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Upturn AI SWOT - About
BNS 
Bank of Nova Scotia (BNS)
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Upturn Advisory Summary
06/20/2025: BNS (3-star) is a STRONG-BUY. BUY since 36 days. Profits (8.38%). Updated daily EoD!
Upturn Star Rating
Moderate Performance
These Stocks/ETFs, based on Upturn Advisory, typically align with the market average, offering steady but unremarkable returns.
Number of Analysts
15 Analysts rated it
These Stocks/ETFs, based on Upturn Advisory, frequently surpass the market, reflecting reliable and trustworthy advice.
Year Target Price $55.04
Year Target Price $55.04
| 4 | Strong Buy |
| 0 | Buy |
| 10 | Hold |
| 0 | Under performing |
| 1 | Sell |
Analysis of Past Performance
Type Stock | Historic Profit 17.64% | Avg. Invested days 47 | Today’s Advisory Regular Buy |
Upturn Star Rating | Upturn Advisory Performance  4.0 | Stock Returns Performance  2.0 |
| Profits based on simulation | Last Close 06/20/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 68.61B USD | Price to earnings Ratio 15.76 | 1Y Target Price 54.65 |
Price to earnings Ratio 15.76 | 1Y Target Price 54.65 | ||
Volume (30-day avg) - | Beta 1.21 | 52 Weeks Range 41.78 - 55.40 | Updated Date 06/29/2025 |
52 Weeks Range 41.78 - 55.40 | Updated Date 06/29/2025 | ||
Dividends yield (FY) 5.84% | Basic EPS (TTM) 3.48 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 22.76% | Operating Margin (TTM) 33.6% |
Management Effectiveness
Return on Assets (TTM) 0.47% | Return on Equity (TTM) 7.91% |
Valuation
Trailing PE 15.76 | Forward PE 11.11 | Enterprise Value -69837070336 | Price to Sales(TTM) 2.35 |
Enterprise Value -69837070336 | Price to Sales(TTM) 2.35 | ||
Enterprise Value to Revenue 11.56 | Enterprise Value to EBITDA - | Shares Outstanding 1245580032 | Shares Floating 1229830530 |
Shares Outstanding 1245580032 | Shares Floating 1229830530 | ||
Percent Insiders 0.02 | Percent Institutions 51.13 |
Analyst Ratings
Rating 3.47 | Target Price 55.04 | Buy - | Strong Buy 4 |
Buy - | Strong Buy 4 | ||
Hold 10 | Sell 1 | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
Bank of Nova Scotia
Company Overview
History and Background
The Bank of Nova Scotia, also known as Scotiabank, was founded in Halifax, Nova Scotia, in 1832. It initially focused on financing international trade and gradually expanded its operations across Canada and internationally through strategic acquisitions and organic growth.
Core Business Areas
- Canadian Banking: Offers a wide range of financial products and services to individuals and businesses in Canada, including personal and commercial banking, wealth management, and insurance.
- International Banking: Provides banking services in Latin America, the Caribbean, and Asia-Pacific, focusing on retail and commercial banking, wealth management, and credit cards.
- Global Wealth Management: Offers wealth management solutions to high-net-worth individuals and institutional clients globally, including investment management, financial planning, and trust services.
- Global Banking and Markets: Provides corporate and investment banking services to large corporations, governments, and institutional investors globally, including advisory services, capital markets solutions, and transaction banking.
Leadership and Structure
The Bank of Nova Scotia is led by its CEO and a board of directors. The organizational structure includes various business lines, each headed by a senior executive, reporting to the CEO.
Top Products and Market Share
Key Offerings
- Personal Banking Accounts: A variety of chequing, savings, and credit card products for individuals. Market share data is difficult to pinpoint exactly, but Scotiabank is a top 5 bank in Canada. Competitors include RBC, TD, BMO, and CIBC.
- Mortgages: Residential mortgages for homebuyers. Scotiabank holds a significant portion of the Canadian mortgage market. Competitors include RBC, TD, BMO, and CIBC.
- Commercial Loans: Loans and financing solutions for businesses. Competitors include RBC, TD, BMO, and CIBC.
- Wealth Management Services: Investment advice and portfolio management. Competitors include RBC Wealth Management, TD Wealth, and independent wealth management firms.
Market Dynamics
Industry Overview
The Canadian banking industry is dominated by a few large players, characterized by stringent regulations and a high level of stability. The industry is adapting to technological changes, including fintech disruption and digital banking trends.
Positioning
Scotiabank is the third-largest bank in Canada by assets and has a significant international presence, particularly in Latin America. Its competitive advantages include a diversified business model and a strong brand reputation.
Total Addressable Market (TAM)
The TAM for financial services in Canada and Scotiabank's international markets is substantial, estimated to be in the trillions of dollars. Scotiabank is well-positioned to capture a significant portion of this TAM through its diversified business segments and international presence.
Upturn SWOT Analysis
Strengths
- Strong brand reputation
- Diversified business model
- Significant international presence
- Solid capital base
- Established Canadian banking franchise
Weaknesses
- Exposure to Latin American economies
- Higher efficiency ratio compared to some peers
- Dependence on the Canadian housing market
- Slower digital transformation compared to some competitors
Opportunities
- Expansion in emerging markets
- Increased digital banking adoption
- Growth in wealth management business
- Strategic acquisitions
- Partnerships with fintech companies
Threats
- Economic slowdown in key markets
- Increased competition from fintech companies
- Regulatory changes
- Cybersecurity risks
- Fluctuations in interest rates
Competitors and Market Share
Key Competitors
- RY (Royal Bank of Canada)
- TD (Toronto-Dominion Bank)
- BMO (Bank of Montreal)
- CM (CIBC)
Competitive Landscape
Scotiabank benefits from its international presence but faces stiff competition from other large Canadian banks. Advantages include its brand and diversified business. Disadvantages might include a slower pace of innovation in certain areas compared to some peers.
Major Acquisitions
MD Financial Management
- Year: 2018
- Acquisition Price (USD millions): 2580
- Strategic Rationale: Expanded wealth management business and access to medical professionals.
Growth Trajectory and Initiatives
Historical Growth: Scotiabank's growth has been driven by organic expansion and strategic acquisitions.
Future Projections: Analyst estimates project continued growth in revenue and earnings, driven by growth in key markets and business segments.
Recent Initiatives: Recent strategic initiatives include investments in digital banking and expansion in wealth management and Latin America.
Summary
Bank of Nova Scotia (Scotiabank) shows strength in its brand, international presence, and diversified business. Its exposure to Latin American economies and slower digital transformation pose risks. Scotiabank is well positioned to capitalize on growth in emerging markets, wealth management, and digital banking. Managing economic uncertainties and competitive pressures will be key for sustaining growth.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company filings
- Analyst reports
- Industry publications
Disclaimers:
The data and analysis provided are for informational purposes only and should not be considered investment advice. Market share data is approximate. Financial data is based on available information and may be subject to change.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Bank of Nova Scotia
Exchange NYSE | Headquaters Toronto, ON, Canada | ||
IPO Launch date 1999-09-13 | President, CEO & Director Mr. L. Scott Thomson | ||
Sector Financial Services | Industry Banks - Diversified | Full time employees 86746 | Website https://www.scotiabank.com |
Full time employees 86746 | Website https://www.scotiabank.com | ||
The Bank of Nova Scotia provides various banking products and services in Canada, the United States, Mexico, Peru, Chile, Colombia, the Caribbean and Central America, and internationally. It operates through Canadian Banking, International Banking, Global Wealth Management, and Global Banking and Markets segments. The company offers financial advice and solutions, and banking products, including debit and credit cards, chequing and saving accounts, investments, mortgages, loans, and insurance to individuals; and retail automotive financing solutions. It also provides business banking solutions comprising lending, deposit, cash management, and trade finance solutions to small, medium, and large businesses. In addition, it provides wealth management advice and solutions, including online brokerage, mobile investment, full-service brokerage, trust, private banking, and private investment counsel services; and retail mutual funds, exchange traded funds, liquid alternatives, and institutional funds. The company was founded in 1832 and is headquartered in Toronto, Canada.
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