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CM logo CM
Upturn stock ratingUpturn stock rating
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Canadian Imperial Bank Of Commerce (CM)

Upturn stock ratingUpturn stock rating
$79.64
Last Close (24-hour delay)
Profit since last BUY33.24%
upturn advisory
Strong Buy
BUY since 99 days
  • BUY Advisory
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  • SELL Advisory (Loss)​
  • Profit
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Upturn Stock infoUpturn Stock info Stock price based on last close
*as per simulation
(see disclosures)
Time period over
  • ALL
  • YEAR
  • MONTH
  • WEEK

Upturn Advisory Summary

09/15/2025: CM (5-star) is a STRONG-BUY. BUY since 99 days. Simulated Profits (33.24%). Updated daily EoD!

Upturn Star Rating

rating

Outstanding Performance

These Stocks/ETFs, based on Upturn Advisory, have historically outperformed the market, making them a top-tier choice for investors.

Number of Analysts

rating

16 Analysts rated it

Moderately tracked stock, growing coverage, gaining market and investor attention.

1 Year Target Price $76.21

1 Year Target Price $76.21

Analysts Price Target For last 52 week
$76.21 Target price
52w Low $53.09
Current$79.64
52w High $79.67

Analysis of Past Performance

Type Stock
Historic Profit 99.9%
Avg. Invested days 66
Today’s Advisory Strong Buy
Upturn Star Rating Upturn stock ratingUpturn stock rating
Upturn Advisory Performance Upturn Advisory Performance 5.0
Stock Returns Performance Upturn Returns Performance 4.0
Upturn Profits based on simulationUpturn Profits based on simulation Profits based on simulation
Upturn Profits based on simulationUpturn Profits based on simulation Last Close 09/15/2025

Key Highlights

Company Size Large-Cap Stock
Market Capitalization 73.63B USD
Price to earnings Ratio 13.26
1Y Target Price 76.21
Price to earnings Ratio 13.26
1Y Target Price 76.21
Volume (30-day avg) 16
Beta 1.25
52 Weeks Range 53.09 - 79.67
Updated Date 09/15/2025
52 Weeks Range 53.09 - 79.67
Updated Date 09/15/2025
Dividends yield (FY) 4.79%
Basic EPS (TTM) 5.97

Analyzing Revenue: Products, Geography and Growth

Revenue by Geography

Geography revenue - Year on Year

Earnings Date

Report Date 2025-08-28
When Before Market
Estimate 1.99
Actual 2.15

Profitability

Profit Margin 31.24%
Operating Margin (TTM) 40.61%

Management Effectiveness

Return on Assets (TTM) 0.77%
Return on Equity (TTM) 13.52%

Valuation

Trailing PE 13.26
Forward PE 12.2
Enterprise Value 71854317568
Price to Sales(TTM) 2.83
Enterprise Value 71854317568
Price to Sales(TTM) 2.83
Enterprise Value to Revenue 8.76
Enterprise Value to EBITDA -
Shares Outstanding 929568000
Shares Floating 928233111
Shares Outstanding 929568000
Shares Floating 928233111
Percent Insiders 0.03
Percent Institutions 53.16

ai summary icon Upturn AI SWOT

Canadian Imperial Bank Of Commerce

stock logo

Company Overview

overview logo History and Background

Canadian Imperial Bank of Commerce (CIBC) was formed in 1961 through the merger of the Canadian Bank of Commerce (founded in 1867) and the Imperial Bank of Canada (founded in 1875). It has grown to become one of Canada's largest banks, offering a wide range of financial services.

business area logo Core Business Areas

  • Canadian Personal and Business Banking: Offers a comprehensive suite of financial products and services to individuals and businesses across Canada, including chequing and savings accounts, mortgages, loans, credit cards, and investment products.
  • Commercial Banking and Wealth Management: Provides financial solutions to mid-market companies, institutional investors, and high-net-worth individuals globally. Services include corporate lending, investment banking, wealth management, and private banking.
  • U.S. Commercial Banking and Wealth Management: Offers commercial banking, wealth management, and private banking services to clients in the United States.
  • Capital Markets: Provides investment banking, trading, and research services to corporate, government, and institutional clients worldwide.

leadership logo Leadership and Structure

CIBC is led by a Chief Executive Officer (CEO) and a senior management team. The organizational structure is hierarchical, with various business segments reporting to the executive team. A board of directors provides oversight and governance.

Top Products and Market Share

overview logo Key Offerings

  • Mortgages: CIBC offers a variety of mortgage products. Market share in Canada is significant, competing with other major banks. Competitors: Royal Bank of Canada, Toronto-Dominion Bank, Bank of Nova Scotia.
  • Credit Cards: CIBC provides a range of credit cards with various rewards and benefits. Competitors: Royal Bank of Canada, American Express, Capital One.
  • Wealth Management: Offers investment management and financial planning services. Competitors: RBC Wealth Management, TD Wealth, BMO Wealth Management.
  • Commercial Lending: Provides loans and other financing options to businesses. Competitors: Royal Bank of Canada, Toronto-Dominion Bank, Bank of Nova Scotia.

Market Dynamics

industry overview logo Industry Overview

The financial services industry is highly competitive, with banks, credit unions, and fintech companies vying for market share. Digitalization and regulatory changes are key trends.

Positioning

CIBC is a major player in the Canadian banking sector, with a growing presence in the US. It competes on service, product innovation, and brand reputation.

Total Addressable Market (TAM)

The North American financial services market is estimated to be worth trillions of dollars. CIBC is positioned to capture a significant share through its diverse offerings and strategic expansion.

Upturn SWOT Analysis

Strengths

  • Strong brand reputation in Canada
  • Diversified business segments
  • Growing presence in the U.S.
  • Solid financial performance

Weaknesses

  • Smaller market share compared to some larger Canadian banks
  • Dependence on the Canadian market
  • Exposure to regulatory changes
  • IT infrastructure investments

Opportunities

  • Expanding presence in the U.S. market
  • Leveraging digital technologies to improve customer experience
  • Acquiring smaller financial institutions
  • Growing wealth management business

Threats

  • Increased competition from fintech companies
  • Economic downturn in Canada or the U.S.
  • Rising interest rates
  • Cybersecurity risks

Competitors and Market Share

competitor logo Key Competitors

  • RY
  • TD
  • BNS
  • BMO
  • JPM
  • BAC

Competitive Landscape

CIBC faces strong competition from larger Canadian banks and growing fintech companies. Its strengths include its brand reputation and diversified business segments, but it needs to continue investing in digital technologies to remain competitive.

Major Acquisitions

Geneva Advisors

  • Year: 2017
  • Acquisition Price (USD millions): 203
  • Strategic Rationale: Expanded CIBCu2019s wealth management footprint in the United States.

Growth Trajectory and Initiatives

Historical Growth: Historical growth requires financial data

Future Projections: Future projections requires analyst estimates.

Recent Initiatives: Recent initiatives include expanding digital banking capabilities and strategic acquisitions in the U.S.

Summary

CIBC is a stable financial institution with a strong Canadian presence and growing US operations. Its diversified business segments provide resilience, but it faces increasing competition from fintech and larger banks. Investing in digital transformation and strategic acquisitions will be crucial for future growth. The company should continue to monitor economic conditions and cybersecurity risks.

Peer Comparison

Sources and Disclaimers

Data Sources:

  • Company Filings
  • Industry Reports
  • Analyst Estimates

Disclaimers:

This analysis is for informational purposes only and should not be considered financial advice. Market conditions are subject to change.

Upturn AI SummarizationUpturn AI Summarization AI Summarization is directionally correct and might not be accurate.

Upturn AI SummarizationUpturn AI Summarization Summarized information shown could be a few years old and not current.

Upturn AI SummarizationUpturn AI Summarization Fundamental Rating based on AI could be based on old data.

Upturn AI SummarizationUpturn AI Summarization AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.

About Canadian Imperial Bank Of Commerce

Exchange NYSE
Headquaters Toronto, ON, Canada
IPO Launch date 1997-11-13
President, CEO & Director Mr. Victor G. Dodig
Sector Financial Services
Industry Banks - Diversified
Full time employees 49761
Full time employees 49761

Canadian Imperial Bank of Commerce, a diversified financial institution, provides various financial products and services to personal, business, public sector, and institutional clients in Canada, the United States, and internationally. The company operates through Canadian Personal and Business Banking; Canadian Commercial Banking and Wealth Management; U.S. Commercial Banking and Wealth Management; Capital Markets and Direct Financial Services; and Corporate and Other segments. It offers checking, savings, agriculture, and business accounts; mortgages; business, car, education, home, and other loans; lines of credit, business lines of credit, and agriculture loans; and cash management, small business financing, and overdraft protection services. The company also provides investment and insurance services; healthcare banking; credit cards; private banking, wealth planning, investment management, and estate planning and trust; and ATMs, as well as mobile, online, and global money and wire transfer services. Canadian Imperial Bank of Commerce was founded in 1867 and is headquartered in Toronto, Canada.