG.
Market Dynamics
Industry Overview
The insurance industry is highly competitive and regulated. Growth is driven by factors such as increasing consumer spending and technological advancements.
Positioning
Assurant is positioned as a specialty insurance provider focusing on niche markets. Its competitive advantages include its established relationships with financial institutions and retailers.
Total Addressable Market (TAM)
The total addressable market for Assurant's services is estimated in the hundreds of billions of dollars, encompassing property, casualty, and specialty insurance sectors. Assurant focuses on specific verticals representing a fraction of this TAM.
Upturn SWOT Analysis
Strengths
- Strong relationships with financial institutions
- Diversified product portfolio
- Established brand reputation
- Specialized expertise in niche markets
Weaknesses
- Exposure to regulatory changes
- Dependence on key partnerships
- Potential for catastrophic losses
- Relatively small size compared to industry giants
Opportunities
- Expansion into emerging markets
- Increased adoption of mobile device protection
- Growth in extended service contracts
- Leveraging technology for efficiency gains
Threats
- Intense competition
- Economic downturns
- Changes in consumer behavior
- Cybersecurity risks
Competitors and Market Share
Key Competitors
- WRB (Brown & Brown)
- MMC (Marsh & McLennan Companies)
- AON
Competitive Landscape
Assurant competes on specialized expertise and customer relationships. While smaller than some competitors, its focus allows for agility and innovation in niche markets.
Major Acquisitions
The Warranty Group
- Year: 2018
- Acquisition Price (USD millions): 2500
- Strategic Rationale: Expanded Assurant's global footprint and product offerings in vehicle protection and extended service contracts.
Growth Trajectory and Initiatives
Historical Growth: Growth has been driven by strategic acquisitions and expansion in key markets.
Future Projections: Future growth is expected to be driven by increasing demand for specialty insurance products and services, particularly in emerging markets.
Recent Initiatives: Recent initiatives include investments in technology and expansion of mobile device solutions.
Summary
Assurant is a specialized insurance company with strengths in lender-placed insurance and mobile device solutions. Its strategic partnerships and niche focus are working well. Potential threats include regulatory changes and economic downturns, requiring the company to adapt and manage risks effectively.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Filings
- Market Research Reports
- Analyst Estimates
Disclaimers:
The data provided is for informational purposes only and should not be considered investment advice. Market data and estimates are subject to change.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Assurant Inc
Exchange NYSE | Headquaters Atlanta, GA, United States | ||
IPO Launch date 2004-02-05 | President, CEO & Director Mr. Keith Warner Demmings | ||
Sector Financial Services | Industry Insurance - Property & Casualty | Full time employees 14200 | Website https://www.assurant.com |
Full time employees 14200 | Website https://www.assurant.com | ||
Assurant, Inc. provides protection services to connected devices, homes, and automobiles in North America, Latin America, Europe, and the Asia Pacific. It operates in two segments, Global Lifestyle and Global Housing. The Global Lifestyle segment offers mobile device solutions, and extended service contracts and related services for consumer electronics and appliances, and financial services and other insurance products; and vehicle protection, commercial equipment, and other related services. The Global Housing segment provides lender-placed homeowners, manufactured housing, and flood insurance; renters insurance and related products; and voluntary manufactured housing, and condominium and homeowners insurance products. The company was formerly known as Fortis, Inc. and changed its name to Assurant, Inc. in February 2004. Assurant, Inc. was founded in 1892 and is headquartered in Atlanta, Georgia.
Note: This website is maintained by Upturn Corporation, which is an investment adviser registered with the U.S. Securities and Exchange Commission. Such registration does not imply a certain level of skill or training. Investing in securities has risks. Past performance is no guarantee of future returns. No assurance is provided as to any particular investment return, and you may lose money using our services. You are strongly advised to consult appropriate counsel before making any investments in companies you learn about through our services. You should obtain appropriate legal, tax, investment, accounting, and other advice that takes into account your investment portfolio and overall financial situation. You are solely responsible for conducting due diligence on a potential investment. We do not affect trades for you. You will select your own broker through which to transact. Investments are not FDIC insured, they are not guaranteed, and they may lose value. Please see the Privacy Policy, Terms of Use, and Disclosure for more information.