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Upturn AI SWOT - About
BNS 
Bank of Nova Scotia (BNS)
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Stock price based on last close (see disclosures)
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Upturn Advisory Summary
08/14/2025: BNS (3-star) is a STRONG-BUY. BUY since 74 days. Profits (14.98%). Updated daily EoD!
Upturn Star Rating
Moderate Performance
These Stocks/ETFs, based on Upturn Advisory, typically align with the market average, offering steady but unremarkable returns.
Number of Analysts
15 Analysts rated it
Moderately tracked stock, growing coverage, gaining market and investor attention.
1 Year Target Price $55.8
1 Year Target Price $55.8
| 4 | Strong Buy |
| 0 | Buy |
| 10 | Hold |
| 1 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 24.83% | Avg. Invested days 55 | Today’s Advisory Strong Buy |
Upturn Star Rating | Upturn Advisory Performance  4.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 08/14/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 70.84B USD | Price to earnings Ratio 16.32 | 1Y Target Price 55.8 |
Price to earnings Ratio 16.32 | 1Y Target Price 55.8 | ||
Volume (30-day avg) 15 | Beta 1.24 | 52 Weeks Range 43.45 - 56.98 | Updated Date 08/15/2025 |
52 Weeks Range 43.45 - 56.98 | Updated Date 08/15/2025 | ||
Dividends yield (FY) 7.48% | Basic EPS (TTM) 3.47 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 22.76% | Operating Margin (TTM) 33.6% |
Management Effectiveness
Return on Assets (TTM) 0.47% | Return on Equity (TTM) 7.91% |
Valuation
Trailing PE 16.32 | Forward PE 10.33 | Enterprise Value -67595083776 | Price to Sales(TTM) 2.43 |
Enterprise Value -67595083776 | Price to Sales(TTM) 2.43 | ||
Enterprise Value to Revenue 11.67 | Enterprise Value to EBITDA - | Shares Outstanding 1245580032 | Shares Floating 1229805619 |
Shares Outstanding 1245580032 | Shares Floating 1229805619 | ||
Percent Insiders 0.04 | Percent Institutions 52.4 |
Upturn AI SWOT
Bank of Nova Scotia
Company Overview
History and Background
The Bank of Nova Scotia, operating as Scotiabank, was founded in Halifax, Nova Scotia, in 1832. Initially focused on financing trade within Nova Scotia, it expanded across Canada and internationally in the late 19th and 20th centuries. Significant milestones include mergers and acquisitions, establishing a presence in Latin America and the Caribbean, and developing a diversified range of financial services.
Core Business Areas
- Canadian Banking: Provides a range of financial products and services to individuals and businesses across Canada, including personal and commercial banking, wealth management, and insurance.
- International Banking: Offers financial services to retail and commercial customers in Latin America, the Caribbean, and Asia-Pacific regions.
- Global Wealth Management: Provides wealth management, investment advice, and brokerage services to high-net-worth individuals and institutional clients globally.
- Global Banking and Markets: Provides corporate and investment banking services, including financing, advisory, trading, and investment solutions to corporate, government, and institutional clients worldwide.
Leadership and Structure
The leadership team includes the CEO, CFO, and other senior executives responsible for overseeing the various business segments. The organizational structure is hierarchical, with regional and functional divisions reporting to the executive team and board of directors.
Top Products and Market Share
Key Offerings
- Description of Product 1, include any market share data or number of users or revenue from this product. Who are the competitors for this product]:
- Product Name 1: Personal Banking Accounts: Offers a wide range of checking, savings, and investment accounts tailored to individual needs. Competitors include TD, RBC, and BMO. Market share is embedded within Canadian Banking Market share.
- Description of Product 2, include any market share data or number of users or revenue from this product. Who are the competitors for this product]:
- Product Name 2: Mortgages: Provides residential mortgages with various terms and rates. Competitors include TD, RBC, and BMO. Market share is embedded within Canadian Banking Market share.
- Description of Product 3, include any market share data or number of users or revenue from this product. Who are the competitors for this product]:
- Product Name 3: Credit Cards: Offers a variety of credit cards with rewards, cashback, and other benefits. Competitors include TD, RBC, and BMO. Market share is embedded within Canadian Banking Market share.
- Description of Product 4, include any market share data or number of users or revenue from this product. Who are the competitors for this product]:
- Product Name 4: Commercial Banking: Provides loans, lines of credit, and other financial services to businesses. Competitors include TD, RBC, and BMO. Market share is embedded within Canadian Banking Market share.
Market Dynamics
Industry Overview
The Canadian banking industry is highly concentrated, with the Big Five banks dominating the market. It's characterized by stringent regulations, technological disruption, and increasing competition from fintech companies.
Positioning
Bank of Nova Scotia is one of the Big Five banks in Canada, with a significant market share in both domestic and international banking. Its competitive advantages include a strong presence in Latin America and a diversified range of financial services.
Total Addressable Market (TAM)
The total addressable market for Canadian banking is estimated to be in the hundreds of billions of dollars. Scotiabank is positioned to capture a significant share of this market through its diverse product offerings and international presence.
Upturn SWOT Analysis
Strengths
- Strong brand recognition
- Diversified revenue streams
- Significant presence in Latin America
- Solid capital base
- Extensive branch network
Weaknesses
- Exposure to emerging market risks
- Potential regulatory challenges
- Dependence on Canadian market
- Cost structure compared to competitors
- Integration risks from acquisitions
Opportunities
- Expansion into new markets
- Growth in wealth management
- Adoption of new technologies
- Strategic acquisitions
- Increased digital banking adoption
Threats
- Economic downturns
- Increased competition from fintech companies
- Regulatory changes
- Cybersecurity risks
- Fluctuations in interest rates
Competitors and Market Share
Key Competitors
- RY
- TD
- BMO
- CM
Competitive Landscape
Scotiabank competes with other large Canadian banks and smaller financial institutions. Its advantages include international presence and diversified services. Disadvantages may include cost structure or focus.
Major Acquisitions
MD Financial Management
- Year: 2018
- Acquisition Price (USD millions): 2580
- Strategic Rationale: Expanded wealth management business and client base.
Growth Trajectory and Initiatives
Historical Growth: Historical growth has been driven by organic expansion, acquisitions, and international growth.
Future Projections: Analyst estimates for future growth vary but generally project moderate growth in revenue and earnings.
Recent Initiatives: Recent strategic initiatives include investments in digital banking, expansion in wealth management, and streamlining operations.
Summary
Scotiabank is a strong Canadian bank with a significant international presence, particularly in Latin America. Its diversified business model and solid capital base provide stability, but it faces challenges from economic volatility, increasing competition, and regulatory changes. The bank needs to leverage its strengths and focus on innovation and efficiency to maintain its competitive edge and capture future growth opportunities. Their history of expansion is a key element of their success.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Filings (Annual Reports, Investor Presentations)
- Financial News Outlets (Reuters, Bloomberg, WSJ)
- Analyst Reports (e.g., from major investment banks)
Disclaimers:
This analysis is for informational purposes only and does not constitute financial advice. Investment decisions should be based on your own research and due diligence. Market conditions and company performance can change rapidly, so it is essential to stay informed.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Bank of Nova Scotia
Exchange NYSE | Headquaters Toronto, ON, Canada | ||
IPO Launch date 1999-09-13 | President, CEO & Director Mr. L. Scott Thomson | ||
Sector Financial Services | Industry Banks - Diversified | Full time employees 86746 | Website https://www.scotiabank.com |
Full time employees 86746 | Website https://www.scotiabank.com | ||
The Bank of Nova Scotia provides various banking products and services in Canada, the United States, Mexico, Peru, Chile, Colombia, the Caribbean and Central America, and internationally. It operates through Canadian Banking, International Banking, Global Wealth Management, and Global Banking and Markets segments. The company offers financial advice and solutions, and banking products, including debit and credit cards, chequing and saving accounts, investments, mortgages, loans, and insurance to individuals; and retail automotive financing solutions. It also provides business banking solutions comprising lending, deposit, cash management, and trade finance solutions to small, medium, and large businesses. In addition, it provides wealth management advice and solutions, including online brokerage, mobile investment, full-service brokerage, trust, private banking, and private investment counsel services; and retail mutual funds, exchange traded funds, liquid alternatives, and institutional funds. The company was founded in 1832 and is headquartered in Toronto, Canada.
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