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Upturn AI Summary - About
Cummins Inc(CMI)
Advisory History & Simulated Performance *
*as per simulation (see disclosures)- ALL
- 1Y
- 1M
- 1W
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- PASS (Skip)
Stock price based on last close Advisory Performance History (Simulated)
Upturn Advisory & Investor View for CMI
11/10/2026: CMI (4-star) is currently NOT-A-BUY. Pass it for now.
Cummins Inc is a global power technology leader specializing in diesel and natural gas engines, as well as emerging hydrogen and electric solutions. The company benefits from a deep-rooted, reliable service network and a leading market position in commercial trucking and industrial power generation. Its primary growth story involves balancing traditional engine demand with the successful scale-up of its Accelera zero-emissions business. However, risks include cyclical industrial demand, regulatory shifts, and the long-term execution challenges of the energy transition. Given its steady cash flow and commitment to dividends, Cummins may suit value and income-focused investors who can tolerate the inherent volatility of industrial economic cycles.
How to Read the Upturn Advisory
The Upturn Star Rating and the current BUY, SELL, or PASS advisory are generated by Upturn’s AI advisory engine based on proprietary signal analysis, price behavior, advisory history, and historical signal performance.
Company fundamentals, valuation, risks, and news provide supporting context about the business.
Investor Fit
| Investor style | Fit | Why |
|---|---|---|
| Growth investor | Mixed fit | While the core business is stable, growth is dependent on the successful, long-term adoption of hydrogen and electric technologies. |
| Momentum investor | Mixed fit | The stock tends to follow industrial cycles and is a fit if current macro trends favor heavy machinery and infrastructure spending. |
| Value investor | Strong fit | Cummins often trades at reasonable valuation multiples compared to its consistent cash flow and market position. |
| Dividend investor | Strong fit | The company has a long history of paying and increasing dividends, making it attractive for income-oriented portfolios. |
| Low-risk investor | Mixed fit | While historically stable, the company is subject to cyclical industrial downturns and the risks of long-term energy transition. |
Risk Profile
| Risk factor | Level | Why it matters |
|---|---|---|
| Price volatility | Medium | The stock is subject to broader industrial market trends and cyclical fluctuations. |
| Valuation risk | Low | The company generally trades at moderate multiples that reflect its established earnings power. |
| Competition risk (Engine/Power tech) | Medium / high | The sector faces intense pressure from evolving technology and established global rivals. |
| Business quality | Strong | Cummins is recognized for high-quality engineering and a dominant role in its core markets. |
| Dividend income | Strong | The dividend is supported by consistent cash generation and prudent financial management. |
| Execution risk | Medium | The dual focus on traditional engines and new energy technologies requires complex operational execution. |
Price Behavior
Downtrend
The stock has experienced a sustained decline in price over recent periods.
Moderately Choppy
The stock has experienced noticeable price swings while retaining some directional structure.
Analysis of Past Performance
Type Stock | Historic Profit 98.01% | Avg. Invested days 68 | Today’s Advisory PASS |
Upturn Advisory Rating  | Upturn Advisory Performance  4.0 | Stock Returns Performance  4.0 |
| Profits based on simulation | Last Close 11/10/2026 |
Upturn Scorecard
Upturn Star Rating 
Company Fundamentals
Financial Health Rating
Growth Momentum Score
Ownership
Top 5 Institutional Investors
Unit Economics (Per $1K Revenue)
Economic Dimensions
Quantitative Style Profile
Style Classification
Quality Focused
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 63.94B USD | Price to earnings Ratio 19.46 | 1Y Target Price 662.35 |
Price to earnings Ratio 19.46 | 1Y Target Price 662.35 | ||
Volume (30-day avg) 1.3M shares | Beta 1.24 | 52 Weeks Range 443.61 - 735.02 | Updated Date 11/10/2026 |
52 Weeks Range 443.61 - 735.02 | Updated Date 11/10/2026 | ||
Dividends yield (FY) 1.82% | Basic EPS (TTM) 23.97 |
How Company Makes Money
| Business area | What it includes | Retail investor read |
|---|---|---|
| Engine Segment | Diesel and natural gas engines for automotive and industrial markets. | This is the primary cash engine of the company. |
| Power Systems | Generators and related power control technology. | Strong growth area driven by global data center demand. |
| Geography (North America) | Significant sales exposure to US heavy-duty trucking markets. | The company's performance is heavily influenced by the North American economic cycle. |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date 2026-11-05 | When Before Market | Estimate 8.38 | Actual 7.71 |
Profitability
Profit Margin 9.26% | Operating Margin (TTM) 13.95% |
Management Effectiveness
Return on Assets (TTM) 7.6% | Return on Equity (TTM) 25.05% |
Valuation
Trailing PE 19.46 | Forward PE 13.09 | Enterprise Value 67.88B | Price to Sales(TTM) 1.78 |
Enterprise Value 67.88B | Price to Sales(TTM) 1.78 | ||
Enterprise Value to Revenue 1.83 | Enterprise Value to EBITDA 11.15 | Shares Outstanding 137.08M | Shares Floating 136.42M |
Shares Outstanding 137.08M | Shares Floating 136.42M | ||
Percent Insiders 0.21 | Percent Institutions 87.78 |
Financial Metrics
🧭 Investment Snapshot
Total Revenue (Scale)
Total money earned from selling products or services before any costs. It is needed to understand the scale of the business and its ability to generate income.
Net Income (Profit)
Final profit after all expenses, interest, and taxes are deducted. It is needed to determine the overall profitability available to shareholders.
Free Cash Flow (Cash Strength)
Cash remaining after operating activities and capital expenditures, showing cash available for growth. It is needed to evaluate the company’s ability to invest, pay dividends, or reduce debt.
📈 Growth & Strength
Operating Income (Core Profit)
Profit from core operations after deducting all operating expenses. It is needed to measure how efficiently the company runs its primary business activities.
EBITDA (Cash Earnings)
Earnings before interest, taxes, depreciation, and amortization, indicating operating cash potential. It is needed to compare operating performance across companies without accounting or financing differences.
Gross Profit (Unit Profitability)
Revenue minus cost of revenue, showing profit after direct production costs. It is needed to evaluate core business profitability before overhead expenses.
🛡️ Financial Safety
Cash (Liquidity Buffer)
Total cash and cash equivalents on hand. It is needed to evaluate immediate liquidity and financial flexibility.
Total Debt (Leverage Risk)
Total debt including both short-term and long-term components. It is needed to assess the company’s leverage and financial risk.
Net Working Capital (Short-Term Health)
Current assets minus current liabilities, indicating short-term liquidity strength. It is needed to assess whether the company can meet its short-term obligations.
🧱 Balance Sheet Strength
Stockholder Equity (Net Worth)
Total equity value held by shareholders. It is needed to understand the net worth of the company from the owners’ perspective.
Total Assets (Asset Base)
The full value of everything the company owns, including cash, inventory, equipment, and investments. It is needed to understand the resource base used to generate revenue.
Income Before Tax (Pre-Tax Earnings)
Income before provision for income taxes. It is needed to analyze profitability independent of tax structures.
⚙️ Cost & Drag Factors
Cost of Revenue (Production Cost)
Direct costs required to produce and deliver the products or services sold. It is needed to assess efficiency in production and service delivery.
Total Operating Expenses (Operating Cost)
Indirect costs of running the business such as salaries, marketing, and administration. It is needed to understand how much it costs to sustain ongoing business operations.
Income Tax Expense (Tax Drag)
Amount of taxes paid or payable to the government. It is needed to evaluate the impact of taxation on overall profitability.
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