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Upturn AI SWOT - About
CVCO 
Cavco Industries Inc (CVCO)
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Stock price based on last close (see disclosures)
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Upturn Advisory Summary
10/31/2025: CVCO (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
3 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $586.67
1 Year Target Price $586.67
| 1 | Strong Buy |
| 1 | Buy |
| 1 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -13.67% | Avg. Invested days 37 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 10/31/2025 |
Key Highlights
Company Size Mid-Cap Stock | Market Capitalization 4.19B USD | Price to earnings Ratio 22.98 | 1Y Target Price 586.67 |
Price to earnings Ratio 22.98 | 1Y Target Price 586.67 | ||
Volume (30-day avg) 3 | Beta 1.23 | 52 Weeks Range 393.53 - 602.57 | Updated Date 11/2/2025 |
52 Weeks Range 393.53 - 602.57 | Updated Date 11/2/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) 23.05 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date 2025-10-30 | When - | Estimate 6.16 | Actual 6.55 |
Profitability
Profit Margin 9.18% | Operating Margin (TTM) 11.17% |
Management Effectiveness
Return on Assets (TTM) 10.32% | Return on Equity (TTM) 18.5% |
Valuation
Trailing PE 22.98 | Forward PE - | Enterprise Value 4331076730 | Price to Sales(TTM) 1.96 |
Enterprise Value 4331076730 | Price to Sales(TTM) 1.96 | ||
Enterprise Value to Revenue 2.07 | Enterprise Value to EBITDA 17.13 | Shares Outstanding 7917647 | Shares Floating 7771392 |
Shares Outstanding 7917647 | Shares Floating 7771392 | ||
Percent Insiders 1.26 | Percent Institutions 98.27 |
Upturn AI SWOT
Cavco Industries Inc
Company Overview
History and Background
Cavco Industries, Inc. was founded in 1965. Initially focused on park model homes and travel trailers, it has grown through acquisitions and organic expansion to become a leading manufacturer of manufactured homes and related services.
Core Business Areas
- Manufactured Housing: Designs, produces, and sells manufactured homes through a network of retail stores, independent dealers, and manufactured housing communities.
- Financial Services: Provides financing, insurance, and other financial products to purchasers of manufactured homes and other related products.
- Park Model RVs: Designs, produces, and sells Park Model RVs for vacation or seasonal use.
Leadership and Structure
Bill Boor serves as Chairman, President, and Chief Executive Officer. The company has a traditional corporate structure with various departments including operations, finance, sales, and marketing.
Top Products and Market Share
Key Offerings
- Manufactured Homes: Cavco's core product. While precise market share data fluctuates, they are a leading manufacturer. Competitors include Skyline Champion (SKY) and Clayton Homes (BRK.A). Revenue is the biggest part of their total income.
- Financial Services: Insurance and financing products tailored to manufactured home buyers. Market share is dependent on overall lending in the manufactured housing sector and their ability to get leads from manufacturing. Competitors are credit unions and other traditional mortgage lenders.
Market Dynamics
Industry Overview
The manufactured housing industry is driven by the need for affordable housing, demographic trends, and regulatory factors. It's cyclical and sensitive to economic conditions.
Positioning
Cavco is positioned as a leading player with a diversified business model, including manufacturing and financial services, giving them higher margins and profits compared to others in the industry.
Total Addressable Market (TAM)
The TAM for the US manufactured housing market is estimated to be over $20 billion annually. Cavco is positioned to address a significant portion of this TAM through its diverse offerings.
Upturn SWOT Analysis
Strengths
- Diversified business model
- Strong brand reputation
- Extensive distribution network
- Vertically integrated operations
Weaknesses
- Sensitivity to economic cycles
- Dependence on external financing
- Exposure to regulatory changes
- Operational execution needs more refinement
Opportunities
- Increasing demand for affordable housing
- Expansion into new geographic markets
- Development of innovative housing solutions
- Strategic acquisitions and partnerships
Threats
- Economic downturns
- Rising interest rates
- Increased competition
- Changes in building codes and regulations
Competitors and Market Share
Key Competitors
- Skyline Champion (SKY)
- Clayton Homes (BRK.A)
Competitive Landscape
Cavco's advantages include its vertically integrated operations and financial services offerings. Disadvantages may include sensitivity to economic cycles and regulatory changes.
Major Acquisitions
Solitaire Homes
- Year: 2021
- Acquisition Price (USD millions): 93
- Strategic Rationale: Expanded Cavco's retail distribution network and manufacturing capacity.
Growth Trajectory and Initiatives
Historical Growth: Cavco has demonstrated growth through acquisitions and organic expansion, particularly in recent years fueled by demand for affordable housing.
Future Projections: Future growth is projected based on analyst estimates, which consider factors such as housing market trends and economic conditions. Analyst target price consensus can be found on financial websites.
Recent Initiatives: Recent initiatives include acquisitions to expand product offerings and market reach.
Summary
Cavco Industries is a leading manufacturer of manufactured homes with a diversified business model, including financial services. The company's strong brand and extensive distribution network are key strengths. It faces challenges from economic cycles and regulatory changes but has opportunities to capitalize on the increasing demand for affordable housing and is very well positioned to capture future profits in the sector. Investors should keep an eye on regulatory changes in the manufactured home space.
Similar Stocks
Sources and Disclaimers
Data Sources:
- Company SEC Filings (10-K, 10-Q)
- Industry Reports
- Analyst Reports
- Company Website
Disclaimers:
The data provided is for informational purposes only and should not be considered financial advice. Investment decisions should be based on thorough research and consultation with a qualified financial advisor.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Cavco Industries Inc
Exchange NASDAQ | Headquaters Phoenix, AZ, United States | ||
IPO Launch date 2003-07-01 | President, CEO & Director Mr. William C. Boor C.F.A. | ||
Sector Consumer Cyclical | Industry Residential Construction | Full time employees 7000 | Website https://www.cavcohomes.com |
Full time employees 7000 | Website https://www.cavcohomes.com | ||
Cavco Industries, Inc. designs, produces, and retails factory-built homes primarily in the United States. It operates in two segments, Factory-Built Housing and Financial Services. The company produces park model RVs; vacation cabins; and factory-built commercial structures, including apartment buildings, condominiums, hotels, workforce housing, schools, and housing for the United States military troops. It also produces various modular homes, which include single and multi-section ranch, split-level, and Cape Cod style homes, as well as two- and three-story homes, and multi-family units. In addition, the company provides conforming and non-conforming mortgages and home-only loans to purchasers of various brands of factory-built homes sold by company-owned retail stores, as well as various independent distributors, builders, communities, and developers. Further, it offers property and casualty insurance to owners of manufactured homes. The company distributes its products through a network of independent and company-owned retailers, planned community operators, and residential developers. The company was founded in 1965 and is headquartered in Phoenix, Arizona.
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