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CM 
Canadian Imperial Bank Of Commerce (CM)
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Upturn Advisory Summary
11/13/2025: CM (4-star) is a STRONG-BUY. BUY since 142 days. Simulated Profits (45.43%). Updated daily EoD!
Upturn Star Rating
Above Average Performance
These Stocks/ETFs, based on Upturn Advisory, frequently surpass the market, reflecting reliable and trustworthy advice.
Number of Analysts
16 Analysts rated it
Moderately tracked stock, growing coverage, gaining market and investor attention.
1 Year Target Price $75.72
1 Year Target Price $75.72
| 3 | Strong Buy |
| 5 | Buy |
| 6 | Hold |
| 2 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 118.11% | Avg. Invested days 75 | Today’s Advisory Strong Buy |
Upturn Star Rating | Upturn Advisory Performance  5.0 | Stock Returns Performance  5.0 |
| Profits based on simulation | Last Close 11/13/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 80.90B USD | Price to earnings Ratio 14.75 | 1Y Target Price 75.72 |
Price to earnings Ratio 14.75 | 1Y Target Price 75.72 | ||
Volume (30-day avg) 16 | Beta 1.29 | 52 Weeks Range 52.62 - 87.29 | Updated Date 11/12/2025 |
52 Weeks Range 52.62 - 87.29 | Updated Date 11/12/2025 | ||
Dividends yield (FY) 4.44% | Basic EPS (TTM) 5.9 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 31.24% | Operating Margin (TTM) 40.61% |
Management Effectiveness
Return on Assets (TTM) 0.77% | Return on Equity (TTM) 13.52% |
Valuation
Trailing PE 14.75 | Forward PE 13.23 | Enterprise Value 77960806400 | Price to Sales(TTM) 3.11 |
Enterprise Value 77960806400 | Price to Sales(TTM) 3.11 | ||
Enterprise Value to Revenue 9.11 | Enterprise Value to EBITDA - | Shares Outstanding 929567607 | Shares Floating 928335350 |
Shares Outstanding 929567607 | Shares Floating 928335350 | ||
Percent Insiders 0.03 | Percent Institutions 52.81 |
Upturn AI SWOT
Canadian Imperial Bank Of Commerce
Company Overview
History and Background
Founded in 1867, Canadian Imperial Bank of Commerce (CIBC) has grown through mergers and acquisitions to become one of Canada's largest banks. Its origins lie in the merger of the Canadian Bank of Commerce and the Imperial Bank of Canada.
Core Business Areas
- Canadian Personal and Business Banking: Provides a range of financial products and services to individuals and businesses in Canada, including deposit accounts, loans, mortgages, and credit cards.
- US Commercial Banking and Wealth Management: Offers commercial banking, wealth management, and private banking services to clients in the United States through CIBC Bank USA.
- Capital Markets: Provides investment banking, trading, and research services to corporate and institutional clients globally.
Leadership and Structure
The current CEO is Victor Dodig. CIBC operates with a board of directors overseeing management, with various executive committees responsible for different aspects of the bank's operations.
Top Products and Market Share
Key Offerings
- Mortgages: CIBC is a major mortgage lender in Canada. Market share data isn't publicly available in a specific number, but it's a top 5 lender. Competitors include Royal Bank of Canada, Toronto-Dominion Bank, Bank of Nova Scotia, and Bank of Montreal.
- Credit Cards: CIBC offers a variety of credit cards, including Aeroplan-branded cards. Competitors include TD Bank, RBC, Scotiabank, and Amex.
- Commercial Lending: CIBC provides loans and other financing solutions to businesses of all sizes. Competitors include TD Bank, RBC, BMO and Scotia Bank.
Market Dynamics
Industry Overview
The Canadian banking industry is dominated by a few large players. It is characterized by high regulatory oversight and stability, although it is subject to interest rate fluctuations and economic cycles.
Positioning
CIBC is positioned as a full-service bank, focusing on providing a comprehensive suite of financial products and services to its target markets. It emphasizes client relationships and service.
Total Addressable Market (TAM)
The TAM for Canadian banking is estimated at hundreds of billions of CAD. CIBC captures a significant portion through its various offerings, aiming for continued expansion in key markets.
Upturn SWOT Analysis
Strengths
- Strong brand recognition in Canada
- Diversified business model
- Established customer base
- Solid capital position
Weaknesses
- Smaller international presence compared to peers
- Dependence on the Canadian market
- Exposure to Canadian housing market risks
- Profitability can be volatile
Opportunities
- Expansion in the US market
- Growth in wealth management
- Increased adoption of digital banking
- Strategic acquisitions
Threats
- Economic downturn in Canada or the US
- Increased competition from fintech companies
- Rising interest rates
- Regulatory changes
Competitors and Market Share
Key Competitors
- RY
- TD
- BNS
- BMO
Competitive Landscape
CIBC faces strong competition from larger banks with more diversified operations. Its advantage lies in its client focus and established Canadian presence.
Major Acquisitions
PrivateBancorp
- Year: 2017
- Acquisition Price (USD millions): 5000
- Strategic Rationale: Expanded CIBC's presence in the US commercial banking market.
Growth Trajectory and Initiatives
Historical Growth: CIBC has experienced moderate growth over the past few years, driven by its core banking operations.
Future Projections: Analyst estimates suggest continued growth, focusing on US expansion and digital innovation.
Recent Initiatives: Recent initiatives include investments in digital technology, expansion in the US, and cost-cutting measures.
Summary
CIBC is a major Canadian bank with a solid domestic presence, but faces challenges in expanding internationally and competing with larger peers. Its focus on client relationships and digital innovation are strengths. However, it needs to mitigate risks associated with the Canadian housing market and increased competition from fintech companies.
Similar Stocks
Sources and Disclaimers
Data Sources:
- CIBC Annual Reports
- Industry Analysis Reports
- Analyst Estimates
- Public SEC Filings
Disclaimers:
This analysis is based on publicly available information and is for informational purposes only. It does not constitute financial advice. Market conditions and company performance can change over time.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Canadian Imperial Bank Of Commerce
Exchange NYSE | Headquaters Toronto, ON, Canada | ||
IPO Launch date 1997-11-13 | President & CEO Mr. Harry K. Culham | ||
Sector Financial Services | Industry Banks - Diversified | Full time employees 49761 | Website https://www.cibc.com |
Full time employees 49761 | Website https://www.cibc.com | ||
Canadian Imperial Bank of Commerce, a diversified financial institution, provides various financial products and services to personal, business, public sector, and institutional clients in Canada, the United States, and internationally. The company operates through Canadian Personal and Business Banking; Canadian Commercial Banking and Wealth Management; U.S. Commercial Banking and Wealth Management; Capital Markets and Direct Financial Services; and Corporate and Other segments. It offers checking, savings, agriculture, and business accounts; mortgages; business, car, education, home, and other loans; lines of credit, business lines of credit, and agriculture loans; and cash management, small business financing, and overdraft protection services. The company also provides investment and insurance services; healthcare banking; credit cards; private banking, wealth planning, investment management, and estate planning and trust; and ATMs, as well as mobile, online, and global money and wire transfer services. Canadian Imperial Bank of Commerce was founded in 1867 and is headquartered in Toronto, Canada.
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