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Upturn AI SWOT - About
BNS 
Bank of Nova Scotia (BNS)
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Upturn Advisory Summary
10/20/2025: BNS (4-star) is a STRONG-BUY. BUY since 120 days. Simulated Profits (31.65%). Updated daily EoD!
Upturn Star Rating
Above Average Performance
These Stocks/ETFs, based on Upturn Advisory, frequently surpass the market, reflecting reliable and trustworthy advice.
Number of Analysts
15 Analysts rated it
Moderately tracked stock, growing coverage, gaining market and investor attention.
1 Year Target Price $61.07
1 Year Target Price $61.07
| 4 | Strong Buy |
| 0 | Buy |
| 10 | Hold |
| 1 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 42.95% | Avg. Invested days 64 | Today’s Advisory Strong Buy |
Upturn Star Rating | Upturn Advisory Performance  4.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 10/20/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 79.21B USD | Price to earnings Ratio 17.14 | 1Y Target Price 61.07 |
Price to earnings Ratio 17.14 | 1Y Target Price 61.07 | ||
Volume (30-day avg) 15 | Beta 1.26 | 52 Weeks Range 42.93 - 65.44 | Updated Date 10/20/2025 |
52 Weeks Range 42.93 - 65.44 | Updated Date 10/20/2025 | ||
Dividends yield (FY) 6.69% | Basic EPS (TTM) 3.72 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 22.75% | Operating Margin (TTM) 39.74% |
Management Effectiveness
Return on Assets (TTM) 0.51% | Return on Equity (TTM) 8.58% |
Valuation
Trailing PE 17.14 | Forward PE 11.49 | Enterprise Value -60782276608 | Price to Sales(TTM) 2.5 |
Enterprise Value -60782276608 | Price to Sales(TTM) 2.5 | ||
Enterprise Value to Revenue 11.76 | Enterprise Value to EBITDA - | Shares Outstanding 1242460299 | Shares Floating 1225774687 |
Shares Outstanding 1242460299 | Shares Floating 1225774687 | ||
Percent Insiders 0.04 | Percent Institutions 53.22 |
Upturn AI SWOT
Bank of Nova Scotia
Company Overview
History and Background
Bank of Nova Scotia (Scotiabank) was founded in Halifax, Nova Scotia, in 1832. It initially facilitated trade between Nova Scotia, the Caribbean, and the United Kingdom. Over time, it expanded across Canada and internationally, becoming a significant player in banking and financial services.
Core Business Areas
- Canadian Banking: Offers a wide range of financial products and services to individuals and businesses across Canada.
- International Banking: Provides banking services in Latin America, the Caribbean, and Asia-Pacific, focusing on retail and commercial banking.
- Global Wealth Management: Offers wealth management and investment solutions to high-net-worth individuals and institutions.
- Global Banking and Markets: Provides corporate and investment banking services to large corporations and institutional investors.
Leadership and Structure
The CEO is Scott Thomson. The organizational structure is hierarchical, with different business lines reporting to the CEO and executive leadership team. Scotiabank operates with a board of directors overseeing governance.
Top Products and Market Share
Key Offerings
- Mortgages: Residential mortgages, including fixed and variable rate options. Canadian Market share is estimated at ~12-13%. Competitors: Royal Bank of Canada (RY), Toronto-Dominion Bank (TD), Canadian Imperial Bank of Commerce (CM).
- Credit Cards: A variety of credit cards with rewards, travel, and cashback benefits. Competitors: Royal Bank of Canada (RY), Toronto-Dominion Bank (TD), American Express (AXP).
- Wealth Management: Investment advisory, financial planning, and portfolio management services. Competitors: RBC Wealth Management, TD Wealth, CIBC Wood Gundy.
- Commercial Banking: Loans, deposits, and other financial solutions for businesses. Competitors: Royal Bank of Canada (RY), Toronto-Dominion Bank (TD), Bank of Montreal (BMO).
Market Dynamics
Industry Overview
The banking industry is currently facing challenges related to rising interest rates, inflation, and geopolitical uncertainty. Digital transformation and increased competition from fintech companies are also key trends.
Positioning
Scotiabank is a top 5 bank in Canada with significant international operations, particularly in Latin America. Its competitive advantage lies in its diversified business model and strong presence in high-growth markets.
Total Addressable Market (TAM)
The total addressable market for banking and financial services is substantial. Scotiabank is well-positioned to capture a share of this market through its diversified operations and strategic investments.
Upturn SWOT Analysis
Strengths
- Strong brand recognition
- Diversified business model
- International presence, especially in Latin America
- Solid capital base
- Established customer base
Weaknesses
- Exposure to emerging market risk
- Integration challenges with acquisitions
- Cybersecurity vulnerability
- High operating expenses
- Regulatory compliance burden
Opportunities
- Further expansion in emerging markets
- Increased adoption of digital banking
- Growth in wealth management
- Strategic acquisitions
- Partnerships with fintech companies
Threats
- Economic downturns
- Increased competition from fintech companies
- Changes in regulation
- Cybersecurity threats
- Geopolitical instability
Competitors and Market Share
Key Competitors
- RY
- TD
- BMO
- CM
Competitive Landscape
Scotiabank competes with other major Canadian banks, as well as global banks and fintech companies. Its strengths lie in its international presence and diversified business model, while its weaknesses include exposure to emerging market risk.
Major Acquisitions
MD Financial Management
- Year: 2018
- Acquisition Price (USD millions): 2584
- Strategic Rationale: To expand wealth management services for physicians and their families.
Growth Trajectory and Initiatives
Historical Growth: Scotiabank's growth has been driven by both organic expansion and acquisitions, with a focus on international markets and wealth management.
Future Projections: Future growth is expected to be driven by continued expansion in emerging markets, digital transformation, and wealth management.
Recent Initiatives: Recent initiatives include investments in digital banking, acquisitions in wealth management, and expansion in Latin America.
Summary
Scotiabank is a strong, diversified financial institution with a significant presence in Canada and Latin America. Its diversified business model provides stability, but it faces risks related to emerging markets and competition from fintech companies. Strategic initiatives focused on digital transformation and growth in wealth management will be crucial for its future success. Investors should monitor the performance and financial reports to better assess the strength of the company.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Filings
- Financial News Outlets
- Industry Reports
- Analyst Reports
Disclaimers:
This analysis is for informational purposes only and does not constitute financial advice. Market data and analyst estimates are subject to change.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Bank of Nova Scotia
Exchange NYSE | Headquaters Toronto, ON, Canada | ||
IPO Launch date 1999-09-13 | President, CEO & Director Mr. L. Scott Thomson | ||
Sector Financial Services | Industry Banks - Diversified | Full time employees 87317 | Website https://www.scotiabank.com |
Full time employees 87317 | Website https://www.scotiabank.com | ||
The Bank of Nova Scotia provides various banking products and services in Canada, the United States, Mexico, Peru, Chile, Colombia, the Caribbean and Central America, and internationally. It operates through Canadian Banking, International Banking, Global Wealth Management, and Global Banking and Markets segments. The company offers financial advice and solutions, and banking products, including debit and credit cards, chequing and saving accounts, investments, mortgages, loans, and insurance to individuals; and retail automotive financing solutions. It also provides business banking solutions comprising lending, deposit, cash management, and trade finance solutions to small, medium, and large businesses. In addition, it provides wealth management advice and solutions, including online brokerage, mobile investment, full-service brokerage, trust, private banking, and private investment counsel services; and retail mutual funds, exchange traded funds, liquid alternatives, and institutional funds. The company was founded in 1832 and is headquartered in Toronto, Canada.
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