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Upturn AI SWOT - About
CM 
Canadian Imperial Bank Of Commerce (CM)
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Upturn Advisory Summary
09/17/2025: CM (5-star) is a STRONG-BUY. BUY since 101 days. Simulated Profits (34.25%). Updated daily EoD!
Upturn Star Rating
Outstanding Performance
These Stocks/ETFs, based on Upturn Advisory, have historically outperformed the market, making them a top-tier choice for investors.
Number of Analysts
16 Analysts rated it
Moderately tracked stock, growing coverage, gaining market and investor attention.
1 Year Target Price $76.67
1 Year Target Price $76.67
| 3 | Strong Buy |
| 5 | Buy |
| 6 | Hold |
| 2 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 101.4% | Avg. Invested days 66 | Today’s Advisory Strong Buy |
Upturn Star Rating | Upturn Advisory Performance  5.0 | Stock Returns Performance  5.0 |
| Profits based on simulation | Last Close 09/17/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 74.58B USD | Price to earnings Ratio 13.35 | 1Y Target Price 76.67 |
Price to earnings Ratio 13.35 | 1Y Target Price 76.67 | ||
Volume (30-day avg) 16 | Beta 1.25 | 52 Weeks Range 53.09 - 80.72 | Updated Date 09/17/2025 |
52 Weeks Range 53.09 - 80.72 | Updated Date 09/17/2025 | ||
Dividends yield (FY) 4.78% | Basic EPS (TTM) 6.01 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date 2025-08-28 | When Before Market | Estimate 1.99 | Actual 2.15 |
Profitability
Profit Margin 31.24% | Operating Margin (TTM) 40.61% |
Management Effectiveness
Return on Assets (TTM) 0.77% | Return on Equity (TTM) 13.52% |
Valuation
Trailing PE 13.35 | Forward PE 12.35 | Enterprise Value 72848826368 | Price to Sales(TTM) 2.87 |
Enterprise Value 72848826368 | Price to Sales(TTM) 2.87 | ||
Enterprise Value to Revenue 8.79 | Enterprise Value to EBITDA - | Shares Outstanding 929568000 | Shares Floating 928233111 |
Shares Outstanding 929568000 | Shares Floating 928233111 | ||
Percent Insiders 0.03 | Percent Institutions 53.16 |
Upturn AI SWOT
Canadian Imperial Bank Of Commerce
Company Overview
History and Background
Canadian Imperial Bank of Commerce (CIBC) was formed in 1961 through the merger of the Canadian Bank of Commerce (founded in 1867) and the Imperial Bank of Canada (founded in 1875). It has grown to become one of Canada's largest banks, offering a wide range of financial services.
Core Business Areas
- Canadian Personal and Business Banking: Offers a comprehensive suite of financial products and services to individuals and businesses across Canada, including chequing and savings accounts, mortgages, loans, credit cards, and investment products.
- Commercial Banking and Wealth Management: Provides financial solutions to mid-market companies, institutional investors, and high-net-worth individuals globally. Services include corporate lending, investment banking, wealth management, and private banking.
- U.S. Commercial Banking and Wealth Management: Offers commercial banking, wealth management, and private banking services to clients in the United States.
- Capital Markets: Provides investment banking, trading, and research services to corporate, government, and institutional clients worldwide.
Leadership and Structure
CIBC is led by a Chief Executive Officer (CEO) and a senior management team. The organizational structure is hierarchical, with various business segments reporting to the executive team. A board of directors provides oversight and governance.
Top Products and Market Share
Key Offerings
- Mortgages: CIBC offers a variety of mortgage products. Market share in Canada is significant, competing with other major banks. Competitors: Royal Bank of Canada, Toronto-Dominion Bank, Bank of Nova Scotia.
- Credit Cards: CIBC provides a range of credit cards with various rewards and benefits. Competitors: Royal Bank of Canada, American Express, Capital One.
- Wealth Management: Offers investment management and financial planning services. Competitors: RBC Wealth Management, TD Wealth, BMO Wealth Management.
- Commercial Lending: Provides loans and other financing options to businesses. Competitors: Royal Bank of Canada, Toronto-Dominion Bank, Bank of Nova Scotia.
Market Dynamics
Industry Overview
The financial services industry is highly competitive, with banks, credit unions, and fintech companies vying for market share. Digitalization and regulatory changes are key trends.
Positioning
CIBC is a major player in the Canadian banking sector, with a growing presence in the US. It competes on service, product innovation, and brand reputation.
Total Addressable Market (TAM)
The North American financial services market is estimated to be worth trillions of dollars. CIBC is positioned to capture a significant share through its diverse offerings and strategic expansion.
Upturn SWOT Analysis
Strengths
- Strong brand reputation in Canada
- Diversified business segments
- Growing presence in the U.S.
- Solid financial performance
Weaknesses
- Smaller market share compared to some larger Canadian banks
- Dependence on the Canadian market
- Exposure to regulatory changes
- IT infrastructure investments
Opportunities
- Expanding presence in the U.S. market
- Leveraging digital technologies to improve customer experience
- Acquiring smaller financial institutions
- Growing wealth management business
Threats
- Increased competition from fintech companies
- Economic downturn in Canada or the U.S.
- Rising interest rates
- Cybersecurity risks
Competitors and Market Share
Key Competitors
- RY
- TD
- BNS
- BMO
- JPM
- BAC
Competitive Landscape
CIBC faces strong competition from larger Canadian banks and growing fintech companies. Its strengths include its brand reputation and diversified business segments, but it needs to continue investing in digital technologies to remain competitive.
Major Acquisitions
Geneva Advisors
- Year: 2017
- Acquisition Price (USD millions): 203
- Strategic Rationale: Expanded CIBCu2019s wealth management footprint in the United States.
Growth Trajectory and Initiatives
Historical Growth: Historical growth requires financial data
Future Projections: Future projections requires analyst estimates.
Recent Initiatives: Recent initiatives include expanding digital banking capabilities and strategic acquisitions in the U.S.
Summary
CIBC is a stable financial institution with a strong Canadian presence and growing US operations. Its diversified business segments provide resilience, but it faces increasing competition from fintech and larger banks. Investing in digital transformation and strategic acquisitions will be crucial for future growth. The company should continue to monitor economic conditions and cybersecurity risks.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Filings
- Industry Reports
- Analyst Estimates
Disclaimers:
This analysis is for informational purposes only and should not be considered financial advice. Market conditions are subject to change.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Canadian Imperial Bank Of Commerce
Exchange NYSE | Headquaters Toronto, ON, Canada | ||
IPO Launch date 1997-11-13 | President, CEO & Director Mr. Victor G. Dodig | ||
Sector Financial Services | Industry Banks - Diversified | Full time employees 49761 | Website https://www.cibc.com |
Full time employees 49761 | Website https://www.cibc.com | ||
Canadian Imperial Bank of Commerce, a diversified financial institution, provides various financial products and services to personal, business, public sector, and institutional clients in Canada, the United States, and internationally. The company operates through Canadian Personal and Business Banking; Canadian Commercial Banking and Wealth Management; U.S. Commercial Banking and Wealth Management; Capital Markets and Direct Financial Services; and Corporate and Other segments. It offers checking, savings, agriculture, and business accounts; mortgages; business, car, education, home, and other loans; lines of credit, business lines of credit, and agriculture loans; and cash management, small business financing, and overdraft protection services. The company also provides investment and insurance services; healthcare banking; credit cards; private banking, wealth planning, investment management, and estate planning and trust; and ATMs, as well as mobile, online, and global money and wire transfer services. Canadian Imperial Bank of Commerce was founded in 1867 and is headquartered in Toronto, Canada.
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