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Upturn stock ratingUpturn stock rating
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Assurant Inc (AIZ)

Upturn stock ratingUpturn stock rating
$193.47
Last Close (24-hour delay)
Profit since last BUY-4.77%
upturn advisory
WEAK BUY
BUY since 21 days
  • BUY Advisory
  • SELL Advisory (Profit)​
  • SELL Advisory (Loss)​
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Upturn Stock infoUpturn Stock info Stock price based on last close
*as per simulation
(see disclosures)
Time period over
  • ALL
  • YEAR
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Upturn Advisory Summary

07/03/2025: AIZ (2-star) has a low Upturn Star Rating. Not recommended to BUY.

Upturn Star Rating

rating

Below Average Performance

These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.

Number of Analysts

rating

6 Analysts rated it

Limited analyst coverage, niche firm, research info may be scarce.

1 Year Target Price $233

1 Year Target Price $233

Analysts Price Target For last 52 week
$233 Target price
52w Low $157.75
Current$193.47
52w High $227.97

Analysis of Past Performance

Type Stock
Historic Profit 30.72%
Avg. Invested days 70
Today’s Advisory WEAK BUY
Upturn Star Rating Upturn stock ratingUpturn stock rating
Upturn Advisory Performance Upturn Advisory Performance 4.0
Stock Returns Performance Upturn Returns Performance 3.0
Upturn Profits based on simulationUpturn Profits based on simulation Profits based on simulation
Upturn Profits based on simulationUpturn Profits based on simulation Last Close 07/03/2025

Key Highlights

Company Size Mid-Cap Stock
Market Capitalization 9.81B USD
Price to earnings Ratio 15.08
1Y Target Price 233
Price to earnings Ratio 15.08
1Y Target Price 233
Volume (30-day avg) 6
Beta 0.6
52 Weeks Range 157.75 - 227.97
Updated Date 07/5/2025
52 Weeks Range 157.75 - 227.97
Updated Date 07/5/2025
Dividends yield (FY) 1.62%
Basic EPS (TTM) 12.83

Analyzing Revenue: Products, Geography and Growth

Revenue by Products

Product revenue - Year on Year

Revenue by Geography

Geography revenue - Year on Year

Earnings Date

Report Date -
When -
Estimate -
Actual -

Profitability

Profit Margin 5.55%
Operating Margin (TTM) 6.85%

Management Effectiveness

Return on Assets (TTM) 1.71%
Return on Equity (TTM) 13.2%

Valuation

Trailing PE 15.08
Forward PE 12.35
Enterprise Value 10223478624
Price to Sales(TTM) 0.81
Enterprise Value 10223478624
Price to Sales(TTM) 0.81
Enterprise Value to Revenue 0.85
Enterprise Value to EBITDA -
Shares Outstanding 50702300
Shares Floating 50356027
Shares Outstanding 50702300
Shares Floating 50356027
Percent Insiders 0.61
Percent Institutions 98.91

ai summary icon Upturn AI SWOT

Assurant Inc

stock logo

Company Overview

overview logo History and Background

Assurant Inc. was founded in 1892 as the Western Protective Association. It evolved through mergers and acquisitions, becoming Fortis Insurance in 1998. In 2004, it rebranded as Assurant Inc.

business area logo Core Business Areas

  • Global Housing: Provides lender-placed insurance, renters insurance, and manufactured housing insurance.
  • Global Lifestyle: Offers mobile device solutions, extended service contracts, and credit protection.

leadership logo Leadership and Structure

Keith Demmings is the President and CEO. Assurant operates with a divisional structure under the leadership of executive vice presidents managing each business segment.

Top Products and Market Share

overview logo Key Offerings

  • Lender-Placed Insurance: Protects lenders' interests in uninsured properties. Assurant is a leading provider in this market. Competitors include National General Insurance, QBE Insurance.
  • Mobile Device Solutions: Provides protection plans and support services for mobile devices. Market share is significant but varies by region. Competitors include Asurion, Brightstar.
  • Extended Service Contracts: Offers extended warranties for appliances, electronics, and other consumer goods. Competitors include AmTrust Financial, AIG.

Market Dynamics

industry overview logo Industry Overview

The insurance industry is highly competitive and regulated. Growth is driven by factors such as increasing consumer spending and technological advancements.

Positioning

Assurant is positioned as a specialty insurance provider focusing on niche markets. Its competitive advantages include its established relationships with financial institutions and retailers.

Total Addressable Market (TAM)

The total addressable market for Assurant's services is estimated in the hundreds of billions of dollars, encompassing property, casualty, and specialty insurance sectors. Assurant focuses on specific verticals representing a fraction of this TAM.

Upturn SWOT Analysis

Strengths

  • Strong relationships with financial institutions
  • Diversified product portfolio
  • Established brand reputation
  • Specialized expertise in niche markets

Weaknesses

  • Exposure to regulatory changes
  • Dependence on key partnerships
  • Potential for catastrophic losses
  • Relatively small size compared to industry giants

Opportunities

  • Expansion into emerging markets
  • Increased adoption of mobile device protection
  • Growth in extended service contracts
  • Leveraging technology for efficiency gains

Threats

  • Intense competition
  • Economic downturns
  • Changes in consumer behavior
  • Cybersecurity risks

Competitors and Market Share

competitor logo Key Competitors

  • WRB (Brown & Brown)
  • MMC (Marsh & McLennan Companies)
  • AON

Competitive Landscape

Assurant competes on specialized expertise and customer relationships. While smaller than some competitors, its focus allows for agility and innovation in niche markets.

Major Acquisitions

The Warranty Group

  • Year: 2018
  • Acquisition Price (USD millions): 2500
  • Strategic Rationale: Expanded Assurant's global footprint and product offerings in vehicle protection and extended service contracts.

Growth Trajectory and Initiatives

Historical Growth: Growth has been driven by strategic acquisitions and expansion in key markets.

Future Projections: Future growth is expected to be driven by increasing demand for specialty insurance products and services, particularly in emerging markets.

Recent Initiatives: Recent initiatives include investments in technology and expansion of mobile device solutions.

Summary

Assurant is a specialized insurance company with strengths in lender-placed insurance and mobile device solutions. Its strategic partnerships and niche focus are working well. Potential threats include regulatory changes and economic downturns, requiring the company to adapt and manage risks effectively.

Peer Comparison

Sources and Disclaimers

Data Sources:

  • Company Filings
  • Market Research Reports
  • Analyst Estimates

Disclaimers:

The data provided is for informational purposes only and should not be considered investment advice. Market data and estimates are subject to change.

Upturn AI SummarizationUpturn AI Summarization AI Summarization is directionally correct and might not be accurate.

Upturn AI SummarizationUpturn AI Summarization Summarized information shown could be a few years old and not current.

Upturn AI SummarizationUpturn AI Summarization Fundamental Rating based on AI could be based on old data.

Upturn AI SummarizationUpturn AI Summarization AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.

About Assurant Inc

Exchange NYSE
Headquaters Atlanta, GA, United States
IPO Launch date 2004-02-05
President, CEO & Director Mr. Keith Warner Demmings
Sector Financial Services
Industry Insurance - Property & Casualty
Full time employees 14200
Full time employees 14200

Assurant, Inc. provides protection services to connected devices, homes, and automobiles in North America, Latin America, Europe, and the Asia Pacific. It operates in two segments, Global Lifestyle and Global Housing. The Global Lifestyle segment offers mobile device solutions, and extended service contracts and related services for consumer electronics and appliances, and financial services and other insurance products; and vehicle protection, commercial equipment, and other related services. The Global Housing segment provides lender-placed homeowners, manufactured housing, and flood insurance; renters insurance and related products; and voluntary manufactured housing, and condominium and homeowners insurance products. The company was formerly known as Fortis, Inc. and changed its name to Assurant, Inc. in February 2004. Assurant, Inc. was founded in 1892 and is headquartered in Atlanta, Georgia.