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Upturn AI SWOT - About
AMP 
Ameriprise Financial Inc (AMP)
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Upturn Advisory Summary
07/03/2025: AMP (2-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Below Average Performance
These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.
Number of Analysts
13 Analysts rated it
Moderately tracked stock, growing coverage, gaining market and investor attention.
1 Year Target Price $522.3
1 Year Target Price $522.3
| 5 | Strong Buy |
| 1 | Buy |
| 6 | Hold |
| 1 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 32.32% | Avg. Invested days 47 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 07/03/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 51.73B USD | Price to earnings Ratio 18.45 | 1Y Target Price 522.3 |
Price to earnings Ratio 18.45 | 1Y Target Price 522.3 | ||
Volume (30-day avg) 13 | Beta 1.23 | 52 Weeks Range 382.29 - 578.53 | Updated Date 07/5/2025 |
52 Weeks Range 382.29 - 578.53 | Updated Date 07/5/2025 | ||
Dividends yield (FY) 1.20% | Basic EPS (TTM) 29.45 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 16.56% | Operating Margin (TTM) 33.72% |
Management Effectiveness
Return on Assets (TTM) 2.22% | Return on Equity (TTM) 58.11% |
Valuation
Trailing PE 18.45 | Forward PE 15.15 | Enterprise Value 49937478240 | Price to Sales(TTM) 2.86 |
Enterprise Value 49937478240 | Price to Sales(TTM) 2.86 | ||
Enterprise Value to Revenue 2.86 | Enterprise Value to EBITDA - | Shares Outstanding 95222704 | Shares Floating 94909390 |
Shares Outstanding 95222704 | Shares Floating 94909390 | ||
Percent Insiders 0.18 | Percent Institutions 89.32 |
Upturn AI SWOT
Ameriprise Financial Inc
Company Overview
History and Background
Ameriprise Financial, Inc. was founded in 1894 as Investors Syndicate. It was part of American Express until it was spun off in 2005. Over the years, it has evolved into a diversified financial services company offering wealth management, asset management, and insurance products.
Core Business Areas
- Advice & Wealth Management: Provides financial planning, advisory services, and brokerage services to individual clients. Includes financial planning services and investment advice, as well as brokerage accounts and insurance products.
- Asset Management: Offers investment management services and products to institutional and retail clients through Columbia Threadneedle Investments.
- Retirement & Protection Solutions: Provides annuity products, life insurance, and other protection solutions.
Leadership and Structure
Ameriprise Financial is led by a Chief Executive Officer (CEO), with a structure that includes executive vice presidents overseeing various business segments and support functions. The company has a board of directors providing oversight.
Top Products and Market Share
Key Offerings
- Assets Under Management: Ameriprise has around $700 billion assets under management. Competitors are BlackRock, Vanguard and State Street
- Financial Planning: Ameriprise offers comprehensive financial planning services to help clients achieve their financial goals. Market share data is not precisely available, but Ameriprise is a significant player in this market. Competitors: Edward Jones, LPL Financial, Raymond James.
- Retirement Solutions (Annuities): Offers a variety of annuity products for retirement income. Market share varies by product type, but Ameriprise is a major provider. Competitors: Lincoln National, Prudential, AIG.
- Asset Management (Columbia Threadneedle Investments): Provides investment management through Columbia Threadneedle Investments. Total assets under management are approximately $600 billion. Competitors: BlackRock, Fidelity, Vanguard.
Market Dynamics
Industry Overview
The financial services industry is currently characterized by increased regulatory scrutiny, rising interest rates, technological disruption, and increasing demand for personalized financial advice.
Positioning
Ameriprise Financial is positioned as a provider of comprehensive financial solutions with a focus on advice-based relationships. Its competitive advantage lies in its established advisor network and strong brand recognition.
Total Addressable Market (TAM)
The TAM for wealth management and asset management is estimated to be in the trillions of dollars globally. Ameriprise is positioned to capture a portion of this TAM through its advice-based model and diversified product offerings.
Upturn SWOT Analysis
Strengths
- Strong brand reputation
- Large and established advisor network
- Diversified product offerings
- Strong capital position
- Robust financial planning platform
Weaknesses
- Reliance on advisor productivity
- Sensitivity to market volatility
- Higher expense ratios compared to pure-play asset managers
- Dependence on interest rates
Opportunities
- Growing demand for financial advice
- Expansion into new markets
- Acquisitions of smaller firms
- Technological advancements in financial planning
- Increased demand for ESG investments
Threats
- Increased competition from robo-advisors
- Regulatory changes
- Economic downturns
- Rising interest rates
- Cybersecurity risks
Competitors and Market Share
Key Competitors
- SCHW
- RJF
- LPLA
- MS
- GS
Competitive Landscape
Ameriprise differentiates itself through its advice-based model and large advisor network. However, it faces competition from both traditional wealth management firms and newer robo-advisors.
Major Acquisitions
Columbia Threadneedle Investments
- Year: 2009
- Acquisition Price (USD millions): 1200
- Strategic Rationale: Expanded Ameriprise's asset management capabilities and provided access to a broader range of investment products and services.
Growth Trajectory and Initiatives
Historical Growth: Ameriprise has experienced moderate growth over the past decade, driven by asset growth, advisor productivity, and strategic acquisitions.
Future Projections: Analysts project continued moderate growth for Ameriprise, driven by increasing demand for financial advice and wealth management services.
Recent Initiatives: Recent initiatives include investments in technology to enhance the advisor platform, expansion of its advice offerings, and strategic acquisitions to expand its market presence.
Summary
Ameriprise Financial is a well-established financial services company with a strong advisor network and diversified product offerings. While the company benefits from the growing demand for financial advice, it faces challenges from increased competition and market volatility. The company's ability to adapt to changing market conditions and continue to innovate will be crucial for future success.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company SEC Filings
- Analyst Reports
- Industry Publications
- Company Website
Disclaimers:
This analysis is for informational purposes only and should not be considered financial advice. Market share data and financial metrics are estimates and subject to change. Past performance is not indicative of future results.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Ameriprise Financial Inc
Exchange NYSE | Headquaters Minneapolis, MN, United States | ||
IPO Launch date 2005-10-03 | Chairman & CEO Mr. James M. Cracchiolo CPA | ||
Sector Financial Services | Industry Asset Management | Full time employees 13600 | Website https://www.ameriprise.com |
Full time employees 13600 | Website https://www.ameriprise.com | ||
Ameriprise Financial, Inc., together with its subsidiaries, operates as a diversified financial services company in the United States and internationally. The company offers financial planning and advice services to individual and institutional clients. It operates through Advice & Wealth Management, Asset Management, and Retirement & Protection Solutions segments. The Advice & Wealth Management segment provides financial planning and advice; brokerage products and services for retail and institutional clients; discretionary and non-discretionary investment advisory accounts; mutual funds; insurance and annuities products; cash management and banking products; and face-amount certificates. The Asset Management segment offers investment management, advice, and products to retail, high net worth, and institutional clients through third-party financial institutions, advisor networks, direct retail, and its institutional sales force under the Columbia Threadneedle Investments brand name. Its products include U.S. mutual funds and their non-U.S. equivalents, exchange-traded funds, variable product funds underlying insurance, and annuity separate accounts; and institutional asset management products, such as traditional asset classes, separately managed accounts, individually managed accounts, collateralized loan obligations, hedge funds, collective funds, and property and infrastructure funds. The Retirement & Protection Solutions segment provides variable annuity products, as well as life and disability income insurance products to retail clients. The company was formerly known as American Express Financial Corporation and changed its name to Ameriprise Financial, Inc. in September 2005. Ameriprise Financial, Inc. was founded in 1894 and is based in Minneapolis, Minnesota.
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