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Chimera Investment Corporation (CIMO)
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Upturn Advisory Summary
12/18/2025: CIMO (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Analysis of Past Performance
Type Stock | Historic Profit 3.97% | Avg. Invested days 100 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 12/18/2025 |
Key Highlights
Company Size ETF | Market Capitalization 0 USD | Price to earnings Ratio - | 1Y Target Price - |
Price to earnings Ratio - | 1Y Target Price - | ||
Volume (30-day avg) - | Beta 1.8 | 52 Weeks Range 23.46 - 25.45 | Updated Date 06/16/2025 |
52 Weeks Range 23.46 - 25.45 | Updated Date 06/16/2025 | ||
Dividends yield (FY) 6.15% | Basic EPS (TTM) - |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 71.42% | Operating Margin (TTM) 73.2% |
Management Effectiveness
Return on Assets (TTM) 1.64% | Return on Equity (TTM) 8.38% |
Valuation
Trailing PE - | Forward PE - | Enterprise Value - | Price to Sales(TTM) - |
Enterprise Value - | Price to Sales(TTM) - | ||
Enterprise Value to Revenue - | Enterprise Value to EBITDA - | Shares Outstanding - | Shares Floating 79764849 |
Shares Outstanding - | Shares Floating 79764849 | ||
Percent Insiders - | Percent Institutions - |
Upturn AI SWOT
Chimera Investment Corporation
Company Overview
History and Background
Chimera Investment Corporation (CIM) is a diversified real estate investment trust (REIT) that was formed in 2007. It initially focused on acquiring and managing a portfolio of residential mortgage-backed securities (RMBS) and other mortgage-related assets. Over time, CIM has evolved to diversify its investment strategy, expanding into areas such as residential mortgage loans, servicing rights, and other real estate-related assets. The company has navigated various market cycles, adapting its strategy to capitalize on evolving opportunities in the housing and mortgage markets.
Core Business Areas
- Residential Mortgage Investments: Acquiring and managing a portfolio of residential mortgage loans, including both performing and non-performing loans, and servicing rights. This segment involves managing the loan lifecycle from origination to servicing and eventual disposition.
- Agency RMBS Investments: Investing in agency residential mortgage-backed securities (RMBS), which are guaranteed by government-sponsored enterprises like Fannie Mae and Freddie Mac. This segment involves managing interest rate risk and credit risk associated with these securities.
- Credit Investments: Investing in various credit-sensitive assets, including non-agency RMBS, corporate bonds, and other debt instruments. This segment aims to generate income through interest payments and capital appreciation.
- Servicing Operations: Operating a mortgage servicing business, which involves collecting mortgage payments, managing escrow accounts, and handling loan modifications and delinquencies for both its own portfolio and third-party clients.
Leadership and Structure
Chimera Investment Corporation is led by a management team and overseen by a Board of Directors. Key executive roles typically include a Chief Executive Officer (CEO), Chief Financial Officer (CFO), Chief Operating Officer (COO), and heads of various investment and operational divisions. The company operates as a publicly traded REIT, with its stock listed on the New York Stock Exchange (NYSE).
Top Products and Market Share
Key Offerings
- Residential Mortgage Loans (Performing & Non-Performing): Acquisition and management of residential mortgage loans. Market share data for specific loan portfolios is proprietary and not publicly disclosed. Competitors include other mortgage REITs, private equity firms, and loan servicers.
- Mortgage Servicing Rights (MSRs): Acquisition and management of MSRs, which represent the right to service mortgage loans. Market share data for MSR portfolios is not readily available. Competitors include specialized mortgage servicers and other mortgage REITs.
- Agency Residential Mortgage-Backed Securities (RMBS): Investment in RMBS issued by government-sponsored enterprises. While CIM is a significant player in this space, its specific market share within the broader RMBS market is not typically reported as a distinct percentage. Competitors include other mortgage REITs, institutional investors, and asset managers.
Market Dynamics
Industry Overview
Chimera Investment Corporation operates within the real estate finance and mortgage industry. This sector is influenced by macroeconomic factors such as interest rates, housing market conditions, regulatory changes, and consumer credit trends. The industry is characterized by a high degree of competition, technological innovation, and the need for sophisticated risk management.
Positioning
CIM is positioned as a diversified mortgage REIT, aiming to generate stable income and capital appreciation through a variety of mortgage-related assets. Its competitive advantages include its established infrastructure for loan origination, servicing, and securitization, as well as its ability to adapt its portfolio to changing market conditions. The company's diversification across different mortgage asset classes helps mitigate some of the risks associated with a single-product focus.
Total Addressable Market (TAM)
The TAM for mortgage-related assets is vast, encompassing the entire US residential mortgage market, which is in the trillions of dollars. CIM's position within this TAM is as a specialized investor and servicer, focusing on specific segments of the market where it can leverage its expertise. It does not aim to capture the entire market but rather to generate returns from its chosen niches.
Upturn SWOT Analysis
Strengths
- Diversified investment portfolio across various mortgage-related assets.
- Experienced management team with expertise in real estate finance.
- Integrated servicing operations providing operational efficiencies and insights.
- Access to capital markets for funding and portfolio expansion.
- Ability to adapt investment strategy to market conditions.
Weaknesses
- Sensitivity to interest rate fluctuations and credit cycles.
- Reliance on third-party capital for growth.
- Potential for operational risks in servicing complex loan portfolios.
- Complex financial instruments can be challenging to value and manage.
Opportunities
- Potential for growth in non-QM (qualified mortgage) and other alternative lending segments.
- Expansion of servicing portfolio through strategic partnerships or acquisitions.
- Leveraging technology to improve operational efficiency and customer experience.
- Benefiting from favorable interest rate environments for mortgage origination and servicing.
- Investing in distressed mortgage assets during economic downturns.
Threats
- Rising interest rates can negatively impact portfolio valuations and borrowing costs.
- Deterioration in housing market conditions and increased delinquencies.
- Increased competition from other mortgage REITs, banks, and alternative lenders.
- Changes in regulatory environment impacting mortgage origination and servicing.
- Geopolitical events and economic recessions can disrupt financial markets.
Competitors and Market Share
Key Competitors
- Annaly Capital Management (NLY)
- Two Harbors Investment Corp. (TWO)
- Apollo Commercial Real Estate Finance (ARI)
- New Residential Investment Corp. (NRZ)
- Blackstone Mortgage Trust (BXMT)
Competitive Landscape
Chimera Investment Corporation faces a highly competitive landscape. Its advantages lie in its diversified portfolio and integrated servicing platform. However, it competes with larger, more established REITs with greater scale, as well as private equity firms and other financial institutions. Differentiation often comes from strategic asset allocation, risk management expertise, and operational efficiency.
Growth Trajectory and Initiatives
Historical Growth: CIM's historical growth has been characterized by its strategic acquisitions and divestitures of mortgage-related assets, as well as its expansion into servicing operations. Growth in revenue and FFO has been influenced by market conditions, interest rate environments, and its ability to effectively deploy capital. Numerical data would be derived from historical financial statements.
Future Projections: Future growth projections for CIM are typically provided by financial analysts who cover the stock. These projections are based on their expectations of interest rates, housing market trends, the company's strategic initiatives, and overall economic conditions. Projections often focus on FFO per share and dividend growth. Numerical data requires analyst reports.
Recent Initiatives: Recent initiatives may include strategic acquisitions to expand its servicing portfolio, investments in new mortgage loan segments, or the optimization of its existing asset management strategies. The company might also focus on deleveraging its balance sheet or enhancing its technological capabilities. Specific initiatives are usually announced in earnings calls or press releases.
Summary
Chimera Investment Corporation is a diversified mortgage REIT with a history of adapting its strategies to market conditions. Its core strength lies in its diverse portfolio of mortgage assets and its integrated servicing operations. However, it faces significant risks from interest rate volatility and the inherent cyclicality of the real estate market. Continued focus on efficient capital allocation and risk management will be crucial for its future success.
Similar Stocks
Sources and Disclaimers
Data Sources:
- Chimera Investment Corporation Investor Relations
- SEC Filings (10-K, 10-Q)
- Financial news outlets (e.g., Reuters, Bloomberg)
- Financial data providers (e.g., FactSet, Refinitiv)
Disclaimers:
This information is for informational purposes only and does not constitute financial advice. Investment decisions should be made after consulting with a qualified financial advisor and conducting independent research. Market share data is estimated and may not reflect exact current standings. Financial data is subject to change and depends on the latest reporting periods.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Chimera Investment Corporation
Exchange NYSE | Headquaters New York, NY, United States | ||
IPO Launch date 2024-08-22 | President, CEO & Director Mr. Phillip John Kardis II, Esq., J.D. | ||
Sector - | Industry - | Full time employees 39 | Website https://www.chimerareit.com |
Full time employees 39 | Website https://www.chimerareit.com | ||
Chimera Investment Corporation operates as a real estate investment trust (REIT) in the United States. The company, through its subsidiaries, invests in a portfolio of mortgage assets, including residential mortgage loans, agency residential mortgage-backed securities, non-agency residential mortgage-backed securities, agency mortgage-backed securities secured by pools of commercial mortgage loans, business purpose and investor loans, and other real estate related securities. It invests in investment grade, non-investment grade, and non-rated classes. The company qualifies as a real estate investment trust (REIT) for federal income tax purposes. As a REIT, it intends to distribute at least 90% of its taxable income as dividends to shareholders. Chimera Investment Corporation was incorporated in 2007 and is headquartered in New York, New York.
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