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Upturn AI SWOT - About
EARN 
Ellington Residential Mortgage (EARN)
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Upturn Advisory Summary
10/29/2025: EARN (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
4 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $5.88
1 Year Target Price $5.88
| 0 | Strong Buy |
| 1 | Buy |
| 3 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -5.16% | Avg. Invested days 42 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 10/29/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 201.32M USD | Price to earnings Ratio 19.14 | 1Y Target Price 5.88 |
Price to earnings Ratio 19.14 | 1Y Target Price 5.88 | ||
Volume (30-day avg) 4 | Beta 1.33 | 52 Weeks Range 3.98 - 6.11 | Updated Date 10/29/2025 |
52 Weeks Range 3.98 - 6.11 | Updated Date 10/29/2025 | ||
Dividends yield (FY) 17.94% | Basic EPS (TTM) 0.28 |
Earnings Date
Report Date 2025-11-06 | When - | Estimate 0.2233 | Actual - |
Profitability
Profit Margin -14.61% | Operating Margin (TTM) 75.59% |
Management Effectiveness
Return on Assets (TTM) -0.6% | Return on Equity (TTM) -2.82% |
Valuation
Trailing PE 19.14 | Forward PE 5.83 | Enterprise Value 701961280 | Price to Sales(TTM) 5.61 |
Enterprise Value 701961280 | Price to Sales(TTM) 5.61 | ||
Enterprise Value to Revenue 12.68 | Enterprise Value to EBITDA - | Shares Outstanding 37559195 | Shares Floating 37031113 |
Shares Outstanding 37559195 | Shares Floating 37031113 | ||
Percent Insiders 1.41 | Percent Institutions 12.91 |
Upturn AI SWOT
Ellington Residential Mortgage
Company Overview
History and Background
Ellington Residential Mortgage REIT (EARN) was founded in 2013 and focuses on acquiring and managing residential mortgage-backed securities (RMBS). It is externally managed by Ellington Management Group, LLC.
Core Business Areas
- RMBS Acquisition: Acquires and manages residential mortgage-backed securities, including agency and non-agency RMBS.
Leadership and Structure
Laurence Penn is the Chief Executive Officer. The company is externally managed by Ellington Management Group, LLC.
Top Products and Market Share
Key Offerings
- Agency RMBS: Invests in RMBS guaranteed by government-sponsored enterprises (GSEs) like Fannie Mae and Freddie Mac. Market share data is highly fragmented and depends on specific RMBS sub-segments. Competitors include Annaly Capital Management (NLY), AGNC Investment Corp. (AGNC).
- Non-Agency RMBS: Invests in RMBS not guaranteed by GSEs, offering potentially higher returns but also greater risk. Market share data is highly fragmented and depends on specific RMBS sub-segments. Competitors include Annaly Capital Management (NLY), Chimera Investment Corporation (CIM).
Market Dynamics
Industry Overview
The RMBS market is influenced by interest rates, housing market conditions, and government policies. The current environment is characterized by interest rate volatility and concerns about economic growth.
Positioning
EARN is a relatively smaller player in the RMBS market. Its competitive advantage lies in its experienced management team and its focus on niche segments of the market.
Total Addressable Market (TAM)
The total addressable market for RMBS is trillions of dollars, with agency RMBS representing a significant portion. EARN's relatively small size positions it as a minor player in this massive market.
Upturn SWOT Analysis
Strengths
- Experienced management team
- Focus on niche RMBS segments
- Ability to generate attractive yields in certain market environments
Weaknesses
- Smaller market capitalization compared to larger peers
- External management structure
- Sensitivity to interest rate fluctuations and housing market conditions
Opportunities
- Capitalizing on market dislocations and undervalued RMBS
- Expanding investment strategies and asset base
- Benefiting from favorable regulatory changes
Threats
- Rising interest rates
- Economic recession and housing market downturn
- Increased competition in the RMBS market
- Changes in government policies affecting the RMBS market
Competitors and Market Share
Key Competitors
- NLY
- AGNC
- CIM
- IVR
Competitive Landscape
EARN faces intense competition from larger, more established RMBS investors. Its success depends on its ability to execute its investment strategy effectively and manage risk prudently.
Growth Trajectory and Initiatives
Historical Growth: Historical growth has been dependent on the company's ability to identify and acquire attractive RMBS investments.
Future Projections: Future projections depend on analyst estimates, which can vary widely based on market conditions and company performance.
Recent Initiatives: Recent strategic initiatives may include adjustments to the investment portfolio, capital raising activities, and changes in risk management strategies.
Summary
Ellington Residential Mortgage is a smaller player in the RMBS market facing stiff competition from larger entities. Its strength lies in its niche focus and experienced management, but it is vulnerable to interest rate risk and market volatility. The company needs to carefully manage its portfolio and adapt to changing market conditions to maintain its dividend and generate shareholder value. External management adds another layer of complexity to the company's overall structure.
Similar Stocks
Sources and Disclaimers
Data Sources:
- SEC Filings
- Company Website
- Analyst Reports
Disclaimers:
The information provided is for informational purposes only and should not be considered investment advice. Market share estimates are approximate and based on publicly available data. Investment decisions should be made based on thorough research and consultation with a financial advisor.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Ellington Residential Mortgage
Exchange NYSE | Headquaters Old Greenwich, CT, United States | ||
IPO Launch date 2013-05-01 | CEO, President & Trustee Mr. Laurence Eric Penn | ||
Sector Financial Services | Industry Asset Management | Full time employees - | Website https://www.ellingtoncredit.com |
Full time employees - | Website https://www.ellingtoncredit.com | ||
Ellington Credit Company, a closed-end management investment company, focuses on generating current yields and risk-adjusted total returns by investing primarily in collateralized loan obligations. It invests in mezzanine debt and equity tranches. The company was formerly known as Ellington Residential Mortgage REIT and changed its name to Ellington Credit Company in April 2024. Ellington Credit Company was incorporated in 2012 and is headquartered in Old Greenwich, Connecticut.
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