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Upturn AI SWOT - About
CWAN 
Clearwater Analytics Holdings Inc (CWAN)
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Upturn Advisory Summary
08/29/2025: CWAN (2-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Below Average Performance
These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.
Number of Analysts
12 Analysts rated it
Moderately tracked stock, growing coverage, gaining market and investor attention.
1 Year Target Price $30.55
1 Year Target Price $30.55
| 7 | Strong Buy |
| 4 | Buy |
| 1 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 10.91% | Avg. Invested days 43 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  2.0 |
| Profits based on simulation | Last Close 08/29/2025 |
Key Highlights
Company Size Mid-Cap Stock | Market Capitalization 6.73B USD | Price to earnings Ratio 12.92 | 1Y Target Price 30.55 |
Price to earnings Ratio 12.92 | 1Y Target Price 30.55 | ||
Volume (30-day avg) 12 | Beta 0.72 | 52 Weeks Range 17.98 - 35.71 | Updated Date 08/30/2025 |
52 Weeks Range 17.98 - 35.71 | Updated Date 08/30/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) 1.6 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date 2025-08-06 | When - | Estimate 0.11 | Actual 0.12 |
Profitability
Profit Margin 73.74% | Operating Margin (TTM) -2.28% |
Management Effectiveness
Return on Assets (TTM) 0.88% | Return on Equity (TTM) 33.75% |
Valuation
Trailing PE 12.92 | Forward PE 33.9 | Enterprise Value 7231714566 | Price to Sales(TTM) 12.21 |
Enterprise Value 7231714566 | Price to Sales(TTM) 12.21 | ||
Enterprise Value to Revenue 13.12 | Enterprise Value to EBITDA 193.5 | Shares Outstanding 287939008 | Shares Floating 285494140 |
Shares Outstanding 287939008 | Shares Floating 285494140 | ||
Percent Insiders 0.85 | Percent Institutions 99.68 |
Upturn AI SWOT
Clearwater Analytics Holdings Inc
Company Overview
History and Background
Clearwater Analytics was founded in 2004 with the goal of providing a single instance, multi-tenant solution for investment accounting and reporting. It has grown through organic expansion and strategic acquisitions to become a leading provider of investment accounting software.
Core Business Areas
- Investment Accounting and Reporting: Clearwater provides a cloud-based platform that automates investment accounting, reporting, and analytics for insurance companies, asset managers, corporations, and other institutional investors.
- Data Management: Clearwater offers data aggregation, reconciliation, and validation services to ensure data accuracy and integrity.
- Performance Measurement: Clearwater provides performance reporting and analytics capabilities that help clients track investment performance and make informed decisions.
- Regulatory Reporting: Clearwater helps clients comply with regulatory reporting requirements, such as those mandated by the SEC and other regulatory bodies.
Leadership and Structure
Sandeep Sahai is the Chief Executive Officer. The company has a typical corporate structure with departments for sales, marketing, product development, engineering, customer support, and finance.
Top Products and Market Share
Key Offerings
- Clearwater Prism: A cloud-based investment accounting and reporting platform. Market share is estimated to be around 25% in the investment accounting software market. Competitors include BlackRock Aladdin, SimCorp Dimension, and FIS Investran. Clearwater claims to service clients with over $6.5 trillion in AUA(Asests Under Administration).
Market Dynamics
Industry Overview
The investment accounting software market is growing due to increasing regulatory complexity, the need for greater transparency, and the growing demand for real-time investment data.
Positioning
Clearwater Analytics is positioned as a leading provider of cloud-based investment accounting software. Its competitive advantages include its single-instance, multi-tenant platform, its comprehensive functionality, and its strong customer service.
Total Addressable Market (TAM)
The TAM for investment accounting software is estimated to be several billion dollars. Clearwater is positioned to capture a significant portion of this market, with the market expected to grow. Clearwater's focus on a SaaS platform and ability to handle complex instruments give it a good position in this TAM.
Upturn SWOT Analysis
Strengths
- Cloud-based platform
- Comprehensive functionality
- Strong customer service
- Scalable architecture
- High customer retention
Weaknesses
- Limited brand recognition compared to larger competitors
- Reliance on third-party data providers
- Can be expensive for smaller firms
Opportunities
- Expanding into new markets
- Developing new products and services
- Acquiring complementary businesses
- Leveraging artificial intelligence and machine learning
- Further penetration into existing client base
Threats
- Increasing competition
- Changes in regulatory requirements
- Economic downturn
- Cybersecurity threats
- Technology obsolescence
Competitors and Market Share
Key Competitors
- SSNC
- FIS
- BLK
Competitive Landscape
Clearwater Analytics competes with larger, more established companies such as SS&C Technologies (SSNC), Fidelity National Information Services (FIS), and BlackRock (BLK). However, Clearwater's cloud-based platform and focus on customer service give it a competitive advantage.
Major Acquisitions
StatPro
- Year: 2019
- Acquisition Price (USD millions): 236.4
- Strategic Rationale: The acquisition of StatPro broadened Clearwater Analytics' product offerings and expanded its geographic reach.
Growth Trajectory and Initiatives
Historical Growth: Clearwater Analytics has experienced strong growth in recent years, driven by increasing demand for its cloud-based investment accounting software.
Future Projections: Analysts project continued growth for Clearwater Analytics, driven by its strong market position and expanding product portfolio.
Recent Initiatives: Recent initiatives include expanding into new markets, developing new products and services, and acquiring complementary businesses.
Summary
Clearwater Analytics is a strong company with a leading position in the investment accounting software market. Its cloud-based platform and strong customer service are key strengths. Potential threats include increasing competition and changes in regulatory requirements. Future growth depends on expanding into new markets and developing new products and services.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Filings
- Analyst Reports
- Industry Research
Disclaimers:
This analysis is for informational purposes only and should not be considered financial advice. Market share data is approximate and based on available information.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Clearwater Analytics Holdings Inc
Exchange NYSE | Headquaters Boise, ID, United States | ||
IPO Launch date 2021-09-24 | CEO & Director Mr. Sandeep Sahai | ||
Sector Technology | Industry Software - Application | Full time employees 1915 | Website https://clearwateranalytics.com |
Full time employees 1915 | Website https://clearwateranalytics.com | ||
Clearwater Analytics Holdings, Inc. develops and provides a Software-as-a-Service (SaaS) solution for automated investment data aggregation, reconciliation, accounting, and reporting services to insurers, investment managers, corporations, institutional investors, and government entities in the United States and internationally. It offers investment accounting and reporting, performance measurement, compliance monitoring, and risk analytics solutions. The company's Clearwater Prism SaaS-based data and reporting platform for investment data delivers a range of product modules, including Prism reporting and statements, Prism connectors, Prism data ops, and Prism managed services. It also provides Clearwater LPx, a full-service solution for private funds that delivers complete, timely, accurate, and consumable data for limited partnerships; and Clearwater MLx, a comprehensive mortgage loan investment solution that provides investors to drive growth and make informed decisions, oversight, and reporting capabilities for mortgage loan investments, as well as enhances risk reporting, servicer tracking, oversight, and accounting capabilities. In addition, the company offers Clearwater JUMP that provides a modular front, middle and back office solution to investment managers, private banks, and insurer, as well as portfolio management and order management, unit-linked funds, tri-partite templates, and full trade life cycle solutions. Further, it develops a cloud based integrated data and financial analytics platform for developers, quants, data scientists, and business users. The company was founded in 2004 and is headquartered in Boise, Idaho.
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