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Upturn AI SWOT - About
AMP 
Ameriprise Financial Inc (AMP)
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Upturn Advisory Summary
09/15/2025: AMP (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
13 Analysts rated it
Moderately tracked stock, growing coverage, gaining market and investor attention.
1 Year Target Price $558.9
1 Year Target Price $558.9
| 5 | Strong Buy |
| 1 | Buy |
| 6 | Hold |
| 1 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 27.21% | Avg. Invested days 50 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 09/15/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 46.86B USD | Price to earnings Ratio 15.48 | 1Y Target Price 558.9 |
Price to earnings Ratio 15.48 | 1Y Target Price 558.9 | ||
Volume (30-day avg) 13 | Beta 1.27 | 52 Weeks Range 393.57 - 576.69 | Updated Date 09/15/2025 |
52 Weeks Range 393.57 - 576.69 | Updated Date 09/15/2025 | ||
Dividends yield (FY) 1.21% | Basic EPS (TTM) 32.11 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 17.74% | Operating Margin (TTM) 36.3% |
Management Effectiveness
Return on Assets (TTM) 2.2% | Return on Equity (TTM) 58.24% |
Valuation
Trailing PE 15.48 | Forward PE 12.12 | Enterprise Value 44485509530 | Price to Sales(TTM) 2.58 |
Enterprise Value 44485509530 | Price to Sales(TTM) 2.58 | ||
Enterprise Value to Revenue 2.52 | Enterprise Value to EBITDA - | Shares Outstanding 94271600 | Shares Floating 93907677 |
Shares Outstanding 94271600 | Shares Floating 93907677 | ||
Percent Insiders 0.19 | Percent Institutions 87.68 |
Upturn AI SWOT
Ameriprise Financial Inc
Company Overview
History and Background
Ameriprise Financial, Inc. was founded in 1894 as Investors Syndicate, later becoming IDS. It spun off from American Express in 2005 and rebranded as Ameriprise Financial.
Core Business Areas
- Advice & Wealth Management: Provides financial planning, advice, and investment products to individual clients and small businesses.
- Asset Management: Manages assets for individual and institutional clients through Columbia Threadneedle Investments.
- Retirement Solutions: Offers a range of retirement and insurance products to help clients meet their retirement goals.
Leadership and Structure
Ameriprise is led by James Cracchiolo as Chairman and CEO. The organizational structure includes various business segments and corporate functions reporting to the CEO.
Top Products and Market Share
Key Offerings
- Financial Planning Services: Personalized financial advice and planning services. Market share is difficult to pinpoint exactly but the fee-based planning industry is competitive. Competitors include large brokerage firms (e.g., Schwab, Fidelity) and RIAs.
- Retirement Annuities: Variable and fixed annuities for retirement income. Ameriprise competes with insurance companies like Prudential, MetLife and other large annuity providers. No specific market share for Ameriprise alone is easily available.
- Asset Management (Columbia Threadneedle Investments): Mutual funds, ETFs, and other investment products. Columbia Threadneedle competes with giants like BlackRock, Vanguard, and State Street. Again, specific market share data for just Columbia Threadneedle is not readily accessible
Market Dynamics
Industry Overview
The financial services industry is characterized by increasing regulation, technological disruption, and changing demographics, with a growing demand for personalized financial advice.
Positioning
Ameriprise positions itself as a client-focused financial advisor, emphasizing personalized advice and long-term relationships. They offer a hybrid approach, blending technology with human advisors.
Total Addressable Market (TAM)
The total addressable market for financial advice and wealth management is estimated to be trillions of dollars. Ameriprise is positioned well within this TAM, focusing on affluent and mass affluent clients.
Upturn SWOT Analysis
Strengths
- Strong advisor network
- Established brand reputation
- Diversified business model
- High client retention rates
- Robust technology platform
Weaknesses
- Higher expense ratio compared to passive investment options
- Reliance on advisor productivity
- Exposure to market volatility
- Complexity of products offered
Opportunities
- Growing demand for financial advice
- Increasing adoption of fintech solutions
- Expansion into new markets
- Acquisition opportunities
- Aging population needing retirement planning
Threats
- Increased competition from robo-advisors
- Regulatory changes
- Economic downturns
- Cybersecurity risks
- Changing client preferences
Competitors and Market Share
Key Competitors
- SCHW
- MS
- GS
- RJF
Competitive Landscape
Ameriprise competes effectively with other financial services firms by offering a comprehensive suite of products and services and focusing on personalized advice. However, it faces challenges from lower-cost robo-advisors and larger, more diversified firms.
Major Acquisitions
Investment Professionals, Inc.
- Year: 2017
- Acquisition Price (USD millions): 228
- Strategic Rationale: Expanded Ameriprise's advisor network and presence in the independent broker-dealer channel.
Growth Trajectory and Initiatives
Historical Growth: Ameriprise has experienced steady growth in assets under management and revenue over the past decade.
Future Projections: Analysts project continued growth for Ameriprise, driven by increasing demand for financial advice and its strong advisor network.
Recent Initiatives: Recent initiatives include investing in technology, expanding its product offerings, and focusing on client acquisition and retention.
Summary
Ameriprise Financial is a stable and growing company with a strong advisor network and a diversified business model. Its focus on financial planning and personalized advice is a key strength. Key watchouts include competition from lower-cost alternatives and exposure to market volatility.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company SEC Filings (10-K, 10-Q)
- Company Investor Relations
- Analyst Reports
- Market Research Reports
Disclaimers:
The information provided is for informational purposes only and should not be considered financial advice. Investment decisions should be based on individual circumstances and consultation with a qualified financial advisor. Market share data can be estimates and may vary depending on the source.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Ameriprise Financial Inc
Exchange NYSE | Headquaters Minneapolis, MN, United States | ||
IPO Launch date 2005-10-03 | Chairman & CEO Mr. James M. Cracchiolo CPA | ||
Sector Financial Services | Industry Asset Management | Full time employees 13600 | Website https://www.ameriprise.com |
Full time employees 13600 | Website https://www.ameriprise.com | ||
Ameriprise Financial, Inc., together with its subsidiaries, operates as a diversified financial services company in the United States and internationally. The company offers financial planning and advice services to individual and institutional clients. It operates through Advice & Wealth Management, Asset Management, and Retirement & Protection Solutions segments. The Advice & Wealth Management segment provides financial planning and advice; brokerage products and services for retail and institutional clients; discretionary and non-discretionary investment advisory accounts; mutual funds; insurance and annuities products; cash management and banking products; and face-amount certificates. The Asset Management segment offers investment management, advice, and products to retail, high net worth, and institutional clients through third-party financial institutions, advisor networks, direct retail, and its institutional sales force under the Columbia Threadneedle Investments brand name. Its products include U.S. mutual funds and their non-U.S. equivalents, exchange-traded funds, variable product funds underlying insurance, and annuity separate accounts; and institutional asset management products, such as traditional asset classes, separately managed accounts, individually managed accounts, collateralized loan obligations, hedge funds, collective funds, and property and infrastructure funds. The Retirement & Protection Solutions segment provides variable annuity products, as well as life and disability income insurance products to retail clients. The company was formerly known as American Express Financial Corporation and changed its name to Ameriprise Financial, Inc. in September 2005. Ameriprise Financial, Inc. was founded in 1894 and is based in Minneapolis, Minnesota.
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