Home 
Today's Top Picks 
Top Performers 
Watchlist 
My Robo Portfolios 
ETF Zone 
Help & Tutorial - Chart
- Upturn Summary
- Highlights
- Revenue
- Valuation
Upturn AI SWOT - About
AMP 
Ameriprise Financial Inc (AMP)
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- Pass (Skip investing)
Stock price based on last close (see disclosures)
- ALL
- 1Y
- 1M
- 1W
Upturn Advisory Summary
12/04/2025: AMP (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
13 Analysts rated it
Moderately tracked stock, growing coverage, gaining market and investor attention.
1 Year Target Price $532.18
1 Year Target Price $532.18
| 5 | Strong Buy |
| 1 | Buy |
| 6 | Hold |
| 1 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 27.21% | Avg. Invested days 50 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 12/04/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 44.32B USD | Price to earnings Ratio 12.94 | 1Y Target Price 532.18 |
Price to earnings Ratio 12.94 | 1Y Target Price 532.18 | ||
Volume (30-day avg) 13 | Beta 1.26 | 52 Weeks Range 392.21 - 574.69 | Updated Date 12/4/2025 |
52 Weeks Range 392.21 - 574.69 | Updated Date 12/4/2025 | ||
Dividends yield (FY) 1.35% | Basic EPS (TTM) 36.34 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 19.59% | Operating Margin (TTM) 37.3% |
Management Effectiveness
Return on Assets (TTM) 2.22% | Return on Equity (TTM) 59.59% |
Valuation
Trailing PE 12.94 | Forward PE 11.1 | Enterprise Value 38386737900 | Price to Sales(TTM) 2.39 |
Enterprise Value 38386737900 | Price to Sales(TTM) 2.39 | ||
Enterprise Value to Revenue 2.13 | Enterprise Value to EBITDA - | Shares Outstanding 92905713 | Shares Floating 92544310 |
Shares Outstanding 92905713 | Shares Floating 92544310 | ||
Percent Insiders 0.19 | Percent Institutions 89.13 |
Upturn AI SWOT
Ameriprise Financial Inc
Company Overview
History and Background
Ameriprise Financial, Inc. traces its roots back to Investors Syndicate, founded in 1894. It evolved through various names, including IDS, before becoming Ameriprise Financial in 2005, following its spin-off from American Express.
Core Business Areas
- Advice & Wealth Management: Provides financial planning, advisory services, and brokerage services to individual clients.
- Asset Management: Manages assets for individuals and institutions through Columbia Threadneedle Investments.
- Retirement & Protection Solutions: Offers annuity products and life insurance.
Leadership and Structure
The CEO of Ameriprise Financial is James Cracchiolo. The company operates with a hierarchical organizational structure, with various executive vice presidents overseeing different business segments.
Top Products and Market Share
Key Offerings
- Estimated Revenue: $3 billion in advisory fees (estimated).
- Financial Planning Services: Comprehensive financial planning, including retirement planning, investment management, and estate planning. High competition from independent advisors and firms like Schwab and Fidelity.
- Number of Clients: Approximately 2 million client relationships.
- Annuities: Fixed and variable annuities providing retirement income. Competitors include Athene and Lincoln Financial.
- Market Share: Top 10 provider of annuity products in the US. Market share is approximately 4% based on total annuity sales.
- Assets Under Management (AUM): Approximately $644 billion as of Q3 2024.
- Columbia Threadneedle Investments: Mutual funds, exchange-traded funds (ETFs), and institutional asset management services. Competitors include BlackRock, Vanguard, and Fidelity.
Market Dynamics
Industry Overview
The financial services industry is characterized by increasing regulation, technological disruption, and evolving client expectations. Growth is driven by aging populations, increased wealth accumulation, and demand for financial advice.
Positioning
Ameriprise Financial positions itself as a provider of personalized financial advice and solutions, catering to affluent and high-net-worth individuals. Its competitive advantages lie in its established advisor network and comprehensive product offerings.
Total Addressable Market (TAM)
The TAM for wealth management and asset management in the US is estimated at over $50 trillion. Ameriprise is positioned to capture a portion of this TAM through its advisor network and diversified product suite.
Upturn SWOT Analysis
Strengths
- Strong advisor network
- Diversified product offerings
- Established brand reputation
- Solid financial performance
Weaknesses
- Exposure to market volatility
- High dependence on advisor productivity
- Potential for regulatory scrutiny
- Aging advisor base in some areas
Opportunities
- Expanding digital capabilities
- Growing demand for financial advice among millennials
- Acquisitions of smaller advisory firms
- International expansion
Threats
- Increased competition from robo-advisors
- Rising interest rates
- Economic downturns
- Changes in tax laws
Competitors and Market Share
Key Competitors
- SCHW
- MS
- UBS
- RJF
Competitive Landscape
Ameriprise competes effectively in the wealth management and asset management space. While it doesn't have the scale of larger firms like Schwab or Morgan Stanley, it differentiates itself through its personalized advisory services and strong advisor network.
Major Acquisitions
Columbia Wanger Asset Management
- Year: 2003
- Acquisition Price (USD millions): 440
- Strategic Rationale: Expanded Ameriprise's asset management capabilities and investment strategies.
Growth Trajectory and Initiatives
Historical Growth: Ameriprise has experienced consistent growth in revenue and earnings over the past decade, driven by its wealth management and asset management businesses.
Future Projections: Analysts project revenue growth of 4-6% annually over the next five years. EPS growth is projected at 7-9% annually.
Recent Initiatives: Ameriprise is investing in technology to enhance its digital capabilities and improve the client experience. They are also focused on attracting and retaining top advisor talent.
Summary
Ameriprise Financial is a stable financial services company with a strong advisor network and diversified product offerings. Its focus on wealth management and asset management positions it well for future growth. However, it faces challenges from increased competition and market volatility, requiring ongoing investment in technology and advisor talent. Their market share is low, but they are still in the market.
Similar Stocks
Sources and Disclaimers
Data Sources:
- Ameriprise Financial Inc. Investor Relations
- SEC Filings
- Analyst Reports
- Company Press Releases
Disclaimers:
This analysis is for informational purposes only and should not be considered financial advice. Market data and analyst estimates are subject to change. The AI-based rating is based on a limited set of factors and should not be the sole basis for investment decisions.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Ameriprise Financial Inc
Exchange NYSE | Headquaters Minneapolis, MN, United States | ||
IPO Launch date 2005-10-03 | Chairman & CEO Mr. James M. Cracchiolo CPA | ||
Sector Financial Services | Industry Asset Management | Full time employees 10000 | Website https://www.ameriprise.com |
Full time employees 10000 | Website https://www.ameriprise.com | ||
Ameriprise Financial, Inc., together with its subsidiaries, operates as a diversified financial services company in the United States and internationally. The company offers financial planning and advice services to individual and institutional clients. It operates through Advice & Wealth Management, Asset Management, and Retirement & Protection Solutions segments. The Advice & Wealth Management segment provides financial planning and advice; brokerage products and services for retail and institutional clients; discretionary and non-discretionary investment advisory accounts; mutual funds; insurance and annuities products; cash management and banking products; and face-amount certificates. The Asset Management segment offers investment management, advice, and products to retail, high net worth, and institutional clients through third-party financial institutions, advisor networks, direct retail, and its institutional sales force under the Columbia Threadneedle Investments brand name. Its products include U.S. mutual funds and their non-U.S. equivalents, exchange-traded funds, variable product funds underlying insurance, and annuity separate accounts; and institutional asset management products, such as traditional asset classes, separately managed accounts, individually managed accounts, collateralized loan obligations, hedge funds, collective funds, and property and infrastructure funds. The Retirement & Protection Solutions segment provides variable annuity products, as well as life and disability income insurance products to retail clients. The company was formerly known as American Express Financial Corporation and changed its name to Ameriprise Financial, Inc. in September 2005. Ameriprise Financial, Inc. was founded in 1894 and is based in Minneapolis, Minnesota.
Note: This website is maintained by Upturn Corporation, which is an investment adviser registered with the U.S. Securities and Exchange Commission. Such registration does not imply a certain level of skill or training. Investing in securities has risks. Past performance is no guarantee of future returns. No assurance is provided as to any particular investment return, and you may lose money using our services. You are strongly advised to consult appropriate counsel before making any investments in companies you learn about through our services. You should obtain appropriate legal, tax, investment, accounting, and other advice that takes into account your investment portfolio and overall financial situation. You are solely responsible for conducting due diligence on a potential investment. We do not affect trades for you. You will select your own broker through which to transact. Investments are not FDIC insured, they are not guaranteed, and they may lose value. Please see the Privacy Policy, Terms of Use, and Disclosure for more information.