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CM 
Canadian Imperial Bank Of Commerce (CM)
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Upturn Advisory Summary
11/28/2025: CM (4-star) is a STRONG-BUY. BUY since 152 days. Simulated Profits (45.39%). Updated daily EoD!
Upturn Star Rating
Above Average Performance
These Stocks/ETFs, based on Upturn Advisory, frequently surpass the market, reflecting reliable and trustworthy advice.
Number of Analysts
16 Analysts rated it
Moderately tracked stock, growing coverage, gaining market and investor attention.
1 Year Target Price $78.62
1 Year Target Price $78.62
| 3 | Strong Buy |
| 5 | Buy |
| 6 | Hold |
| 2 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 118.06% | Avg. Invested days 77 | Today’s Advisory Strong Buy |
Upturn Star Rating | Upturn Advisory Performance  5.0 | Stock Returns Performance  5.0 |
| Profits based on simulation | Last Close 11/28/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 80.06B USD | Price to earnings Ratio 14.6 | 1Y Target Price 78.62 |
Price to earnings Ratio 14.6 | 1Y Target Price 78.62 | ||
Volume (30-day avg) 16 | Beta 1.29 | 52 Weeks Range 52.62 - 87.37 | Updated Date 11/30/2025 |
52 Weeks Range 52.62 - 87.37 | Updated Date 11/30/2025 | ||
Dividends yield (FY) 4.45% | Basic EPS (TTM) 5.9 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date 2025-12-04 | When Before Market | Estimate 2.04 | Actual - |
Profitability
Profit Margin 31.24% | Operating Margin (TTM) 40.61% |
Management Effectiveness
Return on Assets (TTM) 0.77% | Return on Equity (TTM) 13.52% |
Valuation
Trailing PE 14.6 | Forward PE 13.26 | Enterprise Value 78332583936 | Price to Sales(TTM) 3.08 |
Enterprise Value 78332583936 | Price to Sales(TTM) 3.08 | ||
Enterprise Value to Revenue 9.14 | Enterprise Value to EBITDA - | Shares Outstanding 929567607 | Shares Floating 906344547 |
Shares Outstanding 929567607 | Shares Floating 906344547 | ||
Percent Insiders 0.03 | Percent Institutions 54.12 |
Upturn AI SWOT
Canadian Imperial Bank Of Commerce
Company Overview
History and Background
Canadian Imperial Bank of Commerce (CIBC) was formed in 1961 through the merger of the Canadian Bank of Commerce (founded in 1867) and the Imperial Bank of Canada (founded in 1875). CIBC has evolved into a leading North American financial institution, offering a range of financial products and services.
Core Business Areas
- Canadian Personal and Business Banking: Provides a range of financial products and services to personal and business clients in Canada.
- Commercial Banking and Wealth Management: Offers commercial banking, wealth management, and investment services to businesses and high-net-worth individuals.
- US Commercial Banking and Wealth Management: Provides commercial banking, private banking and wealth management services to US based clients.
- Capital Markets: Provides investment banking, trading, and research services to institutional clients.
Leadership and Structure
The leadership team includes the CEO, CFO, and other senior executives. CIBC's organizational structure includes various business segments and support functions, reporting to the executive team.
Top Products and Market Share
Key Offerings
- Mortgages: Mortgages are a significant product for CIBC. Market share fluctuates but is a substantial portion of the Canadian mortgage market. Competitors include Royal Bank of Canada (RY), Toronto-Dominion Bank (TD), Bank of Nova Scotia (BNS).
- Credit Cards: CIBC offers a variety of credit cards with rewards programs. The market is very competitive. Competitors include Royal Bank of Canada (RY), Toronto-Dominion Bank (TD), Bank of Nova Scotia (BNS).
- Wealth Management Services: CIBC provides wealth management services including investment advice, financial planning, and portfolio management. Competitors include Royal Bank of Canada (RY), Toronto-Dominion Bank (TD), Bank of Nova Scotia (BNS) and independent firms.
Market Dynamics
Industry Overview
The Canadian banking industry is highly concentrated, with the 'Big Five' banks dominating the market. The industry is influenced by interest rates, economic growth, and regulatory changes.
Positioning
CIBC is one of the 'Big Five' banks in Canada. It aims to provide personalized service and strengthen relationships with clients. A competitive advantage comes from having a strong US division.
Total Addressable Market (TAM)
The TAM for Canadian banking is substantial, encompassing all financial services used by individuals and businesses in Canada. CIBC is well-positioned to address this TAM.
Upturn SWOT Analysis
Strengths
- Strong brand recognition in Canada
- Diversified business lines
- Solid capital position
- Established customer base
Weaknesses
- Relatively smaller presence in the US compared to peers
- Past challenges with risk management
- Reliance on Canadian market
Opportunities
- Expansion in the US market
- Growth in wealth management
- Digital transformation
- Acquisitions of smaller firms
Threats
- Economic slowdown in Canada
- Increased competition from fintech companies
- Regulatory changes
- Cybersecurity risks
Competitors and Market Share
Key Competitors
- Royal Bank of Canada (RY)
- Toronto-Dominion Bank (TD)
- Bank of Nova Scotia (BNS)
- Bank of Montreal (BMO)
Competitive Landscape
CIBC's advantages include its strong Canadian presence and growing US operations. Disadvantages may include smaller scale compared to its largest competitors.
Major Acquisitions
Geneva Advisors
- Year: 2017
- Acquisition Price (USD millions): 201
- Strategic Rationale: Expanded CIBC's wealth management capabilities in the US.
Growth Trajectory and Initiatives
Historical Growth: Historical growth trends need data from past financial reports.
Future Projections: Future projections rely on analyst estimates, which vary based on market conditions.
Recent Initiatives: Requires up-to-date information on CIBC's strategic initiatives, such as digital investments or acquisitions.
Summary
CIBC is a major Canadian bank with growing presence in the US and solid financial position. The company has a strong core banking business and is making efforts in digital transformation and wealth management. Competitive pressures and economic uncertainties, along with future rate increases remain key challenges for CIBC. Its strategic expansion into the US and its commitment to innovation are positive signs.
Similar Stocks
Sources and Disclaimers
Data Sources:
- Company Filings
- Financial News Outlets
- Analyst Reports
Disclaimers:
This analysis is for informational purposes only and should not be considered financial advice. Investment decisions should be based on individual circumstances and thorough research.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Canadian Imperial Bank Of Commerce
Exchange NYSE | Headquaters Toronto, ON, Canada | ||
IPO Launch date 1997-11-13 | President & CEO Mr. Harry K. Culham | ||
Sector Financial Services | Industry Banks - Diversified | Full time employees 49761 | Website https://www.cibc.com |
Full time employees 49761 | Website https://www.cibc.com | ||
Canadian Imperial Bank of Commerce, a diversified financial institution, provides various financial products and services to personal, business, public sector, and institutional clients in Canada, the United States, and internationally. The company operates through Canadian Personal and Business Banking; Canadian Commercial Banking and Wealth Management; U.S. Commercial Banking and Wealth Management; Capital Markets and Direct Financial Services; and Corporate and Other segments. It offers checking, savings, agriculture, and business accounts; mortgages; business, car, education, home, and other loans; lines of credit, business lines of credit, and agriculture loans; and cash management, small business financing, and overdraft protection services. The company also provides investment and insurance services; healthcare banking; credit cards; private banking, wealth planning, investment management, and estate planning and trust; and ATMs, as well as mobile, online, and global money and wire transfer services. Canadian Imperial Bank of Commerce was founded in 1867 and is headquartered in Toronto, Canada.
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