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Upturn AI SWOT - About
CNA 
CNA Financial Corporation (CNA)
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Upturn Advisory Summary
09/17/2025: CNA (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
1 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $45
1 Year Target Price $45
| 0 | Strong Buy |
| 0 | Buy |
| 0 | Hold |
| 1 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -9.2% | Avg. Invested days 49 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 09/17/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 12.46B USD | Price to earnings Ratio 14.29 | 1Y Target Price 45 |
Price to earnings Ratio 14.29 | 1Y Target Price 45 | ||
Volume (30-day avg) 1 | Beta 0.54 | 52 Weeks Range 42.87 - 50.37 | Updated Date 09/16/2025 |
52 Weeks Range 42.87 - 50.37 | Updated Date 09/16/2025 | ||
Dividends yield (FY) 3.86% | Basic EPS (TTM) 3.22 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 5.99% | Operating Margin (TTM) 11.06% |
Management Effectiveness
Return on Assets (TTM) 1.15% | Return on Equity (TTM) 8.54% |
Valuation
Trailing PE 14.29 | Forward PE - | Enterprise Value 15058021661 | Price to Sales(TTM) 0.85 |
Enterprise Value 15058021661 | Price to Sales(TTM) 0.85 | ||
Enterprise Value to Revenue 1.05 | Enterprise Value to EBITDA - | Shares Outstanding 270664992 | Shares Floating 20735676 |
Shares Outstanding 270664992 | Shares Floating 20735676 | ||
Percent Insiders 0.36 | Percent Institutions 7.87 |
Upturn AI SWOT
CNA Financial Corporation
Company Overview
History and Background
CNA Financial Corporation, founded in 1897 as Continental Assurance Company, has evolved from a life insurance provider to a diversified commercial property and casualty insurance organization. Significant milestones include strategic acquisitions and expansions into specialty insurance lines.
Core Business Areas
- Commercial: Offers a broad range of property and casualty insurance products and services to businesses and organizations.
- Specialty: Provides specialized insurance solutions to niche markets, including professional liability, healthcare, and other specialized industries.
- International: Offers insurance products and services through subsidiaries in Canada and Europe.
Leadership and Structure
The company is led by Dino E. Robusto (Chairman & CEO). The organizational structure includes various departments such as underwriting, claims, finance, and operations, reporting to executive leadership.
Top Products and Market Share
Key Offerings
- Commercial Property Insurance: Provides coverage for physical damage to commercial buildings and contents. Competitors include Travelers, Chubb, and AIG. Market share data is difficult to pinpoint to a single product. Total commercial property insurance market has a TAM of hundreds of billions.
- General Liability Insurance: Covers businesses against liability claims for bodily injury and property damage. Competitors include Liberty Mutual, Hartford, and Zurich. Market share data is difficult to pinpoint to a single product. The TAM is again in the hundreds of billions for the overall market.
- Professional Liability Insurance (Errors & Omissions): Protects professionals and businesses from liability claims arising from errors or omissions in their services. Competitors include Beazley, and Axis Capital. Market share data is difficult to pinpoint to a single product. The TAM is substantial based on the industry segment.
Market Dynamics
Industry Overview
The property and casualty insurance industry is characterized by cyclical pricing, increasing regulatory scrutiny, and technological advancements influencing underwriting and claims processes. Interest rates and catastrophe events significantly impact profitability.
Positioning
CNA is a well-established player with a strong presence in the commercial and specialty insurance markets. Their competitive advantages include a broad product portfolio, extensive distribution network, and strong brand reputation.
Total Addressable Market (TAM)
The global property and casualty insurance market has a TAM estimated to be well over $1 trillion. CNA is well-positioned to address this market through its diverse product lines and global presence.
Upturn SWOT Analysis
Strengths
- Strong brand recognition
- Diversified product portfolio
- Extensive distribution network
- Experienced management team
- Solid financial ratings
Weaknesses
- Exposure to catastrophic losses
- Vulnerability to interest rate fluctuations
- Operational inefficiencies compared to tech enabled competitors
- Dependence on independent agents.
Opportunities
- Expanding into emerging markets
- Leveraging technology for underwriting and claims
- Developing innovative insurance products
- Acquiring smaller, specialized insurance companies
- Increase in cyber insurance demand
Threats
- Increased competition from larger players
- Rising claims costs
- Changes in regulatory environment
- Economic downturns impacting premium volume
- Impact of climate change on property risk
Competitors and Market Share
Key Competitors
- Travelers (TRV)
- Chubb (CB)
- American International Group (AIG)
Competitive Landscape
CNA competes with larger, well-established players in the property and casualty insurance market. CNA's competitive advantages include its strong brand reputation and diversified product portfolio. Disadvantages include challenges related to scale and operational efficiency compared to certain peers.
Growth Trajectory and Initiatives
Historical Growth: CNA's historical growth has been steady, driven by organic growth and strategic acquisitions.
Future Projections: Future growth projections depend on factors such as economic conditions, industry trends, and company-specific initiatives.
Recent Initiatives: Recent initiatives may include digital transformation projects, product innovation, and market expansion efforts.
Summary
CNA Financial is a solid, established player in the competitive insurance market. Its diversified portfolio and strong brand are advantages. Key challenges include managing catastrophic risk, adapting to technology, and effectively compete with larger companies. Growth depends on market conditions and strategic actions.
Peer Comparison
Sources and Disclaimers
Data Sources:
- SEC Filings
- Company Reports
- Industry Analysis Reports
- Yahoo Finance
- AM Best
Disclaimers:
This analysis is based on available information and general industry knowledge. Financial data and market share information can change, so it is recommended to consult official sources for current data. This is not financial advice.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About CNA Financial Corporation
Exchange NYSE | Headquaters Chicago, IL, United States | ||
IPO Launch date 1985-07-11 | President, CEO & Director Mr. Douglas Merle Worman B.A. | ||
Sector Financial Services | Industry Insurance - Property & Casualty | Full time employees 6500 | Website https://www.cna.com |
Full time employees 6500 | Website https://www.cna.com | ||
CNA Financial Corporation, an insurance holding company, primarily provides commercial property and casualty insurance products in the United States and internationally. It operates through Specialty, Commercial, International, and Life & Group segments. The company offers professional liability coverages and risk management services to various professional firms, including architects, real estate agents, and accounting and law firms; directors and officers, errors and omissions, employment practices, fiduciary, and fidelity and cyber coverages to small and mid-size firms, public and privately held firms, and not-for-profit organizations; professional and general liability, as well as associated casualty coverages for healthcare industry; surety and fidelity bonds; and warranty and alternative risks products. It also provides property, marine, boiler, and machinery coverage insurance products; casualty insurance products comprising workers' compensation, general and product liability, commercial auto, umbrella, and excess and surplus coverages; specialized loss-sensitive insurance programs and total risk management services; and run-off long term care policies. The company was founded in 1853 and is based in Chicago, Illinois. CNA Financial Corporation operates as a subsidiary of Loews Corporation.
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