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Upturn AI SWOT - About
CWAN 
Clearwater Analytics Holdings Inc (CWAN)
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Upturn Advisory Summary
10/20/2025: CWAN (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
12 Analysts rated it
Moderately tracked stock, growing coverage, gaining market and investor attention.
1 Year Target Price $30.55
1 Year Target Price $30.55
| 7 | Strong Buy |
| 4 | Buy |
| 1 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 10.91% | Avg. Invested days 43 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  2.0 |
| Profits based on simulation | Last Close 10/20/2025 |
Key Highlights
Company Size Mid-Cap Stock | Market Capitalization 5.85B USD | Price to earnings Ratio 11.22 | 1Y Target Price 30.55 |
Price to earnings Ratio 11.22 | 1Y Target Price 30.55 | ||
Volume (30-day avg) 12 | Beta 0.69 | 52 Weeks Range 17.15 - 35.71 | Updated Date 10/20/2025 |
52 Weeks Range 17.15 - 35.71 | Updated Date 10/20/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) 1.6 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 73.74% | Operating Margin (TTM) -4.83% |
Management Effectiveness
Return on Assets (TTM) 0.63% | Return on Equity (TTM) 33.75% |
Valuation
Trailing PE 11.22 | Forward PE 23.31 | Enterprise Value 6281225885 | Price to Sales(TTM) 10.61 |
Enterprise Value 6281225885 | Price to Sales(TTM) 10.61 | ||
Enterprise Value to Revenue 11.4 | Enterprise Value to EBITDA 168.06 | Shares Outstanding 287938740 | Shares Floating 285465346 |
Shares Outstanding 287938740 | Shares Floating 285465346 | ||
Percent Insiders 0.85 | Percent Institutions 99.37 |
Upturn AI SWOT
Clearwater Analytics Holdings Inc
Company Overview
History and Background
Clearwater Analytics was founded in 2004. It initially focused on providing investment portfolio accounting services for insurance companies and has expanded to serve a wider range of institutional investors. Significant milestones include expanding its product offerings, growing its client base, and going public in 2021.
Core Business Areas
- Investment Accounting and Reporting: Offers a SaaS-based solution for automated investment data aggregation, reconciliation, accounting, and reporting for institutional investors.
- Performance Measurement and Analytics: Provides tools for performance measurement, risk analytics, and regulatory reporting.
Leadership and Structure
Sandeep Sahai is the Chief Executive Officer. The company has a typical corporate structure with departments for sales, marketing, product development, and customer support.
Top Products and Market Share
Key Offerings
- Clearwater Prism: Comprehensive investment accounting and reporting platform used by insurance companies, asset managers, corporations, and other institutional investors. Clearwater claims to serve clients with over $6.7 Trillion in AUM. Competitors include BlackRock Aladdin, SimCorp Dimension, and State Street Alpha.
Market Dynamics
Industry Overview
The investment management industry is increasingly relying on cloud-based solutions for data management and analytics. Regulatory requirements and the need for transparency are driving demand for sophisticated reporting tools.
Positioning
Clearwater Analytics is positioned as a leading provider of SaaS-based investment accounting and reporting solutions. Its competitive advantages include its comprehensive platform, automation capabilities, and focus on customer service.
Total Addressable Market (TAM)
Estimated at over $10 billion, with significant growth potential. Clearwater is well-positioned to capture a substantial share of this market due to its comprehensive solution and established client base.
Upturn SWOT Analysis
Strengths
- Comprehensive platform
- SaaS-based delivery model
- Strong customer retention
- Scalable architecture
- Experienced management team
Weaknesses
- Reliance on a single platform
- Competition from larger, more diversified players
- Potential for integration challenges with legacy systems
- Price is premium compared to other products
Opportunities
- Expanding into new asset classes
- Targeting new customer segments (e.g., pension funds, sovereign wealth funds)
- Offering additional value-added services (e.g., consulting, data analytics)
- International Expansion
Threats
- Increased competition
- Economic downturn
- Changes in regulatory requirements
- Cybersecurity risks
Competitors and Market Share
Key Competitors
- SSNC
- FIS
- MSCI
Competitive Landscape
Clearwater Analytics competes with larger, more diversified players like SS&C Technologies (SSNC) and Fidelity National Information Services (FIS), as well as specialized providers like MSCI. Clearwater's competitive advantage lies in its modern, SaaS-based platform and focus on customer service.
Major Acquisitions
Glintstone
- Year: 2021
- Acquisition Price (USD millions): 35
- Strategic Rationale: Expanded Clearwater's data capabilities.
Growth Trajectory and Initiatives
Historical Growth: Clearwater Analytics has experienced strong revenue growth in recent years, driven by increasing demand for its SaaS-based solutions.
Future Projections: Analysts project continued revenue growth for Clearwater Analytics, driven by its expanding customer base and product offerings.
Recent Initiatives: Recent strategic initiatives include product enhancements, partnerships, and geographic expansion.
Summary
Clearwater Analytics is a strong player in the investment accounting and reporting space due to its SaaS-based platform and customer-centric approach. Its growth trajectory is promising, but it faces competition from larger, more diversified companies. Continued innovation and strategic partnerships will be crucial for maintaining its competitive edge, while focusing on costs and maintaining margins.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company filings
- Analyst reports
- Industry publications
Disclaimers:
This analysis is for informational purposes only and should not be considered investment advice. Market conditions and company performance can change rapidly.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Clearwater Analytics Holdings Inc
Exchange NYSE | Headquaters Boise, ID, United States | ||
IPO Launch date 2021-09-24 | CEO & Director Mr. Sandeep Sahai | ||
Sector Technology | Industry Software - Application | Full time employees 1915 | Website https://clearwateranalytics.com |
Full time employees 1915 | Website https://clearwateranalytics.com | ||
Clearwater Analytics Holdings, Inc. develops and provides a Software-as-a-Service (SaaS) solution for automated investment data aggregation, reconciliation, accounting, and reporting services to insurers, investment managers, corporations, institutional investors, and government entities in the United States and internationally. It offers investment accounting and reporting, performance measurement, compliance monitoring, and risk analytics solutions. The company's Clearwater Prism SaaS-based data and reporting platform for investment data delivers a range of product modules, including Prism reporting and statements, Prism connectors, Prism data ops, and Prism managed services. It also provides Clearwater LPx, a full-service solution for private funds that delivers complete, timely, accurate, and consumable data for limited partnerships; and Clearwater MLx, a comprehensive mortgage loan investment solution that provides investors to drive growth and make informed decisions, oversight, and reporting capabilities for mortgage loan investments, as well as enhances risk reporting, servicer tracking, oversight, and accounting capabilities. In addition, the company offers Clearwater JUMP that provides a modular front, middle and back office solution to investment managers, private banks, and insurer, as well as portfolio management and order management, unit-linked funds, tri-partite templates, and full trade life cycle solutions. Further, it develops a cloud based integrated data and financial analytics platform for developers, quants, data scientists, and business users. The company was founded in 2004 and is headquartered in Boise, Idaho.
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