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Upturn AI SWOT - About
CM 
Canadian Imperial Bank Of Commerce (CM)
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Upturn Advisory Summary
07/14/2025: CM (5-star) is a STRONG-BUY. BUY since 55 days. Profits (20.98%). Updated daily EoD!
Upturn Star Rating
Outstanding Performance
These Stocks/ETFs, based on Upturn Advisory, have historically outperformed the market, making them a top-tier choice for investors.
Number of Analysts
16 Analysts rated it
Moderately tracked stock, growing coverage, gaining market and investor attention.
1 Year Target Price $69.22
1 Year Target Price $69.22
| 3 | Strong Buy |
| 5 | Buy |
| 6 | Hold |
| 2 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 81.5% | Avg. Invested days 57 | Today’s Advisory Regular Buy |
Upturn Star Rating | Upturn Advisory Performance  5.0 | Stock Returns Performance  4.0 |
| Profits based on simulation | Last Close 07/14/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 68.43B USD | Price to earnings Ratio 12.55 | 1Y Target Price 69.22 |
Price to earnings Ratio 12.55 | 1Y Target Price 69.22 | ||
Volume (30-day avg) 16 | Beta 1.24 | 52 Weeks Range 45.53 - 73.52 | Updated Date 07/14/2025 |
52 Weeks Range 45.53 - 73.52 | Updated Date 07/14/2025 | ||
Dividends yield (FY) 3.99% | Basic EPS (TTM) 5.82 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 30.74% | Operating Margin (TTM) 40.49% |
Management Effectiveness
Return on Assets (TTM) 0.75% | Return on Equity (TTM) 13.36% |
Valuation
Trailing PE 12.55 | Forward PE 11.55 | Enterprise Value 62856720384 | Price to Sales(TTM) 2.69 |
Enterprise Value 62856720384 | Price to Sales(TTM) 2.69 | ||
Enterprise Value to Revenue 8.16 | Enterprise Value to EBITDA - | Shares Outstanding 934190976 | Shares Floating 933022836 |
Shares Outstanding 934190976 | Shares Floating 933022836 | ||
Percent Insiders 0.02 | Percent Institutions 54.69 |
Upturn AI SWOT
Canadian Imperial Bank Of Commerce
Company Overview
History and Background
Canadian Imperial Bank of Commerce (CIBC) was formed in 1961 through the merger of the Canadian Bank of Commerce (founded 1867) and the Imperial Bank of Canada (founded 1875). It has grown to become one of Canada's 'Big Five' banks.
Core Business Areas
- Canadian Personal and Business Banking: Offers a full range of financial products and services to individuals and businesses across Canada, including chequing and savings accounts, mortgages, loans, credit cards, and investment advice.
- Commercial Banking and Wealth Management: Provides commercial banking solutions, wealth management, and investment banking services to mid-market companies, institutional clients, and high-net-worth individuals.
- U.S. Commercial Banking and Wealth Management: Provides commercial banking, wealth management, and private banking services to clients in the United States.
Leadership and Structure
CIBC is led by a Chief Executive Officer (CEO) and has a board of directors responsible for overseeing the bank's strategic direction. The organizational structure is divided into business segments, each headed by a senior executive.
Top Products and Market Share
Key Offerings
- Mortgages: CIBC offers a variety of mortgage products to Canadian homebuyers. It competes with other major Canadian banks and mortgage lenders for market share. Competitors include Royal Bank of Canada (RY), Toronto-Dominion Bank (TD), Bank of Nova Scotia (BNS).
- Credit Cards: CIBC offers a range of credit cards with various rewards programs and benefits. The credit card market is highly competitive, with CIBC competing against other major banks and credit card companies. Competitors include Royal Bank of Canada (RY), Toronto-Dominion Bank (TD), Bank of Nova Scotia (BNS), American Express (AXP), Capital One (COF).
- Wealth Management Services: CIBC provides wealth management services to high-net-worth individuals and families. Market share data is fragmented across various players. Competitors include Royal Bank of Canada (RY), Toronto-Dominion Bank (TD), Bank of Nova Scotia (BNS), Bank of Montreal (BMO), and independent wealth management firms.
Market Dynamics
Industry Overview
The Canadian banking industry is highly concentrated, with the 'Big Five' banks dominating the market. The industry is regulated by the Office of the Superintendent of Financial Institutions (OSFI).
Positioning
CIBC is one of the top five banks in Canada. Its competitive advantages include its strong brand recognition, extensive branch network, and diverse range of financial products and services.
Total Addressable Market (TAM)
The TAM for Canadian banking services is estimated in the hundreds of billions of dollars annually. CIBC holds a significant share, positioned to capture further growth via digital transformation and U.S. expansion.
Upturn SWOT Analysis
Strengths
- Strong brand recognition in Canada
- Extensive branch network
- Diverse range of financial products and services
- Solid capital position
- Growing U.S. presence
Weaknesses
- Reliance on the Canadian market
- Lower profitability compared to some peers
- Slower digital transformation compared to some peers
Opportunities
- Further expansion in the U.S. market
- Growth in wealth management business
- Increased adoption of digital banking services
- Strategic acquisitions
Threats
- Increased competition from fintech companies
- Economic downturn in Canada or the U.S.
- Changes in regulatory environment
- Cybersecurity threats
Competitors and Market Share
Key Competitors
- RY
- TD
- BNS
- BMO
Competitive Landscape
CIBC faces intense competition from other major Canadian banks. It differentiates itself through its strong focus on client relationships and its growing U.S. presence.
Major Acquisitions
Geneva Advisors
- Year: 2017
- Acquisition Price (USD millions): 201
- Strategic Rationale: Expand CIBC's wealth management capabilities in the U.S.
Growth Trajectory and Initiatives
Historical Growth: CIBC's growth has been driven by organic expansion and strategic acquisitions.
Future Projections: Analyst estimates project continued growth for CIBC, driven by its U.S. expansion and wealth management business.
Recent Initiatives: Recent initiatives include investments in digital banking, expansion in the U.S., and strategic acquisitions.
Summary
CIBC is a strong Canadian bank with a growing U.S. presence. It benefits from its brand and client relationships. It needs to focus on digital transformation and managing risks associated with U.S. expansion. The increased competion in the industry has to be addressed.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company filings
- Analyst reports
- Industry publications
Disclaimers:
This analysis is based on publicly available information and is for informational purposes only. It is not financial advice.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Canadian Imperial Bank Of Commerce
Exchange NYSE | Headquaters Toronto, ON, Canada | ||
IPO Launch date 1997-11-13 | President, CEO & Director Mr. Victor G. Dodig | ||
Sector Financial Services | Industry Banks - Diversified | Full time employees 48726 | Website https://www.cibc.com |
Full time employees 48726 | Website https://www.cibc.com | ||
Canadian Imperial Bank of Commerce, a diversified financial institution, provides various financial products and services to personal, business, public sector, and institutional clients in Canada, the United States, and internationally. The company operates through Canadian Personal and Business Banking; Canadian Commercial Banking and Wealth Management; U.S. Commercial Banking and Wealth Management; Capital Markets and Direct Financial Services; and Corporate and Other segments. It offers checking, savings, agriculture, and business accounts; mortgages; business, car, education, home, and other loans; lines of credit, business lines of credit, and agriculture loans; and cash management, small business financing, and overdraft protection services. The company also provides investment and insurance services; healthcare banking; credit cards; private banking, wealth planning, investment management, and estate planning and trust; and ATMs, as well as mobile, online, and global money and wire transfer services. Canadian Imperial Bank of Commerce was founded in 1867 and is headquartered in Toronto, Canada.
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