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Upturn AI SWOT - About
AMSF 
AMERISAFE Inc (AMSF)
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Upturn Advisory Summary
06/27/2025: AMSF (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
3 Analysts rated it
These Stocks/ETFs, based on Upturn Advisory, frequently surpass the market, reflecting reliable and trustworthy advice.
Year Target Price $56.33
Year Target Price $56.33
| 0 | Strong Buy |
| 1 | Buy |
| 2 | Hold |
| 0 | Under performing |
| 0 | Sell |
Analysis of Past Performance
Type Stock | Historic Profit -6.36% | Avg. Invested days 33 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 06/27/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 835.74M USD | Price to earnings Ratio 17.69 | 1Y Target Price 56.33 |
Price to earnings Ratio 17.69 | 1Y Target Price 56.33 | ||
Volume (30-day avg) - | Beta 0.41 | 52 Weeks Range 41.40 - 58.89 | Updated Date 06/29/2025 |
52 Weeks Range 41.40 - 58.89 | Updated Date 06/29/2025 | ||
Dividends yield (FY) 3.56% | Basic EPS (TTM) 2.48 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 15.76% | Operating Margin (TTM) 15.45% |
Management Effectiveness
Return on Assets (TTM) 3.1% | Return on Equity (TTM) 16.89% |
Valuation
Trailing PE 17.69 | Forward PE 22.37 | Enterprise Value 790984319 | Price to Sales(TTM) 2.77 |
Enterprise Value 790984319 | Price to Sales(TTM) 2.77 | ||
Enterprise Value to Revenue 2.63 | Enterprise Value to EBITDA - | Shares Outstanding 19050300 | Shares Floating 18694946 |
Shares Outstanding 19050300 | Shares Floating 18694946 | ||
Percent Insiders 1.72 | Percent Institutions 101.97 |
Analyst Ratings
Rating 3.33 | Target Price 56.33 | Buy 1 | Strong Buy - |
Buy 1 | Strong Buy - | ||
Hold 2 | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
AMERISAFE Inc
Company Overview
History and Background
AMERISAFE, Inc. was founded in 1985. It focuses on providing workers' compensation insurance to employers in high-hazard industries.
Core Business Areas
- Workers' Compensation Insurance: Provides workers' compensation insurance coverage to employers operating in hazardous industries, focusing on underwriting and claims management. Also provides employee safety programs.
Leadership and Structure
The leadership team comprises executives with experience in insurance, finance, and risk management. The company operates with a structure common to insurance firms.
Top Products and Market Share
Key Offerings
- Workers' Compensation Insurance: Provides coverage for work-related injuries and illnesses, managing claims, and offering safety programs. AMERISAFE focuses on high-hazard industries. Market share data is difficult to pinpoint precisely due to the fragmented nature of the workers' compensation market, and because AMERISAFE focuses on a niche segment. Competitors include major national and regional workers' comp insurers like Travelers (TRV), The Hartford (HIG), and smaller, specialized firms.
Market Dynamics
Industry Overview
The workers' compensation insurance industry is influenced by factors such as employment rates, workplace safety regulations, and healthcare costs. The industry is competitive, with numerous national and regional players.
Positioning
AMERISAFE specializes in high-hazard industries, differentiating itself through industry expertise and risk management. This focus allows them to command higher premiums but also requires specialized underwriting and claims management.
Total Addressable Market (TAM)
The total US workers' compensation insurance market is substantial, estimated to be tens of billions of dollars annually. AMERISAFE's TAM is the portion of this market that consists of high-hazard industries, making up a significant portion. The company's positioning gives it an advantage in this niche.
Upturn SWOT Analysis
Strengths
- Specialized expertise in high-hazard industries
- Strong underwriting discipline
- Proactive claims management
- Focus on safety programs
Weaknesses
- Concentration in cyclical industries
- Exposure to large losses
- Smaller size compared to national competitors
- Dependence on specific industries
Opportunities
- Expansion into new high-hazard industries
- Development of new risk management services
- Geographic expansion
- Technological innovation in claims processing and risk assessment
Threats
- Economic downturns affecting high-hazard industries
- Increased competition
- Changes in workplace safety regulations
- Rising healthcare costs
Competitors and Market Share
Key Competitors
- TRV
- HIG
- AIG
Competitive Landscape
AMERISAFE's advantage lies in its high-hazard specialization, but its size is a disadvantage compared to larger, diversified insurers. Its underwriting expertise is crucial for success.
Growth Trajectory and Initiatives
Historical Growth: Examine AMERISAFE's revenue and profit growth over the past years. Data is unavailable without real-time data access.
Future Projections: Consult analyst estimates for future revenue and earnings growth. Data is unavailable without real-time data access.
Recent Initiatives: Look for announcements of strategic initiatives like new product offerings, acquisitions, or geographic expansion.
Summary
AMERISAFE is a niche player specializing in high-hazard industries, which allows them to charge higher premiums but also exposes them to cyclical risks. Their underwriting discipline is a key strength. Future success depends on navigating economic cycles and competition effectively and expanding into new areas of business. AMERISAFE has a focused area which gives it a small piece of the large market.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company reports, industry analysis, financial databases.
Disclaimers:
This analysis is based on publicly available information and is not financial advice. Market share estimates are approximate.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About AMERISAFE Inc
Exchange NASDAQ | Headquaters Deridder, LA, United States | ||
IPO Launch date 2005-11-18 | President, CEO & Director Ms. Gerry Janelle Frost | ||
Sector Financial Services | Industry Insurance - Specialty | Full time employees 362 | Website https://www.amerisafe.com |
Full time employees 362 | Website https://www.amerisafe.com | ||
AMERISAFE, Inc., an insurance holding company, underwrites workers' compensation insurance in the United States. The company provides benefits to injured employees for temporary or permanent disability, death, and medical and hospital expenses. It sells its products through retail and wholesale brokers and agents; and small and mid-sized employers engaged in hazardous industries, including construction, trucking, logging and lumber, agriculture, manufacturing, telecommunications, and maritime. AMERISAFE, Inc. was incorporated in 1985 and is based in Deridder, Louisiana.
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